cover
Contact Name
Alwahidin
Contact Email
lifalah.iainkdi@gmail.com
Phone
+6282348219871
Journal Mail Official
lifalah.iainkdi@gmail.com
Editorial Address
Jl. Sultan Qaimuddin No.17 Baruga
Location
Kota kendari,
Sulawesi tenggara
INDONESIA
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam
Li Falah, Journal of Islamic Economics and Business Studies is a scientific journal concerning on the latest research results and becomes a scientific communication media for lecturers, researchers, and or observers in the Islamic economics and business field.
Articles 295 Documents
Antecedents of Impulsive Buying among Moslems: The Mediation Role of FOMO Sari, Puspa Novita
Li Falah: Journal of Islamic Economics and Business Vol. 8 No. 2 (2023): December 2023
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v8i2.7002

Abstract

The evolution of technology and shifts in consumer behavior have caused significant changes in the business landscape. One intriguing phenomenon that has emerged from these shifts is the practice of live-streaming shopping. This study aims to investigate the factors that impact impulsive purchasing among Muslims during live-streaming shopping sessions. The study's participants are individuals who have made purchases of Zoya products through live-streaming broadcasts on the TikTok app, with a total of 172 respondents. The data analysis method employed is the structural equation model (SEM) using the Smart PLS software. The findings of the research indicate that the fear of missing out (FOMO) acts as a mediator in the relationship between scarcity and impulsive buying. At the same time, social media usage mediates the connection between social media usage and impulsive buying. This finding implies that scarcity and social media usage can amplify impulsive buying tendencies during live-streaming shopping when influenced by the fear of missing out (FOMO).
Contribution of Mui-Dsn Fatwa on Operational Products of Mudharabah-Wadi’ah Bank Sharia Indonesia Hadi, Muhammad
Li Falah: Journal of Islamic Economics and Business Vol. 7 No. 2 (2022): December 2022
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v7i2.8476

Abstract

Fatwa of the Indonesian Ulema Council and the Indonesian Sharia Council recommend non-interest-based banking institutions that are built on the basis of the Qur’an and Hadith. Along with the issuance of the fatwa above, Islamic banking continues to experience rapid growth, even with the merging of Bank Syariah Mandiri, BNI Syariah, and B.R.I. Syariah into one umbrella of Bank Syariah Indonesia (B.S.I.). More complete than other banks in Kendari. The purpose of Islamic banks is not only to function as funding and loan services. Currently, Islamic banks are expanding to develop other financial services, including gold pawning, Western Union, hajj bailouts and others. This article uses qualitative methods through observation, research, and data collection). This method can be used to understand the role of the fatwa on mudharabah-wadi’ah contract products at B.S.I., which is not yet known. To fully understand the role of the MUI-DSN fatwa, the researcher uses the maqashid al-Syari’ah al-Syatibi approach, which is expressed in dharuriyat, which includes khifd al-dien, aql, nafs, aql, and mal. From the data collected, the findings in this article have not shown a significant effect since the merger of the three B.S.M., BNI sharia, and B.R.I. sharia transformed into B.S.I., which has not had any progress for customers. To prove that “The role of the MUI-DSN fatwa in the operationalization of mudharabah-wadi’ah contract products at the B.S.I. Kendari bank” illustrated the existence of different contract implementation regulations in each product integrated with customers, for example, wadi’ah contracts for safekeeping, mudharabah for financing buying or building a house, musharaka for financing business development, and others. This research can later become an additional academic reference, especially for the Faculty of Economics and Islamic Business IAIN Kendari, because it seeks to explain the financing model through the contract system carried out by Bank BNI Syariah Kendari City.
Strategic Dimensions of Islamic Banking: A Focus on Service Quality and Facilities Impacting Savings Budiarti, Sari; Roisiyatin, Roisiyatin; Aziz, Abdul; Masriah, Siti; hopipah, Popi
Li Falah: Journal of Islamic Economics and Business Vol. 8 No. 2 (2023): December 2023
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v8i2.8565

Abstract

This study aims to examine the effect of administrative service quality and office facilities on savings premiums at Indonesian Islamic banks (BSI). The position of research from existing research is by setting 3 (three) hypotheses, including H1: Service Quality (X1) has a positive effect on Interest in Saving (Y). H2: Facility Quality (X2) has a positive effect on Interest in Saving (Y). H3: Service Quality (X1) and Facility Quality (X2) together have a positive effect on Interest in Saving (Y). The data in this study were obtained through a questionnaire consisting of three variables using a Likert scale on customers or users of Bank Syariah Indonesia (BSI). The data testing method in this study is to use SPSS version 25, namely by testing the validity test, reliability test, simple linear regression analysis, R2 determinant coefficient test (simulation test) and partial test (t-test). The findings of the results of this study are that the quality of service and facilities have a positive and significant effect on saving intentions. This result shows that quality facilities and services strongly influence customer interest in saving. In addition, this aspect contributes to the company's profits. Customer satisfaction will increase in proportion to the level of service quality of the company, which in turn will have a positive effect on the Interest in saving Bank Syariah Indonesia. The findings of this study are expected to provide new knowledge, especially in management science.
The Impact of Local Taxes, Population Growth and Inflation on Islamic Economic Growth Perspectives Jamaludin, Jamaludin; Hafiduddin, Ahmad Didin; Alfialhubufillah, M; Husenuddin, Abdullah
Li Falah: Journal of Islamic Economics and Business Vol. 8 No. 2 (2023): December 2023
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v8i2.8922

Abstract

This study aims to understand the impact of local taxes, population growth and inflation on economic growth from an Islamic perspective. The method employed is a quantitative study using secondary data from the Central Statistics Agency (BPS), which is then processed using E-Views 9 software. The technique utilized is panel data regression, combining cross-section data with time series data, and analyzed using the Fixed Effect Model (FEM) estimation model. The results indicate that the local tax variable has a significant positive impact on economic growth from an Islamic viewpoint. Islam encourages taxation as a means of generating revenue for public welfare while emphasizing fair and responsible collection. Meanwhile, the variables of population growth and inflation have a significant negative impact on economic growth from an Islamic lens. Islamic teachings promote a balanced population policy and stable prices to ensure sustainable economic development aligned with Islamic principles of moderation and justice. The findings highlight the importance of considering Islamic economic perspectives when analyzing the influence of key factors on economic growth.
Customer Loyalty Through Satisfaction, Engagement, and Trust: A Study in Islamic Banking in South Sulawesi, Indonesia Idris, Munadi; Sukma, Evie
Li Falah: Journal of Islamic Economics and Business Vol. 8 No. 2 (2023): December 2023
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v8i2.9259

Abstract

Islamic banking emphasizes religiosity and psychological aspects to enhance customer loyalty and satisfaction. Engagement and trust are variables that encompass both aspects, yet they have not been extensively studied in the context of Islamic bank customers. This research aims to examine the effect of customer satisfaction on loyalty through customer engagement and trust in Islamic banks in South Sulawesi. This explanatory quantitative study utilizes primary data from 384 respondents who are Islamic bank customers, analyzed using SmartPLS 3. The results show that customer satisfaction has a positive and significant effect on customer loyalty, engagement, and trust. Customer engagement and trust also positively and significantly influence loyalty. Trust positively affects customer engagement. Another notable finding is that customer satisfaction positively influences loyalty through customer engagement and trust. The implications of this research provide valuable insights for Islamic banks in building customer loyalty by addressing the aspects of satisfaction, engagement, and trust.