cover
Contact Name
Alwahidin
Contact Email
lifalah.iainkdi@gmail.com
Phone
+6282348219871
Journal Mail Official
lifalah.iainkdi@gmail.com
Editorial Address
Jl. Sultan Qaimuddin No.17 Baruga
Location
Kota kendari,
Sulawesi tenggara
INDONESIA
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam
Li Falah, Journal of Islamic Economics and Business Studies is a scientific journal concerning on the latest research results and becomes a scientific communication media for lecturers, researchers, and or observers in the Islamic economics and business field.
Articles 304 Documents
Antecedents of Impulsive Buying among Moslems: The Mediation Role of FOMO Sari, Puspa Novita
Li Falah: Journal of Islamic Economics and Business Vol. 8 No. 2 (2023): December 2023
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v8i2.7002

Abstract

The evolution of technology and shifts in consumer behavior have caused significant changes in the business landscape. One intriguing phenomenon that has emerged from these shifts is the practice of live-streaming shopping. This study aims to investigate the factors that impact impulsive purchasing among Muslims during live-streaming shopping sessions. The study's participants are individuals who have made purchases of Zoya products through live-streaming broadcasts on the TikTok app, with a total of 172 respondents. The data analysis method employed is the structural equation model (SEM) using the Smart PLS software. The findings of the research indicate that the fear of missing out (FOMO) acts as a mediator in the relationship between scarcity and impulsive buying. At the same time, social media usage mediates the connection between social media usage and impulsive buying. This finding implies that scarcity and social media usage can amplify impulsive buying tendencies during live-streaming shopping when influenced by the fear of missing out (FOMO).
Contribution of Mui-Dsn Fatwa on Operational Products of Mudharabah-Wadi’ah Bank Sharia Indonesia Hadi, Muhammad
Li Falah: Journal of Islamic Economics and Business Vol. 7 No. 2 (2022): December 2022
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v7i2.8476

Abstract

Fatwa of the Indonesian Ulema Council and the Indonesian Sharia Council recommend non-interest-based banking institutions that are built on the basis of the Qur’an and Hadith. Along with the issuance of the fatwa above, Islamic banking continues to experience rapid growth, even with the merging of Bank Syariah Mandiri, BNI Syariah, and B.R.I. Syariah into one umbrella of Bank Syariah Indonesia (B.S.I.). More complete than other banks in Kendari. The purpose of Islamic banks is not only to function as funding and loan services. Currently, Islamic banks are expanding to develop other financial services, including gold pawning, Western Union, hajj bailouts and others. This article uses qualitative methods through observation, research, and data collection). This method can be used to understand the role of the fatwa on mudharabah-wadi’ah contract products at B.S.I., which is not yet known. To fully understand the role of the MUI-DSN fatwa, the researcher uses the maqashid al-Syari’ah al-Syatibi approach, which is expressed in dharuriyat, which includes khifd al-dien, aql, nafs, aql, and mal. From the data collected, the findings in this article have not shown a significant effect since the merger of the three B.S.M., BNI sharia, and B.R.I. sharia transformed into B.S.I., which has not had any progress for customers. To prove that “The role of the MUI-DSN fatwa in the operationalization of mudharabah-wadi’ah contract products at the B.S.I. Kendari bank” illustrated the existence of different contract implementation regulations in each product integrated with customers, for example, wadi’ah contracts for safekeeping, mudharabah for financing buying or building a house, musharaka for financing business development, and others. This research can later become an additional academic reference, especially for the Faculty of Economics and Islamic Business IAIN Kendari, because it seeks to explain the financing model through the contract system carried out by Bank BNI Syariah Kendari City.
Strategic Dimensions of Islamic Banking: A Focus on Service Quality and Facilities Impacting Savings Budiarti, Sari; Roisiyatin, Roisiyatin; Aziz, Abdul; Masriah, Siti; hopipah, Popi
Li Falah: Journal of Islamic Economics and Business Vol. 8 No. 2 (2023): December 2023
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v8i2.8565

Abstract

This study aims to examine the effect of administrative service quality and office facilities on savings premiums at Indonesian Islamic banks (BSI). The position of research from existing research is by setting 3 (three) hypotheses, including H1: Service Quality (X1) has a positive effect on Interest in Saving (Y). H2: Facility Quality (X2) has a positive effect on Interest in Saving (Y). H3: Service Quality (X1) and Facility Quality (X2) together have a positive effect on Interest in Saving (Y). The data in this study were obtained through a questionnaire consisting of three variables using a Likert scale on customers or users of Bank Syariah Indonesia (BSI). The data testing method in this study is to use SPSS version 25, namely by testing the validity test, reliability test, simple linear regression analysis, R2 determinant coefficient test (simulation test) and partial test (t-test). The findings of the results of this study are that the quality of service and facilities have a positive and significant effect on saving intentions. This result shows that quality facilities and services strongly influence customer interest in saving. In addition, this aspect contributes to the company's profits. Customer satisfaction will increase in proportion to the level of service quality of the company, which in turn will have a positive effect on the Interest in saving Bank Syariah Indonesia. The findings of this study are expected to provide new knowledge, especially in management science.
The Impact of Local Taxes, Population Growth and Inflation on Islamic Economic Growth Perspectives Jamaludin, Jamaludin; Hafiduddin, Ahmad Didin; Alfialhubufillah, M; Husenuddin, Abdullah
Li Falah: Journal of Islamic Economics and Business Vol. 8 No. 2 (2023): December 2023
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v8i2.8922

Abstract

This study aims to understand the impact of local taxes, population growth and inflation on economic growth from an Islamic perspective. The method employed is a quantitative study using secondary data from the Central Statistics Agency (BPS), which is then processed using E-Views 9 software. The technique utilized is panel data regression, combining cross-section data with time series data, and analyzed using the Fixed Effect Model (FEM) estimation model. The results indicate that the local tax variable has a significant positive impact on economic growth from an Islamic viewpoint. Islam encourages taxation as a means of generating revenue for public welfare while emphasizing fair and responsible collection. Meanwhile, the variables of population growth and inflation have a significant negative impact on economic growth from an Islamic lens. Islamic teachings promote a balanced population policy and stable prices to ensure sustainable economic development aligned with Islamic principles of moderation and justice. The findings highlight the importance of considering Islamic economic perspectives when analyzing the influence of key factors on economic growth.
Customer Loyalty Through Satisfaction, Engagement, and Trust: A Study in Islamic Banking in South Sulawesi, Indonesia Idris, Munadi; Sukma, Evie
Li Falah: Journal of Islamic Economics and Business Vol. 8 No. 2 (2023): December 2023
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v8i2.9259

Abstract

Islamic banking emphasizes religiosity and psychological aspects to enhance customer loyalty and satisfaction. Engagement and trust are variables that encompass both aspects, yet they have not been extensively studied in the context of Islamic bank customers. This research aims to examine the effect of customer satisfaction on loyalty through customer engagement and trust in Islamic banks in South Sulawesi. This explanatory quantitative study utilizes primary data from 384 respondents who are Islamic bank customers, analyzed using SmartPLS 3. The results show that customer satisfaction has a positive and significant effect on customer loyalty, engagement, and trust. Customer engagement and trust also positively and significantly influence loyalty. Trust positively affects customer engagement. Another notable finding is that customer satisfaction positively influences loyalty through customer engagement and trust. The implications of this research provide valuable insights for Islamic banks in building customer loyalty by addressing the aspects of satisfaction, engagement, and trust.
The Influence of Islamic Marketing Ethics and Sharia Service Quality on Customer Trust: A Case Study from BMT Al-Hidayah Nurmila sari, Desi; Marjan; Gunawan, M. Indra
Li Falah: Journal of Islamic Economics and Business Vol. 10 No. 2 (2025): December 2025
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v10i2.12261

Abstract

The purpose of this study is to examine the influence of Islamic Marketing Ethics and Islamic Quality Service on Customer Trust in an Islamic microfinance institution. This research employed a quantitative approach and was conducted from April to September 2025. The study involved 98 customers of BMT Al-Hidayah using a simple random sampling technique. Data were collected through questionnaires and analyzed using simple linear regression and multiple regression methods. The findings revealed that Islamic Marketing Ethics significantly influenced customer trust with an R² value of 0.280, while Islamic Quality Service had a significant influence with an R² value of 0.288. The combined influence of both variables on customer trust resulted in an R² value of 0.368. These results indicate that trust in Islamic financial services is driven by the institution’s adherence to ethical marketing and the delivery of Sharia-compliant service quality. Future studies are recommended to explore additional factors such as religiosity, customer experience, or institutional image using mixed method approaches for a more comprehensive understanding of trust development.
The Effect of Brand Awareness on Marketing Performance with Brand Trust mediation on Infogarut clients: Non-Culinary Kustiani, Neng Ratih; Setiawan, Rahyuniati; Mubarok, Teten Mohamad Sapril
Li Falah: Journal of Islamic Economics and Business Vol. 10 No. 2 (2025): December 2025
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v10i2.12262

Abstract

This study aims to analyze the effect of Brand Awareness on Marketing Performance with the mediating role of Brand Trust on Infogarut's non culinary clients. The background of this research is based on the importance of brand awareness in shaping customer trust and increasing the effectiveness of marketing strategies, especially in MSMEs that utilize local digital platforms. This research uses a quantitative approach with Structural Equation Modeling (SEM) analysis techniques through SmartPLS 3.0 software. The sample consisted of 179 respondents who used Infogarut advertising services in the non-culinary sector. The results showed that Brand Awareness has a positive and significant effect on Brand Trust and Marketing Performance. Brand Trust is also proven to have a significant influence on Marketing Performance and mediate the relationship between Brand Awareness and Marketing Performance. The R-square values are 0.924 and 0.814 respectively, with a Q-square of 0.711, indicating the model has high predictive power. The findings provide practical and theoretical contributions in the development of brand trust-based marketing strategies.
Zeb Store Company Survey: The Effect of Fear of Missing Out (FoMO) and the Role of Social Media Marketing on Customer Satisfaction Moderated by Purchase Decision Variables Hibatul Azizi, Moch Farhan; Setiawan, Rahyuniati; Lindayani
Li Falah: Journal of Islamic Economics and Business Vol. 10 No. 2 (2025): December 2025
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v10i2.12264

Abstract

This study examines the combined effects of Fear of Missing Out (FoMO) and social media marketing on customer satisfaction, with purchase decisions serving as a mediating variable. Using a quantitative survey method, data were collected from 269 online shoppers and analyzed through Partial Least Squares Structural Equation Modeling (PLS SEM). The results reveal that both FoMO and social media marketing have significant positive impacts on purchase decisions and customer satisfaction. Moreover, purchase decisions play a crucial mediating role, strengthening the indirect influence of FoMO and social media marketing on satisfaction. The findings contribute to the understanding of digital consumer behavior by integrating psychological and strategic marketing perspectives. Practically, businesses are encouraged to leverage FoMO driven marketing campaigns and optimize social media engagement to enhance customer experience and brand loyalty in the digital marketplace.
Product Performance Quality and Brand Awareness on Consumer Satisfaction: Pengaruh kualitas kinerja produk dan kesadaran merek terhadap kepuasan konsumen produk indachi prima di jawa barat Ramadani, Dendi; Setiawan, Rahyuniati; Lindayani
Li Falah: Journal of Islamic Economics and Business Vol. 10 No. 2 (2025): December 2025
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v10i2.12393

Abstract

The purpose of this study is to analyze how Product Performance Quality and Brand Awareness of Indachi Prima products in West Java influence customer satisfaction. Using Partial Least Squares Structural Equation Modeling (PLS-SEM), the study applies quantitative techniques with a saturated sampling approach to test the relationships between these factors. The results indicate that brand awareness has a significant influence on customer satisfaction (p = 0.000), while product performance quality also significantly affects customer satisfaction, albeit to a lesser degree (p = 0.000). This model demonstrates good data consistency, with both factors playing important roles in shaping consumer satisfaction. The findings suggest that, while both product performance quality and brand awareness are beneficial to consumers, brand awareness has a stronger influence on customer satisfaction than product performance quality. Based on these results, businesses, particularly in the textile industry, should prioritize enhancing brand awareness through targeted marketing campaigns, social media engagement, and strategic partnerships to increase customer satisfaction and loyalty. This study contributes to the existing literature by providing empirical evidence on the relative importance of brand awareness and product performance quality in influencing customer satisfaction, offering practical insights for companies looking to improve their market positioning through effective brand management strategies.
Islamic Economics Study: The Effect of Exports, Foreign Investment, and Foreign Debt on Indonesia's Foreign Exchange Reserves Hasanah, Surlidiya Nur; Noviarita, Heni; Setyanto, Alief Rakhman
Li Falah: Journal of Islamic Economics and Business Vol. 10 No. 2 (2025): December 2025
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v10i2.12628

Abstract

This study aims to examine the effect of oil and gas and non-oil and gas exports, foreign investment, and foreign debt on Indonesia's foreign exchange reserves from 1991 to 2024. This study uses a quantitative method with secondary data in the form of time series data and uses the Vector Error Correction Model (VECM) to identify the relationship between variables in the short and long term. The results show that, simultaneously, exports, foreign investment and foreign debt have a significant effect. Meanwhile, individually in the long term, oil and gas exports and non-oil and gas exports have a significant negative effect on foreign exchange reserves, while foreign investment has a significant positive effect and foreign debt has a significant negative effect on foreign exchange reserves. However, in the short term, the effects of oil and gas exports, foreign investment and foreign debt are not significant on Indonesia's foreign exchange reserves. This study integrates an Islamic economic perspective, emphasising the importance of the principles of justice, sustainability and the prohibition of usury in the management of macroeconomic variables related to foreign exchange reserves. These findings provide policy insights for sustainable foreign exchange reserve management, such as regulating foreign investment in accordance with sharia principles and carefully managing foreign debt to align with sharia values.