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Jurnal Dinamika Ekonomi dan Bisnis
ISSN : 16938275     EISSN : 25485644     DOI : -
Core Subject : Economy,
Jurnal Dinamika Ekonomi dan Bisnis diterbitkan oleh Fakultas Ekonomi dan Bisnis UNISNU Jepara menyajikan artikel ilmiah di Bidang Ekonomi dan Bisnis baik umum maupun syariah.
Arjuna Subject : -
Articles 282 Documents
Analisis Literasi Keuangan, Fintech dan Gaya Hidup terhadap Pengelolaan Keuangan Milenial dengan Moderasi Jenis Kelamin Rahayu, Nila; Agung Arista Pradnyani, I Gusti; Anwar, Adrianda; Bagas Muhammad Bagus Putra Sucipto, Raden
Jurnal Dinamika Ekonomi dan Bisnis Vol 22, No 2 (2025)
Publisher : Universitas Islam Nahdlatul Ulama Jepara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34001/jdeb.v22i2.8706

Abstract

The development of digitalization and globalization has driven the increasing use of digital financial services among the millennial generation. However, low financial literacy and a tendency towards a consumptive lifestyle remain issues in personal financial management. This study aims to examine the influence of financial literacy, financial technology, and lifestyle on the financial management of the millennial generation, with gender as a moderating variable. Sampling was conducted purposively to select 100 millennial respondents in Mataram City, using a quantitative associative research design. A five-point Likert scale questionnaire was used for data collection, and SPSS version 26 software was used to analyze the results using multiple linear regression and Moderated Regression Analysis (MRA). Based on the results of the study, financial literacy and the use of financial technology significantly improve the financial management of the millennial generation, but lifestyle has not been shown to have a significant impact. Furthermore, the relationship between financial management, fintech, lifestyle, and financial literacy is not influenced by gender. These results underscore the urgency of improving financial literacy and responsibly utilizing financial technology to support wiser and more sustainable financial management, particularly among the millennial generation
Trends and Correlations of Financial Ratios in PT Sepatu Bata Tbk Hadi Sucipto, Rakhmat; Indrarti, Wahyu; Rosmita, Rosmita; Ivan Taruna, Helmy
Jurnal Dinamika Ekonomi dan Bisnis Vol 22, No 2 (2025)
Publisher : Universitas Islam Nahdlatul Ulama Jepara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34001/jdeb.v22i2.8829

Abstract

This study aims to analyze the company's financial performance by looking at it from the perspective of liquidity, solvency, and profitability. To achieve this goal, this study utilizes secondary company data with quantitative and comparative descriptive research approaches. The research analysis focuses on current ratio, quick ratio, debt-to-asset ratio, debt-to-equity ratio, return on assets, and return on equity. The researchers compared trend analysis by comparing available data based on time changes. The results of the study show that in terms of liquidity, the company's financial condition is less convincing because current assets are under one time, while the quick ratio is even lower. The company also faces solvency problems, which is indicated by a debt ratio that is too high, especially in terms of the debt-to-equity ratio which has reached 346%. The company's profitability is not convincing because ROA and ROE have been recorded negative for the last four years from 2020 to 2023. The liquidity ratio has a negative relationship with the debt ratio but creates a positive correlation with the profitability ratio. The debt ratio always has an indirect relationship with other ratios