cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
-
Contact Email
-
Phone
-
Journal Mail Official
-
Editorial Address
-
Location
Kota langsa,
Aceh
INDONESIA
J-EBIS (Jurnal Ekonomi dan Bisnis Islam)
Published by Institut Agama Islam Negeri Zawiyah Cot Kala Langsa
ISSN : 25021397     EISSN : 25408100     DOI : -
Core Subject : Economy, Education,
Economics, Econometrics & Finance Other
The Journal that published by Faculty of Economic and Islamic Busines, State Institut for Islamic Studies (IAIN) Zawiyah Cot Kala Langsa, This journal focused on Islamic Economics and Finance studies. The Journal is published twice a year on April and October. The aim of the journal is to disseminate the Islamic economics and finance.
Arjuna Subject : -
Articles 234 Documents
 8   9   10   11   12 
Pengaruh Literasi Keuangan terhadap Perencanaan Keuangan Keluarga di Kota Mataram Dahlia Bonang
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 4, No 2 (2019)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/v4i2.1256

Abstract

Literasi keuangan dan perencanaan keuangan bagi setiap keluarga indonesia merupakan hal yang penting. Hal ini disebabkan karena keluarga merupakan salah satu pilar perekonomian dimana kesehatan keuangan keluraga akan memberikan pengaruh terhadap kesehatan keuangan negara secara keseluruhan. Jika bedasarkan provinsi, indeks literasi keuangan NTB berada di urutan 17 dari 34 provinsi di Indonesia yaitu sebesar 21,45 %. Angka ini menandakan bahwa masih rendahnya pemahaman, pengetahuan dan akses masyarakat di NTB terhadap Lembaga, produk, dan jasa keuangan. Oleh sebab itu hendaknya edukasi keuangan dan pembangunan infrasturktur pendukung dilakukan terus menerus sehingga literasi keuangan masyarakat bisa mencapai well literate. Penelitian ini merupakan penelitian lapangan. Metode pengumpulan data yang digunakan adalah observasi, wawancara dan angket. Penelitian ini menggunakan sampel 100 orang. Teknik pengambilan sampel dengan cara random sampling dikarenakan untuk efesiensi penelitian. Hasil output dari uji F diketahui bahwa nilai F hitung sebesar 4,516 dengan tingkat signifikansi sebesar 0,036. Tingkat signifikansi 0,036 <0,05 maka dapat diinterpretasikan bahwa ada pengaruh variabel literasi keuangan (X) terhadap variabel perencanaan keuangan keluarga (Y). Demikian pula dibuktikan dengan pengujian hipotesis yang kedua dengan uji T. Hasil output dari uji T dapat diketahui bahwa nilai t hitung sebesar 2,125. Kemudian setelah t hitung dibandingkan dengan t tabel yang memiliki nilai sebesar 1,980. Dengan nilai t hitung 2,125 > t tabel 1,980 dapat disimpulkan bahwa Ho diterima yang berarti bahwa “ada pengaruh literasi keuangan (X) terhadap perencanaan keuangan keluarga (Y).
Pengetahuan, Persepsi dan Sikap Pengurus Masjid terhadap Perbankan Syariah Muhammad Isa
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 3, No 1 (2018)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/v3i1.1240

Abstract

This study aims to identify and describe the knowledge, perceptions and attitudes of mosque administrators in Panyabungan Barat District, Mandailing Natal District about Islamic Banking. This research was conducted with qualitative methods. Data collection for this study uses interview, observation and documentation techniques. The research subjects were administrators of mosques in the West Panyabungan District. Data analysis was aided by Focused Group Discussion (FGD) activities. From this study, it was concluded that in general the mosque administrators in Panyabungan Barat District already knew that Islamic banks were free of usury but they did not yet know the products and services in Islamic banks in more detail. Managers of mosques in Panyabungan Barat District have a positive perception of Islamic banking and a Muslim should prioritize Islamic banking products and services. But they also continue to tolerate the use of products and services of conventional banks in a forced state. Furthermore, their knowledge of Islamic banks and positive perceptions about Islamic banks did not really support their attitude in daily life to utilize Islamic banking products and services. In fact they are still interested in using conventional banks if the service is better.
Analisis Faktor-faktor yang Mempengaruhi Sukuk Negara Ritel Muhammad Ihsan Harahap
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 3, No 1 (2018)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/v3i1.1235

Abstract

This research aimed to determine the empirical evidences of factors affecting the price movements of sukuk retail. There are four independent variables: inflation, Bank Indonesia interest rate, Gross Domestic Product (GDP), and yield of sukuk retail with the price of sukuk retail as dependent variable. The data used range from February 2011 to June 2014. The results show that Bank Indonesia Interest rate and yield of sukuk retail significantly affect the price of sukuk retail. Simultaneously, all independent variables affect the price of sukuk retail.
Faktor-faktor yang Mempengaruhi Pola Konsumsi Rumah Tangga Keluarga Miskin di Desa Tertinggal Kabupaten Aceh Tengah Dian Alasta Selian; Miftahul Jannah
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 3, No 1 (2018)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/v3i1.1236

Abstract

This study aims to explain the factors that influence the consumption patterns ofpoor family households in underdeveloped villages of Central Aceh District. The authorwants to find out the effect of income, education and environment of residenceon consumption patterns of the people in the villages of Kala Wih Ilang and Arul Badak. This study uses a quantitative approach employing primary data from 67 sample of 200 households. This study uses multiple regression tests. The results show that income and education have positive and partially siginificant effects on consumption behaviour with t count > t table (3.637>1.996 and 6.226>1.999 respectively) while environment has a negative effect with t count<t table (1.988> 1.996). The results of F test is greater that f table with 25.582>2.75 so that the independent variables simultaneously affect the dependent variable.
Persepsi Pedagang Pasar Kota Langsa terhadap Riba: Resistensi atau Toleransi Muhammad Dayyan; Rifyal Dahlawy Chalil
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 3, No 1 (2018)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/v3i1.1237

Abstract

The merchants in the Langsa city believe that usury (riba) is forbidden, yet they do not mind doing transactions with conventional bank which operated its activity based on the interest system. This research aims to analyse and examine the level of knowledge possesed by the merchants in the traditional market in related to the concept of riba, the reasons (factors) affecting merchants to transact with the conventional bank, and their attitudes on the decision (fatwa) given by the Council of Islamic Scholars of Indonesia (DSN-MUI). This a survey based-research which uses a descriptive approach (merchants in the Langsa city) as the research subject. The result shows that the majority of the merchants have a profound understanding on the prohibition of interest (riba) and that the role of DSN-MUI as the obligated council in setting the fatwa whichneeds to be followed, however they do not mind interacting with the conventional banks. This findings imply that there is an active role of Islamic banking in providing information on credit financing, a special scheme financing products which provide market traders a credit facilities, as well as the role of local government in assisting, guiding and supervising the implementation of credit through its policies and rules. Therefore, it is expected that market traders will be more motivated in applying bank loans.
Pengaruh Inflasi dan Suku Bunga terhadap Bagi Hasil Bank Syariah di Indonesia Tri Inda Fadhila Rahma
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 3, No 1 (2018)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/v3i1.1238

Abstract

Penelitian ini bertujuan untuk mengetahui berapa besar pengaruh Inflasi dan suku bunga terhadap bagi hasil bank syariah di Indonesia. Variabel penelitian ini adalah inflasi, suku bunga dan bagi hasil bank syariah dari bulan Januari tahun 2013 sampai bulan Juni tahun 2015. Desain penelitian bersifat kuantitatif dengan menggunakan teknik analisis regresi linier berganda dengan menggunakan bantuan program Eviews versi 7. Dari hasil penelitian yang dilakukan pada alpha 5%, secara simultan variabel inflasi dan suku bunga berpengaruh terhadap bagi hasil bank syariah di Indonesia. Secara parsial inflasi tidak berpengaruh terhadap bagi hasil bank syariah. Sedangkan suku bunga terhadap bagi hasil bank syariah adalah positif dan signifikan, sehingga peningkatan suku bunga sebesar 1% akan menaikkan bagi hasil bank syariah sebesar 0,027078%. Meningkatnya suku bunga akan meningkatkan bagi hasil bank syariah, karena peningkatan suku bunga akan membuat masyarakat akan beralih untuk mengajukan pembiayaan ke bank syariah dan tidak melakukan peminjaman uang kepada bank konvensional yang menawarkan bunga lebih besar dari return yang akan dikembalikan.
Evaluasi Tingkat Efisiensi Bank Pembiayaan Rakyat Syariah di Provinsi Aceh dengan Metode Data Envelopment Analysis Early Ridho Kismawadi; Junaidi
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 3, No 1 (2018)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/v3i1.1239

Abstract

In this paper will discuss the efficiency of Islamic banking, especially Islamic Rural Banks (Sharia BPR) in Aceh Province, the approach used in calculating efficiency is the Data Envelopment Analysis (DEA) method, with the help of DEAP 2.1 software, obtained that Sharia BPR in Aceh Province the majority have operated efficiently.
Keputusan Pembelian Melalui Situs Belanja Online terhadap Perilaku Konsumtif Masyarakat dalam Perspektif Ekonomi Islam Muhammad Ridwan; Isnaini Harahap; Pangeran Harahap
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 3, No 2 (2018)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/v3i2.1241

Abstract

This study aims to determine the relationship between purchasing decisions, products, prices, services and risks to consumer consumption behavior in Islamic economic perspective The study will observe Lazada Application Users in Medan. The method used is a quantitative approach using multiple linear regression analysis, with statistical tests. The study found that partially there is a relationship of purchase decision to consumptive behavior by 2.013 or 20.13%. Product to consumptive behavior by 2,137 or 21,37%. Price to consumptive behavior by -2.637 or -26.37%. Service to consumptive behavior by 2,893 or 28,93%. Risk to consumptive behavior by 2.043 or 20.43%. Partially there is a relationship between purchasing decisions, products, prices, services and risks to consumer behavior.
Pengaruh Adanya Transportasi Online terhadap Kesejahteraan Masyarakat Melalui Variabel Pengangguran di Kota Medan febi febi; Ferri Alfadri
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 3, No 2 (2018)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/v3i2.1242

Abstract

Research this aim for conduct direct research related to the influence of the emergence of an online transportation system in the life of the community in terms of aspects of unemployment and also the welfare of the people in Medan City. This research was conducted at PT. GO-JEK Indonesia in Medan, North Sumatra Province with use method quantitative . On research this use technique SEM analysis methods with the help of Smart PLS program. Based on the results of statistical calculations after researched , then can be concluded that: the existence of online transportation has a significant positive effect on the unemployment rate directly. This can be proven from the t-statistics value of 86,750, the existence of online transportation has a significant positive effect on welfare directly. This can be proved from the t-statistics value of 5, 638, and with their online transportation positive 5,638, effect on the welfare of the signifikcant directly through variable unemployment. This can be proven from the t-statistics value of 4,880. Thus, the H1, H2 and H3 hypothesis in this study was accepted.
Analisis Pengaruh Tingkat Inflasi, Transaksi Pasar Uang Antar Bank Syariah (PUAS) dan Investasi Syariah terhadap Imbal Hasil Sertifikat Bank Indonesia Syariah (SBIS) febi febi; Desi Nurmaida
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 3, No 2 (2018)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/v3i2.1243

Abstract

This research aims to analyze the effect level of inflation, transaction of interbank sharia money market and sharia investment to yield sharia certificate of Bank Indonesia period January 2012 - December 2017. The data used are time series data period January 2012 - December 2017 published by BI and OJK. The method of analysis used in this research is Vector Auto Regression (VAR) models. Results of Granger Causality analysis show that, there is a pattern of one-way causality between inflation with transaction of interbank sharia money market (PUAS) and yield sharia certificate of Bank Indonesia (SBIS), there is a pattern of one-way causality between sharia investment with transaction of interbank sharia money market (PUAS) and there is not a pattern of one-way causality between yield sharia certificate of Bank Indonesia (SBIS) with transaction of interbank sharia money market (PUAS) and sharia investmentin Indonesia period 2012-2017. Results of Impulse Response Function analysis show that, inflation response most quickly reach stability when shock occur in the variable transaction of interbank sharia money market (PUAS). Transaction of interbank sharia money market (PUAS) response most quickly reach stability when shock occur in the variable sharia investment. Sharia investment response most quickly reach stability when shock occur in the variable sharia investment. Yield sharia certificate of Bank Indonesia (SBIS) response most quickly reach stability when shock occur in the variable transaction of interbank sharia money market (PUAS). Result of Variance Decomposition analysis show that, the variable that gives the most contribution to inflation, transaction of interbank sharia money market (PUAS), sharia investment and yield sharia certificate of Bank Indonesia (SBIS) is inflation, transaction of interbank sharia money market (PUAS), sharia investment and yield sharia certificate of Bank Indonesia (SBIS) it self.

Page 10 of 24 | Total Record : 234

 8   9   10   11   12 

Filter by Year

2016 2025


Reset
Filter By Issues
All Issue Vol,10 No 1 (2025) Vol, 9 No 2 (2024) Vol,9 No 1 (2024) Vol 8, No 2 (2023) Vol 8, No 1 (2023) Vol 7, No 2 (2022) Vol 7, No 1 (2022) Vol 6, No 2 (2021) Vol 6, No 1 (2021) Vol 5 No 1 (2020): Volume 5 Nomor 1 Januari-Juni 2020 Vol 5, No 2 (2020) Vol 5, No 1 (2020) Vol 4 No 2 (2019): Volume 4 Nomor 2 Juli-Desember 2019 Vol 4 No 1 (2019): Volume 4 Nomor 1 Januari-Juni 2019 Vol 4, No 2 (2019) Vol 4, No 1 (2019) Vol 3 No 2 (2018): Volume 3 Nomor 2 Juli-Desember 2018 Vol 3 No 1 (2018): Volume 3 Nomor 1 Januari-Juni 2018 Vol 3, No 2 (2018) Vol 3, No 1 (2018) Vol 2 No 2 (2017): Volume 2 Nomor 2 Juni-Desember 2017 Vol 2 No 1 (2017): Volume 2 Nomor 1 Januari-Juni 2017 Vol 2, No 2 (2017) Vol 2, No 1 (2017) Vol 1 No 2 (2016): Volume I Nomor 2 Juni 2016 Vol 1 No 1 (2016): Volume I Nomor 1 April 2016 Vol 1, No 2 (2016) Vol 1, No 1 (2016) More Issue