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Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam
ISSN : 25803360     EISSN : 25812874     DOI : -
Core Subject : Economy,
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam (Journal of Islamic Economics and Islamic Philantropy) is an national journal published by Faculty of Economics and Business University of Muhammadiyah Prof. DR. HAMKA Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam (Journal of Islamic Economics and Islamic Philantropy) is aimed at being a medium for research results dissemination and scientific paper exchanges on the Indonesian Islamic Economics and Islamic Philantropy among academics, practitioners, regulators, and public. Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam (Journal of Islamic Economics and Islamic Philantropy) is issued two times annually, i.e., in Juny, and Desember
Arjuna Subject : -
Articles 176 Documents
Non Performing Financing, Capital Adequacy Ratio, Pendapatan Bagi Hasil Dan Inflasi Terhadap Pembiayaan Bagi Hasil Pada Bank Umum Syariah Riry Heryati
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 2 No. 2 (2018): Desember
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (484.636 KB)

Abstract

This study aims to find out how the influence non-performing financing (NPF), capital adequacy ratio (CAR), revenue sharing and inflation on profit sharing financing at Indonesia Islamic Banks. The population in this study is Indonesia Islamic Banks in 2013-2017 and 8 selected banks were selected. The analytical method used to test the hypothesis is analysis of multiple linear regression. The results of this study are partially non-performing financing has a negative and significant effect on the profit sharing financing, capital adequacy ratio and inflation have no effect and are not significant for profit sharing financing, revenue sharing income has a positive and significant effect on profit sharing financing. The simultaneous (F test) shows that non-performing financing, capital adequacy ratio, revenue sharing, and inflation simultaneously influence the profit sharing financing.
Persepsi masyarakat tentang hukum syariah menabung di Bank dan tingkat literasi keuangan syariah Atep Hendang Waluya
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 2 No. 2 (2018): Desember
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (368.787 KB) | DOI: 10.22236/alurban_vol2/is1pp92-106

Abstract

This study has three objectives. First, to find out the people of Tangerang City perception aboutsharia law regarding saving in Islamic and conventional banks. Second, to find out their Islamicfinancial literacy level. And third, to determine the relationship between their perceptions and theirIslamic financial literacy level. This study uses quantitative methods with primary data collectedby integrating questionnaires in 13 sub-districts in the city of Tangerang. The method used todetermine the number of samples is the Slovin formula, while data analysis uses the Kendall’sTau correlation. This study produced several findings. First, the perception of the Tangerang citypeople about the law of saving in Islamic banks is dominated by the answer recommended, whilethe saving law in conventional banks according to the majority of the people of Tangerang City ispermissible. Second, the level of sharia financial literacy in Tangerang City is low, with the lowestindicators are their skills in using Islamic financial services. Third, there is a strong relationshipbetween the people of Tangerang City perception about sharia law saving in banks with the levelof Islamic financial literacy.
Pendapatan Murabahah, Mudharabah, dan Musyarakah Terhadap Profitabilitas Bank Dengan NPF Sebagai Variabel Moderating Fadilah Zaidan
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 3 No. 1 (2019): Juni
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (328.893 KB) | DOI: 10.22236/alurban_vol3/is2pp1-11

Abstract

This study aims to determine the effect of Murabahah income, mudharabah income, musyarakah income, and NPF to profitability in sharia commercial banks. The result of this research shows that partially Murabahah income not has an effect on Profitability. This is evidenced by the value of t count of 1,334 and the value of ttable 2.004 (1,334 < 2.004) with significance of 0.188 > 0.05. Where as mudharabah income not has an effect on Profitability. It is proved by tcount of 1,674 and ttable value 2.004 (1,674 < 2,004) and significance level of 0.100 > 0,05. And musyarakah income has a negative effect on profitability. It is proved by tcount of -3,247 and ttable value -2.004 (-3,247 < -2,004) and significance level of 0.002 < 0,05. Also NPF has a negative effect on profitability. It is proves by tcount of -8,204 and ttable value -2.004 (-8,204 < 2,004) and significance level of 0.000 < 0,05. As simultaneously Murabahah income, mudharabah income, musyarakah income, and NPF effect on Profitability. This is evidenced by the value of Fhitung of 27.225 and Ftable value of 2.54 (27.225 > 2.54) and a significance level of 0.000 < 0.05.
Religiusitas dan Pengaruh Faktor Demografi Terhadap Kepatuhan Dalam Berzakat Ivalaili Ivalaili
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 3 No. 1 (2019): Juni
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (341.657 KB) | DOI: 10.22236/alurban_vol3/is2pp1-11

Abstract

Zakat is one of the essential instruments in increasing community welfare as well as enhancing economic growth. To optimize potential zakat in Indonesia, it needs the involvement of various related parties both government and zakat institution and participation of muzakki as well. Based on the previous study it is known that external and internal factors influencing people compliance to pay zakat, external factors could be arisen from the environment, organization/ zakat institution and the obligation, while internal factors could come from religious factors, such as faith, altruism, demographic factors and social awareness. Aim of this study is to examine the influence of religiosity, and demographic factors on zakat. The questionnaire was distributed to 300 muzakki in Kota Tangerang. The findings show that religiosity had significantly related to zakat compliance. Demographic factors in this case gender and educational background have no significant influence on zakat compliance but give a positive effect, while the level of income have both positive impacts and significantly influence on zakat compliance
Analisis Tingkat Literasi Keuangan Syariah Pada Penyandang Disabilitas di Daerah Istimewa Yogyakarta Sobar M Johari; Sabrina Ayu Ramadhania
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 3 No. 1 (2019): Juni
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (388.603 KB) | DOI: 10.22236/alurban_vol3/is2pp1-11

Abstract

This research purposes to know level of Islamic financial literacy on dibaility at Yogyakarta Region. The data is found by questionnaires method that is given to scavenger. Based on the data is found 100 respondents. The method that is used in this research is descriptive statistic analysis technique and Chi-Square analysis. There are 4 independent variable are gender, age, education, and Speanding. While, dependent variable is financial literacy in the knowledge and capability category. Based on the result test showed that scavenger in the integrated disability in Yogyakarta Region have level knowledge and capability financial literacy is in low category .Gender showed there is no difference while, age, education level, and speanding there are difference scavenger financial literacy in the disability, Yogyakarta Region.
Pembiayaan dan Usaha Mikro, Kecil Dan Menengah (UMKM) Terhadap Lembaga Keuangan Mikro Syariah (LKMS) Mohammad Wahiddudin
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 3 No. 1 (2019): Juni
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (424.065 KB) | DOI: 10.22236/alurban_vol3/is2pp1-11

Abstract

This study aimed to determine the financing and MSMe on Sharia Microfinance. The population in this research are all Sharia Microfinance in Indonesia 2016-2018. The research method that is used in this study is explanatory research method. The method of data analysis that is used in this research is multiple linear regression analysis. The results of this study indicate that financing partially able to explain the variable Sharia Microfinance; MSMe partially unable to explain the variable of Sharia Microfinance. Simultaneously financing and MSMe influenced on Sharia Microfinance.
Praktik Kerja Sama Bisnis Ayam Potong Perspektif Ekonomi Syari’ah Di Kecamatan Rajadesa Dudi Badruzaman
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 3 No. 1 (2019): Juni
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (251.581 KB) | DOI: 10.22236/alurban_vol3/is2pp1-11

Abstract

The cooperation practice of meat-producing chicken business perspective shari‘a economy in rajadesa district carried out by the both contracting parties. The result of the cooperation agreement was divided when gains obtained after the business was doing, but in practice did not accordance to the reality. The divison result was decided at the beginning that did not change. The formulation of the problem in this research, namely: (1) How is the cooperation practice of meat-producing chicken in Rajadesa District? (2) How is the cooperation practice of meat-producing chicken in Rajadesa District based on Musharaka contact? The purpose of this research was to answer these problems. Based on the above issues, this type of research in this thesis was using qualitative research with descriptive approach. The data used in this research was the primary data. It was the sources of data obtained directly from meat-producing chicken business in kubangsari, Rajadesa District. The secondary data was acquired from the records, books, journals, and other issues related to the researcher analysis. Data collection techniques in this research were interview, observation and documentation. The data analysis used was phenomenology.
Sinergitas Nahdlatul Ulama dan Muhammadiyah Dalam Pengembangan Ekonomi Islam di Indonesia Faishol Luthfi; Wildana Latif M.
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 3 No. 2 (2019): Desember
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (499.936 KB) | DOI: 10.22236/alurban_vol3/is2pp137-148

Abstract

This paper aims to analyze the sinergity of Islamic organisations (Nahdlatul Ulama and Muhammadiyah) towards the development of Islamic Economy in Indonesia. This study uses a qualitative method. This type of research is literature analysis. Data is collected and analyzed from the main sources of Islam (i.e. Qur'an and Hadith) and previous research studies related to Islamic organizations in Indonesia. The authors find that Nahdlatul Ulama and Muhammadiyah are the largest Islamic organizations in Indonesia which have their own characteristics. Both of these organizations have a distinction in the methods of da'wah and mass bases. The synergy of Nahdlatul Ulama and Muhammadiyah through da'wah methods and mass bases can develop Islamic economy in Indonesia. The authors argue that in the future it may be necessary to have a deeper synergy between activists, administrators, and followers of Nahdlatul Ulama and Muhammadiyah. This paper is the pioneer to analyze the sinergity of Islamic organizations towards the development of Islamic Economy in Indonesia.
Analisis Pengaruh Pengetahuan dan Religiusitas Terhadap Niat Pembelian Produk Kosmetik Halal Novita Kusuma Maharani; Ani Silvia
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 3 No. 1 (2019): Juni
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (441.359 KB) | DOI: 10.22236/alurban_vol3/is2pp1-11

Abstract

The development of the halal economy comes from global Muslim consumers who indeed live a halal lifestyle. A halal lifestyle that includes the food they eat, about pharmacy and medicine, body care, cosmetics, banking services, travel, education, entertainment, and so on. In fact, the value of halal globally is estimated at US $ 2.1 trillion per year. The issue of halal cosmetics began to develop precisely after the rapid progress of the food and financial industry in accordance with Islamic principles. The development of halal cosmetics is so rapid at this time a product that is very steal the attention of women. This study aims to examine the impact of the level of knowledge and religiosity on one's intention or intention to buy halal cosmetic products. This study uses a survey method with an instrument in the form of a questionnaire. The questionnaire will be distributed to various regions throughout Indonesia. Respondents in this study were women in the age range of 18-25 years with consideration of having an understanding and being able to buy cosmetic products. This research was previously tested for validity and reliability. The results of the study stated that knowledge is an important factor in one's intention in purchasing halal cosmetic products. while, the influence of religiosity is positive but not significant which means there is no influence which means that a person has a high or low level of religiousness on his desire to buy halal cosmetic products.
Analisis Pengembangan Bisnis Syariah Dengan Business Model Canvas Pada Toko Online Suara Muhammadiyah Edi Setiawan; Oki Irawan
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 3 No. 1 (2019): Juni
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (293.253 KB) | DOI: 10.22236/alurban_vol3/is2pp1-11

Abstract

Penelitian ini dilakukan untuk menyusun suatu model bisnis yang baru bagi toko online Suara Muhammadiyah Store untuk melakukan pengembangan bisnis, dengan menggunakan pendekatan business model canvas. Penelitian ini dilakukan dengan menggunakan metode penelitian kualitatif, yaitu dengan melakukan wawancara pada lima narasumber. Penelitian ini membahas sembilan elemen business model canvas pada toko online Muhammadiyah dan melakukan analisis SWOT pada masing-masing elemen tersebut. Hasil dari penelitian ini ialah susunan business model canvas baru yang dapat dijalankan toko Suara Muhammadiyah Store melakukan pengembangan usaha.

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