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Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam
Published by Universitas Muhammadiyah Prof. Dr. Hamka
ISSN : 25803360     EISSN : 25812874     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam (Journal of Islamic Economics and Islamic Philantropy) is an national journal published by Faculty of Economics and Business University of Muhammadiyah Prof. DR. HAMKA Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam (Journal of Islamic Economics and Islamic Philantropy) is aimed at being a medium for research results dissemination and scientific paper exchanges on the Indonesian Islamic Economics and Islamic Philantropy among academics, practitioners, regulators, and public. Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam (Journal of Islamic Economics and Islamic Philantropy) is issued two times annually, i.e., in Juny, and Desember
Arjuna Subject : -
Articles 176 Documents
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Impulsive Buying dalam Ekonomi: Studi Perilaku Doom Spending di Indonesia Perspektif Islam Ardiansyah, Jefri; Ahmad Mansur; Moh. Firdaus Faiz Al’Ula; Abdul Muaz Ali Amri
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 9 No. 1 (2025)
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/alurban_vol9.i1/18603

Abstract

The rapid development of banking The phenomenon of doom spending has become a trending issue among Indonesian youth. This behavior contradicts Islamic economic principles, such as wasatiyyah (moderation) and qana’ah (contentment), and has negative implications for financial stability and social well-being. This study employs a qualitative method with a phenomenological approach to understand the behavior of doom spending and its implications for Islamic financial management. The findings reveal that doom spending increases the risk of debt, reduces the allocation of wealth for zakat and charity, and undermines the blessings (barakah) of wealth. Contributing factors include emotional pressure from stress or anxiety, the influence of consumerist culture, and the role of social media in promoting materialistic lifestyles. Proposed solutions include enhancing Islamic financial literacy, leveraging financial technology, and strengthening spiritual awareness. These findings underscore the importance of wise wealth management in accordance with Islamic principles to achieve financial balance and a blessed life.
Analisis Perbandingan Model Business Screening dan Financial Screening Indeks Saham Syariah Global berdasarkan Tinjauan Maqashid Syariah R. Melda Maesarach; Siti Jamilah; Isfandayani; Muhammad Fahmi; Ali Amin, Irsyad
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 9 No. 1 (2025)
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/alurban_vol9.i1/19955

Abstract

This study aims to analyze the comparison between business screening and financial screening models used in global Islamic stock indices through the lens of maqashid shariah. The research employs an explanatory method based on literature review and expert interviews. The findings reveal that current screening models remain legal-formalistic and do not fully reflect the substantive values of maqashid shariah such as social justice, environmental protection, and business ethics. Therefore, a reformulation is needed to ensure the screening models fulfill not only legal compliance but also promote public benefit and prevent harm. This study recommends developing a maqashid-based screening framework that is more holistic and socially transformative.
Tinjauan Fikih Ekonomi terhadap Pertanggungjawaban atas Harta dalam Bisnis Kontemporer Aziza Putri, Lara; Zainuddin; Kahfi, Abdul; Siregar, Erliati; Kartika N, Anggi
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 9 No. 2 (2025)
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/alurban_vol9.i2/19200

Abstract

The development of contemporary business presents new challenges in managing and accounting for wealth, particularly within the context of Islamic economics. This study aims to explore the concept of wealth accountability in Islamic economic jurisprudence (fiqh) and its relevance to modern business practices. Using a descriptive qualitative approach and literature review method, the research analyzes both classical and contemporary sources in Islamic law and economics. The findings show that key Sharia principles such as trust, transparency, justice, and contractual clarity remain highly relevant in digital business, fintech services, and collective investments. With its normative flexibility, Islamic economic fiqh proves capable of adapting to today’s economic dynamics while upholding core Sharia values. The study underscores the need to revitalize fiqh principles in addressing digital economic growth and globalization. Thus, Islamic economic jurisprudence has strong potential to serve as both an ethical and practical foundation for fair, transparent, and sustainable business practices.
Penguatan Akuntabilitas Dana Sosial dan Kepercayaan Publik: Kajian Transitivitas Suparno, Darsita; Thamrin, Husni; Izzah Chairul, Aqidatul; Ilham Firizkillah Chairul, Muhammad; Atih, Idris
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 9 No. 1 (2025)
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/alurban_vol9.i1/20736

Abstract

Misuse of social funds often occurs in humanitarian organizations, including Aksi Cepat Tunjung (ACT), which is suspected of channeling social funds to the al-Qaeda terrorist network. This research aims to analyze transitivity patterns in dialogue between legal experts, international relations and PPATK representatives on the YouTube platform, especially in programs that discuss this case. Research data in the form of dialogue taken from the Medcom.id YouTube channel was analyzed qualitatively. The research results show the dominance of material processes that reflect real actions such as transactions and sending funds by ACT to organizations that are indicated as terrorists. Relational and mental processes reveal relationships between entities and understanding of the issue. Verbal, behavioral, and existential processes provide additional context, including community reactions, reporting, and the existence of conflict. The transitivity patterns found include Actor structure (ACT) + Material Process (carried out) + Goal (the organization) + Circumstance (how many times). In addition, the existential process is analyzed through the pattern of Existential Process (there is) + Goal (some transaction), as well as material processes in the structure of Actor (me) + Material Process (giving) + Goal (that information) + Circumstance (detail). These findings underscore the importance of transparency in the management of social funds and its impact on public trust and national security
Cash Waqf Linked Sukuk: Strategi Penguatan Ekosistem Wakaf Produktif Di Indonesia Santi Arafah; Yunanda Eka Putra; Yenni Samri Juliati Nasution; Marliyah
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 9 No. 2 (2025)
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/alurban_vol9.i2/22153

Abstract

This research aims to determine strategies for strengthening the productive waqf ecosystem in Indonesia. This study is qualitative in nature with a library research approach, meaning that the data used in this study is sourced from various books, journals, dictionaries, encyclopedias, and other documents related to the object of this study. Data analysis includes activities such as categorizing data, organizing data, manipulating data, and summarizing data to obtain answers to the research questions. The methods used to analyze the data in this study are deductive and comparative methods. The results of this study explain that cash waqf linked sukuk is a strategy to strengthen the productive waqf ecosystem in Indonesia. Cash waqf linked sukuk has several objectives, including facilitating waqif to be able to donate money more easily and safely, supporting the development of the Islamic financial market, particularly the cash waqf industry, encouraging the diversification of Islamic banking businesses through the optimization of the role of LKS PWU, and encouraging the development of the national waqf ecosystem, particularly strengthening the governance and institutions of national waqf
Budaya Organisasi, Motivasi, dan Kompetensi Karyawan dalam Perspektif Nilai-Nilai Islam: Studi Empiris pada Perbankan Indonesia Riyan Syahdarma; Maswanto; Muhammad Yusuf
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 9 No. 1 (2025)
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/alurban_vol9.i1/22312

Abstract

This study aims to analyze the effect of organizational culture, motivation, and competence on employee performance and to examine its implications from the perspective of Islamic economics and business. Human resources represent a strategic factor in the development of financial institutions, including the banking sector, which in Islamic economic thought are viewed not merely as production inputs but as a trust (amanah) that must be managed professionally and in accordance with Islamic values. This research employs a quantitative associative approach. Primary data were collected through questionnaires distributed to 94 employees of PT. Bank Rakyat Indonesia, Jakarta City Branch. Multiple linear regression analysis was applied as the data analysis technique. The results indicate that organizational culture and competence have a positive and significant effect on employee performance, while motivation has a positive but insignificant effect. Simultaneously, organizational culture, motivation, and competence significantly influence employee performance. These findings suggest that a strong organizational culture and high competence are consistent with the Islamic principles of amanah and itqan, which emphasize professionalism, responsibility, and excellence in work. Meanwhile, the insignificant effect of motivation implies that material-based motivation alone is insufficient to enhance optimal performance without the internalization of spiritual motivation, such as perceiving work as an act of worship and orienting efforts toward falah (holistic well-being). This study contributes conceptually to the development of human resource management within the framework of Islamic economics and business by highlighting the importance of organizational culture and employee competence as key drivers of sustainable performance in the banking sector.

Page 18 of 18 | Total Record : 176

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