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Jurnal Inovasi Bisnis (Inovbiz)

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Published by Politeknik Negeri Bengkalis

ISSN : 23384840 EISSN : 26146983 DOI : -

Core Subject : Economy,

Economics, Econometrics & Finance

Jurnal Inovasi Bisnis (Inovbiz) focuses on how we gain knowledge through innovation and how knowledge encourages the innovation both in economics and business. It is provided for writer, researcher, professor, and practitioner who want to publish their research reports or articles, theoritical or critical study, original and up to date ideas.

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Articles 13 Documents

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Search results for , issue "Vol 6, No 1 (2018)" : 13 Documents clear

PENGARUH PELATIHAN PENGEMBANGAN DAN KOMPENSASI TERHADAP TURNOVER INTENTION (STUDI KASUS DOSEN POLITEKNIK NEGERI BENGKALIS) Supriati Supriati
Inovbiz: Jurnal Inovasi Bisnis Vol 6, No 1 (2018)
Publisher : Politeknik Negeri Bengkalis

The turnover rate lowering of lecturers was caused by such efforts as the organizational commitment like training and development, compensation done by the management of Bengkalis Polytechnic to deal with problems related to turnover intention.The present research sought to find out and investigate the effect of training and development, compensation and work specification both simultaneously and partially on the turnover intention of the lecturers at Bengkalis Polytechnic to know the function of which independent variable was the most dominant to affect the turnover intention. The method was descriptive; whereas, the population included all 58 lecturers at Bengkalis Polytechnic. Using a saturated sampling technique, all population became the sample. The data were collected using a field study and library research such as observation, interview and questionnaire. To determine the degree of correlation and the effect of an independent variable on the dependent variable, a multiple linear regression model was used. The hypotheses were tested using a statistical analysis. The results show that the multiple correlation coefficient (R) was 0.799 with α > 0.05 and the determination coefficient (R2) was 58.6% meaning that 58.6% of the training and development, compensation and work specification had an effect on the turnover intention of the lecturers at Bengkalis Polytechnic. The Significance effect of the training and development, compensation and work specification on the turnover intention could be indicated that the value of F count was smaller than F table at alpha level t = 5%. The results indicates that F count = 27.854 was bigger than F table = 2.5397 at significance level α smaller than 0.05. From the calculation, null hypothesis was rejected meaning that training and development, compensation, and work specification had a significant effect on the turnover intention of the lecturers at Bengkalis Polytechnic. Partial test indicates that t – value of training and development variable was 3.670, professional variable was 3.39. This indicated that training and development and compensation had an effect on turnover intention of the lecturers.

ANALISIS PENCATATAN AKUNTANSI MUDHARABAH DEPOSITO BATARA IB MENURUT PSAK NO. 105 PADA PT. BANK TABUNGAN NEGARA SYARIAH CABANG PEKANBARU Wan Junita Raflah; Wan Zulhaq Akmarullah
Inovbiz: Jurnal Inovasi Bisnis Vol 6, No 1 (2018)
Publisher : Politeknik Negeri Bengkalis

PT. Bank Tabungan Negara Syariah Pekanbaru Branch is one of the institutions operating in sharia principles. In practice, PT. Bank Tabungan Negara Syariah Pekanbaru Branch distributes various products to the community with various contracts (Aqad)in accordance with what is needed by its customers. One of the funding products offered is mudharabah deposits accaount using aqad mudharabah. This research was conducted at PT. Bank Tabungan Negara Syariah Pekanbaru Branch which is located at Jl. Tuanku Tambusai Block A. No. 10-11 Labuh Baru Timur Payung Sekaki. The purpose of this study is to find out about the application of accounting conducted by this bank, the authors want to know whether it has been implemented in accordance with the PSAK No. 105 standard. In this study, the author uses descriptive method in which the authors obtain data from interviews and documentation directly from the bank. The results showed that the application of mudharabah deposit accounting at PT. Bank Tabungan Negara Syariah Pekanbaru Branch using Cash Basis method is a method of comparison between income and expenses where income is reported when the money has been received and expenses are reported when the money has been paid. While profit sharing to customers using Revenue Sharing principle where rates (Nisbah) for deposit accaount products is greater for customers than for the banks. With a ratio of 44% for customers as owners of funds and 56% for the bank as a fund manager.

ANALISIS PENERAPAN TRANSAKSI JUAL BELI SYARIAH DI PASAR SYARIAH Idel Waldelmi; Afvan Aquino
Inovbiz: Jurnal Inovasi Bisnis Vol 6, No 1 (2018)
Publisher : Politeknik Negeri Bengkalis

Penelitian ini dilatar belakangi akan konsep penerapan transaksi jual beli syariah di pasar Syariah Ulul Albab Desa Tanah Merah Kecamatan Siak Hulu Kabupaten Kampar Riau. Berdasarkan data dilapangan membuktikan bahwasannya transaksi jual beli syariah di pasar syariah sudah diterapkan oleh pedagang yang ada di pasar syariah tersebut. Dimana penerapan yang tertinggi dengan penerapan sesuai dengan skor 4,388, terdapat pada bahasan kemaslahatan bahwasannya segala bentuk kebaikan dan manfaat yang berdimensi duniawi dan ukhrawi, material dan spiritual, serta individual dan kolektif harus lebih di kedepankan untuk hidup yang lebih baik. Selain itu juga, terdapat variable yang terendah dengan angka sebesar 3,668 yakni pada Prinsip persaudaraan (ukhuwah) esensi dari nilai universal yang menata interaksi sosial dan harmonisasi kepentingan para pihak untuk kemanfaatan secara umum dengan semangat saling tolong-menolong. Ini berarti pada nilai ukhuwah yang masuk kategori cukup, artinya nilai ini masih belum diterapkan dengan sepenuhnya oleh pedagang pasar syariah dalam melaksanakan transaksi jual beli. Penerapan transaksi jual beli syariah di pasar syariah ulul albab Desa Tanah Merah Kecamatan Siak Hulu Kabupaten Kampar – Riau sebabkan oleh 3 faktor utama antara lain faktor pengelola/pedagang, pelanggan dan konsep itu sendiri yang tidak ada yakni konsep jual beli syariah. Untuk membuktikan secara ilmiah akan dari penerapan jual beli syariah digunakan metode analisis pendekatan deskriptif kuantitatif. Survey yang dilakukan kepada 50 orang pedagang secara acak/random sampling yang melakukan aktivitas jual beli di pasar syariah ulul albab

PEMODELAN DAN SIMULASI PROSES SURPLUS PADA BISNIS ASURANSI Hutomo Atman Maulana; Erma Domos
Inovbiz: Jurnal Inovasi Bisnis Vol 6, No 1 (2018)
Publisher : Politeknik Negeri Bengkalis

Basic insurance business is public trust. Insurance companies must pay attention to the systems and procedures for the payment of claims problem which is not simple. One of the important thing is when determining premium, because if it is too high could lead the company out of competition with the competitor. In the other hand, it is too low could lead the company lack of cash to handle claim which bring a negative impact for the company. This research aimed to give illustration of surplus in insurance business in a year period through determination of premium income and stochastic modelling in number and amount of claims. This model could be used by insurance company to take decision when determining premium whether surplus or ruin. The research used Exponential and Gamma distribution to model time of arrival and amount of claim respectively. The result show that the minimum premium could be found to get minimum surplus and avoid ruin.

ANALISIS PROFIL USAHA EKONOMI DESA SIMPAN PINJAM (UED SP) BIDANG PERKEBUNAN DI DESA BANTAN TENGAH KECAMATAN BANTAN KABUPATEN BENGKALIS Rini Arvika Sari
Inovbiz: Jurnal Inovasi Bisnis Vol 6, No 1 (2018)
Publisher : Politeknik Negeri Bengkalis

This research aimed to know the economic effort’s profile saving and loan village (UED SP) about plantation in Bantan Tengah district of Bengkalis regency. The background of the research was UED SP program as the government effort to reduce destitute society in economic policy continuously. Meanwhile there were some obstacle in implementation of UED SP activities were not effective in the real implementation .it can be proven from the arrear every month and abuse fund from UED SP members. The objectives of the research were to know the profile comparison of UED SP from every effort that conducted by the profiler. This research was implemented in Bantan Tengah and used qualitative descriptive method to collect the information from UED SP Program. The result showed that there is significant effect of UED SP program toward receiver’s income. It can be concluded that there was a significant effect increasing of UED SP profiler’s income. The significant factors that influence the income of profiler UED SP such as education level, effort experience, family financial burden. In addition the highest participation of the society in every steps in program is the most important thing to determine the successfully of the program to increase social welfare of society in Bantan village Bengkalis regency.

PENERAPAN MANAJEMEN RISIKO DALAM MEMINIMALISIR KLAIM PRODUK JAMINAN BANK GARANSI PADA PERUSAHAAN ASURANSI DI PROVINSI RIAU Prama Widayat
Inovbiz: Jurnal Inovasi Bisnis Vol 6, No 1 (2018)
Publisher : Politeknik Negeri Bengkalis

The research was conducted to observe the implementation of risk management in analyzing the contractor before issuing Surety Bond guarantee by the insurance and continue as the basis for the issuance of Bank Guarantee (KGB) by private banks and BUMN, because there are still contractors who do not perform their obligation to finish the work causing the claim bank guarantee product. The study was conducted by direct interviews to underwriting insurance issuing Bank Guarantee Cons (KGB) products. The study population amounted to about 67 insurance companies registered in Riau province. But not all of them publish KGB is only 5 general insurance companies, the determination of the number of samples is done by using the sampling area.

ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI WANITA KARIER DALAM POLA ASUH PENDIDIKAN ANAK DI KOTA PONTIANAK Sunarsih Sunarsih; Desvira Zain; Ismail Umar
Inovbiz: Jurnal Inovasi Bisnis Vol 6, No 1 (2018)
Publisher : Politeknik Negeri Bengkalis

In the globalization Era, it is word wide accepted that the total of carier women is significant in numbers, in accordance with Educational level, they could have important, positions. They could work in many areas, even higher than men workers. Thus, this is be coming challenges for married and carier women as well raising children. Current research entitles analysis of determinant factors of carier women on raising children pattern in Pontianak. Carier women and having chidren are charged as research respondens and as many as 6o respondents randomly taken, as others criterions working in private sectors, single carier maried women with children. Linier regression analysis is used to analyze the data, the findings showed that, the internal factors show a strong significant factor to affect the carier women on raising children pattern 73,9%, while 26,1% was inflrenced by the external factors. Statistical output also described that women level educations plays crucial role in raising chidren pattern.

PERENCANAAN BISNIS DAN PEMBUATAN OLAHAN KERUPUK RUMPUT LAUT “K’SWEED” ANEKA RASA (TINJAUAN ASPEK PEMASARAN) Muhammad Saipul; Dwi Astuti
Inovbiz: Jurnal Inovasi Bisnis Vol 6, No 1 (2018)
Publisher : Politeknik Negeri Bengkalis

The research was conducted to know the Business Plan And Production Cultivate of Seaweed Crackers Various Flavours, determine the marketing mix, and to know the solution constraints to be implemented on the business of Seaweed Crackers Various Flavours. There are four methods used in implementing part these are preparation plan, implement plan, completion plan and report plan. The preparation stage, the marketing dapartement first thing to do is capital preparation, market a product market survey, preparation of products to be marketed, determination of target, designing and making label until product packaging process. For the time the implementation of this project lasted for three month, starting from 14 march 2017 to 1 may 2017 which took place in the street SMAN 2 Air Putih Village Bengkalis, then subsequently marketed I the district Bengkalis like in outlet KADIN Bengkalis, Evan Swalayan, Mikro Market, Apollo, Swalayan 88 (Plaza Laksmana Bengkalis) and Pesona. Completion of the project Seaweed Crackers Various Flavours this have three variation price is Rp.2.000,-/wrap for 20 grams, Rp.8.000,-/wrap for 80 grams and Rp.9.000,-/wrap for 100 grams. Project report consists of implementation report of project activities and financial report of project activities.

PEMODELAN KERUSAKAN MESIN BUBUT UNTUK ESTIMASI BANYAKNYA JUMLAH KERUSAKAN DAN ESTIMASI BIAYA PERAWATAN MESIN BUBUT DENGAN MEMPERHATIKAN FAKTOR INFLASI DITINJAU DARI ASPEK AKTUARIA Bustami Bustami; Nurhazana Nurhazana
Inovbiz: Jurnal Inovasi Bisnis Vol 6, No 1 (2018)
Publisher : Politeknik Negeri Bengkalis

The purpose of this research is to determine the Distribution Failure of Krisbow KW15-979 Machine Tool and also to determine the estimated cost of replacement of machine parts by taking into account the inflation factor, and to predict whether it is profitable or not if the lathe repair service is offered to a company that offering repair and maintenance services insurance of lathe. From the data obtained, the probability distribution of engine failure of Krisbow KW15-979 is Weibull distribution with Parameter scale (α) of 2.9868 in the calendar age is year, while the form parameter (β) is 1.6817 and the distribution of component replacement cost is obtained with normal distribution with parameters σ = 73607,0 μ = 1.2439E + 5. From the calculation and analysis of data for the first ten years buying insurance for the lathe maintenance service is not needed because expense cost is small and estimated amount of failure also small and there is also a minor damage can be handled by laboratory manpower of State Polytechnic of Bengkalis to repair and maintenance .so, when the lathe insured in the first year to the company that offers maintenance and repair insurance virgin lathe considered unprofitable.

FAKTOR-FAKTOR YANG MEMPENGARUHI KINERJA SISTEM INFORMASI AKADEMIK DI POLITEKNIK NEGERI PONTIANAK Marsela Diaz; Utin Nina Hermina; Liliyana Liliyana
Inovbiz: Jurnal Inovasi Bisnis Vol 6, No 1 (2018)
Publisher : Politeknik Negeri Bengkalis

Penelitian ini merupakan penelitian yang menguji faktor-faktor yang mempengaruhi kinerja Sistem Informasi Akademik di lingkungan Politeknik Negeri Pontianak dengan menggunakan model kesuksesan sistem informasi dari DeLone dan McLean. Pengujian ini didasari pelaksanaan sistem informasi akademik yang saat ini digunakan merupakan salah satu basis data yang dimiliki Politeknik Negeri Pontianak dalam memenuhi Sistem Penjaminan Mutu Pendidikan Tinggi. Variabel penelitian ini terdiri dari enam variabel yang saling berkaitan yaitu: Kualitas Sistem, Kualitas Informasi, Penggunaan, Kepuasan Pengguna, Manfaat Individu dan Manfaat Organisasi. Populasi dan Sampel penelitian ini adalah pengguna Sistem Informasi Akademik Politeknik Negeri Pontianak, yang terdiri dari mahasiswa, dosen, staf program studi, tenaga TI, staf akademik Polnep dan pejabat struktural di lingkungan Polnep. Penelitian ini menggunakan StructuralEquation Model (SEM) dengan Partial Least Square (PLS) yang bertujuan untuk mendapatkan nilai variabel laten untuk tujuan prediksi.

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