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Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Published by Universitas Islam 45 Bekasi
ISSN : 20865678     EISSN : 28078403     DOI : https://doi.org/10.33558/maslahah.v13i1
Core Subject : Religion, Economy, Education, Social,
Religion Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Other
FOKUS Maslahah : Jurnal Hukum Islam dan Perbankan Syariah menekankan kajian hukum Islam dan Perbankan Syariah di negara-negara Islam pada umumnya dan khususnya di Indonesia dengan menekankan teori-teori hukum Islam dan praktiknya di dunia Islam yang berkembang melalui publikasi artikel dan resensi buku. CAKUPAN (SCOPE) Jurnal ini mengkhususkan diri dalam mempelajari teori dan praktik hukum Islam dan Ekonomi Islam di negara-negara Islam dan dimaksudkan untuk mengungkapkan penelitian asli dan isu-isu terkini. Jurnal ini menyambut hangat kontribusi para sarjana dari bidang terkait yang mempertimbangkan topik umum berikut; Hukum Keluarga Islam Hukum Ekonomi Syariah Hukum Bisnis Syariah Hukum Pidana Islam Hukum Tata Negara Islam Hukum Zakat dan Wakaf Hukum Antropologi Hukum Sosiologi Pemikiran Hukum Islam Kontemporer
Arjuna Subject : Umum - Umum
Articles 278 Documents
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Analisis Manajemen Risiko Pembiayaan Modal Kerja (PMK) Pada Bank BJB Syariah Kantor Cabang Pembantu Lippo Cikarang Saputri TQ, Nita Muhaini; -, Isfandayani
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 9 No 2 (2018): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/maslahah.v9i2.2743

Abstract

BJB Sharia Bank is the one of the banks that taking role in capital participation, capital financialworkings is a product that very potentially risking. If it doesn’t handle correctly, it will cause lossesthat should be gotten by the BJB Sharia Bank, for that these should need a risk management. Thisanalyze aims for determining the types of risks and how the implementation of risk managementfor Capital Financial Working contained in BJB Sharia Bank Lippo Cikarang Sub Branch in termsof identification risk, measurement risk, monitoring risk and controlling risk. In this study using aqualitative descriptive method. Data retrieval is done by observation, interviews and documentationto four sources of informants BJB Sharia Bank Lippo Cikarang Sub Branch. Data analysis will bedone by doing three steps, they are; data reductions, data display, and verification from that analysisdata result by evidencing the validity of data through source triangulation techniques. The observationresult shows that the faced risk by BJB Sharia Bank Lippo Cikarang Sub Branch are financing riskand law risk. From the identification results, BJB Sharia Bank Lippo Cikarang Sub Branch will beface operational risk, liquidity risk, strategic risk, investment risk, reputation risk, compliance risk,and yield risk also. In application, management risk uses four steps, they are; identification risk,assessment risk, monitoring risk, and controlling risk. From that management risk application, BJBSharia Bank Lippo Cikarang Sub Branch has been able to minimize the impact of faced risk by capitalfinancial working.
Analisis Tentang Penolakan Nasab Anak Dalam Perkawinan Yang Sah Dengan Sumpah Li’an Pada Putusan MA No.163K/AG/2011 Putra Pratama, Rian Rizqi; Ash Shabah, Musyaffa Amin
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 10 No 1 (2019): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/maslahah.v10i1.2744

Abstract

This study aims to analyze the result of Supreme Court ruling Number 163 K/AG/2011 AboutNasab’s Refusal Of a Legitimate Son By The Oat Of Li’an and how Islamic law and legislationgoverned it. And to explain what the status of the denied children’s passages is. This study usesinductive research methods and this type of research is a research library and the research approachemploys both qualitative and descriptive approaches. The results of the study show that the use ofother oaths to refuse the children's text in the Supreme Court Decision No. 163 K / AG / 2011 is inaccordance with the rules of Islamic law and statutory regulations, even though the wife is not willingto take the li'an oath, it still falls under the law. In accordance with the opinion of Imam Syafii that ifthe husband has completed his part, even though the wife does not do li'an. As well as changing thechild's nasab status which is denied by the father and only has a civil relationship with the mother andthe mother's family, while the father is free from the right to provide a living, this is in accordance withArticle 162 of the KHI.
Analisis Hukum Islam Terhadap Penetapan Hakim Yang Menyatakan Tidak Menerima Gugatan Cerai Di Pengadilan Agama Bekasi (Studi Kasus Pada Perkara Nomor : 0234/Pdt.P/2018/PA.Bks) Isfirnando, Angga; -, Suprihatin
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 10 No 1 (2019): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/maslahah.v10i1.2745

Abstract

This research aims to answer the question how Islamic law analysis on the determination of thejudge who stated that he did not accept the divorce suit at the bekasi religious court. Even thoughthe religious court may not reject the case filed to find out about this problem, the authors conductedresearch by analyzing the decision namber :0234/Pdt.P/2018/PA.Bks. viewed from the perspectiveof Islamic law. This research is a normative research with descriptive methods, ma gugatan ceraidi Pengadilan Agama Bekasi. namely describing the objeck of research as the actual situation thenanalyzed its suitability with Islamic law. The results of this study state that the judge’s decisionrejecting the divorce suit in case number :0234/Pdt.P/2018/PA.Bks. it is in accordance with Islamiclaw because the judge’s refusal of this lowsuit was because the plaintiff was not present. Therefore, inthe perspective of Islamic law the refusal of the judge is intended to punish the plaintiff and preventthe defendant from slandering the lawsuit.
Konsep Kufu Dalam Pernikahan Menurut Syekh Al-Malibari di Dalam Kitab Fathul Mu’in Habib, Ahmad; Hambali, Yoyo
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 10 No 1 (2019): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/maslahah.v10i1.2746

Abstract

مستخلص .هذا البحث هو أبحاث المكتبيّة . وفى هذا فالبيانات المبحوثة من كتاب فتح المعين فى بابالكفاءة باستعمال منهج النوعيّة . وفى هذا البحث يستعمل منهج الو ثاقيّة . وطريقة تحليل البيانات المستعملةفى هذا البحث .هو تحليل الاِسْتِنْتَاجِ. يستعمل هذا المنهج لتحليل مفهوم الكفاءة عامّة ثمّ يستنتج خاصَّةً.ونتيجة البحث , أنّ مفهوم الكفاءة فى النّكاح هو شيئ مهمّ لأنّه مشروع فى النّكاح الإسلاميّ وذكر فىالحديث أنّه كان أربعة معابير مهمّة وكانت معيارا فى الكفاءة وهي المال والنّسب والجمال والدّين ولكنّ الدّينهو الأهمّ . واختار الإسلام الدّين وفضّله على غيره لأنّه الأساس المهمّ لنيل مقاصد شريعة النّكاح وهي عائلة السّكينة والمودّة والرّحمة . أمّا الشّيخ زين الدين ابن عبد العزيز المليباريّ فى كتابه فتح المعين وفهورأى أنالكفاءة معتبرة فى النّكح ولكن لاتؤثّر على صحّة عقد النّكاح . ثمّ يصنّف مراتب المستويات الإجتماعيّةبالنّسبة إلى الكفاءة . وهناك بعض المعابير الّذي يجعل الزّوج والزّوجة تعتبران بالكفاءة عند الشّيخ المليباريّومنها الحالة الإجتماعيّة ولأخلاق وانّسب والمهنة والعلم ولكنّ المال لاتعتبر لأنّه يفنى ولا يعتبر فخرا عند أهلالمروءة .
Analisis Perbandingan Kinerja Keuangan Perbankan Sebelum dan Sesudah Penerapan Good Corporate Governance Pada PT. BANK BJB SYARIAH, TBK Malik AL Aziz, Fyla; Rahmawati, Rafika
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 10 No 1 (2019): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/maslahah.v10i1.2747

Abstract

The study analyzed the financial performance conditions of BJB Syariah Bank before and afterthe implementation of GCG through measurement variables of ROA, BOPO, and CAR. The methodused to obtain research data is quantitative data methods. The ratios used to measure the financialperformance of Bank BJB Syariah are ROA, BOPO, CAR. Data analysis in this study is using datanormality test and hypothesis testing using paired sample t-test. Nowadays it shows that the financialperformance condition of Bank BJB Syariah for ROA after the application of GCG is better than theROA before the implementation of GCG with an average ROA after 0.0500%> than the average ROAbefore GCG which is 0.0150%. BOPO after GCG implementation is better than BOPO before GCGimplementation with an average BOPO after GCG 111.2500%> than the average BOPO before GCG9.5000%. CAR before GCG implementation is better than CAR after GCG implementation with anaverage CAR before GCG 34.5000%> than the average CAR after GCG 18.5000%. Based on theresults of the data normality test that has been done, it is found that the data is normally distributed.Hypothesis test results using the Paired Sample t-test, namely for the ROA ratio there is no significantdifference to the financial performance of BJB Syariah Bank before and after the implementation ofGCG with a significance value of ROA 0.015> 0.05. There is no significant difference in the BOPOratio on the financial performance of Bank BJB Syariah before and after the implementation ofGCG with a significance value of BOPO 0.226> 0.05. The CAR ratio is a significant difference tothe financial performance of Bank BJB Syariah before and after the implementation of GCG with asignificant value of CAR, namely 0.001 <0.05.
Analisis Perbandingan Persepsi Masyarakat Terhadap Bank Syariah dan Bank Konvensional (Survei Pada Masyarakat Telaga Murni RT.001 RW.005 Kecamatan Cikarang Barat Kabupaten Bekasi) Adie Septiana, M Rifky; Putra, Purnama
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 10 No 1 (2019): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/maslahah.v10i1.2748

Abstract

This study analyzes the comparison of people's perceptions of Islamic Banks and ConventionalBanks.This research is a qualitative research based on the philosophy of postpositivism, used toexamine natural conditions, as opposed to an experiment where the researcher is the key instrument,the data collection technique is carried out in a combination of inductive or qualitative triangulationanalysis, and the results of qualitative research emphasize the meaning. than generalizations. Throughqualitative research, the author explains and describes the comparison of people's perceptions aboutIslamic banks and conventional banks as they are based on data and facts obtained at the time of theresearch. Researchers can also analyze to find out the meaning and implications of the problem understudy, namely a comparative analysis of public perceptions about Islamic banks and conventionalbanks in Telaga Murni Housing Rt.001 Rw.005 Cikarang Barat District Bekasi Regency. Based on theresults of interview research regarding public perceptions of Islamic banks and conventional banks,of the 10 respondents, there were 9 who were considered good and understood and used Islamicbanking services and 1 respondent was considered quite good and understood Islamic banks. Thereare 10 respondents who are considered good, understand and use conventional bank services, andare familiar with conventional banks. Meanwhile, 1 respondent did not yet have an account at anIslamic bank and a conventional bank, but the respondent knew and understood Islamic banks andconventional banks.
Minat Masyarakat Kota Bekasi Terhadap Pembiayaan Talangan Haji Pada Perbankan Syariah (Analisis Pada PT. Bank Syariah Mandiri KCP Bekasi Timur) Riyadi, Aan; -, Isfandayani
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 10 No 1 (2019): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/maslahah.v10i1.2749

Abstract

This research is motivated by the role of Islamic banks in distributing hajj bailout products.The role of Sharia Banks targeting Hajj bailout products increasingly indicates the public’s need forIslamic banking. This research raises the title of Bekasi City Public Interest in Hajj Bailout Financingin Islamic Banking. The objectives and limitations of the problem in this study are how the procedurefor implementing haj bailout financing at BSM KCP East Bekasi, the interest of the Bekasi Citycommunity towards haj bailout financing, and how the Business of Bank Syariah Mandiri KCP EastBekasi attracts the public’s interest in providing haj bailout fees. used in this research is qualitative.This research was collected using observation, interviews with the head of microfinance at BSM KCPEast Bekasi. The approach used is descriptive to find out information from the informants on the hajjbailout financing process at BSM KCP Bekasi Timur. Based on the research results, the procedureof Bank Syariah Mandiri KCP Bekasi Timur has established a mechanism for the portion of hajjfor customers who need Hajj bailout financing, and the portion is divided into two, namely for cashportions and bailouts. Registration of the cash hajj portion is a portion that can be said is simplerthan the portion of the bailout hajj. While the interest of the Bekasi City community can be seen thatof the total population of Bekasi City of 2,376,794, 2,145,497 are Muslims, the total is 2,145,497only 990,630. souls who are required to perform the pilgrimage. The pilgrims who departed in 2014were dominated by Islamic banking as many as 1,407 people (58.4%), while conventional banks were1,002 people (41.6%). Of the several Sharia Banks, including Bank Syariah Mandiri (BSM) KCP EastBekasi, it was able to take the portion of the pilgrims as many as 608 people. Bank Syariah Mandiri’sefforts in attracting haj bailouts include collaborating with several local Hajj Guidance Groups(KBIH) and then by distributing mabrur savings brochures along with the haj registration process andthe Bank Syariah Mandiri haj bailout program, East Bekasi KCP to customers and telemarketing andsocialization by holding seminars on haj bailout financing.
Efektifitas Bimbingan Pra Nikah Bagi Calon Pengantin Sebagai Upaya Pendukung Terwujudnya Keluarga Sakinah Mawaddah Warahmah (Studi Kasus pada BP4 KUA Kecamatan Bantar Gebang Kota Bekasi) Iqbal Fauzi, Muhammad; Supriyanto, Agus
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 10 No 2 (2019): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/maslahah.v10i2.2750

Abstract

This study analyzed the implementation of pre-marital guidance at BP4 KUA Bantar GebangDistrict, Bekasi City. This research is descriptive qualitative field research. The method used in thisresearch is sociological juridical. Research Location at the Marriage Preservation and DevelopmentAdvisory Board (BP4) Bantar Gebang District, Bekasi City. Data collection techniques by interview,documentation, and literature study. The results of the study show that the Marriage Guidance andPreservation Agency (BP4) of Bantar Gebang District, Bekasi City has not optimally carried outits role as a supervisor, facilitator, communicator, mediator, and conflict in marriage disputes torealize the BP4 goal of enhancing the quality of marriage to create a sakinah family according to theteachings Islam. Problems faced by clients at BP4 Bantar Gebang Subdistrict, Bekasi City that causedisputes in marriage are infidelity problems, interference from parents or siblings, marriage at a youngage, economic problems, mild-hands husbands, drunken spouses, prostitutes and gamblers, spousesleaving the wife does not come home again, has no children, quarrels, the husband gets a physicaldisability or disease, the way to solve it is BP4 Bantar Gebang District, Bekasi City starting with goodintentions, sincerity, showing empathy, respect, secret Klein, sensitivity seeking root problem solvingas well as guiding and advising clients.
Tradisi Uang Pelangkah Pernikahan Dalam Adat Betawi di Tinjau Dari Hukum Islam di Kecamatan Babelan Kabupaten Bekasi Kusuma, Indra Wijaya; Hambali, Yoyo
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 10 No 2 (2019): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/maslahah.v10i2.2751

Abstract

Marriage is a physical and mental bond between a man and a woman as husband and wifewith the aim of forming a happy and eternal family or household based on the Supreme Lordship.In the custom of marriage in the people of Babelan District, Bekasi Regency, there is a customthat if someone wants to get married but there is an older brother who is not married, then thatperson must wait for his brother to marry first or can marry before his brother on condition that theperson who wants to step over his brother must give something in the form of money or goods to herbrother. According to traditional leaders, the stepper is required to maintain a good relationship withhis brother. However, if the stepper was burdensome or prevented his younger sibling from gettingmarried, the traditional leader revealed that this was not justified because the stepper could not beasked for a certain nominal value or certain items, only the awareness of his younger sibling. Inline with the opinion of traditional leaders, clerical figures reveal that stepping may be applied onthe basis of the rules of العادة مُحَكَّمة , but this is not a necessity.. Primary data sources were obtainedfrom interviews and secondary data sources were obtained from books, magazines, journals, etc.The type of research used in this research is the type of field research (Field Research). The researchapproach carried out by the author uses descriptive qualitative. Data collection is done by theauthor to get and understand the picture and the existing reality, the writer uses data collectiontechniques by interview, observation and documents. From the data that has been collected, then thewriter analyzes using descriptive method. Based on the research data, the authors conclude that thetradition of stepping marriage money can be preserved because the tradition of stepping marriagemoney is not only a symbol of national identity, but also as a form of respect for older siblings whowill be stepped over and as a guardian of good family relations. Although it must be preserved, theremust be filtering and adjustments to fiqh so that there is no conflict between adat and fiqh. Some ofthe problems with stepping customs that must be filtered and adapted to fiqh include the prohibitionof marriage from older siblings to younger siblings who wish to marry. Barring his younger siblingfrom marrying is not justified in custom and in fiqh it can be forbidden because it can cause a lotof harm. In addition, things that are burdensome and troublesome for a person to get married mustalso be eliminated. The brother who is going to be stepped over must be able to accept whatever theyounger siblings give as a permit application to marry. Should not impose the ability of the youngersibling and must not burden the request of the younger sibling.
Problematika Peraturan Pemerintah Nomor 48 Tahun 2014 Pada Aspek Biaya Pernikahan di KUA Kecamatan Jatiasih Kota Bekasi Damhuri, Nur Alwan; -, Suprihatin
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 10 No 2 (2019): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/maslahah.v10i2.2752

Abstract

In Indonesia, the registration of marriages for Muslims is carried out by the Office of ReligiousAffairs (KUA). The Office of Religious Affairs (KUA) is an institution at the Ministry of Religion atthe sub-district level that provides services to Muslims in matters of marriage and fostering Muslimfamilies to become sakinah families. Marriage registration is carried out by a marriage registraremployee / guardian of a marriage registrar (penghulu).Government Regulation Number 48 of 2014concerning tariffs on types of non-tax state revenue that apply to the Ministry of Religion whichregulates the rates when carrying out a marriage outside the Office of Religious Affairs (KUA) oroutside working hours at a rate of Rp.600,000.00 and executing it inside KUA at a rate of Rp. 0.00 orfree. The implementation of Government Regulation Number 48 of 2014 has been ineffective, due tothe lack of public interest in carrying out marriages in the KUA even though it has been free. However,the payment for the marriage registration of the KUA Kecmatan Jatiasih has been effective, this isevident when the author conducted an interview with the KUA and the community that it is true thatwhen carrying out a marriage within the KUA there is no charge and when carrying out a marriageoutside the KUA or outside working hours a rate is imposed. Rp. 600,000.00 paid at the bank.Primarydata sources were obtained from interviews and secondary data sources were obtained from books,journals and others. The type of research used in this research is the type of field research (SocioLegal Research). The research approach conducted by the author uses descriptive qualitative. Datacollection is done by the author to get and understand the picture and the existing reality, the writeruses data collection techniques by interview, observation and documents. From the data that has beencollected, then the writer analyzes using descriptive method. With the enactment of PP Number 48of 2014, it received a positive response from the upstream government because prior to the issuanceof Government Regulation Number 48 of 2014 there were many accusations of gratification thatwere shown to the head of the KUA Jatiasih District, but after the issuance of the PP there were noaccusations of gratification. However, there is still a lack of public interest in carrying out marriageswithin the KUA even though it has been made free, due to the customs of the Jatiasih Subdistrict peoplewho usually carry out marriages outside the KUA. Whether in the mosque, meeting hall or the houseof the bride and groom.

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