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CAPITAL: JURNAL EKONOMI DAN MANAJEMEN

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Published by Universitas PGRI Madiun

ISSN : 25989022 EISSN : 25989618 DOI : -

Core Subject : Economy, Science,

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

CAPITAL: Jurnal Ekonomi dan Manajemen published by Universitas PGRI Madiun with regitered number ISSN: 2598-9022 (Print) and 2598-9618 (Online), which published twice a year on September and March.

Arjuna Subject : -

Articles 6 Documents

Search results for , issue "Vol 3, No 1 (2019)" : 6 Documents clear

FAKTOR UTAMA YANG MEMPENGARUHI NASABAH DALAM MENGAMBIL KREDIT DI BANK PERKREDITAN RAKYAT (BPR) KOTA KEDIRI Edy Djoko Soeprajitno; Wawan Herry Setyawan; Dhiyan Septa Wihara
CAPITAL: Jurnal Ekonomi dan Manajemen Vol 3, No 1 (2019)
Publisher : UNIVERSITAS PGRI MADIUN

One of the objectives of credit is to move the wheels of the regional economy. Especially for the small and medium enterprises (SMEs) trade and micro sector, which is now booming because it can improve the household economy. Various financial institutions offer various types of loans with attractive facilities and according to the needs of the target market. Therefore, today's society is demanded to be smart in accessing credit at bank financial institutions. Including the People's Credit Bank (BPR) Kota Kediri which also competes in offering loans that are in accordance with the wishes of the people in the Kediri region and its surroundings. The sample used in this study amounted to 97 customers. This study uses a quantitative approach with factor analysis techniques using principal component analysis (PCA). The result is that there are six groups of factors that influence customers in taking credit with a cumulative diversity value of 59,671. Factor I consists of variations in time period, loan nominal and service has an eigenvalue of 2.935 and total diversity value of 18.343%. Factor II consisted of reasons for interest rates, repayment deductions and requirements having an eigenvalue of 1.590 and a total diversity of 9.936%. Factor III consisted of variations in interest rates and flexible time periods having eigenvalues of 1.552 and total diversity of 9.701%. Factor IV consists of a credit process and the service schedule has an eigenvalue of 1.2282 and a total diversity of 8.014. Factor V consists of loans as needed and flexible guarantees have an eigen value of 1.165 and a total diversity of 7.284. Factor VI is a lack of requirements following with an eigen value of 1.023 and a total diversity of 6.394.Key words : Decision on taking credit, Factor Analysis, BPR in Kediri City

Analisis Niat Konsumen Menggunakan M Payment Aglis Andhita Hatmawan
CAPITAL: Jurnal Ekonomi dan Manajemen Vol 3, No 1 (2019)
Publisher : UNIVERSITAS PGRI MADIUN

Penelitian ini bertujan untuk melakukan analisis pengaruh persepsi kemudahan dan referensi kelompok dalam niat menggunakan M payment dengan gender sebagai variabel moderasi. Data dianalisis menggunakan Structural Equation Modeling (SEM) pada 186 responden. Temuan dalam penelitian ini adalah bahwa niat menggunakan M paymen di pengaruhi oleh persepsi kemudahan dan referensi kelompok. Hasil penelitian ini juga mengidentifikasi dua model yang berbeda dalam penggunaan M payment. Yang mana pria lebih ddidominasi oleh kemudahan didalam penggunaan layanan dibandingkan wanita, sedangkan pada wanita didominasi oleh referensi kelompok dalam penggunaan M paymentKata Kunci: Kata Kunci : Mobile Payment, Gender, TAM

Strategi Bersaing Perusahaan Taksi Dalam Menghadapi Perubahan Lingkungan Ahmad Saifi Athoillah; Muhammad Firdaus; Bunasor Sanim
CAPITAL: Jurnal Ekonomi dan Manajemen Vol 3, No 1 (2019)
Publisher : UNIVERSITAS PGRI MADIUN

This study aimed to analyze the satisfaction of taxi passengers, analyze the internal and external factors in PT A and formulate the competitive strategy with conventional taxi competitor and online taxi companies. The scope og this research is specifically focused on the competitive staretgy at strategic business unit level. This study is uses quantitative and quantitative descriptive approach. Data analysis techniques used are porter five score model, IFE, EFE, IE and QSPM. The results of this study on the analysis of IFE, PT A shows that the highest strength is on a strong, strategic distribution network of taxi in big cities. Meanwhile, the highest threat is standardization of tariff, number of taxi, and minimum identify of online taxi. Furthermore, IE matrix analysis shows that PT A is in quadrant I (grow and build strategy). The decision making stage with QSPM matrix has the order of strategic prority as follows: forward integration, backward integration, horizontal integration, product development, market penetration, and market development.Keywords: EFE, IFE, IPA, QSPM, competitive strategy

Peran Bank Indonesia Terhadap Sustainability Pengrajin Batik “Canting Mas” Kota Tegal Maulida Dwi Kartikasari
CAPITAL: Jurnal Ekonomi dan Manajemen Vol 3, No 1 (2019)
Publisher : UNIVERSITAS PGRI MADIUN

Penelitian ini bertujuan untuk mengetahui peran dan kontribusi Bank Indonesia terhadap kelangsungan usaha pengrajin Batik Tegalan “Canting Emas”. Peran dan kontribusi tersebut dalam mempertahankan sustainability tersebut meliputi bidang pemasarandan sumber daya manusia. Pengembangan dan pemberdayaan UMKM (Usaha Mikro Kecil dan Menengah) akan selalu melibatkan peran pemerintah, Bank Indonesia dan lembaga-lembaga lainnya yang peduli terhadap kelangsungan usaha UMKM. Metode penelitian yang digunakan dalam penelitian ini adalah metode kualitatif. Teknik yang digunakan dalam pengumpulan data adalah indepth interview yaitu wawancara langsung kepada narasumber yang dalam hal ini adalah pendiri usaha batik “Canting Emas”. Hasil penelitian ini menjukkan bahwa Bank Indonesia memberikan berperan dalam bidang pemasaran kepada pengrajin batik “Canting Emas” dengan seringnya memberikan informasi mengenai penyelenggaraan pameran UMKM khususnya batik. Selain informasi pihak Bank Indonesia juga memfasilitasi biaya akomodasi pada saat mengikuti pameran baik di dalam kota maupun luar kota. Pada bidang sumber daya manusia, Bank Indonesia juga memberikan pelatihan membatik dengan mengundang narasumber selaku pembatik Pekalongan berpengalaman bernama Mustar Sidik. Adanya informasi dan pelatihan diharapakan dapat memperkuat pengrajin batik “Canting Mas” dalam menghadapi persaingan UMKM yang lain. Peran lainnya adalah berupaq bantuan teknis yang diberikan oleh Bank Indonesia berupa kain mori dan lilin berkualitas tinggi. Adanya kontribusi tersebut pada pengrajin “ Canting Mas” menciptakan rasa optimis karena usahanya diberi dukungan oleh pemerintah, dengan demikian mampu mempertahankan kelangsungan usaha batik “Canting Mas”Kata Kunci: sustainability, pemasaran, pelatihan

PENGARUH DAR, DER DAN TATA KELOLA PERUSAHAAN TERHADAP KINERJA KEUANGAN PERUSAHAAN FARMASI Riesta Chahya Agustina; Awan Santosa
CAPITAL: Jurnal Ekonomi dan Manajemen Vol 3, No 1 (2019)
Publisher : UNIVERSITAS PGRI MADIUN

This study aims to determine the effect of debt to asset ratio, debt to equity ratio and corporate governance on financial performance in pharmaceutical sub-manufacturing manufacturing companies listed on the Indonesia Stock Exchange for the period 2013-2017. The type of research used is quantitative research. The population in this study were all Pharmaceutical Manufacturing Sub-Sector Companies listed on the Indonesia Stock Exchange totaling 10 companies, while the sample for this study amounted to 8 Pharmaceutical Companies. The data collection technique in this study is to use documentation and literature study techniques. The results show, 1) debt to asset ratio does not significantly influence financial performance, 2) debt to equity ratio has a significant effect on financial performance, 3) corporate governance has a significant effect on financial performance, 4) debt to asset ratio, debt to equity ratio and corporate governance simultaneously have a significant effect on financial performance. the coefficient of determination (R2) obtained is 0.637, meaning that the ability of the independent variable to describe the dependent variable is 63.7%, while the rest (100% - 63.7% = 36.3%). 36.3% are described by other factors outside the variables in the regression equation.Keywords: Leverage Ratio, Debt to Asset Ratio, Debt to Equity Ratio, Corporate Governance, Financial Performance

EFFECT of COMPETENCE, WORK PLACEMENT and ACHIEVEMENT on CAREER DEVELOPMENT (Study at BPN Madiun Municipality ) Tatik Mulyati; Saraswati Budi Utami
CAPITAL: Jurnal Ekonomi dan Manajemen Vol 3, No 1 (2019)
Publisher : UNIVERSITAS PGRI MADIUN

The success of the organization in achieving its goals is supported by internal and external factors. To realize employee career development, the internal side must first receive attention. This study aims to determine the effect of competence, work placement and performance on the career development of employees of the National Land Agency (BPN) of Madiun City.The research method used is quantitative descriptive. The data used are primary data through questionnaires and secondary data. The population in this study were all permanent employees of 40 people. The research variable consists of independent variables, namely competence, work placement and performance, and the dependent variable is employee career development. Variables measured by Likert scale and data analysis techniques using multiple linear regression. Hypothesis testing uses t test and F test. The results of the study concluded that: 1) Competence affects employee career development; 2) Job placement does not affect employee career development; 3) Performance affects the career development of BPN employees in Kota Madiun.Keywords: competence, work placement, work performance, career development

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Prima Utama Wardoyo Putro

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capital@unipma.ac.id

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Jawa timur

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Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name Prima Utama Wardoyo Putro

Contact Email primautama28@gmail.com

Phone -

Journal Mail Official capital@unipma.ac.id

Editorial Address -

Location Kota madiun, Jawa timur INDONESIA

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Contact Name
Prima Utama Wardoyo Putro

Contact Email
primautama28@gmail.com

Phone
-

Journal Mail Official
capital@unipma.ac.id

Editorial Address
-

Location
Kota madiun,

Jawa timur

INDONESIA