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Contact Name
Gerry Ganika
Contact Email
gega@untirta.ac.id
Phone
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Journal Mail Official
iqtishadi@untirta.ac.id
Editorial Address
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Location
Kab. serang,
Banten
INDONESIA
Syi'ar Iqtishadi
ISSN : -     EISSN : 25980955     DOI : -
Core Subject : Economy, Education,
Merupakan Jurnal berkala ilmiah mempublikasi hasil-hasil kajian teoritis dan empiris dalam bidang ilmu ekonomi yang berlandaskan hukum Islam (syar’i), baik dalam praktek bisnis, organisasi, keuangan dan perbankan.
Arjuna Subject : -
Articles 109 Documents
Pengaruh ROA, BOPO Dan FDR Terhadap Tingkat Bagi Hasil Deposito Mudhrabah Neneng Uswatun Hasanah; Wirman Munaraja
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 6, No 2 (2022)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v6i2.13713

Abstract

This study aims to understand and determine the effect of ROA, BOPO and FDR on the rate of profit sharing fordeposits mudharabah conducted at PT Bank BRI Syariah in 2012-2020. The research was assisted by the SPSS 16 program. The type of secondary data with quantitative data was in the form of quarterly financial report data. The population in this study is the financial statements of PT Bank BRI Syariah registered with the OJK, the reports selected as samples are quarterly reports in 2012-2020. The technique used is purposive sampling. Based on the results of the hypothesis, it shows that the ROA, BOPO and FDR variables have no partial effect on the variable rate of profit sharing fordeposits mudharabah, then simultaneously there is no effect between the ROA, BOPO and FDR variables on the variable rate of profit sharing fordeposits mudharabah, with a Rsquar value of 40%. , while the rest can be influenced by other variables or factors not included in this study. 
Pengaruh CAR, DPK, NIM, ROA, NPF, dan Inflasi terhadap FDR Bank Umum Syariah Indonesia Periode 2016-2020 Khoirunisa Khoirunisa; Rendra Erdkhadifa
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 6, No 2 (2022)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v6i2.15472

Abstract

The growth of the FDR of Indonesian Islamic Commercial Banks from 2016 to 2020 has decreased. The decrease was due to the easing of financing distribution in order to maintain the quality of financing. The FDR is in a low position, indicating the bank is in a liquid condition, but the bank'si function has not been fulfilled. This study aims to determine whether or not there is an effect of CAR, DPK, NIM, ROA, and Inflation variables on the FDR. This study uses quantitative methods of associative research. The data source uses secondary data from the financial statements of Indonesian Islamic Commercial Banks and Bank Indonesia inflation reports. Analysis of the data used is panel regression using Eviews. The results showed that the CAR and DPK variables had a significant effect on the FDR. While the variables NIM, ROA, NPF, and Inflation have no significant effect on the FDR. 
Transformasi Digital Perbankan Konvensional (Kajian empiris tantangan pada perbankan Syariah) Taswiyah - Taswiyah
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 6, No 2 (2022)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v6i2.17533

Abstract

Digital transformation is widely discussed along with the industrial revolution 4.0 and leads to society 5.0. This research is descriptive qualitative using content analysis techniques and literature studies based on reference sources, reference books, proceedings, national/accredited journals, and international and reputable journals. With the object of study digital transformational practices at BRI, BNI, and BTPN Bank which can be used as a reference to be applied to the transformational digital sharia banking
Analisis Implementasi Etika Bisnis Islam Pada Entitas Bisnis Furniture (Studi Kasus di CV Singgasana Benderang Abadi) Mohamad Ainun Najib; Elif Pardiansyah
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 6, No 2 (2022)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v6i2.17574

Abstract

The purpose of this study is to explore the extent to which CV SBA implements business ethics in Islam. This is inseparable from the various issues that have developed that many SME business actors treat their employees arbitrarily, exploitatively and tyrannically. This prompted the author to conduct research at CV SBA as a furniture company located in South Tangerang City. The method used in this research is descriptive qualitative research. namely the work steps to describe an object, phenomenon, or social setting. Business ethics in this study uses the principles of Islamic business ethics proposed by Fauroni (2022), namely: 1) the principle of unity, 2) the principle of balance (tawazzun), 3) the principle of free will, 4) the principle of responsibility, and 5) the principle of truth (benevolence and honesty). CV SBA has run its business in accordance with Islamic business ethics. This refers to the 3 principles of Islamic business ethics that have been implemented in its business activities and activities. The principle of tauhin, the principle of fairness, and the principle of responsibility
Dampak Program PKPU Yogyakarta terhadap Kesejahteraan Usaha Mikro Kecil D.I. Yogyakarta dalam Perspektif Ekonomi Islam Naili Qiyadatul Ulya; Krisnanda Krisnanda
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 6, No 2 (2022)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v6i2.16645

Abstract

Usaha Mikro Kecil dan Menengah (UMKM) berperan penting dalam mengurangi tingkat pengangguran yang sebagian besar memiliki permasalahan permodalan atau financial. Keberadaan NGO (Non-Government Organization) sudah lama hadir di Indonesia dan kini semakin berkembang sehingga mampu berperan cukup besar dalam pembangunan dan kesejahteraan masyarakat Indonesia. Saat ini telah banyak NGO yang membuat program pemberdayaan dalam perekonomian masyarakat salah satunya adalah lembaga PKPU (Pos Keadilan Peduli Umat). Penelitian ini menggunakan pendekatan kualitatif-deskriptif, bertujuan untuk dapat mengetahui pengelolaan KUMM oleh PKPU dan dampaknya terhadap anggota dan usahanya. Sehingga dapat menjelaskan dan memberikan informasi kepada masyarakat mengenai pengelolaan KUMM yang dilakukan oleh kedua pihak yakni dari lembaga PKPU serta masing-masing kelompok KUMM, karena setiap kelompok mempunyai sistem pengelolaan yang berbeda-beda sehingga menghasilkan dampak yang berbeda pula terkhusus pada tingkat kesejahteraannya. Dalam penelitian ini mengambil dua kelompok KUMM untuk dijadikan subyek karena kedua kelompok tersebut terdapat perbedaan pada jangka waktu dan hasil capaian. Adapun dengan adanya perbedaan dari kedua KUMM yang bernama KUMM WIDODO dan KUMM SALMA, mengakui bahwa dengan adanya pemberdayaan ini sangat memberikan manfaat sehingga dapat dikatakan sejahtera.
Pengaruh Pembiayaan Konsumtif, Pembiayaan Modal Kerja dan Fee-Based Income Terhadap Profitabilitas BPRS BDW Yogyakarta Mufti Alam Adha; Wahyuni Liya Kusumawardhani
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 6, No 2 (2022)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v6i2.16953

Abstract

The level of financing and fee-based income at the BPRS indicates the level of quality of the bank. If a bank wants to improve its performance and quality, one way to improve it is to look for sources of income outside the primary income. However, increased financing and fee-based income does not always increase profitability. The researcher investigated whether murabahah, ijarah, mudharabah, and fee-based income financing have an effect on profitability and what is the cause of the imbalance between the increase in funding and fee-based income with profitability, especially ROA and ROE. This study uses a quantitative approach. The object of the research is PT BPRS Bangun Drajat Warga Yogyakarta. Murabahah, ijarah, mudharabah, and fee-based income financing as independent variables and profitability is the dependent variable. The data analysis technique used in this research is multiple linear regression. In addition, multiple regression tests showed that simultaneously the independent variables did not have a significant effect on ROA. Then simultaneously, the independent variables have a significant effect on ROE. Partially, murabahah, ijarah, mudharabah, and fee-based income financing have no significant impact on ROA. Then the funding of murabahah, ijarah, mudharabah, and fee-based income has no significant effect on ROE.Keywords: financing, fee-based income, profitability, BPRS
Pengetahuan dan Kesadaran Zakat; Implikasinya Terhadap Minat Karyawan Usaha Menengah Besar (UMB) untuk Membayar Zakat Pada BAZNAS Najmudin, Najmudin; Ahyakudin, Ahyakudin; Pardiansyah, Elif; Sujai, Sujai; Maelani, Puspita; Sari, Rasidah Novita
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 7, No 1 (2023)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v7i1.20114

Abstract

This study aims to determine (1). The effect of zakat knowledge on interest in paying zakat at BAZNAS. (2. Effect of zakat awareness on interest in paying zakat at BAZNAS. And (3). Effect of knowledge and understanding of zakat on interest in paying zakat at BAZNAS. The object of this research is employees of Large and Medium Enterprises (UMB) in Banten Province. The research method used is a quantitative-descriptive method. The data collection method uses a questionnaire. The data is processed using SPSS software version 23. The data analysis uses multiple linear regression methods. The results of this study indicate that (1) Zakat knowledge has a significant positive effect on the intention to pay zakat at BAZNAS. (2 Awareness of zakat on interest in paying zakat at BAZNAS. And (3). Knowledge and awareness of zakat simultaneously significantly positively affect interest in paying zakat on BAZNAS. Interest in paying zakat at BAZNAS Banten Province is influenced by the knowledge and understanding of zakat employees by 48.3 percent. In comparison, the remaining 51.7 percent is influenced by other variables not examined in this study.
Penerapan Sistem Informasi Akuntansi siklus Pembiayaan Mudharabah sebagai Pengendalian Internal pada BMT Rukun Abadi Akhirni Putri, Firna Flarestiana; Setiawan, Iwan; Wardiyah, Mia Lasmi
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 7, No 1 (2023)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v7i1.18162

Abstract

Mudharabah funding is one of funding product that use collaboration agreement on BMT Rukun Abadi. BMT Rukun Abadi need accounting information system in every transaction, so that the distribution mudharabah funding process can run effectively and efficiently. Accounting information system is one internal control on BMT Rukun Abadi, so that every procedure is done agree with plans for reaching goals that have been set. The application of accounting information system still very simple, it can makes internal control can’t be maximized. The purpose of this research are to know and to analyze: 1) Mudharabah funding procedure on BMT Rukun Abadi. 2) Accounting information system application on BMT Rukun Abadi. 3) Internal control procedure on BMT Rukun Abadi; and 4) Comfirmity accounting information system mudharabah funding cycle with the theory of accounting information system on BMT Rukun Abadi. This research use qualitative research method with descriptive analysis. The data used is primary data obtained from interview result, observasion and documentation, and secondary data obtained from literature riview. The result from this research shows that: 1) Procedure of mudharabah funding has been applicated well on BMT Rukun Abadi. 2) Accounting information system mudharabah funding cycle application on BMT Rukun Abadi already done, but the implementation is still very simple. 3) Internal control procedure on BMT Rukun Abadi has not been implemented optimally; and 4) Accounting information system mudharabah funding cycle on BMT Rukun Abadi already conformity with accounting information system theory.
Penerapan Transparansi Lembaga Pengelola Zakat (Studi Pada Lembaga Amil Zakat Dan Unit Pengelola Zakat Baznas Provinsi Banten) Fatoni, Ahmad; Fakhrudin, Muhamad
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 7, No 1 (2023)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v7i1.20484

Abstract

As an institution that manages social funds, transparency is something that must be met for the Amil Zakat Institution and the Zakat Management Unit. Public distrust of zakat management institutions is one of the causes of the gap between zakat potential and the realization of zakat collection in Banten Province. This study aims to analyze the implementation of the transparency of the Amil Zakat Institution and the Baznas Zakat Management Unit in Banten Province. This study used qualitative research methods. The results showed that the Amil Zakat Institute in Banten province had implemented financial transparency, management, and programs in zakat management activities. Similarly, the principles of transparency, accountability, effectiveness, and collaborative distribution have been applied by the Zakat Management Unit of Baznas Banten Province.
Pemetaan Penelitian Rasio Dana Pihak Ketiga (Dpk) Pada Perbankan Syariah Dan Konvensional: Studi Bibliometrik Vosviewer Dan Literature Review Budianto, Eka Wahyu Hestya; Dewi, Nindi Dwi Tetria; Abidin, Umar Abdillah
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 7, No 1 (2023)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v7i1.19887

Abstract

This study aims to determine the research mapping regarding the Third Party Fund (TPF) ratio in Islamic and Conventional Banking using a mix-method approach, namely the VOSviewer bibliometric study and literature review. Data analysis techniques include: (1) mapping the distribution of journal publications around the TPF ratio; (2) mapping the results of the VOSviewer bibliometric visualization around the TPF ratio based on the number of clusters and their items; and (3) mapping research topics around the TPF ratio using a literature review study. The results showed that: (1) based on the distribution of journal publications, there were 628 journal publications regarding the TPF ratio; (2) based on the mapping of the VOSviewer bibliometric study, the network visualization results around the TPF ratio are divided into 6 clusters and 190 topic items; (3) based on the mapping of literature review studies, there are 5 topics around the TPF ratio. The implications and contributions of this research are to map research topics around TPF ratios in Islamic and Conventional Banking which are often or rarely researched by researchers so that they can be a reference for subsequent researchers.

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