Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam accepts original manuscripts in the field of Islamics Economics, including research reports, case reports, application of theory, critical studies and literature reviews. The spread of Islamic Economics include: 1. Islamic Finance and Capital Market 2. Islamic Banking 3. Management of Islamic Business and Entrepenuership 4. Islamic Financial Institution non Bank�
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288 Documents
<![CDATA[FACTORS AFFECTING COMMUNITY INTEREST IN SHARIA BANK SAVING PRODUCTS (Studies on the Community of South Tangerang City) ]]>
<![CDATA[Intan Lilis Sugiarti]]>;
<![CDATA[Erika Amelia]]>;
<![CDATA[Ade Ananto Terminanto]]>
<![CDATA[ Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 4, No 02 (2020): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam ]]>
Publisher : <![CDATA[Sekolah Tinggi Agama Islam Al Hidayah Bogor ]]>
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DOI: 10.30868/ad.v4i02.974
<![CDATA[This research was conducted to find factors that influence people's preferences on Islamic bank savings products. This study uses primary data in the form of a questionnaire distributed to the people of South Tangerang. They have been or have been a sharia bank savings customer. This study obtained a sample of 133 respondents. To analyze this study, researchers used a factor analysis test and Chi-Square (X2) test using SPSS version 24. The factor analysis test results from this study indicate that nine factors can influence people's preferences on Islamic bank savings products. Factors formed successively include guarantee and equality of profit-sharing results, product feature factors, product quality factors, profit-sharing distribution factors, environmental factors, sharia understanding factors, sharia mechanism factors, usability factors, and shariah compliance factors. The chi-square test analysis showed that the characteristics of respondents in the form of gender, age, occupation, last education, and address have a relationship with nine factors formed.]]>
<![CDATA[PENGARUH INTELLECTUAL CAPITAL DAN ISLAMIC CORPORATE GOVERNANCE TERHADAP KINERJA PERBANKAN SYARIAH INDONESIA ]]>
<![CDATA[Kholilah Kholilah]]>;
<![CDATA[Wirman Wirman]]>
<![CDATA[ Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 5, No 01 (2021): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam ]]>
Publisher : <![CDATA[Sekolah Tinggi Agama Islam Al Hidayah Bogor ]]>
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DOI: 10.30868/ad.v4i01.1219
<![CDATA[Penelitian ini bertujuan untuk menguji pengaruh Intellectual Capital dan Islamic Corporate Governance terhadap Kinerja Perbankan Syariah di Indonesia. Teknik pengambilan sampel menggunakan metode purposive sampling. Data yang diperoleh dari data sekunder merupakan laporan tahunan 11 Bank Umum Syariah di Indonesia yang terdaftar di OJK selama periode tahun 2017-2019. Analisis data dilakukan dengan regresi linier berganda dengan program SPSS versi 16.00. Hasil penelitian menunjukkan bahwa variabel Intellectual Capital berpengaruh signifikan terhadap kinerja keuangan Perbankan Syariah di Indonesia Periode 2017-2019. Sedangkan variabel Islamic Corporate Governance tidak berpengaruh signifikan terhadap kinerja keuangan Perbankan Syariah di Indonesia Periode 2017-2019.]]>
<![CDATA[THE INFLUENCE OF ISLAMIC COMMERCIAL BANK’S LETTER OF CREDIT FINANCING AND EXCHANGE RATE TOWARDS INDONESIA'S EXPORTS FROM 2014 TO 2018 ]]>
<![CDATA[Andi Triyawan]]>;
<![CDATA[Amalia Syafira Novitasari]]>
<![CDATA[ Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 4, No 02 (2020): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam ]]>
Publisher : <![CDATA[Sekolah Tinggi Agama Islam Al Hidayah Bogor ]]>
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DOI: 10.30868/ad.v4i02.798
<![CDATA[International trade activities become one of the important factors in economic growth. Compared to the implementation of domestic trade, international trade is much more complex. Thus, it is certain that both will be in trouble paying if the buyer has no foreign exchange (means of payment). Based on the above background the researcher presents financing through Islamic Commercial Banks. Besides, it is supported by additional economic variables named the exchange rate. The method used descriptive quantitative with secondary data collection techniques scattered on Central Statistics Agency (BPS) reports, Bank Indonesia (BI), and Financial Services Authority (OJK). The data analysis technique is Multiple Linear Regression based on OLS (Ordinary Least Square). The results of this research, that 1) Islamic Commercial Bank Letter of Credit (L/C) financing influnced exports by 10% and 90% influenced by other variables 2) Exchange rates influenced of 2% and the remaining 98% influenced by other variables 3) Letter of Credit (L/C) Financing Islamic Commercial Banks and foreign exchange rates can explain their influenced on export value by 21% while the remaining 79% are influenced by other variables.]]>
<![CDATA[ANALYSIS OF FINANCIAL STATEMENT RATIO AT PT BANK BRI SYARIAH TBK ACCORDING TO ISLAMIC PERSPECTIVE ]]>
<![CDATA[Aprillia Dwi Fatma]]>;
<![CDATA[Nana Diana]]>
<![CDATA[ Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 5, No 01 (2021): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam ]]>
Publisher : <![CDATA[Sekolah Tinggi Agama Islam Al Hidayah Bogor ]]>
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DOI: 10.30868/ad.v4i01.1184
<![CDATA[This research was conducted to determine the ratio analysis of financial statements at PT Bank BRI Syariah Tbk, namely through profitability ratios. This research uses ratio analysis methodology, which is to analyze using comparisons of quantitative data shown in the balance sheet and profit and loss. . Data obtained from Bank BRI Syariah’s financial statements in Indonesia Stock Exchange, namely for three consecutive years, from 31 December 2017 to 31 December 2019. From this study, the results showed that the Net Profit Margin in 2017 was 5.67%, in 2018 it was 5.39%, and in 2019 it was 3.21%. Return on assets in 2017 was 0.32%, in 2018 it was 0.28%, and in 2019 it was 0.17%. Return On Equity in 2017 was 3.88%, in 2018 was 2.12%, and in 2019 was 1.45%. The development of the level of profitability at PT Bank BRI Syariah Tbk in 2017 - 2019 has decreased every year.]]>
<![CDATA[FACTORS THAT ENCOURAGE SMALL AND MEDIUM MICRO ENTERPRISES TO LOAN IN SHARIA BANKING ]]>
<![CDATA[Alfian Tri Kusuma]]>;
<![CDATA[Amir Hidayatulloh]]>
<![CDATA[ Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 4, No 02 (2020): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam ]]>
Publisher : <![CDATA[Sekolah Tinggi Agama Islam Al Hidayah Bogor ]]>
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DOI: 10.30868/ad.v4i02.740
<![CDATA[The purpose of this study was to analyze the influence of knowledge, motivation, reference groups, and location of banks on the interest of micro, small, and medium enterprises (MSMEs) to lend funds to Islamic Bank. The population in this study is MSMEs in the unique region of Yogyakarta. This study's sample is the MSMEs in the unique region of Yogyakarta who is customers of Islamic Bank. The sampling techniques in this study use convenience sampling. Data collection techniques in this study were carried out by distributing questionnaires and obtained 50 respondents. The data analysis techniques of this study used multiple linear regression analyses with the help of SPSS tools. This study found that of interest of MSMEs to lend fund in Islamic Bank was influenced by knowledge, motivation, reference group, and the location of the bank]]>
<![CDATA[THE APPLICATION OF GREEN ACCOUNTING ON STOCK ACTIVITYIN ISLAMIC PRESPECTIVE ]]>
<![CDATA[Weny Rosilawati]]>;
<![CDATA[Heni Noviarita]]>;
<![CDATA[Nur Wahyu Ningsih]]>;
<![CDATA[Chandra Prayoga]]>
<![CDATA[ Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 5, No 01 (2021): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam ]]>
Publisher : <![CDATA[Sekolah Tinggi Agama Islam Al Hidayah Bogor ]]>
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DOI: 10.30868/ad.v4i01.1196
<![CDATA[Environmental accounting is applied by several companies to produce quantitative assessments of the cost and impacts of environmental protection. Social and environmental disclosures have an influence on stock prices and inventors will choose stocks in companies that provide high returns. This research is quantitative in nature. The population of this study is the Corporate Social Responsibility (CSR) report and the financial statements of mining companies listed on the ISSI for the 2014-2018 period. Based on the purposive sampling method a sample of 7 mining companies was obtained. The data analysis method used simple linear regression analysis. The result of this study are the application of accounting in social and environmental disclosures has a positive effect on stock reactions, and in an Islamic perspective it is in accordance with the concept of sharia enterprise theory in benefit and responsibility. Corporate social responsibility is responsibility for the overall relationship between the company and its stakeholders. These relationships include consumers, employees, communities, owners / investors, government, and suppliers. The current understanding of social responsibility provides guidance that a company is no longer an entity that is only selfish but an entity that must adapt to its culture and its social environment. This is what Allah warned in QS. Ar-Rum, Verse 41 which in this case explains that Allah SWT commands humans to always protect their surroundings.]]>
<![CDATA[ONLINE CONSUMER REVIEW, BRAND COMMUNITY, TRUST AND CONSUMER PURCHASE DECISIONS IN INDONESIA ]]>
<![CDATA[Vicky F Sanjaya]]>;
<![CDATA[Shafira Jingga Hernita]]>
<![CDATA[ Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 4, No 02 (2020): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam ]]>
Publisher : <![CDATA[Sekolah Tinggi Agama Islam Al Hidayah Bogor ]]>
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DOI: 10.30868/ad.v4i02.945
<![CDATA[This study examines the effect of online consumer reviews, brand community, and trust on purchasing decisions. The method used in this study was a cross-sectional survey design. The sample in this study were online consumers in Indonesia, with a total of 100 respondents. The statistical test was performed using the PLS-based Structural Equation Modeling. The validity test uses the loading factor value, while the reliability test uses the Cronbach's alpha value, composite reliability, and Average Variance Extracted (AVE). After all, the results of the indicator items used in this study were valid and reliable; then, the hypothesis was tested. Of the five hypotheses proposed, all are supported, but the fifth hypothesis is not significant. The conclusion of this study is the importance of maintaining the right quality products and services to get good consumer reviews. Besides that, it is also essential to maintain the brand community to continue to believe and make purchase decisions.]]>
<![CDATA[COMPARATIVE ANALYSIS OF THE THOUGHTS OF M. UMER CHAPRA AND M. ABDUL MANNAN ABOUT THE CONCEPT OF RIBA AND BANKING ]]>
<![CDATA[Muhammad Naufal Lazuardi]]>;
<![CDATA[Purbayu Budi Santosa]]>
<![CDATA[ Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 4, No 02 (2020): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam ]]>
Publisher : <![CDATA[Sekolah Tinggi Agama Islam Al Hidayah Bogor ]]>
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DOI: 10.30868/ad.v4i02.715
<![CDATA[The existence of Islamic economics as an economic concept that continues to grow and develop, especially in the contemporary era, needs to be addressed with a wise attitude, one of which is by examining various perspectives, including the thought of leaders about the concept of riba and banking, so various parties must own that knowledge about the concept of riba and banking. This study uses qualitative methods with the type of library research with a comparative approach. This literature research explains and compares the thoughts of two contemporary Islamic economic figures, namely M. Umer Chapra and M. Abdul Mannan. The data analysis technique used is a content analysis and comparative. The data is obtained by reviewing books, scientific works in printed or electronic form, and all other written material. The author attempts to describe the two objects of research, analyze them, and then compare the two objects' results by combining several content dimensions from these two objects. The author uses the intersection union tool to compare several dimensions from the two figures' thoughts regarding the concept of riba and banking. The study results show that M. Umer Chapra and M. Abdul Mannan's thoughts on the concept of riba and banking are classified into the same or similar dimension. The second thought of Islamic economic figures is related to one another. Both figures agreed to integrate Islamic values derived from the Qur'an and Hadits into every economic activity.]]>
<![CDATA[KONSEP KEPEMILIKAN DALAM EKONOMI ISLAM ]]>
<![CDATA[Endah Fitri Permatasari]]>;
<![CDATA[Usan Usan]]>
<![CDATA[ Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 5, No 01 (2021): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam ]]>
Publisher : <![CDATA[Sekolah Tinggi Agama Islam Al Hidayah Bogor ]]>
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DOI: 10.30868/ad.v4i01.1229
<![CDATA[Tulisan ini bertujuan untuk mengkaji Islam mengenai konsep kepemilikan (pemilik alam semesta, peran manusia dan siapa yang menyediakan segalanya) karena pada hakikatnya manusia lahir ke dunia tidak memiliki harta benda apapun. Metode penelitian ini menggunakan deskriptif analitis. Hasil dan pembahasan dari tulisan ini meliputi Allah merupakan pemilik segala sesuatu di Alam semesta ini, sebagai manusia yang sedari awal tidak memiliki harta benda di dunia harus memahami pemberian sebagai anugerah yang diberikan Allah dengan menggunakannya sebaik mungkin untuk kebermanfaatan orang banyak. Manusia hanya berperan sebagai pengelola yang memberdayakan segala sumber daya bukan sebagai pemilik karena pada setiap aktivitas apapun manusia hanya diberi kepercayaan. Sebagai manusia harus menjaga, merawat dan mengelola apapun dengan baik karena sudah dititpkan atau diamanahkan oleh Allah serta segala perbuatan kita yang dapat merusak kelak akan dimintai pertanggungjawaban berupa siksa yang pedih. Segala sesuatu yang terhampar di muka bumi dari ujung timur ke barat telah disediakan oleh Allah dengan sebaik-baiknya dengan beragam kenikmatan yang bisa dimanfaatkan oleh manusia. Sebagai manusia harus memelihara kelestarian dan aneka sumber daya yang melimpah agar dapat digunakan sebagai mana mestinya.]]>
<![CDATA[EMPOWERMENT OF SANTRIPRENEUR THROUGH E-COMMERCE STARTUP (Study of Modern Islamic Boarding School Datok Sulaiman, Palopo City) ]]>
<![CDATA[M Wahyuddin Abdullah]]>;
<![CDATA[Abdul Wahid Haddade]]>;
<![CDATA[Ahmad Nouruzzaman]]>
<![CDATA[ Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 4, No 02 (2020): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam ]]>
Publisher : <![CDATA[Sekolah Tinggi Agama Islam Al Hidayah Bogor ]]>
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DOI: 10.30868/ad.v4i02.938
<![CDATA[This research aims to develop empowerment with role model empowerment of santri through e-commerce startups embodying futuristic santripreneur in Pesantren Modern Datok Sulaiman Palopo. This field research study is classified in qualitative descriptive using phenomenological and participatory action research to produce information, knowledge, skills solve problems on research subjects, and apply actions in natural settings. The results of this study, the empowering process of santri was conducted together with teachers and board of santri PMDS Palopo through a new media called "Ala Santri" tagged "Santri Pengusaha." This empowerment process principally develop santri potential and create the santri independent through e-commerce startups. This empowerment is implemented in five stages: the stage of human resource development, the stage of empowerment development through e-commerce startups, the evaluation or diagnosis stage of the problem, the stage of transformation of will in empowering, and the generalization and stabilization of changes in empowerment. There are two role models of empowering santri through e-commerce startups, namely business to consumer business model built independently by creating new media in the form of websites by maximizing transactions through chat, and Non-Business Electronic Commerce model that focuses on building the image PMDS Palopo.]]>
