Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam accepts original manuscripts in the field of Islamics Economics, including research reports, case reports, application of theory, critical studies and literature reviews. The spread of Islamic Economics include: 1. Islamic Finance and Capital Market 2. Islamic Banking 3. Management of Islamic Business and Entrepenuership 4. Islamic Financial Institution non Bank�
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288 Documents
Pengaruh Ukuran Perusahaan, Umur Perusahaan, dan Investment Account Holder terhadap Pengungkapan Islamic Corporate Social Responsibility (Studi kasus pada Bank Umum Syariah yang terdaftar di Otoritas Jasa Keuangan (OJK) Tahun 2016-2019)
Velly Vionita;
Kurnia Kurnia;
Febrial Pratama
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 5, No 02 (2021): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor
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DOI: 10.30868/ad.v5i02.1385
Islamic Corporate Social Responsibility is a reporting of corporate social responsibility using sharia principles. Disclosure of social responsibility must be appropriate based on the values of the concept of Maqashid Shari'ah. For sharia-based companies, use Islamic Social Reporting in reporting corporate social responsibility. The entire implementation of social responsibility that has been carried out by the company will announce it to the public through social disclosure in the annual report issued by the company. This study aimed to determine the effect of company size, company age and Investment Account Holder on Islamic Corporate Social Responsibility disclosure. The population in this study is Sharia Commercial Banks registered with the Otoritas Jasa Keuangan using purposive sampling technique. This analysis techniques in this study is panel data regression. The test result of this study indicated that company size, company age and Investment Account Holder intensity simultaneousy influenced Islamic Corporate Social Responsibility disclosure. Partially, company size intensity positively affected Islamic Corporate Social Responsibility disclosure, while company age and Investment Account Holder did not affect Islamic Corporate Social Responsibility disclosure.
Pengaruh Faktor Kesadaran Halal, Harga, Pelayanan dan Religiusitas Terhadap Keputusan Pembelian Orichick di Kota Semarang
Iqbal Esa;
Fuad Masud;
Edy Yusuf Agung Gunanto
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 5, No 02 (2021): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor
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DOI: 10.30868/ad.v5i02.1316
Indonesia is one of the potential countries in terms of the Muslim consumer market, this is evidenced by the high Muslim population that reaches 209.12 million or around 87% of the total population. The influence of kesadaran halal in society is still considered less than optimal. The culinary business continues to increase, but in fact the halal certification that guarantees the halal haram of a product is still minimal, plus the increasing buying interest of consumers in Semarang City for ready-to-serve products (franchises) which are generally still controlled by foreign parties.This research is a form of quantitative method that is distributed through a questionnaire. The population in this study were Muslim student consumers who had bought and eaten OriChick products in the city of Semarang. The total sample was 100 respondents with a purposive sampling approach. This study uses multiple linear regression analysis techniques where the data is processed using SPSS Statistics 23. The results of the analysis show that the impression of price and ic religiosity has a positive and significant effect on purchasing decisions. Meanwhile, kesadaran halal and service quality variables do not have a significant effect on purchasing decisions. Simultaneously the results of kesadaran halal, price impressions, service quality and ic religiosity have a simultaneous effect on purchasing decisions. The result of the R square value test of 0.346 shows that 34% of purchasing decisions can be explained by independent variables and the remaining 66% is explained by other factors outside the research.
Penyelesaian Sengketa Bisnis Syariah: Penguatan Regulasi untuk Kepastian Hukum Surat Berharga Syariah Negara di Indonesia
Ade Sofyan Mulazid
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 5, No 02 (2021): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor
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DOI: 10.30868/ad.v5i02.1680
This study aims to determine and analyze the balance of disputes over Sharia Securities (SBSN) as an effort to ensure legal and other regulations that provide opportunities for sharia economic development, especially SBSN. This study uses a normative juridical method with a qualitative approach. The results of the study show that the Supreme Court Regulation Number 14 of 2016 concerning Procedures for Settlement of Sharia Economic Cases and Supreme Court Regulation Number 2 of 2015 concerning Procedures for Simple Lawsuits strongly support the regulation of SBSN legal certainty in Indonesia. Apart from litigation, SBSN disputes can also be pursued through non-litigation channels according to Law Number 30 of 1999 concerning Arbitration and Alternative Dispute Resolution.
Strategi Bertahan Pelaku Usaha Wisata dalam Menghadapi Pandemi Covid-19
Sucipto Sucipto;
Dede Nurohman
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 5, No 02 (2021): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor
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DOI: 10.30868/ad.v5i02.1736
Corona Virus Desease-19 (covid 19) yang sekarang masih berlangsung berdampak pada seluruh aspek kehidupan masyarakat, salah satunya ada pada sektor ekonomi yang bergerak pada usaha pariwisata. Sejak di berlakukannya Pembatasan Sosial Berskala Besar (PSBB) di berbagai daerah, menyebabkan pergerakan masyarakat dari daerah satu ke daerah lain sangat terbatas. Hal ini dibarengi dengan adanya himbauan dari pemerintah untuk sementara waktu tinggal di rumah saja untuk mencegah penyebaran covid 19, sehingga jumlah wisatawan menurun bahkan hampir tidak ada. Tulisan ini mengkaji Brond Waterpark, salah satu pariwisata dalam bentuk penyewaan kolam renang yang berada Tulungagung. Tujuan dari penelitian ini yaitu: untuk mengetahui dampak yang dialami Brond Waterpark pada saat pandemi dan untuk mengetahui strategi bertahan usaha ini dalam menghadapi pandemic tersebut. Penelitian ini menggunakan metode deskriptif dengan pendekatan kualitatif. Pengumpulan data dilakukan dengan metode observasi, wawancara, dan dokumentasi. Hasil penelitian menyebutkan bahwa strategi yang dilakukan Brond Waterpark antara lain: penerapan protokol kesehatan secara ketat dan serius, menjaga tempat wisata tetap bersih, strategi pemasaran secara digital, dan bekerja sama dengan beberapa pihak sekolah.
Peramalan Bisnis Unit Usaha Syariah PT ABC dalam Tantangan Spin Off
Tatang Nurhidayat
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 5, No 02 (2021): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor
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DOI: 10.30868/ad.v5i02.1681
Spin off is separation of the sharia unit into a new company independent from its conventional parent. Spin off is a strategic issue for sustainability and development of Islamic financial institutions including Sharia Insurance. Independence and focus on the spin off process are positive. However, the economies of scale for stability and sustainable growth become challenges. The problem observed in this study is the ability of the general insurance sharia business unit to fulfill the spin off obligation as mandated in the Insurance Act number 40 of 2014. This Act stated that at the latest in 2024 it has to be spinned off by submitting a business plan to OJK no later than 2020. This study use Time Box Box method-Jenkins (ARIMA). The results of this study are expected to be consideration factor and information for General Insurance Companies, especially PT ABC, in determining the spin off business plan using forecasting.
Problem Dan Upaya Pemberdayaan Mudarabah Untuk Meningkatkan Pengembangan Sektor Usaha Mikro Di Wilayah Eks Karesidenan Kediri
Zainudin Faruq
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 5, No 02 (2021): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor
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DOI: 10.30868/ad.v5i02.1739
Penelitian ini bertujuan untuk mencermati lebih seksama problem mudarabah dalam lembaga keuangan syariah, dan kemudian membuat pola-pola pemberdayaan sehingga model mudarabah ini benar-benar menemukan jati diri keluhurannya sebagai sistem kerjasama keuangan Islam yang memberikan peningkatan kesejahteraan bagi masyarakat lemah. Penelitian yang digunakan merupakan field research dan jenis penelitian kualitatif. Untuk lokasi penelitiannya wilayah eks-karesidenan Kediri. Subyek penelitian yakni para pengelola lembaga keungan syariah. Pengambilan sampel menggunakan metode purposive sampling. Data diperoleh dari hasil observasi, dokumentasi dan wawancara mendalam terhadap informan. Hasil penelitian menunjukkan bahwa problem-problem yang muncul dari kebijakan-kebijakan tersebut diselesaikan dengan cara yang berbeda-beda sesuai dengan kebijakan dari lembaga keuangan sendiri. Kemudian, untuk pemberdayaannya perlu memperhatikan hal-hal berikut: (a) memodifikasi mudarabah sesuai kebutuhan, (b) berorientasi pada kemudahan dan keluwesan, (c) berorientasi pada pemberdayaan bukan keuntungan, (d) bersikap agresif dan menjemput bola, (e) melakukan klasifikasi tingkat ekonomi calon nasabah, (f) melaksanakan pendampingan secara intensif, (g) berupaya mencari dana dari program kredit mikro pemerintah, dan (h) berusaha membuat lembaga penjamin simpanan.
Analisis Penggunaan Mobile Banking pada Generasi Milenial dengan Pendekatan Technology Acceptance Model (TAM)
Lutfi Rokhiyatul Mu'asiroh;
Darwanto Darwanto
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 5, No 02 (2021): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor
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DOI: 10.30868/ad.v5i02.1241
This research aims to analyze the factors that can influence the millennial generation in using mobile banking. The approach in this research uses the Technology Acceptance Model (TAM) that has been developed by Davis (1989), namely benefits and convenience, and by adding three external variables, namely security, experience and compatibility . The research model was empirically tested using survey data from the millennial generation of students at Diponegoro University. The result of the analysis shows that all constructs in the TAM model namely benefits, convenience and the three external variable, security, experience and compatibility have a positive and significant effect on the use of mobile banking in the millennial generation partially or simultaneously. The implication of the results of this research is relevant for the millennial generation to be more confident on using mobile banking that can simplify their banking activities.
Respons Perilaku Pasar Terhadap Teknologi Informasi di Indonesia dalam Tinjauan Ekonomi Islam
Haryono Haryono;
Hasnil Hasyim
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 5, No 02 (2021): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor
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DOI: 10.30868/ad.v5i02.1682
The market behavior response to the rapidly growing information technology in Indonesia is forcing the market to adapt quickly. In the digital era 4.0, there have been quite extreme changes in business models. Even the giant companies have gone out of business. In the perspective of Islamic economics this phenomenon continues to be studied. In one condition, business growth is growing very fast and on the other hand the fatwas of the ulama are often left behind. This qualitative research is presented with a phenomenological approach and sharia compliance. The data analyzed are secondary data related to the latest facts about the information technology market. The author uses the theory of market behavior change to strengthen this argument. In principle, Islam always gives appreciation to technological developments that aim to facilitate human work, as long as these facilities do not violate the forbidden boundaries. In the perspective of Islamic economics, the focus is on the business schemes that are run and the muamalah contracts that are used whether they meet the requirements and pillars or not. If the conditions and pillars are met then the business can be run. Simply put, please do business using advanced technology but still comply with sharia principles.
Mahalnya Pembiayaan di Bank Syariah
Sujian Suretno;
Rivai Yusuf
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 5, No 02 (2021): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor
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DOI: 10.30868/ad.v5i02.1679
This study provides a comprehensive picture of the public's perception of the high cost of financing Islamic banks in Indonesia. The perception of "expensive" arises from various perspectives based on the limited knowledge of each customer. In this study, the authors present explanations sourced from Islamic banks and several observers of Islamic banks in Indonesia. Primary data was obtained by conducting in-depth interviews with several Islamic bank practitioners, observations, and documentation studies. The data analysis technique uses the theory of Miles and Huberman, starting from data classification, data reduction, and drawing conclusions. The results of the study found several arguments which then formed the public perception that financing in Islamic banks was considered expensive. The word "expensive" here of course must be understood by defining the correct, authentic meaning, not with a misleading logical approach.
Tinjauan Hukum Islam Terhadap Pengelolaan Minimarket Syariah di Masjid Ar-Raudhah Taman Harapan Baru Bekasi
Lukman Abdul Aziz;
Ahmad Asrof Fitri;
Irvan Iswandi
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 5, No 02 (2021): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor
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DOI: 10.30868/ad.v5i02.1252
Kehadiran minimarket syariah saat ini membuat warna baru bagi persaingan industri ritel modern. Pada tahun 2015, Dewan Masjid Indonesia mencanangkan program pengembangan ekonomi berbasis masjid. Pengurus masjid Ar-Raudhah mengembangkan minimarket syariah sebagai produk ekonomi yang dikelola sesuai dengan hukum ekonomi Islam. Penelitian ini mengkaji (1) Bagaimana pengelolaan minimarket syariah yang diterapkan di Masjid Jami 'Ar-Raudhah Taman Harapan Baru Bekasi dan (2) Bagaimana tinjauan hukum Islam terhadap pengelolaan minimarket syariah di Masjid Jami' Ar-Raudhah. Penelitian ini merupakan penelitian kualitatif. Teknik data yang digunakan adalah observasi, wawancara dan dokumentasi. Berdasarkan hasil penelitian ini dapat diketahui bahwa,(1) Minimarket Ar-Raudhah Mart yang dikelola oleh pengurus masjid Jami 'Ar-Raudhah telah menerapkan pengelolaan bisnis berbasis ekonomi syariah. Pengelolaan minimarket syariah yang diterapkan oleh minimarket Ar-Raudhah Mart referensi dari beberapa aspek seperti; keuangan, pengadaan barang (merchandising), standar operasional, sumber daya manusia, dan pemasaran. (2) Dalam praktiknya, pada kelima aspek tersebut tidak mengandung unsur-unsur yang dilarang oleh syariah dalam melakukan aktivitas ekonomi.