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Iqtishoduna: Jurnal Ekonomi Islam
Published by Institut Agama Islam Syarifuddin Wonorejo Lumajang
ISSN : 22525661     EISSN : 24430056     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
The focus of the Journal of Syari'ah Economics and Islamic Business all aspects of scientific discussions about Islamic Economics, Syari'ah Banking and Islamic Economic Management ideas covering: 1) research article, 2) conceptual idea, 3) review of the literature, and 4) practical experience.
Arjuna Subject : -
Articles 360 Documents
 10   11   12   13   14 
The Effect of Islamic Financing Schemes on Risk and Financing Performance in Islamic Banks in Indonesia Ahmad Roziq; Hari Sukarno
IQTISHODUNA: Jurnal Ekonomi Islam Vol 10 No 1 (2021): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (642.914 KB) | DOI: 10.36835/iqtishoduna.v10i1.729

Abstract

The purpose of this study is to prove the effect of the financing scheme on financing risk and financing performance in Islamic banks in Indonesia. This research applies a form of quantitative research with the type of explanatory research that aims to accept or reject hypotheses. The population in this study are Islamic banks in Indonesia. The data used in the study are secondary data in the form of financial ratios sourced from Islamic bank financial reports for 2015 to 2019. Data analysis techniques use partial least squares which are used to test the inner model and outer model. The results of the study found that the sharia financing scheme that uses the buying and selling system and the profit sharing system has a significant effect on the risk of financing. However, the sharia financing scheme that uses the lease system has no significant effect on financing risk. The results also found that financing risk has a significant effect on the performance of Islamic bank financing in Indonesia. The results showed that the management of Islamic banks must be able to manage buying and selling financing and profit-sharing and profit-sharing financing schemes carefully and minimizing the risk of financing.
The Concept Maslahah of Najamuddin al Tufi and It's Relevance of Sharia Business Munadi Munadi; Budi Iswanto
IQTISHODUNA: Jurnal Ekonomi Islam Vol 9 No 2 (2020): October
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (834.206 KB) | DOI: 10.36835/iqtishoduna.v9i2.526

Abstract

Al-Tufi is one of the maslahah figures. al-Tufi defines maslahah based on two things, in urf and shar'i, while in urf is a factor that leads to goodness and benefits. Like trading that brings profit. While according to shar'i maslahah is a causal factor that leads to the intention of lawmakers in matters of worship, as well as customs. The rationalization effort based on the spirit of shar'i arguments in its dialectical form delivered Al-Tufi's thoughts towards the re-actualization of Islamic law in the field of muamalah which was more applicable and found a significant momentum. Considering the need for renewal of Islamic law based on a public benefit is more pronounced in this modern era especially in business, with this Al-Tufi method, Sharia business law will be dynamic and progressive again. Is not the Islamic Sharia down to earth intending to achieve human maslahah.
Remain Results of Network Retail Transactions: Potential Charity in Indonesia Muhammad Al Faridho Awwal; Dewi Wahyu Setyo Rini
IQTISHODUNA: Jurnal Ekonomi Islam Vol 9 No 1 (2020): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (453.025 KB) | DOI: 10.36835/iqtishoduna.v9i1.467

Abstract

In the modern market or what is usually known as retail chains, most goods are sold with non-rounded price which creates price differences that cannot be translated into any physical value of printed money. The accumulated price differences are usually donated into charities which are managed by certain companies. However, it makes people worried about any indications of management overlap between charity donations and Corporate Social Responsibility (CSR) due to the intransparency of datas in terms of their financial managements.Not to mention, the unfair distribution of the donation money only resulted into donation receipients that are very centralized in some areas. Therefore, using conceptual research method with qualitative datas and strong references we try to observe this problem so that this uneasiness of the society about any overlap of CSR distribution and the charity money from consumers can be put into rest.
Improvement of Village Economy Through The Role of The Home Industry Hersa Farida Qoriani; Indra Hidayatullah
IQTISHODUNA: Jurnal Ekonomi Islam Vol 10 No 1 (2021): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (381.829 KB) | DOI: 10.36835/iqtishoduna.v10i1.795

Abstract

This rice cracker business can actually improve the economy of rice crackers residents of Sidokerto Village, Buduran , Sidoarjo. Even this business opens up jobs for the residents of Sidokerto, especially mothers. This research is a qualitative descriptive study, which is to present a complete picture of a phenomenon for exploration or clarification. The results of data or research results are as they are, without any manipulation or other treatment processes. The results of the research carried out concluded that: 1) The role of the small puli cracker industry in improving the economy of Sidokerto, Buduran, Sidoarjo is to provide and increase work motivation, work resilience by providing training and skills to the surrounding community. The existence of a small puli cracker industry is very important and can help people with job opportunities to become laborers in helping to make puli crackers. With this industry, people's income will increase and it can improve the village economy. The small puli cracker industry has a good influence on the economic growth of the local community. 2) The inhibiting factors for the small puli cracker industry include: limited capital, limited technical ability, limited marketing ability.
The Role of Islamic Boarding School in The Formation of The Madani Community Sheema Haseena Armina
IQTISHODUNA: Jurnal Ekonomi Islam Vol 9 No 2 (2020): October
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (578.18 KB) | DOI: 10.36835/iqtishoduna.v9i2.460

Abstract

This study aims to review the concept of civil society as masyarakat madani by looking at the role of pesantren in building civil society in Indonesia. The method is used by descriptive qualitative with library research. The findings of this paper are civil society is an expected society in Islam. The role of Pesantren is representing the diversity of ethnic and various regions of santri consulate in the Islamic environment. The contribution to the development of an Islamic economy with their economic independence either business units or the uniqueness of each Pesantren in Indonesia with the addition that pesantren is the basis genuine for an islamic education learning center in Indonesia.
The Model of Islamic Boarding School Economic Development In Hidayatullah Islamic Boarding School Mataram City and Darussalam West Lombok Mawardi Saleh; Lalu Agus Satriawan
IQTISHODUNA: Jurnal Ekonomi Islam Vol 9 No 1 (2020): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (335.446 KB) | DOI: 10.36835/iqtishoduna.v9i1.474

Abstract

In its historical setting pondok pesantren (islamic boarding school) present in the form of traditional educational institutions whose activities are more focused on the study of religious books and the organization of religious education. But since the 1970s Islamic boarding school began to evolve and organize public education, involved in social activities even in the economic field. Witnessing this phenomenon, it was felt necessary to conduct a study of the Islamic boarding school economic development model in pondok pesantren Hidayatullah, Mataram City and pondok pesantren Darussalam in West Lombok. The focus of the study is twofold: the potentials of the pondok pesantren and the Islamic boarding school economic development model. The results of the study are: (1) The economic potentials owned by Hidayatullah and Darussalam boarding schools are the leadership, students, teachers and education activities, (2) The economic development model carried out by Hidayatullah and Darussalam is an integrated model realized in the form of a top down model and bottom up the model that both models work by combining the strength of the leadership element with the strength of the element of asatidz and santri
Pengaruh Program Lumajang Taqwa, Lumajang Cerdas, Lumajang Sehat, Lumajang Makmur dan Lumajang Peduli Terhadap Pencapaian Visi Misi Badan Amil Zakat Nasional Kabupaten Lumajang Tahun 2018 Achmad Farid; Istiana Umil Mahtum
IQTISHODUNA: Jurnal Ekonomi Islam Vol 8 No 2 (2019): Oktober
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (399.456 KB) | DOI: 10.36835/iqtishoduna.v8i2.423

Abstract

Penelitian ini membincang tentang “Pengaruh Program Lumajang Taqwa, Lumajang Cerdas, Lumajang Sehat, Lumajang Makmur dan Lumajang Peduli terhadap Pencapaian Visi Misi Badan Amil Zakat Nasional (BAZNAS) Kabupaten Lumajang Tahun 2018.” Dengan tujuan ingin mengetahui pengaruh program Lumajang taqwa, Lumajang cerdas, Lumajang sehat, Lumajang makmur dan Lumajang peduli terhadap pencapaian visi misi Badan Amil Zakat Nasional (BAZNAS) Kabupaten Lumajang tahun 2018. Hipotesisnya adalah terdapat pengaruh program Lumajang taqwa, Lumajang cerdas, Lumajang sehat, Lumajang makmur dan Lumajang peduli terhadap pencapaian visi misi Badan Amil Zakat Nasional (BAZNAS) Kabupaten Lumajang tahun 2018. Penelitian ini menggunakan pendekatan kuantitatif dengan jenis penelitian korelasi. Jumlah populasi yang kami gunakan berjumlah 360 orang dengan rincian untuk program Lumajang taqwa: 121 orang, program Lumajang cerdas: 47 orang, program Lumajang sehat: 65 orang, program Lumajang makmur: 13 orang dan program Lumajang peduli: 114 orang. Sampel masing-masing variabel dalam penelitian ini berjumlah 15 orang. Pengolahan data dilakukan dengan menggunakan teknik pengujian uji-t. Dalam pengolahan data peneliti menggunakan bantuan program aplikasi pembantu komputer IBM SPSS statistic 20. Berdasarkan hasil analisis data, hasil penelitian menunjukkan bahwa “ada pengaruh program Lumajang taqwa, Lumajang cerdas, Lumajang sehat, Lumajang makmur dan Lumajang peduli terhadap pencapaian visi misi Badan Amil Zakat Nasional (BAZNAS) Kabupaten Lumajang tahun 2018. Terbukti hasil uji-t diperoleh t hitung Lumajang taqwa = 3,207 dengan probabilitas t hitung sig. = 0,007, Lumajang cerdas = 2,526 dengan t hitung sig. = 0,025, Lumajang sehat = 2,511 dengan t hitung sig. = 0,026, Lumajang makmur = 2,506 dengan t hitung sig. = 0,026, dan Lumajang peduli = 2,200 dengan t hitung sig. = 0,046. Sehingga dapat disimpulkan bahwa Lumajang taqwa, Lumajang cerdas, Lumajang sehat, Lumajang makmur dan Lumajang peduli memiliki pengaruh positif dan signifikan terhadap pencapaian visi misi BAZNAS Kabupaten Lumajang dengan tingkat kepercayaan 95 %. Selain itu, koefisien korelasi R Lumajang taqwa = 0,665 dan termasuk dalam interval 0,60 – 0,799 maka dapat disimpulkan Lumajang taqwa memiliki pengaruh kuat. 66,5 %, Lumajang cerdas = 0,574 dan termasuk dalam interval 0,40-0,599 dalam artian memiliki pengaruh sedang yaitu sebesar 57,4 %, Lumajang sehat = 0,572 dan termasuk dalam interval 0,40-0,599 dalam artian memiliki pengaruh yang sedang, yaitu sebesar 57,2 %, Lumajang makmur = 0,571 dan termasuk dalam interval 0,40-0,599 dalam artian memiliki pengaruh yang sedang yaitu sebesar 57,1, Lumajang peduli = 0,521 dan termasuk dalam interval 0,40-0,599 dalam artian memiliki pengaruh sedang yaitu sebesar 52,1 %. Keywords: Program Lumajang Taqwa, Lumajang Cerdas, Lumajang Sehat, Lumajang Makmur, Lumajang Peduli, Visi Misi, Badan Amil Zakat Nasional (BAZNAS).
STRATEGI PERDAGANGAN DALAM INDUSTRI HALAL FOOD DI JEMBER (Studi Tentang Implementasi Jaringan Pemasaran Edamame Produk Frozen Food PT.Mitratani 27 Jember) Misbahul Munir; Muhammad Masyhuri
IQTISHODUNA: Jurnal Ekonomi Islam Vol 10 No 1 (2021): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (445.955 KB) | DOI: 10.36835/iqtishoduna.v10i1.902

Abstract

The halal product industry continues to grow and has a big influence on the global market. In fact, Indonesia is determined to make the country's halal product industry more competitive in the world halal market. To anticipate this global market competition, Indonesia as a Muslim majority country must be able to take the advantage of this enormous opportunity. The role of the network in developing halal products to the global market was when marketing its products. PT. Mitratani could not be separated from relationships with business partners. Each business partner had a role to play. Also, PT. Mitratani could not separate the use of information technology and media as a means to expand marketing to the global market. To create an edge in competition, PT. Mitratani focused on customer and consumer needs. The most important thing was to build trust in business partners. PT. Mitratani's advantage was in the cultivation of edamame. It was from planting to the use of pesticides and fertilizers, until PT Mitratani farmers did their own crops and carried out quality control on each land. This was done to maintain the quality of edamame. PT. Mitratani also improved the quality of its products by implementing HACCP, SOP and GMP in processing and production. In addition to maintaining the quality of PT, Mitratani had established good relationships with company stakeholders so that loyalty and trusted in the product and the company could continue.
Optimization of Tax Revenue in The Time of Covid-19 in Organization of Islamic Cooperation Countries (Case Studies in Egypt, Turkey, Saudi Arabia, and Pakistan) Cindy Ayu Prasasti; Fachrounissa Zein Vitadiar; Irvan Yusuf Nugroho; Laila Masruro Pimada
IQTISHODUNA: Jurnal Ekonomi Islam Vol 9 No 2 (2020): October
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (429.786 KB) | DOI: 10.36835/iqtishoduna.v9i2.541

Abstract

In-state revenue, the tax sector is one of the biggest contributors to the country's infrastructure development. Tax contribution to protecting the financial sector. However, lately, the condition of some countries is less stable because of the COVID-19 virus which limits all human activities that have an impact on decreasing tax revenues and economic decline. Thus, the purpose of this study is to analyze the right policies to be implemented by the Indonesian government in optimizing tax revenues in the midst of the COVID-19 pandemic. Descriptive qualitative method is used to directly see the impact and tax regulations set by the governments of the member countries of the Islamic Cooperation Organization (OIC). By looking at the results of the research, the government's policy of providing tax breaks and cuts in Indonesia with an unstable financial condition provides an opportunity for people to make tax payments. This must also be supported by increased public awareness of the importance of taxes and regulations or tax violation fines. The government can also optimize taxes by increasing the accurate and selective supervision of goods that endanger human health so that they do not occur in other expenses caused by goods entering Indonesia.
Analisis Sosial, Ekonomi, dan Keuangan pada Bagi Hasil dan Rugi Kerjasama Islam (Studi Kasus pada Bisnis Tembakau di Kabupaten Jember, Indonesia Novi Puspitasari; Hari Sukarno; Hikmah Wardatatul Hasanah
IQTISHODUNA: Jurnal Ekonomi Islam Vol 10 No 2 (2021): October
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (773.346 KB) | DOI: 10.36835/iqtishoduna.v10i2.1044

Abstract

The purpose of this study are: (1) to investigate the implementation of partnerships in the VOK tobacco business in an Islamic perspective, whether include mukhabarah, muzara’ah, or musaqah contract; (2) to explore the partnership implementation of VOK tobacco business on social, economic, and finance. This study use the snowball method with in depth interview. This research captured that there are two contracts of Islamic partnership on tobacco business, namely mukhabarah and muzara'ah. The social impact is the availability of jobs for people who do not own land/rice fields, thus helping the government to reduce unemployment and create close kinship in the community. The manifestation of the economic impact is that people who do not own land can still earn income for live. This study shows that there is a difference formula in calculating the profit sharing between the net farm income (NFI) and local culture formula. The local cultural formula does not use the real cost to count the net profit which is considered injustice. It is important to note that injustice is something that is against Islamic belief. Profit-sharing ratio between landowner and land tiller is 50%: 50% of net income.

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