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Contact Name
Nurhafid Ishari
Contact Email
hafid.ishari@gmail.com
Phone
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Journal Mail Official
jurnaliqtishoduna@gmail.com
Editorial Address
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Location
Kab. lumajang,
Jawa timur
INDONESIA
Iqtishoduna: Jurnal Ekonomi Islam
ISSN : 22525661     EISSN : 24430056     DOI : -
Core Subject : Economy,
The focus of the Journal of Syari'ah Economics and Islamic Business all aspects of scientific discussions about Islamic Economics, Syari'ah Banking and Islamic Economic Management ideas covering: 1) research article, 2) conceptual idea, 3) review of the literature, and 4) practical experience.
Arjuna Subject : -
Articles 360 Documents
Ekonomi Perspektif Imam al-Shatibi Zainil Ghulam
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 6 No. 2 (2017): Oktober
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

Development of Islamic Economic Thought has begun since Muhammad SAW was appointed as Rasulullah (messanger of God). Muhammad SAW has issued a number of policies that concerning various matters was related with social matters, in addition is legal issues (fiqh), politics (siyasah), as well as commercial or economic matters (muamalah). The economic problems of the people are part of concerning of the Prophet SAW, because economic problems are the pillars of the faith which must be observed. Furthermore, the policies of the Prophet Muhammad SAW made the guidelines by the Caliphs as their successors in deciding economic issues. Al-Qur'an and Al-Hadith used as the basis of economic theory by the caliphs are also used by his followers in organizing the economic life of the country. Islamic economic thinking is the response of Muslim thinkers to the economic challenges of their time. The Islamic economic thought is inspired and guided by the teachings of the Qur'an and Sunnah as well by their ijtihad (thought) and empirical experience. Ijtihad is a process of humanity, but the teachings of the Qur'an and sunna are not human thoughts. The object of study in Islamic economic thought is not the Qur'anic and Sunnah teachings about economics but the Islamic scholars think about the economy in history or how they understand the teachings of the Qur'an and Sunnah about economics. The object of Islamic economic thought also includes how Islamic economic history takes place in historical practice. Discourse of economic history in Islam in now, was less respond because most of Muslim scholars have studied and conceptualize in such a way. They are the conceptors of Islamic economics actuallya, although the Islamic economic term in Indonesia has only grown rapidly in the last three decades. The study of Islamic economics gradually developed as an interdisciplinary field of science which is the subject of study of fuqaha, mufassir, philosopher, sociologist, and politician.
Mekanisme dan Perkembangan Reksadana Syariah Muhammad Farid
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 3 No. 1 (2014): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

Investasi merupakan salah satu bentuk pemanfaatan dana yang dapat menghasilkan keuntungan bagi pemilik dana. Investasi memiliki berbagai macam bentuk, misalnya deposito, saham, obligasi, maupun reksa dana. Salah satu bentuk investasi syari'ah adalah reksa dana syari'ah. Saat ini, reksa dana syari'ah merupakan investasi yang menarik bagi masyarakat yang ingin berinvestasi sesuai dengan syari'ah. Reksa dana syari'ah merupakan alternatif investasi yang hanya menempatkan dana pada debitor yang tidak melanggar batasan syari'ah, dalam fundamental maupun operasional perusahaan, sesuai fatwa Majelis Ulama Indonesia. Reksa dana syariah merupakan sarana investasi yang menggabungkan saham dan obligasi syari'ah dalam satu produk yang dikelola oleh manajer investasi. Manajer investasi menawarkan reksa dana syari'ah kepada para investor yang berminat, sementara dana yang diperoleh dari investor tersebut dikelola oleh manajer investasi untuk ditanamkan dalam saham atau obligasi syari'ah yang dinilai menguntungkan. Kegiatan investasi yang bernafaskan islam khususnya reksadana syari'ah akan menarik, terutama karena memberi keyakinan bahwa kegiatan investasi juga merupakan sebentuk kegiatan muamalah (keperdataan) dalam Islam. Reksa Dana Syari'ah ini dapat dijadikan salah satu alternatif masyarakat Indonesia yang mayoritas muslim untuk ikut serta dalam kegiatan pasar modal dengan cara yang halal, sesuai syari'at agama. Mengingat hal tersebut, Indonesia jelas merupakan pasar potensial untuk tumbuhnya investasi yang bersifat syariah. Adapun rumusan masalah yang penulis angkat meliputi : Pengertian, sejarah, prinsip transaksi, jenis, produk dan bagaimana mekanisme operasional legalitas hukum dan perkembangan reksadana syariah. Adapun tujuannya yaitu: Untuk mengetahui pengertian, sejarah, prinsip-prinsip transaksi, jenis-jenis, produk serta untuk mengetahui mekanisme operasional legalitas hukum dan perkembangan reksadana syariah.
Strategi Penghimpunan dan Penyaluran Dana pada Baitul Maal Wat Tamwil (BMT) al-Hidayah di Kabupaten Lombok Timur Sanwani Sanwani; Titiek Herwanti; Akhmad Jufri
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 6 No. 1 (2017): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

The purpose of this study was to determine the strategies used in collecting and distributing funds on Baitul Maal wat Tamwil (BMT) al-Hidayah in East Lombok. Reason investigated, because the collection and distribution of funds strategy in BMT al-Hidayah which shows the development and BMT relative age of 10 years old, BMT al-Hidayah also have extensive cooperation network. Based on the above reasons researchers assume that the collection and distribution of funds strategy in BMT al-Hidayah was nice because the researchers wanted to know how the collection and distribution of funds strategy BMT al-Hidayah. This research was conducted with a qualitative approach, the process using triangulation techniques as collecting data and analyzing the results. Focus of this study was to determine the strategies used in collecting and distributing funds on Baitul Maal wat Tamwil (BMT) al-Hidayah in East Lombok. Results of research on how the collection and distribution of funds strategy in BMT al-Hidayah which are coming directly to the place of prospective customers, social care, marketing, and promotion of the brochures that were disseminated to the public.
Peran Pemerintah dalam Stabilitas Ekonomi Pasar Indra Hidayatullah
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 8 No. 1 (2019): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

The role of government interference in controlling the economy of a market. The function of the government as a bumper. They may collude to destroy the natural mechanism of free markets in their interests at the expense of the interests of others or common interests. They can even crush each other. In the framework of the ideal model the function of the government is indeed minimal. But at the same time the government has a duty to reduce and even eliminate practices that lead to monopolies and privileges due to the detriment of others. The role of government in the market economy depends on developing market conditions. When the market is normal in its economic turnaround, the government functions as a supervisor in the market so that practices that do not deviate from existing market theory concepts do not occur. Another way that is done by the government is to make laws about goods or services that are urgent for the community to be controlled by the state, so that the goods cannot be monopolized by one or group. By being free in the market economy, the government must intervene so that stability the market economy can be controlled and in accordance with all expectations of market participants.
Urgensi Manajemen Likuiditas Bank: Tarik-Ulur (Trade-Off) Antara Likuiditas dan Profitabilitas Muhammad Ardy Zaini
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 5 No. 1 (2016): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

Dalam usaha mempertahankan likuiditas pada posisi yang ideal, bank dituntut untuk selalu menjaga penarikan dana dari sumber dana yang dititipkannya dalam bentuk giro, tabungan, dan deposito. Namun di sisi lain bank berkewajiban menjaga penarikan permintaan dana seperti pembiayaan yang diberikan. Keadaan seperti menunjukkan adanya hubungan yang saling mempengaruhi antara likuiditas dan profitabilitas yang umumnya terjadi tarik kepentingan (trade-off), yaitu jika likuiditas tinggi, maka profitabilitas bank akan rendah. Barlaku sebaliknya, jika likuiditas rendah maka profitabilitas bank akan tinggi. Kondisi tersebut membutuhkan pengendalian instrumen atau alat-alat likud yang mudah ditunaikan guna memenuhi semua kewajiban bank yang segera di bayar dengan menjaga efisiensi bank yang akan berdampak pada meningkatnya profitabilitas bank. Jika tidak, maka akan terjadi risiko likuiditas yang akhirnya akan mengganggu kegiatan operasional bank.
Pengaruh Brand Image dan Celebrity Endorser Terhadap Keputusan Pembelian Produk Kosmetik Wardah (Studi pada Perempuan Muslim di Kota Bogor) Habibah Habibah; Ikhwan Hamdani; Santi Lisnawati
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 7 No. 2 (2018): Oktober
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

The more advanced development of science and technology makes every cosmetic company to create a good brand image so it can provide the attraction of purchasing decision through the use of celebrity endorsers. This article aims to determine the effect of brand image and celebrity endorser on the purchasing decision of wardah cosmetic (based on the study of Muslimah in Bogor). The population in this article is muslimah in Bogor who have bought and used wardah cosmetic, and 100 muslimah as the sample. The sampling technique used is non-probability sampling. The data used in this article are primary and secondary data. The data analysis technique used is descriptive analysis and multiple linear regression analysis using the SPSS 16 program.
Aspek-Aspek Syariah dalam Asuransi Syariah Muhammad Ardy Zaini
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 4 No. 2 (2015): Oktober
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

Dewasa ini, terutama oleh kalangan pemikir Islam (ulama) terkait dengan status hukum asuransi, yaitu apakah asuransi itu haram atau halal. Berbagai pendapat telah dikemukakan untuk menanggapi persoalan krusial ini. Sehingga memunculkan tiga golongan dalam pemikir Islam dengan tiga pendirian yang berbeda-beda. Golongan pertama berpendapat bahwa asuransi boleh dalam semua bentuk; golongan kedua menolak secara keseluruhan; dan golongan ketiga setuju dalam beberapa bentuk saja. Itupun dalam golongan pertama terdapat pertentangan antara kubu ulama modern dan ortodoks. Pembahasan inilah yang akan menjadi fokus dalam makalah ini, yang ditambah dengan pengertian sebagai pengantar kepada pemahaman akan makna asuransi, serta tinjauan historis sebagai perkembangan nyata adanya asuransi di Indonesia, kemudian landasan hukum yang akan memperkaya pembahasan aspek-aspek syariah dalam topik asuransi syariah.
Implementasi Zakat Pengusaha Rumah Makan di Kota Mataram Marlina Marlina; Busaini Busaini; Muhammad Irwan
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 7 No. 1 (2018): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

The purpose of this study is to know the implementation of zakat restaurant entrepreneurs in the city of Mataram. The reason studied, because in the implementation of zakat restaurant entrepreneurs is average of the restaurant entrepreneurs in the city of Mataram already understand what is zakat trade and has channeled it. Based on the above reasons researchers assume that the implementation of zakat restaurant entrepreneurs in the city of Mataram is good because it researchers are eager to know how the implementation of zakat restaurant entrepreneurs in the city of Mataram. This research is conducted with qualitative approach, which process using data collection techniques and analyze the result. The focus of this research is to know the implementation of zakat restaurant entrepreneur in Mataram City. The result of this research about how zakat immigration of restaurant entrepreneurs in Mataram City among others is to go directly and interview the restaurant entrepreneurs in this Mataram City how much zakat that the entrepreneurs of this restaurant give.
Implementasi Akad Musyarakah Mutanaqishah pada Pembiayaan Kepemilikan Rumah di Bank Muamalat Lumajang Putri Kamilatur Rohmi
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 4 No. 1 (2015): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

Semakin berkembangnya Perbankan Syari‟ah mendorong semakin berkembang pula produk-produk di dalamnya. Salah satu produk perbankan syariah yang sangat diminati oleh masyarakat adalah produk pembiayaan perumahan yang dikenal dengan istilah Kongsi Pemilikan Rumah Syari‟ah (KPRS). Dalam implementasinya, terdapat perbedaan di beberapa bank syariah, yaitu menggunakan akad murabahah dan musyarakah mutanaqishah. Pada tahun 2008, Dewan Syariah Nasional menerbitkan fatwa mengenai akad musyarakah mutanaqisah dalam pembiayaan kepemilikan rumah. Namun akad tersebut masih belum diterapkan oleh seluruh perbankan syariah. Pada tahun 2012 Bank Indonesia mengeluarkan surat edaran kepada seluruh Bank Syariah dan Unit Usaha Syariah yang semakin melegitimasi penerapan akad musyarakah mutanaqisah di perbankan syariah. Akad Musyarakah mutanaqisah dalam produk KPR akan mempermudah nasabah dalam pembiayaan KPR tersebut. Keunggulan akad musyarakah mutanaqisah bagi nasabah adalah jangka waktu pembiayaan yang lebih lama dan angsuran yang relatif lebih murah.
Paradigma Manajemen Syari'ah Zainil Ghulam
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 6 No. 1 (2017): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

The term of management actually being familiar because meaning of management practically is arrange everything properly, accurately and completely. Sharia management is not value-free management because the orientation of Sharia management is not only in earthly life but also the implications of ukhrawiyah. The terms of Sharia management is still debated as well as Sharia accounting, bank of Sharia, Sharia economic and so on. Sharia management is a management to obtain optimal results that ending  in search of Allah's pleasure. Therefore it is all the steps taken in implementing the management should be based on the rules of Allah. The rules are contained in the Koran, Hadith and some examples and models has made by companions of the prophet Muhammmad SAW. Sharia management paradigm has three basics such as theology of shariah management, culture of  shariah  management, moral basis of shariah management. There are four foundations to develop management in the view of Islam, namely: truth, honesty, openness, and expertise. A manager should have four main properties that the exercise of management is to get maximum results. The most important thing in management is based on the Islamic view which should to be leadership. Leadership in Islam is a major factor in the concept of management. Management in the view of Islam is a fair management (‘adl).

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