Garuda - Garba Rujukan Digital

Article Per Year (5 Year)

All

JESI (Jurnal Ekonomi Syariah Indonesia)

JESI
Website

Published by Universitas Alma Ata Yogyakarta

ISSN : 20893566 EISSN : 25031872 DOI : -

Core Subject : Economy,

Economics, Econometrics & Finance

JESI: Jurnal Ekonomi Syariah Indonesia adalah jurnal ekonomi yang memberikan kajian ekonomi syariah, lembaga keuangan syariah, dan bisnis syariah. Jurnal JESI berupaya untuk menyajikan hasil karya ilmiah, dalam bentuk tulisan yang mengulas pokok permasalahan perekonomian yang berlandaskan syariah islam.

Arjuna Subject : -

Articles 200 Documents

5 6 7 8 9

Akad Musyarakah Mutanaqisa: Inovasi Baru Produk Pembiayaan Bank Syariah Putri Dona Balgis
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 7, No 1 (2017)
Publisher : Universitas Alma Ata

Product based partnersip with profit-loss sharing like Musyarakah as acompetitive product in Islamic Banking has not showed significant growthlike another products. One of derivative contract of musyarakah which ispotentially practiced as an innovation product in Islamic banking ismusyarakah mutanaqisa contract. This study decribes about musyarakahmutanaqisa contract, the difference between musyarakah mutanaqisa andconventional lease, the treatment of accounting, and the practice ofmusyarakah mutanaqisa in Indonesia. In Indonesia, four of thirteen IslamicBanks in Indonesia offer a financing product with musyarakah mutanaqisacontract. They are Bank Muamalat, Maybank Syariah, Panin Bank Syariah,and Bank Mega Syariah.

Analisis Etika Kerja Islam dan Etika Penggunaan Komputer terhadap Ketidaketisan Penggunaan Komputer oleh Pengguna Teknologi Informasi di UMKM Kabupaten Bantul Nila Hidayah
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 8, No 1 (2018)
Publisher : Universitas Alma Ata

Dalam ilmu akuntansi forensik sistem informasi menjadi bagian yang tidak dapat dipisahkan, terutama mengenai etika dalam penggunaan teknologi informasi khususnya komputer sebagai media pembelajaran dan media bekerja. Pada setiap lini perlu melakukan pengambilan keputusan secara tepat yaitu dengan melakukan investasi teknologi di dalam organisasi. Salah satunya implementasi terhadap teknologi komputer yang dapat membawa perubahan besar (perubahan yang terjadi pada cara berpikir manusia, baik dalam usaha pemecahan masalah, perencanaan, maupun pengambilan keputusan) disegala sisi kehidupan yang sedikit banyak akan berpengaruh terhadap pelaksanaan dan cara pandang manusia terhadap etika dan norma-norma dalam kehidupannya. Tujuan dari penelitian ini adalah untuk menentukan sejauh mana penggunaan komputer yang tidak etis oleh pengguna teknologi informasi. Hasil penelitian menunjukkan bahwa etika kerja (Islam) tidak berpengaruh terhadap etika penggunaan komputer. Etika penggunaan komputer berpengaruh positif terhadap ketidaketisan penggunaan komputer. Sedangkan jenis kelamin sebagai faktor moderasi tidak berpengaruh terhadap ketidaketisan penggunaan komputer. Demikian pula, pengalaman kerja sebagai faktor moderasi tidak mempengaruhi ketidaketisan penggunaan komputer

PENGARUH PEMAKAI DAN KONFLIK PEMAKAI TERHADAP KUALITAS SISTEM INFORMASI AKUNTANSI DENGAN LIMA VARIABEL MODERATING DI SKPD PEKANBARU Kusumaningdiah Retno Setiorini
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 5, No 1 (2015)
Publisher : Universitas Alma Ata

Abstract The purpose of this study was to test the inﬂ uence of users and user conﬂ ict on the quality of accounting information systems with superior support, user communications developer, the complexity of the task, the complexity of the system, the user experience as a variable moderating. The method used survey method with processed primary data obtained from the questionnaire. The population in this study was 98 SKPD Pekanbaru which has a function as a task of ﬁ nancial matters relating to the quality of accounting information systems with the number of samples that can be analyzed as much data as 78 respondents. The sampling technique used purposive sampling. Test data validation and reliability of respondent data using Pearson product moment and Cronbach’s alpha. Data were analyzed using Moderated Regression Analysis (MRA). The results showed (1) Effect of users positive effect on the quality of accounting information systems. (2) Conﬂ ict users will not negatively affect the quality of accounting information system. (3) The inﬂ uence of supervisor support moderated wearer no positive effect on the quality of accounting information systems. (4) The effect of the user moderated user communications developer is not a positive inﬂ uence on the quality of accounting information systems. (5) Effect of users moderated complexity of the task is not a positive inﬂ uence on the quality of accounting information systems. (6) The effect of the user moderated system complexity is not a positive inﬂ uence on the quality of accounting information systems. (7) Effect of the wearer moderated user experience no positive effect on the quality of accounting information systems. (8) Conﬂ ict wearer superior failed to support moderated negative effect on the quality of accounting information systems. (9) Conﬂ ict wearer user communication moderated the developer is not a negative effect on the quality of accounting information systems. (10) The conﬂ ict wearer moderated complexity of the task is not a negative effect on the quality of accounting information systems. (11) Conﬂ icts user moderated system complexity is not a negative effect on the quality of accounting information systems. (12) Conﬂ icts wearer moderated user experience a negative effect on the quality of accounting information system. Keywords: inﬂ uence of users, user conﬂ ict, supervisor support, user communications developer, the complexity of the task, the complexity of the system, the user experience.

KONASI MASYARAKAT TERHADAP PENGGUNAAN ARABIC TERMS DAN DESKRIPSI FINANCE SCHEME DALAM PEMASARAN PRODUK BANK SYARIAH (Analisa Pada Masyarakat Kota Yogyakarta) Abdul Ghani
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 2, No 2 (2012)
Publisher : Universitas Alma Ata

Abstract Sharia Banking in Indonesia have walked more or less two a decay and experience of the very growth of signifikan from year to year. But that progress not yet happened flattenedly. Because if comparated with the conventional bank growth is walked in advance mount the smaller that percentage a long way off. One of effort to increase enthusiasm of client of Indonesia Bank with the program of development of market segment and program the product development. During the time strive the product development of Sharia Banking more emphasizing at of service form and its transaction. Innovate to product of Sharia Banking even also is from time to time non-stoped to be developed and improved. Even to simply to differentiating characteristic among/between Sharia Banking with the conventional bank, crowded Sharia Banking embolden the islamication and arabication symbol and also its products. the symbol Eksklusivitas look coherent at name of product of Sharia Banking which always place forward the Arab terms (istilah-istilah arab), without reference to efficiency and the efektifity term use among plural society. Matter of that's becoming writer rationale to conduct this research This research analyse the arabic terms what is a lot of used in product of Sharia Banking, later then comparate with the use of finance scheme descripition explored with the terms have Indonesian. This research take the sample of urban community of Yogyakarta because assessed to represent the strategic region. Pursuant to hypothesizing, there no willingness difference of society konasi to use of arabic terms and use of finance scheme description in a few its product. type of Sample research used by cluster random sampling. This type of used by because wishing to know there is do not it him difference of society willingness of according to background of education and profession type/work. Sample research as much 150 respondent which is taken away from some of urban community Yogyakarta. In analyzing data gathered to be used aid of analyzer of data SPSS 17. Research analysis conducted through/passing test of two related sample test with the test analyse the sign test, k-independent sample test with the test analyse the Kruskal Wallis, and the two-independent sample test with the test analyse the Mann Whitney U test. Result of research show there are difference of society willingness to term use (arabic terms) and finance scheme description. Society more wishing of finance scheme description to be used in product marketing of sharia banking compared by Arabic terms. Keywords: arabic terms, finance scheme description, willingness, marketing, product.

Analisis Efisiensi Dan Produktivitas Bank Syariah Di Indonesia Sebelum Dan Sesudah Spin Off Sri Norfitriani
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 6, No 2 (2016)
Publisher : Universitas Alma Ata

Efisiensi dan produktivitas menjadi indikator penting dalam penilaian kinerja operasional bank syariah setelah spin off agar dapat bersaing dengan bank syariah lainnya. Pengukuran efisiensi dan produktivitas penting dilakukan untuk mengetahui pada tingkat mana efisiensi dan produktivitas dari bank syariah yang beroperasi. Penelitian ini bertujuan untuk menganalisis tingkat produktivitas dan efisiensi perbankan syariah di Indonesia sebelum dan sesudah spin off. Metode analisis yang digunakan untuk mengukur efisiensi adalah Data Envelopment Analysis (DEA), dan analisis produktivitas perbankan syariah di Indonesia sebelum dan sesudah spin off menggunakan metode Malmquist Index (MI). Variabel Input terdiri dari Dana Pihak Ketiga (DPK) dan Biaya Operasional, sedangkan variabel output terdiri dari Total Pembiayaan, Pendapatan Operasional, Dana Himpunan ZIS, Dana Penyaluran ZIS.Hasil penelitian ini menunjukkan nilai efisiensi dan nilai produktivitas dari tiga bank syariah, yakni BRI Syairiah, BNI Syariah dan BJB Syariah sebelum dan sesudah spin off. Analisis DEA menunjukkan tingkat efisiensi BRI Syariah sebelum spin off adalah 98.1%, sedangkan BRI Syariah setelah spin off adalah 96.8%. Tingkat efisiensi BNI Syariah sebelum spin off sebesar 98.9%, dan 99.2% setelah spin off. Tingkat efisiensi BJB Syariah sebelum spin off sebesar 99.2%, dan setelah spin off sebesar 95.8%. Tingkat produktivitas BRI Syariah meningkat setelah spin off. BNI Syariah mengalami peningkatan produktivitas sebelum dan sesudah spin off. Sedangkan BJB syariah, baik sebelum maupun sesudah spin off tetap menunjukkan penurunan pada produktivitas. Hasil perhitungan dan pengujian hipotesis menunjukkan bahwa tidak terdapat perbedaan yang signifikan antara tingkat efisiensi dan produktivitas bank syariah sebelum dan sesudah spin off.

Analisis Faktor yang Menjadi Alasan Nasabah Memilih Deposito Mudharabah di BPRS XYZ Julia Noermawati Eka Satyarini
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 7, No 2 (2017)
Publisher : Universitas Alma Ata

This research aims to explain what factors into the reasons customers choose deposit in BPRS XYZ and the sample used is that customers save their money in the form of deposit. There were 33 questionnaires from respondents who may be samples of research and then use Chocran Q Test method to analyze the data. Based on the result of the research can be conclude that customers who deposit fund in the form of deposits have different reason factor. It this can be seen from the result of acalculation that shows Q countdown (36.00) > Q table (12.592) which means refused table Ho. And the results can also be seen that the most dominant factor is the factors owned by customers and security service with the same percentage (93.94).

NEGARA KESEJAHTERAAN (WELFARE STATE) DALAM PANDANGAN ISLAM DAN KAPITALISME Ariza Fuadi
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 5, No 1 (2015)
Publisher : Universitas Alma Ata

Abstract Etimologically, the term of welfare state consists of two words welfare and state. Welfare means prosperity or safety, and state is deﬁ ned as an agency of the society that having a power to control the relation of people and produce the symptoms of power within the society. The term of welfare state is often called in bahasa as negara kesejahteraan. The term of welfare state was used in English by Archbishop York from UK in 1940 as the response and resistance of warfare state from Nazi Hitler in Germany. Welfare state was conducted ﬁ rstly in Europe and US. This program has been conducted to improve the economic system of capitalism more compassionate and to protect the weak within the society as the result of “wickedness” of capitalism. However, the program of welfare state, as time goes by, that has been conducted by capitalism has not worked to create prosperity for the people. The poverty and injustice are still happening until now. These are happening since the misleading of capitalism that only focuses on the increase economic development towards the existence of state creating social prosperity within the society. Therefore, besides material development, Islamic welfare state also focuses on the moral material aspect without followed by spiritual uplift. It is different from Islamic welfare state that gives the interrelated comprehensive concept. This linkage consists of the roles of state and religion to aspect as a social control for the human prosperity. Keywords: Welfare State, Capitalism, Islam

PENGARUH BUDAYA ORGANISASI, KEPEMIMPINAN DAN MOTIVASI TERHADAP KINERJA: STUDI KASUS PADA PT. PLN (PERSERO) AREA PELAYANAN DAN JARINGAN YOGYAKARTA Abdullah Salam
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 3, No 1 (2013)
Publisher : Universitas Alma Ata

Abstract This study aims to determine wether the organizational culture, leadership affects the performance through motivation. The sample used 80 respondens by using random samling. In this research, there are two independent variables namely organizational culture and leadership, an intervening variable is motivation, and an dependent variable is performance. Tester using the test instrument validity and reability, data analysis tools using path analysis, where as to test the hypothesis performed using t test, F test, and test determination. The results of this study indicate that there is a direct effect of organizational culture on motivation with a beta value 0,627, the direct influence of organizational culture on performance of 0,708, leadership directly influence the motivation of 0,559, there is a direct effect of leadership on performace of 0,565, motivation directly influence performance of 0,771, the organizational culture indirectly effect the performance through motivation contribute at 0,199, the leadership indirectly affect te performance through motivation contribute at 0,130. Key Word: Organizational Culture, Leadership, Motivation, and Performance.

Teori Perilaku Konsumen Perspektif Ekonomi Islam Kurniati Kurniati
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 6, No 1 (2016)
Publisher : Universitas Alma Ata

Islam is a religion that regulates all human behavior, whether it is human behavior with Allah (hablum minallah) and human behavior with humans (hablum minan nas). Almost throughout the human activity associated with another human being in meeting their needs. Be it in the realm of consumption, production and distribution. Consumption is mandatory because of human activities in order to carry out the purposes of Shariah (maqasid shari'a) is hifdzu nafs (maintaining the continuity of the human soul). In carrying out the obligations humans to consume, Islam regulates how humans can perform activities that bring human consumption kemashlahatan useful for life. The rules of Islam regarding the norms of consumption activities contained in the Qur'an and Sunnah. Consumer behavior in accordance with the provisions of the Qur'an and Sunnah will bring the perpetrators to achieve his blessing and prosperity. In Islam, consumption can not be separated from the role of faith. The role of faith becomes important benchmark because faith gives way the world is likely to affect the human personality. Faith greatly affect the quantity and quality of consumption in the form of material and spiritual satisfaction. But from it all, a good Muslim must understand the theories of consumption, according to Islam for the sake of the happiness in the world and the Hereafter.

Implementasi Syariah Compliance pada Akad Murabahah dan Ijarah (Studi Kasus Pada KSPPS BMT Fastabiq Jepara) Silvia Dora Bonita; Aan Zainul Anwar
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 7, No 2 (2017)
Publisher : Universitas Alma Ata

This study aims to determine: 1) the principles of financing agreement murabaha and Ijarah in accordance with Islamic law, 2) the implementation of the financing agreement murabaha and Ijarah, and 3) the factors that caused the broken promise in murabaha and ijarah financing agreement in BMT Fastabiq Jepara well as a way to resolve. This research is a field research with a qualitative approach, the research has the characteristics that the data declared in a state appropriately or as their (natural setting), with no change in the shape of symbols or numbers and descriptive based on questions how. And data processing technique is to use a qualitative descriptive technique. The results of the analysis show that: 1) The principles of murabaha financing agreement on BMT Fastabiq Jepara accordance with Islamic sharia as the murabaha financing agreement executed included also wakalah. The principle of Ijarah financing agreement yet on BMT Fastabiq Jepara accordance with Islamic sharia because it is not included wakalah in it. 2) Execution of Murabahah and Ijarah financing agreement in Jepara Fastabiq BMT carried out according to established procedures BMT Fastabiq Jepara. And 3) the factors that led to broken promises in murabaha and Ijarah financing agreement in BMT Fastabiq Jepara is internal and external factors. The steps undertaken BMT Fastabiq Jepara in overcoming these factors include identifying the problem, if there is a problem that complicated it will be a step family, but if they can not be resolved then it will be taken legal action.

Page 7 of 20 | Total Record : 200

5 6 7 8 9

Filter by Year

2011 2025

Filter By Issues

All Issue Vol 15, No 2 (2025) Vol 15, No 1 (2025) Vol 14, No 2 (2024) Vol 14, No 1 (2024) Vol 13, No 2 (2023) Vol 13, No 1 (2023) Vol 12, No 2 (2022) Vol 12, No 1 (2022) Vol 11, No 2 (2021) Vol 11, No 1 (2021) Vol 10, No 2 (2020) Vol 10, No 1 (2020) Vol 9, No 2 (2019) Vol 9, No 1 (2019) Vol 8, No 2 (2018) Vol 8, No 1 (2018) Vol 7, No 2 (2017) Vol 7, No 1 (2017) Vol 6, No 2 (2016) Vol 6, No 1 (2016) Vol 5, No 2 (2015) Vol 5, No 1 (2015) Vol 3, No 1 (2013) Vol 2, No 2 (2012) Vol 1, No 2 (2011) More Issue

Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name
-

Contact Email
-

Phone
-

Journal Mail Official
-

Editorial Address
-

Location
Kab. bantul,

Daerah istimewa yogyakarta

INDONESIA

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name -

Contact Email -

Phone -

Journal Mail Official -

Editorial Address -

Location Kab. bantul, Daerah istimewa yogyakarta INDONESIA

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Contact Name
-

Contact Email
-

Phone
-

Journal Mail Official
-

Editorial Address
-

Location
Kab. bantul,

Daerah istimewa yogyakarta

INDONESIA