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JESI (Jurnal Ekonomi Syariah Indonesia)

JESI
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Published by Universitas Alma Ata Yogyakarta

ISSN : 20893566 EISSN : 25031872 DOI : -

Core Subject : Economy,

Economics, Econometrics & Finance

JESI: Jurnal Ekonomi Syariah Indonesia adalah jurnal ekonomi yang memberikan kajian ekonomi syariah, lembaga keuangan syariah, dan bisnis syariah. Jurnal JESI berupaya untuk menyajikan hasil karya ilmiah, dalam bentuk tulisan yang mengulas pokok permasalahan perekonomian yang berlandaskan syariah islam.

Arjuna Subject : -

Articles 219 Documents

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Strategi Meningkatkan Kinerja Perusahaan Melalui Budaya Organisasi Yang Islami Teguh Suripto
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 6, No 2 (2016)
Publisher : Universitas Alma Ata

Jika kita perhatikan banyak perusahaan memiliki keunikan yang berbeda antara satu perusahaan dengan yang lainnya. Meskipun mereka menghasilkan barang atau jasa yang sama akan tetapi mereka memiliki sebuah perbedaan yang menjadi nilai atau simbol dari perusahaan, nilai atau simbol tersebut membentuk sebuah budaya organisasi. Salah satu nilai-nilai yang dapat dikembang di perusahaan dalam upaya meningkatkan kinerjanya adalah dengan mengembangkan nilai – nilai islam sebagai sebuah budaya organisasi, atau dengan kata lain perusahaan dapat membentuk budaya organisasi yang islami untuk meningkatkan kinerjanya. konsep dasar yang menjadi landasan ekonomi Islam dapat dijadikan landasan budaya kerja sebagai budaya organisasional yang Islami. Budaya organisasional yang Islami tersebut antara lain didasarkan pada tiga konsep fundamental, yaitu tauhid (keimanan kepada Allah), khilafah (kepemimpinan), dan a’dalah (keadilan). Penelitian ini menggunakan metode diskriptif kualitatif, dengan melakukan studi literatur dari beberapa jurnal yang relevan. Hasil penelitian menunjukan bahwa kepemimpinan islami memberikan pengaruh yang signifikan terhadap kinerja karyawan, yang pada akhirnya kinerja perusahaan akan menjadi lebih baik, kepemimpinan Islami memiliki pengaruh yang signifikan terhadap motivasi kerja karyawan. Dengan meningkatnya motivasi kerja karyawan maka kinerja perusahaan akan meningkat menjadi lebih baik. danya pengaruh kepemimpinan Islami terhadap motivasi menunjukkan bahwa seorang pemimpin yang dalam menjalankan tugasnya berdasarkan pada syariat Islam akan dapat memberikan dan menciptakan suatu motivasi dari para karyawannya. Pada dasarnya, motivasi kerja Islami merupakan perasaan atau keinginan seseorang yang berada dan bekerja dalam upaya pemenuhan kebutuhan material atau nafkah yang didasarkan pada Al-Qur’an dan Hadits.

Pengaruh Syariah Marketing, Trust dan Complaint Handling terhadap Customer Financing Loyalty pada KSPS BMT Surya Sleman Riza Kharisma; Abdul Salam; Rico Saktiawab Jang Jaya
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 7, No 2 (2017)
Publisher : Universitas Alma Ata

This study aims to test and determine the influence of sharia marketing, trust and complaint handling to customer financial loyalty. Subjects in this study are active financing customers at KSPS BTM Surya PDM Sleman in 2017. There was 65 financing customers as this research sample, selected by using purposive sampling method. This study aims to prove, (1) does sharia marketing have a positive effect on customer financial loyalty, (2) does the trust have a positive effect on customer financial loyalty, (3) does the complaint handling have positive effect on customer financial loyalty, (4) does sharia marketing, trust and complaint handling have simultaneous effect on customer financial loyalty.Based on t test results, it can be seen that the variables of marketing sharia obtained t value of 1.222 <1.670, thus it can be concluded that sharia marketing has no significant effect on customer financial loyalty. Trust variable obtained t value 2.248> 1.670 thus it can be concluded that trust significantly influence the customer financial loyalty. Complaint handling variable obtained t value arithmetic 3.208> 1.670 thus can be concluded that complaint handling had significant effect on customer financial loyalty. While the hypothesis testing can be seen that f arithmetic is 64,710 while f table 2,76 with significant level 0,000> 0,05. This means that all independent variables can influence the dependent variable all together toward customer financial loyalty.Keywords: Sharia Marketing, Trust, Complaint Handling, Customer Financial Loyalty

PERBANDINGAN TINGKAT PROFITABILITAS DAN LIKUIDITAS DARI ASSET-LIABILITIES MANAGEMENT PADA BANK SYARIAH DAN BANK KONVENSIONAL Rindang Nuri Isnaini Nugrohowati
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 5, No 1 (2015)
Publisher : Universitas Alma Ata

Abstract The banking sector has a very important position for the economic systemof a country. The banking system, which is part of the financial system willaffect the course of the economic system as a whole. If the banking system isweak then the system will also be weak economy. Banking is an intermediaryinstitution is the institution that channel funds from surplus funds (surplusunits) to the sectors that lack of funds (deﬁ cit units). With the banking economic actors in need of funds can be met so that the economy can continue to run. In this study will speciﬁ cally analyze the comparison of the level of proﬁ tability of the asset-liability management in Islamic banks and conventional banks are seen from the return on assets and return on equity rises. It also will be studied comparative level of liquidity in Islamic banks and conventional banks are seen from the loan to deposit ratio and Capital Adequacy Ratio. By Hyphothesis is as follows : Ha1: there are differences in the level of profitability of the asset-liabilitymanagement in Islamic banks and conventional banks are seen from the return on assets and return on equity Ha2: there are differences in the level of liquidity in Islamic banks andconventional banks are seen from the loan to deposit ratio and Capital Adequacy Ratio Data analysis has been done obtained the following conclusions, based onmeans testing compare with test Independent-Samples t-test showed that the level of tability seen from ROA and ROE between Islamic Bank and Bank Konvensiona show any signiﬁ cant difference. This is demonstrated by tests of signiﬁ cance 0.02 0.05 for FDR, while for the signiﬁ cance test CAR of 0.38> 0.05. Keyword: Proﬁ tabilitas, Likuiditas, Asset Liabilities Management, Bank Syariah

ETIKA PERILAKU PERIKLANAN DALAM BISNIS ISLAM Mabarroh Azizah
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 3, No 1 (2013)
Publisher : Universitas Alma Ata

Abstract If a business wants to develop into large , it is necessary as a means of advertising and promotion for the introduction of memory products to the public . In making the ads required elements are very influential in the success of the advertisement so as to boost sales. Business according to fiqh perspective included in muamalah that allows the human to one another conduct transactions or civil relations . In terms muamalah , any activity is allowed as long as no arguments proscribe ( al - ashlu fil - mu'malah illa al - ibahah ayyadulla dalilun ' ala tahrimiha ) . Trading activities are permissible in Islam as long as there are no elements that conflict with Personality ' such as the element of maysir, gharar and riba. This means that in sharia marketing , the entire process of creating a good process , bidding process , and the process of change in value there should not be things that are contrary to the contract and the principles of Islamic economic . The extent they can be guaranteed and irregularities muamalah Islamic principles does not occur in a transaction or in the form of business processes in the marketing of any transaction can be allowed Keywords: Ethics, Advertising, Islamic business

Analisis Faktor-Faktor Yang Mempengaruhi Tingkat Laba Usaha Dagang Pada Pedagang Sembako Muslim (Studi Kasus Di Pasar Tradisional Bantul) Abdul Salam; Wiwin Novita
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 6, No 1 (2016)
Publisher : Universitas Alma Ata

Wiwin Novita: Analisis Faktor-faktor yang Mempengaruhi Tingkat Laba Usaha Dagang pada Pedagang Sembako Muslim (Studi Kasus di Pasar Tradisional Bantul). Skripsi. Yogyakarta: Program Studi Ekonomi Syariah Sekolah Tinggi Ilmu Agama Universitas Alma Ata Yogyakarta, 2016.Penelitian ini bertujuan untuk mengetahui faktor-faktor yang berpengaruh dan signifikan terhadap laba usaha dagang. Populasi dan sampel adalah 300 dengan presentase 15 %, maka 45 pedagang yang akan menjadi sampel penelitian. Dari 300 pedagang tercatat bahwa 246 wanita dan 54 pria, maka 246 x 15 % = 37 dan 54 x 15 % = 8. Dengan demikian peneliti akan meneliti 45 responden dengan jumlah 38 responden wanita dan 8 responden pria. Teknik pengambilan sampel menggunakan Nonprobability Samping dengan metode sampling insidental.Hasil uji penelitian menunjukkan bahwa nilai R Square sebesar 0,554 (55,4 %). Hal ini menunjukkan pengaruh persentase variabel independen (modal, barang dagangan dan intervensi pemerintah) terhadap variabel dependen (laba usaha dagang) sebesar 55,4 %. Sedangkan sisanya 44,6 % dipengaruhi atau dijelaskan oleh variabel lain yang tidak dimasukkan dalam model penelitian. Secara serentak, modal (X1), barang dagangan (X2), dan intervensi pemerintah (X3) bersama-sama berpengaruh positif dan signifikan terhadap laba usaha dagang. Secara parsial, modal (X1) berpengaruh positif dan tidak signifikan terhadap laba usaha dagang, barang dagangan (X2) berpengaruh positif dan tidak signifikan terhadap laba usaha dagang, dan intervensi pemerintah (X3) berpengaruh positif dan signifikan terhadap laba usaha dagang.

Akuntabilitas dalam Perspektif Akuntansi Syariah: Studi Kasus pada Badan Amil Zakat Nasional Kabupaten Kebumen Novendi Arkham Mubtadi; Gita Paramita Agustin; Dewi Susilowati
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 7, No 2 (2017)
Publisher : Universitas Alma Ata

The purpose of this study is to analyze the accountability between reporting information ZIS (Alms, infaq and sadaqah) institutions revealed Zakat Institution with the concept of Shariah Accounting. This study uses the method of documentation and observation to management ZIS (Alms, infaq and sadaqah) is done based on those in item concept Shariah Accounting by analyzing report on the use ZIS (Alms, infaq and sadaqah) based on three aspects is god, human, and nature. The results of this study indicate that management ZIS (Alms, infaq and sadaqah) in BAZNAS Kebumen there is still deficiencie in conformity with the concept Shariah Accounting aspects of God, human, and nature has been done by BAZNAS Kebumen.Keywords: Accountability, Shariah Accounting, Zakat Institution

Analysis of The Effect of Empowering Productive Zakat Funds on Welfare of The People Sabik Khumaini
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 8, No 2 (2018)
Publisher : Universitas Alma Ata

AbstractZakat is one of the Islamic characteristics of the economic system, it is also one of the most effective instruments to unite humanity to help each other against the problems of poverty through respective social lives. This research was conducted to examine the effect of empowerment of Productive Zakat Funds, managed by BAZNAS, on the welfare of the people. The use of analysis technique is Simple Regression and Hypothesis Testing using T-Statistics to test the Partial Regression coefficient with a level of significance of 5%. In addition, a Classic Assumption test that includes Normality Test, Heteroscedasticity Test, and Autocorrelation Test is also carried out. During the observation period for July 2015- December 2017, the results of the study did not find any deviation from classical assumptions, this indicates that the available data have fulfilled the requirements to use the Simple Regression Equation Model. The results of the analysis show that Productive Zakat Funds have a positive and insignificant effect on the welfare of the people as measured by the CIBEST Welfare Index, with a level of significance greater than 5%. Keywords: Zakat, Productive, Welfare, People AbstrakZakat merupakan salah satu ciri dari sistem ekonomi Islam, Zakat adalah salah satu instrumen yang paling efektif untuk menyatukan umat manusia untuk saling membantu permasalahan kemiskinanan dalam kehidupan sosial masing-masing. Penelitian ini dilakukan untuk menguji pengaruh pemberdayaan dana zakat produktif yang dikelola oleh BAZNAS terhadap kesejahteraan umat.Teknik analisis yang digunakan adalah regresi sederhana dan uji hipotesis menggunakan t-statistik untuk menguji koefisien regresi parsial dengan level of significance 5%. Selain itu juga dilakukan uji asumsi klasik yang meliputi uji normalitas, uji heteroskedastisitas dan uji autokorelasi.Selama periode pengamatan periode Juli 2015- Desember 2017 hasil penelitian tidak ditemukan adanya penyimpangan asumsi klasik, hal ini menunjukkan bahwa data yang tersedia telah memenuhi syarat untuk menggunakan model persamaan regresi sederhana. Dari hasil analisis menunjukkan bahwa dana zakat produktif berpengaruh positif tidak signifikan terhadap kesejahteraan umat yang diukur dengan Indeks Kesejahteraan CIBEST dengan level of significance lebih besar dari 5%. Kata Kunci: zakat, produktif, kesejahteraan, umat

INTERRELASI ANTARA ETIKA DAN SISTEM EKONOMI (Studi Pemikiran Ekonomi Ibnu Khaldun) Abdul Salam
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 1, No 2 (2011)
Publisher : Universitas Alma Ata

Ibn Khaldun was one of the scholars' greatest that no one doubted his dept of knowledge of Islamic religion. In the Islamic religious knowledge, he has trained by many greatest scholars since childhood moment-one of them is his father. Ibn Khaldun can also be called as a scientist who never ask and doubted the truth of Islamic law. Understanding that any observations for him, he could not be separated from the Islamic values inherent in him. Through in-depth discussion and critical of his work, will be seen in ethical view of religious that accommodate economic teachings of Islam, and other hand the human family to recognize the nature to endeavor economic activity.This type of research is the research library (library research), to describe something. Data collection techniques using qualitative methods as the research procedures to descriptive data. To analyze the data that was gathered using the deductive, using a philosophical approach.Historically there is close relationship between ethics and economics, which was originally it was part of the problem of economic ethics. Ibn Khaldun's economic notion explain a multidimensional economic concepts that involving various social aspects in the context of his thinking about the al-al-basyari'amran which describes the rise and fall of a civilization which moral decline influence in it. Ibn Khaldun's economic concept implies an economic system that requires the five components, namely Shari'ah, government , people, property, economic activity and justice, in unity.Keywords: Interrelation, ethical, economic systems, Ibn Khaldun

STRATEGI ADAPTASI PEDAGANG ANGKRINGAN DALAM MEMPERTAHANKAN EKSISTENSI HIDUP STUDI DI KAWASAN JL. K.H. ALI MAKSUM KRAPYAK YOGYAKARTA (Perbandingan Antara Angkringan Tradisional Versus Angkringan Modern) Kurniati .
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 5, No 2 (2015)
Publisher : Universitas Alma Ata

Abstract The theme of this research on adaptation strategies angkringan traders to exist in the face of the dynamics of life in the surrounding area of Jl. K.H. Ali Maksum Krapyak, Bantul, Yogyakarta. Researchers want to know how the strategy or the efforts made by angkringan traders in order to maintain his existence and how social capital, which in turn play a role in these efforts. The strategy can be formulated as an effort to maintain his existence as a angkringan’s trader around Jl. K.H. Ali Maksum Krapyak, Bantul, Yogyakarta. The method used in this research using descriptive qualitative method. In this study, there are two classiﬁ cations of traders who hung (trade) around the area of Jl. K.H. Ali Maksum Krapyak, Bantul, Yogyakarta, which is used as one of the objects of informants, namely traders patterned angkringan traditional and modern. Through the narrative they can know how the efforts and strategies undertaken to maintain his existence in the face of the dynamics of life in the surrounding area of Jl. K.H. Ali Maksum Krapyak, Bantul, Yogyakarta. The strategy is one of them is to increase infrastructure facilities in Angkringan, such as a more representative (wider), Television, snacks are varied, not only the main menu as in angkringan others. In this study found the factors underlying the existence of traders angkringan and efforts are being made to defend themselves in the face of the local economy. Keywords: Existence, Strategy adaptation, Angkringan Traders, Krapyak Bantul.

ANALISIS PERSEPSI DAN PREFERENSI NASABAH MUSLIM DAN NASABAH NON MUSLIM TERHADAP KEPUTUSAN MEMILIH PERBANKAN SYARIAH DI PROVINSI DIY Kurniati .
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 2, No 2 (2012)
Publisher : Universitas Alma Ata

ABSTRACT Led by syariah bangking operating in Indonesiam many banks think that their main affecting the loyalty of customer to syariah banking was the practically consistent obedience to Islamic banking principles. Unfortunately, rhereafter were controversies in regard with this teory. This research had an aim to analyse and for knowing preference and perceptions of individual customer banking Muslim and non Muslim prefer syariah banking in Province DIY. In taking the sample, random sampling is taking. The sample of the study is 163 individual customer syariah banking in Province DIY. Furthermore, descriptive statistic, are used in the study. Keyword: preference and perceptions of customer syariah banking.

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