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Journal of Economicate Studies
Published by Islamicate Institute
ISSN : -     EISSN : 25984799     DOI : -
Core Subject : Economy, Education,
Economics, Econometrics & Finance Education Other
Journal of Economicate Studies (JoES) is a publication dedicated to and focused on the scholarly study of all aspects of Economicate studies. This journal receives articles from lecturers and researchers who have the new and progressive issues on scholarly study of all aspects of Economicate related, but not limited to, microeconomics, macroeconomics, managerial economics, monetary economics, fiscal policy, public sector economics, development economics, economics of education, economics of health, labor economics, economics of philanthropy, and religion based economics, as well as ethical questions related to the economics available in the societies all around the world.
Arjuna Subject : -
Articles 102 Documents
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Health Literacy, Socio-Cultural Capital, and Household Financial Resilience: Evidence from Indonesia Cian Ibnu Sina; Ernawati; Komala Sari
Journal of Economicate Studies Vol. 10 No. 2 (2026): Journal of Economicate Studies
Publisher : Islamicate Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32506/joes.v10i2.960

Abstract

Rising living costs and economic uncertainty threaten household financial resilience in Indonesia. This study analyzes the influence of health literacy and socio-cultural capital on household financial resilience in Indonesia. Using cross-sectional data from the Indonesian Family Life Survey (IFLS) wave 5 conducted in 2014-2015 with 5,269 household observations, this research estimates Ordinary Least Squares (OLS) models with controls for household and head-of-household characteristics. Results indicate that health literacy has a positive and significant relationship with household financial resilience (β=0.142, p<0.01), suggesting that understanding health information contributes to financial planning and health risk management. Socio-cultural capital, proxied through participation in social activities and cultural asset ownership, also associates positively with financial resilience (β=0.098, p<0.05), supporting the role of social networks and mutual assistance norms in economic protection. Household income, head-of-household education, and access to formal healthcare services emerge as other important predictors. These findings extend the human capital and social capital frameworks in the household financial resilience literature in developing countries, with policy implications for integrating health literacy and revitalizing socio-cultural capital as strategies for enhancing household economic resilience in Indonesia.
The Concept of Money in Islamic Economics: A Synthesis of Classical Muslim Scholars' Thought and Its Contemporary Relevance Siti Zayyini Hurun’in
Journal of Economicate Studies Vol. 10 No. 2 (2026): Journal of Economicate Studies
Publisher : Islamicate Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32506/joes.v10i2.962

Abstract

Money serves as a fundamental instrument in economic activity, functioning as a medium of exchange, a unit of account, and a store of value. However, the evolution of conventional economic thought has transformed money into a tradable commodity, enabling interest-based transactions that contradict Islamic economic principles. This conceptual article synthesizes the perspectives of classical Muslim scholars—Abu Ubaid, al-Ghazali, Ibn Taimiyah, Ibn Khaldun, and al-Maqrizi—on the nature and function of money within an Islamic framework. Through a comprehensive literature review and qualitative analysis of primary and secondary sources, the study identifies three core characteristics of money in Islamic economics: money as a flow concept (rather than a stock), money as a public good, and money's primary function as a medium of exchange and unit of account. The findings reveal that Islamic economics fundamentally rejects money as a commodity due to its lack of intrinsic utility, its independence from quality differentiation, and its non-specificity in transactions. The study contributes to the literature by providing a systematic framework for understanding monetary policy from an Islamic perspective, distinguishing between Islamic and conventional approaches to money, and offering policy implications for contemporary Islamic financial institutions. The findings have significant implications for monetary policy formulation, the regulation of Islamic financial institutions, and the development of ethical financial systems that prioritize real economic activity over financial speculation.

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