cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
delima sari lubis
Contact Email
delimasarilubis@gmail.com
Phone
-
Journal Mail Official
delimasarilubis@gmail.com
Editorial Address
-
Location
Kota padangsidimpuan,
Sumatera utara
INDONESIA
Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman
Published by Institut Agama Islam Negeri Padangsidimpuan
ISSN : 23564628     EISSN : 25798650     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Al-masharif: Jurnal Ilmu Ekonomi dan Keislaman is a peer-reviewed journal, is an economics publication of original research and writing on islamic economics. The journal aims to provide a forum for scholarly understanding of the field of islamic economics and has an important role in promoting the process that accumulated knowledge, values of islamic, and skills. Scientific manuscript dealing about islamics economics topics are particularly welcome to be submitted. The journal encompasses research articles, original research report, reviews, short communications and scientific commentaries in economics.
Arjuna Subject : -
Articles 203 Documents
 13   14   15   16   17 
Determinan Pendapatan Rumah Tangga Muslim Febrida Khairani; Delima Sari Lubis; Rodame Monitorir Napitupulu
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 8, No 2 (2020)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v8i2.3358

Abstract

Abstract The background of the problem in this study is that in addition to being a wife in a family, women also play a role as housewives, meaning that women manage all household matters. Women who work precisely in the Environment I of Kayu Ombun Village to fulfill their daily needs, help their husbands ease their burden in earning a living due to the large number of family members, and to increase family income. This study aims to determine the effect of working women, education level, and family members on Muslim household income. Women working according to Sanderson K Stepen is a new feminist awareness that women can meet family income. The level of education according to Sudharjo is the education owned by a worker is the basic capital needed to carry out work. Family Members, according to Mantra, are all family members who are included in the workforce group. Home income according to Boserup Ester is the total income of all family members to meet shared needs. This research is a quantitative research. Data collection instruments used a questionnaire with a sample of 50 women. . The analytical tool used is the validity and reliability test, normality test, linearity test, classic assumption test, multiple linear regression analysis, coefficient of determination test, and hypothesis testing. Based on the research results, working women have no effect on family income, while the level of education and family members have a positive and significant effect on family income. Simultaneously testing (working) women working, education level, and family members have a significant effect on family income.  Abstrak Latar belakang masalah pada penelitian ini adalah dalam sebuah keluarga selain berperan sebagai istri, wanita juga berperan sebagai ibu rumah tangga, artinya wanitalah yang mengatur segala urusan rumah tangga.Wanita yang bekerja tepatnya di Lingkungan I Kelurahan Kayu Ombun untuk memenuhi kebutuhan hidup sehari - hari, membantu suami meringankan bebannya dalam mencari nafkah akibat banyaknya anggota keluarga, serta untuk menambah pendapatan keluarga. Penelitian ini bertujuan untuk mengetahui pengaruh wanita bekerja, tingkat pendidikan, dan anggota keluarga terhadap pendapatan rumah tangga muslim. Wanita bekerja menurut Sanderson K Stepen adalah suatu kesadaran feminis yang baru bahwa wanita dapat memenuhi pendapatan keluarga.Tingkat pendidikan menurut Sudharjo adalah pendidikan yang dimiliki seorang pekerja merupakan modal dasar yang dibutuhkan untuk melaksanakan pekerjaan.Anggota Keluarga menurut Mantra adalah seluruh jumlah anggota keluarga yang sudah termasuk dalam kelompok tenaga kerja.Pendapatan rumah menurut Boserup Ester adalah jumlah pendapatan keseluruhan dari seluruh anggota keluargauntuk memenuhi kebutuhan bersama. Penelitian ini merupakan penelitian kuantitatif.Instrumen pengumpulan data menggunakan angket dengan jumlah sampel 50 orang wanita. . Alat analisis yang digunakan adalah uji validitas dan reliabilitas, uji normalitas, uji linearitas, uji asumsi klasik, analisis regresi linier berganda, uji koefisien determinasi, dan uji hipotesis. Berdasarkan hasil penelitian wanita bekerja tidak berpengaruh terhadap pendapatan keluarga sedangkan tingkat pendidikan dan anggota keluarga berpengaruh positif dan signifikan terhadap pendapatan keluarga. Dilakukan pengujian secara bersamaan (simultan) wanita bekerja, tingkat pendidikan, dan anggota keluarga berpengaruh signifikan  terhadap pendapatan keluarga.  
The Effect of Provision Kur on The Development of UMKM in Padangsidimpuan Sry Lestari
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 9, No 2 (2021)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v9i2.5635

Abstract

The purpose of the People's Business Credit (KUR) is to assist the community in developing Micro, Small and Medium Enterprises. The background of this research is how the implementation of the People's Business Credit, and whether the program is running effectively according to the plan that has been determined by the government in accordance with its objectives. This study aims to determine the effect of People's Business Credit on the improvement of Micro, Small and Medium Enterprises in Padangsidimpuan. This research is a quantitative research, namely research that uses numbers in the presentation of data and analysis that uses statistical tests. The population of this research is 310 micro and small business actors and the sample taken is 76 people using purposive sampling method. Data collection techniques using a questionnaire. Data analysis techniques and multiple regression. The results of this study indicate the effectiveness of people's business credit (KUR) has a significant influence on micro and small medium enterprises with a tcount t table (7.110 1.666), then H0 is rejected H1 is accepted, it means that there is an effect of people's business credit on micro, small and medium enterprises in Padangsidimpuan.
Influence of Third Party Funds, BI Rate, Inflation On Market Share In Islamic Banking Aziz Septiatin
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 10, No 1 (2022)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v10i1.5706

Abstract

The market share that can be controlled by Islamic banking is still relatively small compared to conventional banking, so this study aims to examine the influence of third party funds, BI Rate and Inflation on the share of Islamic banking in Indonesia for the 2015-2021 period. The sample in this study uses a saturated sampling technique, which means that the entire population is sampled, both Islamic commercial banks and sharia business units registered with the Financial Services Authority. The method of data analysis in this study used the classical assumption test, multiple linear regression analysis and hypothesis testing. The results showed that third party funds and the BI Rate had an effect on market share, while inflation had no effect on market share. Simultaneously, third party funds, BI Rate and Inflation have a significant influence on market share. The overall contribution of the independent variable to the dependent variable is 87.7%. 
Intellectual Capital Analysis in Improving Profitability of Islamic Banking in Indonesia Erwin Saputra Siregar; Mellya Embun Baining; Oktavia Sri Wardani
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 10, No 1 (2022)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v10i1.5732

Abstract

This research aims to test intellectual capital improvingthe profitability of Islamic banking in Indonesia from 2015 to 2019. The dependent variable in the study was the profitability of Islamic banking, consisting of Return on Asset (ROA). In contrast, the independent variable in the study was Intellectual Capital (VAIC), consisting ofValueAdded Capital Employed (VACA), Value Added Human Capital (VAHU), and Structural Capital Value Added (STVA). This research emphasizes the importance of intellectual capital disclosure in financial statements to improve financial performance. The data used is Islamic bank data registered with the Financial Services Authorityfrom 2015to 2019. Intellectual Capital's measurement model uses Pulic Models, namely VAIC, VACA, STVA, and VAHU. Data is analyzed descriptively quantitatively with multiple linear regression analysis tools. The results showed thatVACA and STVA positively affect ROA in Islamic banks in Indonesia, and VAIC and VAHU have a significant adverse effect on ROA in Indonesia.
The Urgency of Halal Label in Cosmetics for Muslim Women in Pemalang City Nanda Nuril Arifa; Hendri Hermawan Adi Nugraha
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 10, No 1 (2022)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v10i1.5734

Abstract

This study focuses on the orientation of the actions of Muslim women in the city of Pemalang towards the selection of cosmetics labeled halal and the meaning that underlies these actions. The method in this study is to use a qualitative method with a phenomenological approach. The findings of this study are Muslim women in Pemalang city are aware of religious values. Halal labels found on cosmetic products with halal labels become a symbolic representation of Islam. There is an externalization process in the form of implications for consumers considering halal-labeled cosmetic products as a form of Islamic symbolic representation. The objectification process is marked by changes in behavior that are even more selective in using cosmetic products, the internalization process with the influence of environmental factors who use cosmetic products labeled halal so that it affects consumer decisions to buy cosmetic products labeled halal. After this perception, people's beliefs and attitudes arise with the existence of a halal label, and in the end these beliefs and attitudes affect people's purchases.
Generation Z's Level Of Muslim Understanding On Sharia Capital Market Nurul Izzah; Sri Sudiarti
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 10, No 1 (2022)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v10i1.5771

Abstract

The growing public awareness of Islamic investment has encouraged the development of the Islamic capital market in Indonesia. Young people in most parts of the world have low levels of financial literacy. This is due to various factors such as socioeconomic and demographic. The low level of Islamic financial literacy is reflected in the low level of public understanding of the Islamic capital market. This study aims to measure the level of understanding of Muslim generation Z on the Islamic capital market. This research is a quantitative research using primary data. The sample of this research is Muslim generation Z, totaling 245 people with purposive sampling technique. Data analysis used in this research is univariate test. The results show that generation Z Muslims are related to the Islamic capital market at a good level of understanding as much as 39 percent, enough as much as 50 percent and less as much as 11 percent. Thus, generation Z Muslims in North Sumatra have a sufficient level of understanding related to the Islamic capital market. Various efforts can be made to increase understanding of Generation Z Muslims through education, outreach, seminars and promotions through social media.
Determinants Of Muzakki's Level Of Trust Towards The Amil Zakat Institution Noviana Retnowati; Usnan Usnan
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 10, No 1 (2022)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v10i1.5772

Abstract

The purpose of this study was to find out what factors increased muzakki's trust toward the Amil Zakat Institution  (LAZ) with a study on LAZ Harapan Umat. The research with a quantitative approach and using a sample of 70 muzakki, found that the level of muzakki trust was influenced by transparency of financial statements, fund management and religiosity, while accountability had no effect on the level of muzakki trust.        
Comparison of The Income of The Stebis Igm Academic Community During The Covid-19 And New Normal Pandemic Fadilla Fadilla; Havis Aravik
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 10, No 1 (2022)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v10i1.5773

Abstract

This study aims to determine the difference in the income of the STEBIS IGM academic community during the covid 19 pandemic and the new normal from the Chair to the OB. The methodology used is a two-sample t-test. The results of the significance of the t-paired t-test show the number 0.000. This figure is smaller than 0.05, which means that there is a difference in the salaries of STEBIS employees during the covid pandemic and the new normal. The difference is also very visible from the increase in the average salary of employees by 40% from Rp. 3,470,000. to IDR 5,300,000. The reason for the increase in employee salaries is because the chairman of the foundation wants to motivate employees so that they can improve the quality of their work in the field of higher education tri dharma and new student admissions.
The Impact of Family’s Economic on Divorce Muhammad Firdaus; Zulham Wahyudani; Agustina Agustina
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 10, No 1 (2022)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v10i1.5774

Abstract

Divorce is the breaking of the marriage bond for certain reasons. Economy is on of the reasons husband and wife can demand divorce at the syari’yyah court or the religious court. In the period 2015-2019, the Syari’yyah Langsa Court decided many divorce cases for various reasons, including the economic reason. The purpose of this study was to determine the economic impact of families on divorce in 2015-2019 and to determine the causes that dominated divorce in 2015-2019 at the Syar’iyyah Langsa Court. Researchers conducted research by processing data taken from the Syar’iyyah Langsa Court. The results obtained from this study are base on cases that have been decided by the Syar’iyyah langsa Court in 2015-2019, that the economy has an impact on divorce but the impact is not massive so that the economy does not really affect divorce. The most dominating cause of divorce, which reached 72.8% of the total cases that occurred in 2015-2019 was due to continuous disputes and arguments. Meanwhile, divorces due to economic causes accounted for 9.76% of the total cases that occurred in 2015-2019.
E-money Analysis Of Debt Receivables Based on Sharia Perspective Tapi Rumondang Sari Siregar; Tuti Anggraini; Asmuni Asmuni
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 10, No 1 (2022)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v10i1.5775

Abstract

The development of receivable transactions is currently increasingly complex. E-money is a transaction related to receivables or deposits. Every transaction that gives rise to receivables should be recorded (mahkum fiih) by the transacting party (mahkum alaih). This command is contained in the letter Al-Baqarah verse 282, this verse is the legal basis for recording. Transactions in e-money are always recorded by the issuer. The lawful use of electronic money creates differences of opinion. The Indonesian Ulema Council issued a fatwa allowing the use of Islamic electronic money as long as it did not violate the stipulated provisions. Some scholars believe that giving discounts (discounts) in e-money is haram because it provides benefits or advantages, and any credit that provides benefits or advantages for creditors is usury. This type of research is a literature study by collecting documentation from articles, journals, books, or other sources. The data processing and analysis technique in this research is descriptive analysis.

Page 15 of 21 | Total Record : 203

 13   14   15   16   17 

Filter by Year

2015 2025


Reset
Filter By Issues
All Issue Vol 13, No 1 (2025) Vol 12, No 2 (2024) Vol 12, No 1 (2024) Vol 11, No 2 (2023) Vol 11, No 1 (2023) Vol 10, No 2 (2022) Vol 10, No 1 (2022) Vol 9, No 2 (2021) Vol 9, No 1 (2021) Vol 8, No 2 (2020) Vol 8, No 1 (2020) Vol 7, No 2 (2019) Vol 7, No 1 (2019) Vol 6, No 2 (2018) Vol 6, No 1 (2018) Vol 5, No 2 (2017) Vol 5, No 1 (2017) Vol 4, No 2 (2016) Vol 4, No 1 (2016) Vol 3, No 2 (2015) Vol 3, No 1 (2015) More Issue