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EconBank : Journal Economics and Banking
Published by Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng
ISSN : -     EISSN : 26853698     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Econbank is a Journal of Economics and Banking published by the School of Economics and Business (STIE) of Bank BPD Jateng as a place for publishing research results and concepts in the fields of Economics and Banking. Ecobank focuses on research articles or papers relevant to the economic, business, and banking issues, related to three important disciplines: (1) economics, (2) business and banking, and (3) accounting.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 158 Documents
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STUDI EMPIRIS PERSEPSI PEMIMPIN PERUSAHAAN TENTANG GREEN BUSINESS PADA INDUSTRI GARMEN DI BOYOLALI, KLATEN, DAN YOGYAKARTA: ANALISIS FENOMENOLOGI INTERPRETIF Palgunadi, Petrus; Sanjaya, Ridwan; Murniati, Cecilia Titiek
EconBank: Journal of Economics and Banking Vol 5 No 1 (2023): Econbank
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v5i1.291

Abstract

Indonesia's ambition to realize a green economy, must be supported by the green business. However, from a study by the Ministry of Industry in 2012, there were still various definitions of the green industry. This study aims to explore the perceptions of garment company leaders towards green business, identify and analyze the impact of green business on company operations, and identify and analyze green industries practices in garment companies.This study uses a qualitative approach using Interpretive Phenomenological Analysis (IPA). The participants of this research are the top six leaders of the largest garment companies in Central Java and DIY that export their products to the global market. Data was collected through in-depth interviews, observations, and company documents. This research found that leaders who perceive green business for company efficiency have more green initiatives than leaders who perceive green business as a government program
Modifikasi Business Model Canvas pada PT. Sarana Gadai Prioritas dalam Mempertahankan Kelangsungan Bisnis dan Antisipasi Pesaing Baru Bisnis Gadai High-End Purwanto, Joko None; Indarto, Indarto; Wardoyo, Paulus
EconBank: Journal of Economics and Banking Vol 5 No 2 (2023): Econbank
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v5i2.300

Abstract

The research was conducted to determine the use of the business model canvas (modified) at PT. Sarana Gadai Prioritas to maintain the continuity of the high-end pawn business and to anticipate new competitors in the high-end pawn business. Where basically a high-end pawn business is a pawn business with a market segment and customers in the high-end category, which has its own community and has good prospects for development in the pawn business which is a very simple, easy and fast process with strong personal guarantees. have a relatively high value or goods in the category of luxury. This research was conducted using a qualitative deductive method, a case study (single), with the final result showing modifications and adjustments to the components in the business model canvas used by PT. Sarana Gadai Prioritas to run a pawn business with maintained business continuity and the emergence of risk management capabilities that support the performance of PT. Sarana Gadai Prioritas In this study, researchers used a qualitative approach with a case study approach (single) at PT. Sarana Gadai Prioritas, and seek meaning from the data obtained from the results of a detailed and in-depth study (case study). The results of this study are expected to provide a theoretical model concept of a strategy that can be applied in running a business model, especially for a pawn business like that run by PT. Sarana Gadai Prioritas with market segments and high-end customers and as a strategic and anticipatory step in anticipating the emergence of new competitors in the same market segment and customers
Pengaruh Pengetahuan Perpajakan, Modernisasi Sistem dan Sosialisasi Perpajakan Terhadap Kepatuhan Wajib Pajak Orang Pribadi Laksmi P, Kadek Wulandari; Lestara Permana, Gusi Putu; Putri, Putu Wahyu Cahyani
EconBank: Journal of Economics and Banking Vol 5 No 2 (2023): Econbank
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v5i2.316

Abstract

The research was carried out with the aim of determining the influence of tax knowledge, modernization of the tax administration system, tax socialization on individual taxpayer compliance. The population uses individual taxpayers who have independent work/business. The sample in this study was 112 individual taxpayers. Multiple Linear Regression Analysis is used as a data analysis technique. The research results show that tax knowledge, modernization of the tax administration system and tax socialization have an influence on individual taxpayer compliance. Therefore, KPP Pratama East Denpasar is expected to be able to increase taxpayer compliance by increasing taxpayer knowledge, modernizing the tax administration system and routinely conducting tax outreach
Pengaruh E-Wom, Persepsi Harga dan Kualitas Produk Terhadap Keputusan Pembelian Ariwangsa, I G.N. Oka; Lasmi, Ni Wayan; Darma, I Made Riski Aditya
EconBank: Journal of Economics and Banking Vol 5 No 2 (2023): Econbank
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v5i2.317

Abstract

This study aims to determine the effect of electronic word of mouth, price perceptions, product quality partially and simultaneously on purchasing decisions. The sample in this study were 110 people. Data anal ysis techniques using validity test, reliability test, classic assumption test, multiple linear regression analysis, coefficient of deattermination test, F test and t test. From the research results, it was found that electronic word of mouth had a signifi cant positive effect on purchasing decisions, price perceptions had a significant positive effect on purchasing decisions, product quality had a significant positive effect on purchasing decisions and electronic word of mouth, perceived price and product quality had a significant effect on purchasing decisions. The magnitude of the influence of independent variables simultaneously on purchasing decisions is 63.5%, based on the measurement of the coefficient of determination .
Attitude Approach to Behavior In Interest to Use Sharia Banking Services Alvina, Dhea Tahta; Hasanah, Uswatun
EconBank: Journal of Economics and Banking Vol 5 No 2 (2023): Econbank
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v5i2.330

Abstract

The purpose of the research conducted was to test the Theory of Planned Behavior on the interest in using Islamic banking services in Indonesia. Sampling using purposive sampling method, amounting to 93 respondents. Multiple linear regression analysis techniques is used to analyze the data obtained from the sample. Research shows that attitudes towards behaviour and perceptions of behavioural control have no effect on the intention to use Islamic banking servicces, where people feel the benefits of Islamic banks do not significantly affect their activities in conducting transactions in the banking world. Meanwhile, subjective norms affect the intention to use Islamic banking services. That he circumstances of the surrounding environment and the greater encouragement from the closest people will increase one's interest in using Islamic banks.
The Influence of Digital Payments, E-Commerce, and Financial Literacy on Revenue and the Quality of Accounting Information in SMEs Kartikasari, Dyah Ayumurni; Ramadhanti, Wita; Kusuma, Poppy Dian Indira
EconBank: Journal of Economics and Banking Vol 5 No 2 (2023): Econbank
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v5i2.331

Abstract

This research aims to test and analyze the influence of perceived use of digital payments, ease of use of e-commerce, and financial literacy on perceptions of income and the quality of accounting information. The object of this research is the Getuk Goreng UKM located on Jalan Jendral Sudirman Sokaraja. A total of 30 MSMEs were taken as samples using purposive sampling. SEM-PLS has been used to analyze the data in this research. The results of this research indicate that perceptions of the use of digital payments and ease of use of e-commerce have no effect on income in Getuk Goreng SMEs. Financial literacy has a positive influence on income in Getuk Goreng SMEs. Income has a positive effect on the quality of financial reports in Getuk Goreng UKM. In this research, there are recent findings that income mediates between financial literacy and the Quality of accounting information
Impact of Tax Implementation on Fintech P2P Loans in Indonesia Stanley, Nicklaus; Kohardinata, Cliff
EconBank: Journal of Economics and Banking Vol 5 No 2 (2023): Econbank
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v5i2.332

Abstract

This research paper aims to examine the impact of tax implementation on the number of P2P loan recipients and the amount of P2P loan disbursement in fintech industry of Indonesia. This empirical study is based on the number of accounts and loan data acquired from one of Indonesia’s government agencies – the Financial Services Authority (OJK) from February 2022 to April 2022 and June 2022 to August 2022 that are analyzed using various tests such as Skewness-Kurtosis Test, the variance ratio test, and t-test. The results show that tax implementation does not significantly affect the number of P2P loan recipients and the amount of P2P loan disbursement. This is because fintech offers greater benefits than traditional banks, such as convenience, time-saving, more access to financial products, and better security measures. The limited amount of available data and the number of provinces available become the limitation of the study to obtain optimum results.
Path Goal Leadership, Knowledge Sharing dan Penggunaan Teknologi Informasi Pada Kinerja Guru dengan Mediasi Self Efficacy Sari, Maya Puspita; Handayani, Tri; Suciningtyas, Santi; Ningsih, Diah Wuriah
EconBank: Journal of Economics and Banking Vol 5 No 2 (2023): Econbank
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v5i2.335

Abstract

This research aims to analyze the influence of Path Goal Leadership, Knowledge Sharing and Use of Information Technology on Teacher Performance with Self Efficacy as a Mediating Variable for Teachers at SMKN 1 Pemalang. Sampling was carried out using purposive sampling so that 75 teachers were used as respondents. Path analysis has been used to analyze the data and sobel test to test mediation. The results of the path analysis show that Path Goal Leadership, Knowledge Sharing, and the use of information technology have a direct and significant influence on teacher performance. Sharing knowledge is the biggest contributing factor to teacher performance. The results of the Sobel test show that self-efficacy is able to mediate the relationship between path goal leadership, knowledge sharing and use of technology with teacher performance. The application of a leadership style based on good path goal leadership, knowledge sharing and good use of information technology with teachers' confidence in their abilities will contribute to improving teacher performance at SMKN 1 Pemalang.
The Impact of Capital Structure, Firm Size, Growth, And Profitability on Firm Value Irsad, Moch; Sudarsi, Sri; Kartika, Andi
EconBank: Journal of Economics and Banking Vol 5 No 2 (2023): Econbank
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v5i2.336

Abstract

The study aims to be carried to ascertain the effect of capital structure, firm's size, growth, and profitability upon firm value. Previous research on corporate value produced inconsistent results, indicating that more research is required to assess firm worth. In the 2019-2021 period, Third-party information in the structure of annual reports on transportation sector firms collected from the IDX site is applied by researchers. Purposive sampling was utilized in this study. Data analysis approaches such as descriptive statistical analysis and multiple linear regression analysis were used in this study. First, descriptive statistics, classical hypothesis testing, multiple linear regression analysis, and hypothesis testing are accomplished. According to the results of this study, firm size and profitability have an impact on firm value, however capital structure and growth have no impact on firm value.
Mediasi Daya Inovasi dalam Hubungan antara Perencanaan Strategis dan Pembelajaran Organisasi terhadap Kinerja Organisasi Hernawan, Ito Septanto; Lukiastuti, Fitri
EconBank: Journal of Economics and Banking Vol 5 No 2 (2023): Econbank
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v5i2.338

Abstract

power on organizational performance. Strategic planning, organizational learning on innovative power. Mediation of innovative power on the influence of planning strategy and organizational learning on organizational performance. The population in this study were all company managers, totaling 45 people, all of whom were used as samples. Data analysis in this study used Partial Least Squares Structural Equation Modeling (PLS-SEM). The research results show that planning strategy, organizational learning and innovative power have a positive and significant effect on organizational performance, planning strategy, organizational learning have a positive and significant effect on innovative power. Innovation power is able to mediate the relationship between strategic planning and organizational learning on organizational performance with complementary characteristics

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