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Iqtishodia: Jurnal Ekonomi Syariah
Published by Universitas Al-Qolam
ISSN : 2503118X     EISSN : 25804669     DOI : -
Core Subject : Religion, Economy, Humanities, Social,
Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences
Iqtishodia: Jurnal Ekonomi Syariah is a scientific journal that serves as a means of developing intellectual lecturers and academics of Islamic economic activists.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 15 Documents
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Search results for , issue "Vol. 9 No. 2 (2024): September" : 15 Documents clear
Commission Deductions from Online Food Delivery Sales for MSMEs from the Perspective of Positive Law and Islamic Law Al Munawar, Faishal Agil; Rohmah, Ainur
Iqtishodia: Jurnal Ekonomi Syariah Vol. 9 No. 2 (2024): September
Publisher : Universitas Al-Qolam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v9i2.1404

Abstract

Indonesia leads the top rank in Southeast Asia in relation to Gross Merchandise Value (GMV) for online food delivery (OFD) services, recording a GMV of US$ 4.6 billion in 2023. Online food delivery platforms like GoFood, GrabFood, and ShopeeFood have become integral to the lifestyle in major cities, including Malang. These platforms offer consumers convenience when ordering food from various restaurants. However, they also impose commission cuts on every sales transaction to OFD partners, which are often seen as burdensome. This study aims to analyze sales commission cuts on OFD platforms from the perspective of Trade Ministry Regulation Number 70 Year 2019 on Direct Distribution of Goods and the Fatwa DSN-MUI No. 113/DSN-MUI/IX/2017 on Wakalah Bi Al-Ujrah Contract. The method used is empirical juridical with a qualitative approach. The research findings indicate: 1. There needs to be more satisfaction among business operators or OFD partners in Lowokwaru, Malang, regarding the increase in commission cuts. The commission cut mechanisms on the GoFood platform are 20% + Rp. 1,000 per sale, GrabFood is 30% per sale, and ShopeeFood is 25% per sale. 2. According to Trade Ministry Regulation Number 70 Year 2019 on Direct Distribution of Goods, as long as the commission cuts by the three platforms (GoFood, GrabFood, and ShopeeFood) do not exceed 40%, such commission cuts are allowed. Whereas under Fatwa DSN-MUI No. 113/DSN-MUI/IX/2017 on Wakalah Bi Al-Ujrah Contract, commission cuts are permissible provided they meet certain established conditions. Yet, the third condition regarding ujrah has to be fully executed because neither party has agreed on commission increases.
Blessings in Trade According to The Views of Banjar Traders in Palangka Raya City with An Anthropological and Religious Approaches Kurniawan, Rahmad; Rofiq , Aunur; Khusnudin
Iqtishodia: Jurnal Ekonomi Syariah Vol. 9 No. 2 (2024): September
Publisher : Universitas Al-Qolam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v9i2.1412

Abstract

Islam requires every mature individual to seek legal livelihood, one of which is through trade. However, some traders sometimes do not pay attention to the provisions of Islamic commercial transactions (muamalah). In this regard, there is an interesting phenomenon among some Banjar traders at the Pasar Besar in Palangka Raya. They emphasize more on the concept of "blessing" (barakah), so that trading (business) activities and worship are in balance. Each person and region understand "blessing" differently, both in terms of its meaning, causes, and benchmarks. This research examines the meaning of "blessing" according to the traders, as well as analyzing the anthropological aspects related to the trading practices oriented towards "blessing". This is a qualitative descriptive study with Banjar traders at the Pasar Besar in Palangka Raya as the research subjects. The findings show that the meaning of "blessing" in trading according to Banjar traders is the increase in goodness, abundance or increase in sustenance, beneficial for all, so that needs are met. "Blessing" is also interpreted as the achievement of pleasure, tranquility, peace, and comfort in life. The position of "blessing" in trading is very important, because the purpose of trading is to fulfill life's needs in accordance with Islamic sharia. Blessing will not be obtained if the provisions of Islamic business are ignored. Anthropologically, trading practices oriented towards "blessing" indicate a close relationship between economic activity and the belief system and religious values embraced by the Banjar trader community
Factors Affecting Purchase Interest of Muslim Consumer on Online Platform Imari, Iqbal; Haryadi, Imam
Iqtishodia: Jurnal Ekonomi Syariah Vol. 9 No. 2 (2024): September
Publisher : Universitas Al-Qolam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v9i2.1495

Abstract

As the highest Muslim population in the world Indonesian has been reported contribute to millions of daily shopping transaction as majority of Muslim in Indonesia like any other groups in Indonesia are accessing online shop through internet and mobile apps. This study aimed to investigate the key factors that influence Muslim purchase interest on online platform in Indonesia. The method employs in this study are quantitative method with multiple regression analysis. To assess the validity of instruments pilot test has been conducted and to ensure the validity and reliability of the data, factor analysis using exploratory factor analysis and reliability test are utilized. Correlation test and collinearity test employed as well to ensure there are no mulitcollinearity issue in this study. Sample size in this study using Freedman et al., approach with data collection technique is simple random sampling. Based on the approach the sample size of this study is about 266. The data collected are about 300 yet the respondents that utilizing online shop are about 258. Hence, 258 data from respondents that are enable to analyze. The result shows that partially, price have a positive and significant effect on purchase interest as well as product quality show it positive and significant relationship with purchase interest. Simultaneously, both price and purchase interest have a significant relationship on Muslim purchase interest on online platform. Based on the R2 result, 48.3% of purchase interest variance are explained by price and product quality while the rest 51.7% are excluded from this study.
Cash Waqf According to the Views of Four Madzhabs (Study of the Book Al-Fiqh Al-Islami Wa Adillatuhu) Ulum, Bahrul
Iqtishodia: Jurnal Ekonomi Syariah Vol. 9 No. 2 (2024): September
Publisher : Universitas Al-Qolam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v9i2.1500

Abstract

As science and technology develop, so does a nation's economy, and so does the way in which Shari'ah is implemented for Muslims, including in the case of waqf. Previously, waqf was limited to the use of permanent objects such as land, buildings and so on, so now waqf is being introduced in the form of money. This situation is certainly a new breakthrough, which often gives rise to resistance among fiqh scholars. The aim of this research is to find out about the law of cash waqf from the perspective of four schools of thought according to the book of Islamic jurisprudence wa adillatuhu with the hope that it will provide more complete information about the law of cash waqf and bring peace to Muslims. The research method used is qualitative. This research approach uses descriptive analysis of primary data, namely the book of Islamic jurisprudence wa adillatuhu written by Syeh Wahbah Az-Zuhaili. The findings of this research conclude that waqf in the form of money is legal because waqf in the form of dinars and dirhams is permissible. Cash waqf is permissible because there are verses and hadiths that strengthen cash waqf. Moreover, with the increasing pace of civilisation, cash waqf is very easy to distribute, such as through bank transfers in remote areas. Most ulama in the millennial era agree that cash waqf is permissible and legal, provided the procedures are understood.
Maqashid Sharia Analysis of Insurance Implementation in Sharia Pawnshops Peranginangin, Siska Junianti; Sudiarti, Sri; Syarbaini, Ahmad Muhaisin B
Iqtishodia: Jurnal Ekonomi Syariah Vol. 9 No. 2 (2024): September
Publisher : Universitas Al-Qolam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v9i2.1515

Abstract

To control and limit self-interest in Islamic business and insurance in accordance with the commands of Allah SWT is based on Sharia, which is the foundation for Islamic commerce. Since the Maqasid Shariah approach can provide a realistic and clear picture and description of the business operations, contracts, and products in sharia pawnshops, it can be considered that the products are able to meet the needs as the times continue to evolve. Naturally, fiqh evolves rapidly over time with the aim of conforming to the maqasid of sharia to protect the welfare of society. When applying a formalistic and textual approach to fiqh, it results in gaps because there are differences. Analyzing Maqashid Syariah Insurance Implementation in Islamic Pawnshops is the purpose of this study. And by using qualitative methods. The results of the study found that the analysis of maqashid sharia insurance application in Islamic pawnshops has been implemented properly. That is, the fulfillment of Maqashid Sharia values in financing motorized vehicles on trust products that guarantee insurance in Islamic pawnshops. First, the religion of the customers is maintained. Second, the customers' souls are maintained. Third, the minds of customers and Islamic pawnshops are maintained. Fourth, the property is maintained. And finally, Fifth, the offspring is maintained.

Page 2 of 2 | Total Record : 15

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