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Green Banking Dislocure Index: Unlocking Profitability Potential in Indonesia’s Islamic Commercial Banking Hunafaa Al Qudsy, Naahilah; Haryadi, Imam; Prasetyo, Bangun Luhur
El-Barka Journal of Islamic Economics and Business Vol. 8 No. 1 (2025)
Publisher : El-Barka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/elbarka.v8i1.10345

Abstract

Green banking, which emphasizes sustainability and environmentally responsible financing, has attracted significant global attention, yet its adoption faces challenges, particularly in emerging economies such as Indonesia. This study examines the impact of green banking on the profitability of Islamic commercial banks in Indonesia. This research utilizes secondary data sourced from the Financial Services Authority and annual reports of nine Islamic commercial banks in Indonesia, spanning the 2019-2022 period. Profitability is measured using Return on Assets (ROA), while the Green Banking Disclosure Index (GDBI) is employed to assess the extent of green banking implementation. The findings suggest that while green banking initiatives contribute to long-term sustainability, they do not exhibit a significant short-term impact on profitability. In contrast, the number of ATM units has a positive and statistically significant effect on profitability, primarily driven by increased fee-based income. The research advocates for enhancing green banking practices, particularly in the areas of carbon emissions management and waste recycling, and recommends that regulatory bodies strengthen policies to incentivize the adoption of environmentally sustainable banking practices. Additionally, improving sustainability reporting is essential for aligning with global sustainability objectives and fostering long-term profitability.
Factors Affecting Purchase Interest of Muslim Consumer on Online Platform Imari, Iqbal; Haryadi, Imam
Iqtishodia: Jurnal Ekonomi Syariah Vol. 9 No. 2 (2024): September
Publisher : Universitas Al-Qolam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v9i2.1495

Abstract

As the highest Muslim population in the world Indonesian has been reported contribute to millions of daily shopping transaction as majority of Muslim in Indonesia like any other groups in Indonesia are accessing online shop through internet and mobile apps. This study aimed to investigate the key factors that influence Muslim purchase interest on online platform in Indonesia. The method employs in this study are quantitative method with multiple regression analysis. To assess the validity of instruments pilot test has been conducted and to ensure the validity and reliability of the data, factor analysis using exploratory factor analysis and reliability test are utilized. Correlation test and collinearity test employed as well to ensure there are no mulitcollinearity issue in this study. Sample size in this study using Freedman et al., approach with data collection technique is simple random sampling. Based on the approach the sample size of this study is about 266. The data collected are about 300 yet the respondents that utilizing online shop are about 258. Hence, 258 data from respondents that are enable to analyze. The result shows that partially, price have a positive and significant effect on purchase interest as well as product quality show it positive and significant relationship with purchase interest. Simultaneously, both price and purchase interest have a significant relationship on Muslim purchase interest on online platform. Based on the R2 result, 48.3% of purchase interest variance are explained by price and product quality while the rest 51.7% are excluded from this study.
The Impact Of Brand Image and Promotion on Customer Loyalty Haryadi, Imam; Syharuddin, Syharuddin
Jurnal Ilmu Ekonomi dan Bisnis Islam Vol 5 No 1 (2023)
Publisher : Program Studi Ekonomi Syariah, FEBI UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jiebi.v5i1.148.51-67

Abstract

Grab indeed is a big company that provide service of ride and food delivery. The question is whether the brand image of Grab with its product Grabfood gain customer loyalty or their promotion reach the customer loyalty or even both variables are influence customer loyalty. Some researches discussed that both variables are influences customer loyalty. On the other hand, there are researches that stated that brand image has no effect on customer loyalty as well as promotion has no impact on customer loyalty. It is important to investigate whether the brand image of Grab and its promotion able to influence the customer loyalty directly without customer satisfaction. Moreover, this study is conducted at Ponorogo regency which few of similar platform compete each other. This study aims to investigate the impact of brand image and promotion on customer loyalty. The method employed in this study is a qualitative method. Multiple regression analysis was used to analyzed the data through SPSS 20 aplication. The data was obtained using servey questionnaire. The population of this study is 12.422. Therefore, using Slovin technique the sample size of this 99 respondents. The result of this study indicates that promotion partially impacting customer loyalty while brand image partially has no effect on customer loyalty. Meanwhile, simultanousely promotion and brand image influence customer loyalty. The level of impact of promotion and brand image are about 53.3% while the rest of it about 46.7% are impacted by other factor excluded from this study. The result of this study is quite strong, therefore, it is important for Grab to take an account on their brand image, since Grab already have an enormous promotion in several platform of media social. Brand image probably could be erupted by the Grab partner (driver) therefore it is important to maintain the relationship with the partner.
PENDAMPINGAN PEMBELAJARAN METODE FUN LEARNING DI MADASAH DINIYAH SDN 1 DESA JENANGAN, KECAMATAN SAMPUNG, KABUPATEN PONOROGO Manaanu, Yusuf Al; Kanggas, Fazari Zul Hasmi; Ananta, Rizqi Fadhlilah; Utama, Vikry Fahriyal; Muslih, Mohammad Kholid; Haryadi, Imam; Fata, Khoirul
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 6 No. 2 (2025): Volume 6 No. 2 Tahun 2025
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v6i2.41418

Abstract

Pengabdian ini bertujuan untuk meningkatkan kualitas pembelajaran Madrasah Diniyah di SDN 1 Desa Jenangan, Kecamatan Sampung, Kabupaten Ponorogo dengan menerapkan metode fun learning. Observasi awal menunjukkan bahwa pembelajaran di Madrasah Diniyah cenderung monoton, membuat siswa kurang aktif dan mudah merasa jenuh. Program ini dilaksanakan dengan memberikan pelatihan kepada guru dan pendampingan dalam menerapkan metode yang menyenangkan dan interaktif, terutama dalam pembelajaran hafalan Juz 'Amma, tajwid, makhorijul huruf, serta doa-doa harian. Hasil dari pelaksanaan program ini menunjukkan peningkatan kualitas pembelajaran, dengan siswa yang lebih aktif dan tertarik dalam mengikuti pelajaran. Metode fun learning mampu menciptakan suasana kelas yang lebih hidup dan menyenangkan, sehingga pembelajaran menjadi lebih efektif. Program ini juga memperbaiki pemahaman siswa dalam melafalkan Al-Qur'an dengan tajwid yang benar dan meningkatkan hafalan mereka. Diharapkan, penerapan metode ini dapat berlanjut dan diterapkan di Madrasah Diniyah lainnya untuk meningkatkan kualitas pendidikan agama di tingkat dasar.
The Role of MSDM in Achieving Company Competitive Advantage Haryadi, Imam; Bahiroh, Eloh
Indonesian Journal of Interdisciplinary Research in Science and Technology Vol. 2 No. 7 (2024): July 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/marcopolo.v2i7.7057

Abstract

The rapid development of information and technology requires companies to be able to compete in a competitive business environment. This study aims to determine the role of MSDM in achieving a company's competitive advantage. Using qualitative writing techniques and literature reviews, this scientific journal was written by analyzing the relationship between the impact of variables sourced from books and online journals such as Google Scholar, Google Books, and Potral Garuda. MSDM plays a very important role in managing expertise and motivating employees. MSDM has the ability to influence company performance by focusing on developing human resource assets. This is seen as a resource that can provide competitive advantage. By managing employee expertise and motivation, companies can achieve higher levels of performance.
The Influence of Leadership Style on Employee Performance Haryadi, Imam; Bahiroh, Eloh
Indonesian Journal of Interdisciplinary Research in Science and Technology Vol. 2 No. 8 (2024): August 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/marcopolo.v2i8.7156

Abstract

Leadership can be said to be the key to the success of a company. With leadership in a company, the company will run in a structured manner and its employees will be well managed. The importance of leadership style in a company to be effective in achieving goals and remaining relevant in a changing environment. Leadership style in a company can determine how productive employees in a company are. The purpose of writing this journal is to analyze, find out, confirm whether there really is an influence of leadership style on employee performance. The writing method uses a qualitative descriptive method with techniques for searching, collecting and analyzing existing data. The results of the research show that leadership style can make employees enthusiastic and motivated to work.