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Iqtishodia: Jurnal Ekonomi Syariah
Published by Universitas Al-Qolam
ISSN : 2503118X     EISSN : 25804669     DOI : -
Core Subject : Religion, Economy, Humanities, Social,
Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences
Iqtishodia: Jurnal Ekonomi Syariah is a scientific journal that serves as a means of developing intellectual lecturers and academics of Islamic economic activists.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 173 Documents
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Analisis Pengaruh Tingkat Nisbah Bagi Hasil, Pelayanan, dan Produk Terhadap Kepuasan Nasabah Tabungan Pada Bank Syariah Mandiri XXX Yahyanti, Meilinda Eko
Iqtishodia: Jurnal Ekonomi Syariah Vol 4 No 1 (2019): #7
Publisher : Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam

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Abstract

The purpose of this study is to determine the effect of ratios, services, products on customer satisfaction BSM savings at Bank Syariah Mandiri XXX. This study is quantitative with a total of 100 data were collected using survey method random sampling technique. The result study indicate that simultaneously the ratio, service, and product variables have a positive and significant influence on the satisfaction of BSM savings customers with a coefficient of 93.778. While partially the effect is different, the ratio variable has a positive and significant effect on the satisfaction of BSM savings customers with a coefficient of 5.092, the product variable has a positive and significant influence on the satisfaction of BSM savings customers with a coefficient of 8.780, while the service variable has no significant effect on customer satisfaction BSM savings with a coefficient of 0.597. The conclusion of this study shows that the regression model that is formed with the ratio, service, and product variables can be used to see the effect of BSM savings customer satisfaction.
Penerapan dan Analisis Hukum Gadai Lahan Pertanian di Desa Gondanglegi Wetan, Kabupaten Malang Jannah , Nur Laila Fiskiyatul ; Fanani, Zainudin
Iqtishodia: Jurnal Ekonomi Syariah Vol 4 No 2 (2019): #8
Publisher : Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam

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Abstract

This study aims to conduct an analysis related to the application and analysis of agricultural land pawning laws in Gondanglegi Wetan Village, Malang Regency. This research is qualitative using interview method in data collection techniques. The conclusion of this research is that the majority of the community has understood that the pawn transaction of agricultural land is a transaction (contract) that is not justified in Islamic Sharia but in its application the pawn of agricultural land that occurs in Gondanglegi Wetan Village is only based on customary law (adat) which has been applied for generations. On the other hand, there are no provisions regarding regulations or determination of settlement efforts in the event of a breach (breach of contract) in the implementation of pawning agricultural land in Gondanglegi Wetan Village. This is due to the absence of legal force over agricultural land pawning transactions that occur in the community.
Analisis Faktor-Faktor yang Melatarbelakangi Preferensi Menabung Santri di Tabungan Santri Mandiri, Pondok Pesantren Raudlatul Ulum 1, Ganjaran, Gondanglegi, Malang Romli , Syifaur ; Fanani, Zainudin
Iqtishodia: Jurnal Ekonomi Syariah Vol 4 No 2 (2019): #8
Publisher : Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam

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Abstract

This study aims to conduct an analysis related to the analysis of factors that influence students' interest in saving at the Tabungan Santri Mandiri in the Islamic Boarding School of Raudlatul Ulum 1 Ganjaran Gondanglegi Malang. This research is qualitative using the documentation and an interview in method of data collection. The conclusion of this research is that the factors underlying the saving preferences of students are positive factors which are things that can be a stimulus for their interests and motivation to carry out the obligation to save. These factors include: the existence of remaining allowance, future investment, an adherence to regulations to the influence of the surrounding environment. Second, things that can be an obstacle to their interest and motivation to be reluctant to carry out the obligation to save include the lack of socialization, poor service, economic limitations and others.
Analisis Pengetahuan tentang Perbankan Syariah Santri Pondok Pesantren Al-Ittihad Mojokerto dan Pengaruhnya terhadap Minat Menabung di Bank Syariah Fauzy, Tita Octavina ; Purwadi , Agus ; Hakim, Rahmad
Iqtishodia: Jurnal Ekonomi Syariah Vol 4 No 2 (2019): #8
Publisher : Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam

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Abstract

This study aims to determine the correlation between the knowledge owned by students of Al-Ittihad Mojokerto Islamic boarding school to the interest in saving in Islamic banking. This study is a quantitative and the data collection method used questionnaires. The results of this study, the significance value of the variable students? knowledge was equal to .000 < .05 and there was a positive influence between the variable of knowledge of students about Islamic banking (X) towards the interest in saving in Islamic banking (Y). Therefore, Ho is rejected and Ha is accepted. Moreover, the result of r_ (count) is .753 greater than r_ (table), which is equal to .195. According to the criteria, the relationship between the dependent and independent variables showed a strong and significant correlation between the variable knowledge of students and interest in saving. Moreover, the knowledge was greater so, the interest of saving also was greater. It was expected for further research, in order to increase the number of respondents and variables. The results of further research can be further elaborated.
Analisis Diskursus Ekonomi Kerakyatan dalam Perspektif Maqasid Syariah Noviyanti, Ririn
Iqtishodia: Jurnal Ekonomi Syariah Vol 4 No 1 (2019): #7
Publisher : Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam

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Abstract

Economic democracy is an economy that basically use the concept of sovereignty of the people,with the aim of achieving social justice for all Indonesian peolpe. Economic democracy is a reaction and a correction of the practices of the colonial system and economic structure. The main pioneer of economic democracy is Mohmmad Hatta, dubbed as the father of Indonesia cooperation. Maqa??id shari?ah is an interesting discussion to be used as an analysis approach of economic democracy study. This article is an research with the library method that reveals about economic democracy and Maqa??id shari?ah with conten analysis. The conclution of this study is economic democracy has fullfill the aim of Maqa??id shari?ah in the maintenance of religion (?if? al-di?n), maintenance of life (?if? al-nafs), the maintenance of reasonable (hif? al-aql), maintenance of ancestry (?if? al-nasl) and maintenance of treasure (?if? al-ma?l). In addition to these five aims, there is additional aim of economic democracy system, namely maintenance of state (?if? al-wa?on) as the liberation of the country from colonial efforts as colonial economic system at that time.
Identifikasi Regulasi Peningkatan Investasi dan Perluasan Lapangan Kerja di Kabupaten Malang: Kusmayadi, Rudy Catur Rohman
Iqtishodia: Jurnal Ekonomi Syariah Vol 4 No 2 (2019): #8
Publisher : Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (317.111 KB) | DOI: 10.35897/iqtishodia.v4i2.195

Abstract

This research identifies and seeks answers to problems regarding investment regulation and job creation from the perspective of Islamic Sharia, regulations governing regional security and order from all activities that cause social and political disturbances, regulations as Government Intention that represent support for investment opportunities and expansion employment opportunities in Malang Regency to help and facilitate the expansion of employment opportunities
Jual Beli Pakaian Bekas dalam Perspektif Fikih Muamalah Iqtishodiyah Fauzi, Ahmad
Iqtishodia: Jurnal Ekonomi Syariah Vol 4 No 2 (2019): #8
Publisher : Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (437.377 KB) | DOI: 10.35897/iqtishodia.v4i2.245

Abstract

In the life of the world, Islamic law provides insight into economic policies. Many in everyday life people meet their lives by doing business. In economics, business is an organization that sells goods or services to consumers or other businesses for profit. This study aims to conduct an in-depth analysis related to buying and selling used clothing from the perspective of fiqh muamalah iqtishodiyah. This research is qualitative by using the documentation method in data collection. The conclusion of this research is that buying and selling used clothing does not violate the Sharia rules, but raises several negative aspects that need to be considered, namely aspects of health, cleanliness, and termination of employment in the clothing production industry.
OPTIMALISASI PERAN PEMBIAYAAN PRODUKTIF BANK SYARIAH BAGI UMKM DI INDONESIA Trimulato, Trimulato; K., Amiruddin; Ismawati, Ismawati; Nuraeni, Nuraeni
Iqtishodia: Jurnal Ekonomi Syariah Vol 5 No 1 (2020): Maret
Publisher : Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v5i1.263

Abstract

Productive financing are very important in Indonesia, considering that in Indonesia there are around 52 million MSMEs . This study aims to determine the development and optimization of productive financing products in Islamic Banks towards MSMEs.This research is qualitative by using documentation techniques in data collection. Data analysis was performed using qualitative procedures. The results of this study found that the optimization of productive financing of Islamic Banks for MSMEs is still not optimal due to the financing of Islamic banks for MSMEs not being a priority and financing of Islamic banks in the consumer sector is still dominant.
POTRET PERILAKU KONSUMSI MAHASISWA-SANTRI PONDOK PESANTREN MAHASISWA UII DAN PONDOK PESANTREN MAHASISWA PANDANARAN KOMPLEK IV YOGYAKARTA Qamaruddin , Muhammad
Iqtishodia: Jurnal Ekonomi Syariah Vol 5 No 1 (2020): Maret
Publisher : Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v5i1.276

Abstract

In order to meet the needs of life, humans are required to carry out consumption activities by using and utilizing goods and services. The purpose of this study was to conduct an in-depth analysis related to the consumption behavior of the Santri Islamic Boarding School Students and Islamic Boarding Schools in Sunan Pandanaran Campus IV Yogyakarta. This research is qualitative, the method of collecting data is by doing some questionnaires, observations, interviews, and documentation. The results of the data analysis are continued in the descriptive analysis. The results of this study showed that the consumption behavior of students in both Islamic Boarding in-line with the principles of Islamic teaching.
PENGARUH KUALITAS LAYANAN BANK MUAMALAT INDONESIA KANTOR CABANG XXX TERHADAP KEPUASAN NASABAH PRODUK TABUNGAN Nuzulullaeli , Afiatun; Hakim, Rahmad; Purwadi, Agus
Iqtishodia: Jurnal Ekonomi Syariah Vol 5 No 1 (2020): Maret
Publisher : Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v5i1.278

Abstract

Quality of service is the most important aspect in the service industry, including the banking industry. The purpose of this study is to conduct an in-depth analysis related to the effect of service quality on customer satisfaction on savings products at Bank Muamalat Indonesia XXX Branch Office. This type of research is quantitative. Data collection methods in this study were questionnaire and documentation. Data analysis uses validity test, normality test, classic assumption test, and multiple linear analysis test using SPSS. The results found that simultaneous service quality affected the satisfaction of savings customers at Bank Muamalat XXX Branch Office. Partially, variable physical evidence (tangible), reliability (reliability), guarantee (assurance), and empathy (empahty) have a significant effect on customer satisfaction. While responsiveness does not significantly influence customer satisfaction.

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