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Contact Name
Ririn Noviyanti
Contact Email
-
Phone
+6285655612994
Journal Mail Official
iqtishodia2016@gmail.com
Editorial Address
Jalan Raya Putatlor, Putatlor, Gondanglegi, Malang, Jawa Timur 65174, Indonesia
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Kota malang,
Jawa timur
INDONESIA
Iqtishodia: Jurnal Ekonomi Syariah
Published by Universitas Al-Qolam
ISSN : 2503118X     EISSN : 25804669     DOI : -
Iqtishodia: Jurnal Ekonomi Syariah is a scientific journal that serves as a means of developing intellectual lecturers and academics of Islamic economic activists.
Articles 173 Documents
Antecedents of Consumer Behavior at Islamic Bank in Indonesia Miftachul Ulum; Abdul Mun’im
Iqtishodia: Jurnal Ekonomi Syariah Vol. 6 No. 1 (2021): March
Publisher : Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v6i1.431

Abstract

The emergence of Islamic banking is based on conventional banking activities that prioritize the interests of gaining profits that are prohibited by Islam and economic aspects which are based on transferring business risks to one party. This study aims to analyze the antecedents of consumer behavior at Islamic Bank in Indonesia. This research is qualitatif, using documentation as method of data collection. Analysis data using qualitatif method. The results found that consumer behavior is influenced by several factors, namely: environmental influences, individual differences and influences, and psychological. However, the process of consumer behavior that is built with the fundamentals of Islamic sharia will provide benefits for a better life in the world and life in the hereafter becomes the ultimate goal of life.
Analisis Faktor-Faktor yang Mempengaruhi Pembiayaan Bermasalah Pada Bank Syariah di Indonesia dengan Pendekatan Error Correction Model (ECM) Mohammad Dendi Abdul Nasir; Nunuk Khomariyah
Iqtishodia: Jurnal Ekonomi Syariah Vol. 5 No. 2 (2020): September
Publisher : Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam

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Abstract

This research aims to analyze the influence of internal factors (asset and financing deposit ratio) and external factors (inflation and exchange) against Non Performing Financing (NPF) to Syariah Bank in Indonesia. This research was quantitatif, used a secondary data sourced from Indonesian Bank in Januari 2011 to June 2018. The data analyzed with statistic method using Error Correction Model (ECM). The result found that in the Financing to Deposit Ratio (FDR) variable of Syariah Bank has a significant impact on the NPF, while asset variable, inflation and exchange are not have a significant impact. While in the long term, asset variable and inflation has a significant impact to Syariah Bank NPF, the FDR variable and exchange are has not a significant impact.
Akumulasi Beban Berganda Zakat dan Pajak dalam Perspektif Hukum Islam Sri Wahyuni
Iqtishodia: Jurnal Ekonomi Syariah Vol. 5 No. 2 (2020): September
Publisher : Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam

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Abstract

This study aims to determine the perspective of Islamic law on the double burden accumulation of zakat and tax. This study use a qualitative aaproach with the type of library research and use the content-descriptive analysis. This research founds many fundamental differences between zakat and tax, so that the unification of zakat and tax according Islamic law is based on the quran and hadith as well as the ijtihad of the thought of scholars, the accumulation of zakat and tax is irrelevant. Some suggestions have implication that there is a need for profesional zakat management which is directly handled by to govemment. By establishing a zakat institution which is equal to the director general of taxation accompanied by laws as with the establishment of trax institution, so as maximize zakat income which will be used to improve the standard of living of the community.
Pengaruh Net Profit Margin (NPM), Earning Per Share (EPS), Produk Domestik Bruto (PDB) Dan Inflasi terhadap Harga Saham Perusahaan Yang Terdaftar di Jakarta Islamic Index (JII) Tahun 2014-2018 Lilik Masliyah; Akhmad Sobrun Jamil; Muhammad Mujtaba Mitra Zuana
Iqtishodia: Jurnal Ekonomi Syariah Vol. 5 No. 2 (2020): September
Publisher : Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam

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Abstract

This study aims to determine the effect of Net profit margin (NPM) and earnings per share (EPS), gross domestic product (PDB) and inflation on share prices of companies listed on the Jakarta Islamic Index (JII) during 2014-2018, both partially and simultaneously. The population in this study are all companies that are consistently listed on the Jakarta Islamic Index for 5 periods. The samples in this study were 15 companies obtained by purposive sampling technique. Analysis of the data used is panel data analysis. The results showed that the NPM variable partially had a significant effect on stock prices, while EPS, GDP and inflation had no significant effect. Simultaneously the variables NPM, EPS, GDP and inflation affect stock prices.
The Impact of Indonesian Muslim Consumers Hedonic and Trust on the Online Purchase Intention with Attitude as Intervening Variable (Case Study at Shopee Marketplace) Shally Nur Rasyida
Iqtishodia: Jurnal Ekonomi Syariah Vol. 6 No. 1 (2021): March
Publisher : Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam

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Abstract

This study aims to analyze the hedonic influence and trust in online purchase intention with attitude as an intervening variable. The sample used 212 respondents who are Muslim consumers in Indonesia and have made a purchase online at shopee. The method of testing data through online questionnaires was carried out on 17 November - 6 December 2020. The analysis technique used SEM-PLS 3 (structural equation model-partial least square. The results found that the hedonic and attitudes have a positive and significant toward online purchase intention, whereas there is no influence on the direct relationship between hedonic and online purchase intention. Further, there is a positive and significant influence between trust and attitude. As well as the direct influence test between attitude and online purchase intention also has a positive and significant effect. This research is expected to contribute to online sellers in the market to find out online purchase intentions for consumers, as well as become an insight for Muslim consumers to differentiate between their needs and desires in consuming according to Islamic teachings.
Tinjauan Sejarah Mekanisme Pasar Dalam Islam Nur Syamsu
Iqtishodia: Jurnal Ekonomi Syariah Vol. 1 No. 1 (2016): #1
Publisher : Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v1i1.54

Abstract

The paper attempts to analysis the concept of market mechanism in Islamic view as developed by the Muslim scholars. The ideas of Muslim scholars are at large remained unexplored who had offered rather detailed and sophisticated discourse on market and pricing mechanism. Our study is confined to the ideas of following representative personalities such as Abu Yusuf, al-Ghazali, Ibn Taimiyah and Ibn Khaldun. The paper concludes with the note that considerable ideas on the market and pricing mechanism were found with the Muslim scholars long before the mid-eighteenth century, and that the views of Islamic writers were far detailed and clear. This requires reconsideration on Schumpeter‟s statement about mechanism of pricing that nothing worth mentioning existed before the middle of eighteenth century. Especially the contribution of the Arab-Islamic scholars to economic thought be rehabilitated in the science of economics for the sake of doctrinal continuity as well as objectivity.
Implementasi Bangunan Ekonomi Islam Pada Produk Deposito Mudharabah di Bank Syariah Trimulato Trimulato
Iqtishodia: Jurnal Ekonomi Syariah Vol. 1 No. 1 (2016): #1
Publisher : Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v1i1.55

Abstract

Islamic banking currently has a strong legal law with the presence of the law number 21 of 2008 on Shariah banking. It is very influential on the existence of the Shariah banking are increasingly in demand by many. Islamic bank is better known by the profit-sharing system has a range of products that use Mudarabah and Musharakah contract, considered more equitable for all parties. Bank Indonesia based on the statistics, the number of Mudharabah deposits which have been compiled from third party funds by the banking industry shari'ah until May 2015 was recorded at Rp 129.890 billion rupiah, an increase compared to last year in the same month, deposits from Mudharabah deposits collected amounting to Rp. 119.048 billion rupiah grew 8.35% in the same period last year. Presence of Islamic banks part of Islamic economics, so that every product of Islamic banking is expected in line with the concept of building of Islamic economy. This paper uses a descriptive qualitative limitations in this paper is focused on products in Islamic bank deposits and building concept of Islamic economics. This paper uses literature study from various sources. The results of this paper that the Islamic bank deposit products in line with the concept of building an Islamic economy. Various transactions on deposits has met the economic building islam. Only in certain parts can not be in line with the concept of building an Islamic economy look no aspect of justice. Because they based their refund guarantee on product deposits in Islamic banks.
Pakaian Wanita Muslimah Dalam Perspektif Hukum Islam Ahmad Fauzi
Iqtishodia: Jurnal Ekonomi Syariah Vol. 1 No. 1 (2016): #1
Publisher : Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v1i1.56

Abstract

Human who has common sense and perfect mind, want to look attractive, whether Islamic or social norms prevailing in general society.Indonesian society which predominantly Islam, should understand how to dress decently according to their teachings. But, lately, there are found many muslimah do not dress with the rules and the teachings of Islamic religion. Good dressing habits should be instilled early to sake muslimah toda accustomed by syariah dressing and to make islamic dress code entrenched in society.The focus of this article is to know about the prosedure and etiquette of a Muslimah‘s dressing according to shariah. This study take a conclusion that Muslimah clothing is that cover the aurat and keep them from negative efects.
Konsep Dan Kontribusi Pemikiran Adiwarman Azwar KarimTerhadap Perekonomian Indonesia Fatkhul Wahab
Iqtishodia: Jurnal Ekonomi Syariah Vol. 1 No. 1 (2016): #1
Publisher : Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v1i1.57

Abstract

Discourse on Islamic economics was intoduced by classical theologian before. But, Islamic economics had an ups and down experiences that eventually disappeared and replaced by the conventional economic system that doesn‘t touch the Islamic teaching, resulting the conventional economic ignoring the community welfare and give the benefit for a few people, they are the owners of capital.Indonesia is no different from other countries in the implementation of the economic system,although the theory presented policy holders of this country is based on Pancasila economy populist, but in practice, instead of applying the conventional economy. Unavoidable, that the Kiblat of the national economy is the developed countries that implement economic system by individulist-liberlist character.Islamic economic in Indonesia can not be separated from the contribution of Adiwarman Azwar Karim. He offers a concept that the Islamic economic is the economy system which built on the universal values of Islam. The mean values are unity (tauhid), justice ('adl), government (khilafah), prophethood (nubuwwah), and return (ma'ad). This article examines the concept and contribution Adiwarman Azwar Karim to Indonesia economic system. Researcher concluded that the Islamic economics offered by Adiwarman Karim takes a historical and jurisprudence approach. His contribution in developing the concept of Islamic economics aims to find solutions to a growing problem in society.
Islamisasi Ekonomi Madzhab Mainstream: Tinjauan, Model dan Implikasi Rahmad Hakim
Iqtishodia: Jurnal Ekonomi Syariah Vol. 1 No. 1 (2016): #1
Publisher : Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v1i1.58

Abstract

The rapid development of Islamic financial institutions lately is quite encouraging, it would be legitimacy that Islam is able to renpond the challenges of globalization and modernization. On the other hand, these developments would make the Islamic financial institutions as a measure of doctrine and Islamic values realized in the lives of all Muslims. But, about Islamic products and a contract that‘s practiced is being debated by economist Muslims worldwide.Assuming that ijtihad can be done in mu‟amalat according to the rule “al-Aslu fi l mu‟amalāt al ibahah illa ya‟ti dalilun „ala taђrīmiha” make this debate more interenting with many opinions expressed by economist Muslims, especially Muslim mainstream economists.The core of the debate between Muslim economists is the method that being used in building the Islamic economic, either by adopting the practices, systems and the values of conventional economics that are relevant to shariah, or through methodology of ushūl fiqh and fiqh which is purely a method derives from treasury of Islamic knowledge constructed by scientist Islam as Imam as-Syāfi‘ī, Imam al-Ghāzalī, Izzudīn Ibn Salām, and Imam as-Syātibī.The focus of this paper is, first, examine approaching of some Muslim economists mainstream madzhab in the economics Islamisation. Second, examines the implications of the approach used by the Muslim economists in Islamic economic intitutions (shariah banking/Islamic banking).

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