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BISEI: Jurnal Bisnis dan Ekonomi Islam
Published by Universitas Hasyim Asy'ari
ISSN : 27238172     EISSN : 25412671     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Bisei fokus pada masalah utama dalam pengembangan ilmu ekonomi dan bisnis Islam dalam bentuk pemikiran/ide konseptual dan hasil penelitian meliputi: Manajemen Akuntansi Filantropi Islam (Zakat, Infaq, Shodaqoh dan Wakaf) Manajemen Rantai Pasokan Halal Etika Bisnis dan Kewirausahaan Islami Perbankan dan Keuangan Islam Sumber Daya Manusia Islam Pemasaran Islami
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 165 Documents
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Sinergi dan Oposisi Biner dalam Praktik Halal Industri Kosmetik dan Farmasi: Kajian Kepustakaan Terstruktur Ikram, Abdi Dzul Jalal; Sapa, Nasrullah Bin
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 10 No 2 (2025): Desember 2025
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v10i2.10744

Abstract

This study examines how the concept of halal in the cosmetic and pharmaceutical industries is shaped through the synergy and tension of binary oppositions such as pure–impure, natural–synthetic, scientific–spiritual, and commercial–ethical. Using a structured literature review, the research analyzes academic publications, industrial reports, and halal regulatory frameworks to identify discursive patterns that influence the production and legitimization of halal products. The analysis reveals that halal has undergone a process of meaning commodification, in which religious values are intertwined with narratives of safety, quality, and scientific validation. The findings also show the emergence of hybrid rationalities within certification practices, where fiqh considerations, medical necessity, and industrial logic are negotiated simultaneously. Overall, the study demonstrates that binary oppositions do not operate as fixed boundaries but as flexible mechanisms that shape the identity, justification, and strategic positioning of halal products in the global market.
Analysis of Murabahah Financing Risk Management Strategies at PT. BPRS Al-Washliyah Medan Gemilang, Fajar; Hutagalung, Muhammad Abrar Kasmin
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 10 No 2 (2025): Desember 2025
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v10i2.10756

Abstract

This study analyzes risk management strategies in murabahah financing at PT. BPRS Al-Washliyah Medan. Murabahah dominates approximately 95% of the bank's total financing portfolio, creating potential non-performing financing (NPF) risks. Using a descriptive qualitative approach, data were collected through interviews, observations, and documentation with management and staff. Data analysis in this study used the Miles and Huberman model, which includes data reduction, data presentation, and conclusion drawing. The results show that the main risks include credit, liquidity, operational, and market risks. The causes of financing problems arise from internal factors such as weak financing analysis and external factors such as customer inability to pay and economic fluctuations. To mitigate these risks, PT. BPRS Al-Washliyah Medan applies the 5C principle of character, capacity, capital, collateral, and economic conditions—and the 3R strategy of rescheduling, reconditioning, and restructuring. The implementation of these steps effectively minimizes the NPF level and improves the bank's financial stability. Overall, this study emphasizes the importance of robust risk management practices to maintain business performance and maintain customer trust in Islamic banking. The findings also provide valuable insights for improving risk management in Islamic financial institutions and serve as a reference for further research on murabahah financing risks.  
Analysis of the Implementation of Islamic Business Ethics at Manna Supermarket Yogyakarta Campus Salsabilla, Saskia; Hutagalung, Muhammad Abrar Kasmin
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 10 No 2 (2025): Desember 2025
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v10i2.10757

Abstract

This study aims to analyze the implementation of Islamic business ethics at Manna Supermarket Yogyakarta, focusing on the principles of shidq (honesty), ‘adl (justice), amanah (trustworthiness), and ihsan (benevolence). The research used a descriptive qualitative method, with data collected through interviews, observations, and documentation. Informants included one HR Manager and three customers. The findings indicate that the application of Islamic business ethics has been effectively implemented. The principle of shidq is reflected in transparent pricing and product authenticity, while ‘adl is demonstrated through equal service for all customers. The principle of amanah appears in the supermarket’s social responsibility toward community welfare around the campus. Meanwhile, ihsan is shown through employee friendliness, assistance, and willingness to provide additional service. However, challenges remain, such as limited understanding of Islamic ethical values among employees and inconsistencies in their practical application. This study contributes to the advancement of Islamic-based retail business practices and serves as a valuable academic reference for implementing Islamic business ethics in the modern retail sector.  
The Influence of Service Quality, Transparency, and Religiosity on PT Bank Mandiri Employees' Interest in Donation to Ziswaf at The Mandiri Amal Insani Zakat (LAZ) Institution Medan Representative Andira, Muhammad Fauzan; Ridwan, Muhammad
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 10 No 2 (2025): Desember 2025
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v10i2.10758

Abstract

This study aims to analyze the influence of service quality, transparency, and religiosity on the interest of PT Bank Mandiri employees in distributing zakat, infaq, and waqf (ZISWAF) through the Medan Representative Office of the Mandiri Amal Insani Zakat Institution (LAZ MAI). This study used a quantitative descriptive approach with data collection through questionnaires to employees. The results showed that service quality did not have a significant influence on employee interest in distributing ZISWAF, while transparency and religiosity had a significant positive influence. This indicates that the institution's openness in managing funds and the individual's level of religiosity are the main factors that encourage employees to participate in Islamic philanthropic activities. In general, this study confirms that trust in zakat management institutions and the strength of personal spiritual values ​​play an important role in building interest in donating. Meanwhile, service quality tends to be considered a supporting factor that is not strong enough to influence donation decisions if it is not accompanied by high transparency and trust. These findings have important implications for the management of zakat institutions in the corporate environment. LAZ MAI Medan is advised to continue to maintain transparency in fund management and strengthen religious education activities to increase philanthropic awareness among employees.  
Integrasi Triple People Pada Pengembangan Parawisata Halal di NTB Arnika, Eni
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 10 No 2 (2025): Desember 2025
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v10i2.10835

Abstract

Penelitian ini menggunakan pendekatan kajian literatur (literature review) untuk menganalisis bagaimana integrasi triple people yang terdiri atas people government, people business, dan people community yang berperan dalam pengembangan pariwisata halal di Nusa Tenggara Barat (NTB). Sebagai salah satu destinasi wisata halal unggulan di Indonesia, NTB membutuhkan sinergi yang kuat antara pemerintah, pelaku usaha, dan masyarakat untuk memastikan keberlanjutan layanan, peningkatan kualitas destinasi, serta kepatuhan terhadap prinsip-prinsip syariah. Kajian ini mengumpulkan dan mensintesis berbagai sumber ilmiah, termasuk artikel jurnal, laporan kebijakan, dokumen pemerintah, serta publikasi terkait keuangan syariah dan pariwisata halal. Hasil kajian menunjukkan bahwa integrasi triple people diperkuat oleh peran strategis lembaga keuangan syariah yang berfungsi sebagai penghubung antarpemangku kepentingan. Pada aspek people business, literatur menegaskan bahwa pembiayaan syariah melalui skema seperti murabahah, musyarakah, dan mudharabah mampu meningkatkan kapasitas usaha, kualitas layanan, dan keberlanjutan operasional UMKM halal. Pada aspek People Community, layanan keuangan digital berbasis syariah seperti mobile banking syariah dan QRIS syariah mempermudah transaksi wisatawan, meningkatkan efisiensi usaha masyarakat, dan memperkuat kepercayaan terhadap integritas halal. Sementara pada aspek People Government, literatur menunjukkan bahwa lembaga perbankan syariah mendukung kebijakan pemerintah melalui program literasi keuangan halal, pelatihan manajemen usaha, serta pendampingan sertifikasi halal yang meningkatkan kesiapan UMKM dalam memenuhi standar regulasi. Secara keseluruhan, hasil kajian literatur ini menyimpulkan bahwa integrasi triple people melalui kolaborasi antara pemerintah, pelaku bisnis, masyarakat, dan lembaga keuangan syariah menjadi fondasi penting bagi penguatan ekosistem pariwisata halal yang berkelanjutan di NTB.

Page 17 of 17 | Total Record : 165

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