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BISEI: Jurnal Bisnis dan Ekonomi Islam
Published by Universitas Hasyim Asy'ari
ISSN : 27238172     EISSN : 25412671     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Bisei fokus pada masalah utama dalam pengembangan ilmu ekonomi dan bisnis Islam dalam bentuk pemikiran/ide konseptual dan hasil penelitian meliputi: Manajemen Akuntansi Filantropi Islam (Zakat, Infaq, Shodaqoh dan Wakaf) Manajemen Rantai Pasokan Halal Etika Bisnis dan Kewirausahaan Islami Perbankan dan Keuangan Islam Sumber Daya Manusia Islam Pemasaran Islami
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 165 Documents
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ANALISA FAKTOR-FAKTOR YANG MEMPENGARUHI KEPUTUSAN KONSUMEN DALAM MEMBELI MAKANAN GETHUK PISANG KHAS KEDIRI (”Studi Pada Konsumen Yang Membeli Makanan Gethuk Pisang Khas Kediri Di Pertokoan Pusat Oleh-Oleh Jalan Patimura Dan Jalan Kertosono-Kediri”). Prio Santoso
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 4 No 01 (2019): Juni
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v4i01.442

Abstract

Makanan khas pasti memiliki ciri khas, di setiap kota pasti mempunyai ciri khas termasuk dalam bidang kulinerpun. Gethuk pisang merupakan salah satu makanan asli kuliner Kediri, dalam 4 tahun terakhir ini Gethuk Pisanglah yang terus mengalamai peningkatan volumen penjualannya. Tujuan Penelitian untuk mengetahui faktor-faktor apa saja dari perilaku konsumen yang terdiri Kelas Sosial, Kelompok Acuan, Keluarga, Situasi, motivasi, pengetahuan, persepsi dalam mempengaruhi pengambilan keputusan pembelian serta faktor mana yang paling dominan dalam mempengaruhi pengambilan keputusan pembelian konsumen untuk membeli makanan Gethuk Pisang khas Kediri. Sampel penelitian ini berjumlah 80 responden dengan menggunakan teknik accsidental sampling, dianalisis dengan analisis deskriptif kuantitatif dan Regresi Linier Berganda. Hasil penelitian secara parsial maupun simultan terdapat pengaruh yang signifikan dari faktor-faktor prilaku konsumen yang terdiri Kelas Sosial, Kelompok Acuan, Keluarga, Situasi, motivasi, pengetahuan, persepsi terhadap pengambilan keputusan pembelian konsumen serta faktor pengetahuan konsumen yang memiliki nilai paling dominan dalam mempengaruhi pengambilan keputusan pembelian konsumen untuk membeli makanan Gethuk Pisang khas Kediri.Kata Kunci: Faktor Kelas Sosial, Pribadi, Keluarga, Situasi, Motivasi, Pengetahuan, Persepsi, Keputusan Konsumen.
IMPLEMENTASI AKAD MURABAHAH DALAM PEMBIAYAAN KEPEMILIKAN RUMAH (KPR) PADA PT BANK BRISyariah KCP JOMBANG Hidaya Rafiqa, Tria; Sudarwanto, Tri; Hidayati, Athi’
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 4 No 01 (2019): Juni
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v4i01.444

Abstract

This research is a descriptive qualitative research which aims to know the application of murabahah principle applied by BRISyariah KCP Jombang on mortgage financing (KPR) as well as mechanism of mortgage financing proposal (KPR). Data obtained in this research through observasi, interview and documentation study. BRISyariah KCP Jombang provides home financing products with alternative buy new house and buy second home. The implementation of murabahah principle in mortgage financing (KPR) is done based on the principles of sharia, the fulfillment of conditions in the transaction and the pillars murabahah. The mechanism for submission of mortgage financing (KPR) is done by checking the financing report from Bank Indonesia (BI). If the reporting result is good, then the proposed financing will be realized. But if the reporting of financing is not good, then the proposed financing can not be realized.Key Word: Murabahah in mortgage financing (KPR).
ANALISIS RASIO KEUANGAN LEMBAGA PERBANKAN (STUDI PADA BANK MANDIRI DAN BANK SYARIAH MANDIRI) Ilma , Ailiya Silvia; Rahmawati , Ita; Sa’adah , Lailatus
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 4 No 02 (2019): Desember
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v4i02.603

Abstract

This study aims to determine the financial performance of Bank Mandiri and Bank Syariah Mandiri based financial ratio analysis for five years namely 2013 to 2017. Type a descriptive study with a quantitative approach. The data are used data secondary from the annual financial statements published by the respective bank. Data analysis use financial ratio analysis and testing Independent Sample T-Test. The ratio used is the liquidity ratio which includes the Quick Ratio,Cash Ratio and LDR. The solvency ratio wihch includes DER and CAR. And profitability ratio that includes NIM, ROE, ROA and BOPO. The research result analysis if financial rations of Bank Mandiri and Bank Syariah Mandiri showed good result except in the profitability ratios and test results Independent Sample T-Tes showed that there wasn’t difference in financial performance between Bank Mandiri and Bank Syariah Mandiri when seen from the bank’s financial ratios.
ANALISIS FAKTOR YANG MEMPENGARUHI KONSUMEN DAGING AYAM BURAS MASYARAKAT DESA PUNDONG KECAMATAN DIWEK KABUPATEN JOMBANG Purnomo, Azis; Junaedi
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 4 No 02 (2019): Desember
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v4i02.605

Abstract

Dibanding dengan ayam ras, secara umum ayam buras atau juga dikenal dengan ayam kampung lebih digemari masyarakat karena rasanya lezat alami dan menyehatkan. Daging ayam kampung mempunyai peran penting dalam pemenuhan kebutuhan gizi masyarakat, karena kaya akan protein, lemak, mineral, dan vitamin yang penting untuk kelancaran proses metabolisme dalam tubuh. Tujuan dari artikel ini adalah untuk menganalisis berbagai macam faktor (ekonomi dan non-ekonomi) yang mempengaruhi konsumsi daging ayam kampung pada masyarakat Desa Pundong Kecamatan Diwek Kabupaten Jombang. Analisis yang digunakan adalah menggunakan analisis faktor. Hasil dari penelitian ini menunjukan bahwa ada dua faktor utama yang mempengaruhi konsumsi daging ayam kampung pada masyarakat Desa Pundong Kecamatan Diwek Kabupaten Jombang, yaitu (a) faktor ekonomi yang meliputi harga bahan bakar, jumlah anggota keluarga, harga daging ayam kampung dan pendapatan; dan (b) Faktor non-ekonomi yang meliputi selera, tingkat pendidikan, sosial budaya dan pola pangan. Berdasar hasil tersebut maka rekomendasi kebijakan yang terpenting dari penelitian ini adalah bahwa untuk meningkatkan konsumsi daging ayam kampung maka intervensi terhadap harga bahan bakar sangat diperlukan.
STRATEGI PENGEMBANGAN USAHA DEMPO PISANG SEBAGAI PRODUK KEUNGGULAN DAERAH: (Studi Kasus Pembuatan Dempo Pisang Di Kabutepaten Bombana) Astaginy, Niar; Sudarnice
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 4 No 02 (2019): Desember
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v4i02.606

Abstract

This research is a research that uses a descriptive qualitative approach with the aim to determine internal and external factors and analyze the strategy of developing banana dempo business as a superior product in the area of ​​Bombana Regency. This study uses a SWOT analysis with a matrix of IFE and EFE can be identified important factors from both the external environment and the internal environment that are the strengths, weaknesses, opportunities and threats of banana dempo business in Bombana district. Based on the problem formulation of the SWOT analysis in the IFE matrix shows that the strength and weakness factors have a total score of 2.54, this identifies that the banana dempo business in Bombana Regency is in a fairly strong internal position, where this business has internal strength both in terms of product and strategy. However, based on the EFE matrix shows that the opportunity and threat factor has a total score of 2.77 which means that the banana dempo business does not respond to the opportunities that exist and avoid threats in the industrial market. Developed in the Cartesian diagram that the banana dempo business in Bombana Regency is in quadrant III where the quadrant is a business that has a weak position. So it is expected to change the previous strategy because, the old strategy was feared difficult to be able to capture the opportunities that exist while improving the performance of the banana dempo business organization in Bombana Regency. The position in this quadrant is very dangerous if it does not change the strategy in the banana dempo business in Kolaka Regency, because from the results of the banana dempo business assessment must improve the quality of products and human resources by maintaining strength and must take advantage of opportunities that exist including government support and the use of technology in designing Banana dempo products in realizing superior population in Bombana district.
PENGUKURAN EFEKTIVITAS PEMASARAN TAGLINE IKLAN SHOPEE DALAM MELIHAT MINAT KONSUMEN Arafah, santu
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 4 No 02 (2019): Desember
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v4i02.608

Abstract

The tagline of the ad is a powerful marketing tool to motivate customers support a brand. The tagline of the ad utilized to make the buyer always remember with catchprasenya products. The tagline can create new image against a brandnya and persuasive effect to the community. In this case the ad tagline shopee that reads "buy all shopee, Free Ongkir" is an invitation to the public to buy any product to application shopee. This is the one who makes the effectiveness of advertising is very important to scrutinized, because advertising is a means to convey a message to the audience. This research method using a Customer Response Index (CRI) in looking at the effectiveness of Ad Shopee. Method of CRI includes awareness (awareness), comprehend (understanding), interest (interest), intention (intention), and action (action). The result of this analysis is that the ads effectiveness performance Shopee tagline used has exceeded 50% or exceed the average of the expectations of the consumer.
PENGELOLAAN DANA HIBAH MANDIRI ENTREPRENEUR CENTER UNTUK PENGEMBANGAN USAHA PARA ALUMNI Rosyidah, Norma; Al Fiqri, Saifunuha
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 4 No 02 (2019): Desember
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v4i02.713

Abstract

This study aims to find out how the management of Mandiri Enterpreneur Center (MEC) grants in increasing the productivity of the business being run. In this study using a qualitative approach with descriptive analysis. Respondents in this study were 8 MEC alumni who received revolving grant funds from MEC in 2017 and 2018. The results of this study indicate that 62.5% of MEC alumni who received revolving funds were successful in starting their businesses. Then just 25% of MEC alumni who get revolving funds have succeeded in developing a business that is run. And only 12.5% of MEC alumni are unsuccessful in running their businesses. Based on these results it can be concluded that the revolving fund which became the MEC program has succeeded in increasing the productivity of alumni.
Produktivitas dalam Perspektif Ekonomi Islam Anwar, Moch. Khoirul
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 5 No 01 (2020): Juni
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v5i01.714

Abstract

Islam teaches productivity. However, there are still many Muslims live below the poverty line. This paper aims to analyze the productivity concept in the Islamic Economics perspective. This paper used the library research method, which focuses on various literature that discussed productivity in the Islamic Economics perspective. The data was analyzed using Content Analysis to identify the specific characteristics of the message or data that have been collected. The result showed that Islamic Economics teaches and pays attention to productivity, among them is making the best use of time. Productivity in Islamic economics is not only measured by the results of material (physical) but also immaterial (spiritual) and its orientation not only about the happiness in the world, but also the hereafter.
Dampak Pembayaran Non Tunai Terhadap Percepatan Perputaran Uang Di Indonesia Rahayu, Sri; Nugroho, Ris Yuwono Yudo
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 5 No 01 (2020): Juni
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v5i01.716

Abstract

Electronic Money Users and Card-Based Payment Instruments are rapidly increasing in the economy. Specifically, the study aims to determine the effect of the development of electronic money (e-money), and Card-Based Payment Instrument to accelerate the velocity of money in Indonesia. The analysis uses the Autoregressive Distributed Lag (ARDL) model to examine the existence of the short-term model, or if there is cointegration, then estimate the long-term relationship and the error correction model. The conclusion of the study that there is cointegration between the acceleration of the velocity of money, with electronic money and the Card-Based Payment Instrument (APMK) means that in the long run, electronic money and card-based payment instruments significantly influence the acceleration of the velocity of money. In the short term, the development of electronic money and card-based payment instruments significantly influences the acceleration of the velocity of money, with different direction coefficient patterns. This different direction happens because both of them are money substitutes held by the community. In the long run, the two variables significantly influence the acceleration of the velocity of money in different directions. APMK has a positive effect, while electronic money has a negative sign on the acceleration of the velocity of money. Suggestions include the need to increase the use of electronic-based payments more broadly, and further research using the development of currency and demand deposits, as well as national income.
Konsep Marketing Mix Dalam Perspektif Islam: Suatu Pendekatan Maksimalisasi Nilai Nasuka, Moh
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 5 No 01 (2020): Juni
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v5i01.717

Abstract

The tendency of the business community now wants maximum profit by justifying any means without considering transcendental moral values. This kind of competitive ethics will result in unfair, professional and sporty competition, harming customers and the worst impact will be that the company will lose customers. Eronically there has been a paradigm shift that today's society considers business behavior using Islamic ethics will hamper the process of achieving maximum profit as a principle of doing business. This phenomenon has invited serious attention for academics and marketing practitioners. This study aims to analyze the concept of marketing mix in an Islamic perspective including products, prices, promotions, distribution, and people, as an alternative concept of strategy in maintaining competition. This type of study is library research. Data collection was carried out using literature related to the research topic. The results of this study conclude that a sharia marketer in serving customers bases the principles of marketing mix in an Islamic perspective sourced from the Koran and as-Sunnah, will be able to provide maṣlaḥah (welfare) to customers, so as to create a good relationship between customers and workers sales and with the company in the long run, can ultimately deliver the company more established and sustainable

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