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Uncovering Wasathiyah Values On Sharia Banking Amiruddin, Muhammad Majdy; Sapa, Nasrullah bin; Syatar, Abdul
Al-Mashrafiyah (Jurnal Ekonomi, Keuangan dan Perbankan Syariah) Vol 4, No 2 (2020)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/al-mashrafiyah.v4i2.14676

Abstract

Islamic banking in Indonesia has a unique approach. Not only restricted by texts which are the source of rules, he also strongly considers the reality of society in Indonesia. Text and context also struggle to achieve benefit. Something that can only be achieved by the wasathiyah approach. This study aims to reveal the wasathiyah values contained in Islamic banking activities in Indonesia. The method adopted is a qualitative design. As a grand theory, this research uses wasathiyah theory by Yusuf Al Qardhawi. An interesting finding states that wasaty has covered the right understanding related to the usury distinction between interest and profit and wages. Another interesting finding shows that uqud al murakkabah that has been forbidden by the traditionalists in total, is also given an appropriate portion so that halal-haram can be classified
Penerapan Akad Musyarakah Mutanaqisyah Sebagai Alternatif Solusi Pembiayaan KPR Dalam Perbankan Syariah Fatimah, Emi Sri Rahayu; Sapa, Nasrullah bin; Wijaya, Abdi
IQRO: Journal of Islamic Education Vol. 6 No. 2 (2023): DESEMBER 2023
Publisher : Prodi Pendidikan Agama Islam FTIK IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/iqro.v6i2.4752

Abstract

This article discusses the application of musyarakah mutanaqisyah related to KPR (Home Ownership Credit) financing in the sharia banking system. The purpose of this article is to provide an overview of the application of the musyarakah mutanaqisyah contract as an alternative KPR (Home Ownership Credit) financing solution in sharia banking. Apart from that, this article also analyzes the obstacles in implementing musyarakah mutanaqishah contracts on KPR (Home Ownership Credit) in sharia banking. The research method used is the library research method or library study. Literature studies are devoted to revealing information sourced from scientific texts originating from books or scientific journals that are relevant to the topic being discussed. The research results obtained show that the application of the musyarakah mutanaqishah contract in mortgage financing in sharia banking has several advantages as an alternative solution in sharia financing, namely where the bank and the customer both own an asset that is the object of the agreement. Because they have mutual rights to do so, banks and customers mutually maintain the agreed cooperation.
Review of Marketing Ethics in Sharia Property Business Actors (Case Study on Sharia Property Business Actors in Maros Regency ) Herman, Herman; Hamzah, Muh. Nasir; Sapa, Nasrullah Bin
Jurnal Ar-Ribh Vol 7, No 1 (2024): April 2024
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jei.v7i1.14522

Abstract

In Islam, ethics serves as the guiding principle of distinguishing between right and wrong, based on the teachings of the Qur'an and the Sunnah (traditions of the Prophet Muhammad). Ethics holds significant importance in business endeavors, particularly in the context of marketing practices. This study aims to assess the alignment of marketing ethics among Sharia property entrepreneurs in Maros Regency with Islamic business ethics. Utilizing a qualitative research approach with a phenomenological perspective, data collection involved interviews, observations, and documentation. The findings indicate that while the marketing ethics employed by Sharia property entrepreneurs in Maros Regency generally adhere to Islamic business ethics, there are areas that require enhancement, such as trustworthiness, transparency, and accountability. Strengthening these aspects can contribute to fostering greater integrity and ethical conduct within the business community, aligning with the principles outlined in Islamic teachings.
PEMIKIRAN EKONOMI ISLAM PADA MASA DAULAH FATIMIYAH Mutmainnah, Andi; Febrianti, Eka; Siradjuddin, Siradjuddin; Sapa, Nasrullah Bin
Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Ekonomi Syariah Vol 10 No 1 (2024): Jurnal Ekonomica Sharia : Jurnal Pemikiran dan Pengembangan Ekonomi Syariah - Ag
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/esha.v10i1.1196

Abstract

Pembahasan artikel ini mengkaji pemikiran ekonomi Islam pada masa Dinasti Fatimiyah. Kebaruan penelitian ini adalah ruang lingkup penelitian yang fokus pada terbentuknya dan berkembangnya Dinasti Fatimiyah, kebijakan perekonomian khalifah Fatimiyah, tokoh-tokoh perekonomian pada masa Fatimiyah, faktor-faktor yang mempengaruhi kemajuan zaman Fatimiyah, sektor-sektor yang berpengaruh pada kemajuan zaman Fatimiyah. dibangun, dan hal-hal yang menyebabkan kemunduran Daulah Fatimiyah. Jenis metode penelitian yang penulis gunakan dalam menulis artikel ini adalah penelitian kualitatif dengan sumber pengumpulan data kepustakaan. Hasil penelitian menunjukkan bahwa dinasti Fatimiyah mengalami kemajuan pada masa khalifah al-Mu'izz, al-'Aziz, dan al-Hakim. Kemajuan ini memungkinkan Dinasti Fatimiyah menyaingi jumlah Dinasti Abbasiyah di Bagdad di Irak dan Dinasti Bani Umayyah di Andalusia, Spanyol. Adanya faktor yang melatar belakangi hal tersebut, misalnya berpindahnya pusat pemerintahan dari Tunisia ke Kairo, menggali sumber-sumber pendapatan ekonomi di segala bidang, pengelolaan terpadu bidang Pertanian, Perdagangan, dan Industri, kepedulian yang tinggi terhadap Ilmu Pengetahuan, hubungan yang harmonis dengan negara-negara non-Muslim sehingga menimbulkan toleransi yang sangat tinggi terhadap Masyarakat.
Implementasi Akad Ijarah Muntahiyah Bit Tamlik Pada Pembiayaan Bank Syariah Di Indonesia Arief, Fitriani; Sapa, Nasrullah Bin; Haddade, Abdul Wahid
Jurnal Ilmiah Al-Tsarwah Vol 7, No 1 (2024)
Publisher : Institut Agama Islam Negeri (IAIN) Bone

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/al-tsarwah.v7i1.7055

Abstract

Penelitian ini bertujuan untuk menganalisis implementasi akad IMBT pada pembiayaan bank syariah di Indonesia, dengan fokus pada faktor pendukung dan penghambat. Data diperoleh melalui pendekatan kualitatif dengan desain deskriptif dari berbagai sumber literatur, laporan keuangan, dan regulasi terkait. Hasil penelitian menunjukkan bahwa regulasi dari Bank Indonesia dan Fatwa DSN-MUI, serta meningkatnya pemahaman nasabah, mendukung implementasi akad IMBT di Perbankan Syariah. Namun, terdapat beberapa tantangan dalam implementasi akad IMBT yaitu  kurangnya pemahaman nasabah tentang akad IMBT, kompleksitas operasional, risiko kredit yang lebih besar, dan risiko pemasaran yang tinggi.
The Possibility of Social Conflict in the Momentum of General Elections in the Sociological Perspective of Islamic Law Misbahuddin, Misbahuddin; Tarmizi, Tarmizi; Rahman R., Abd.; Sapa, Nasrullah Bin; Rahmawati, Rahmawati
Samarah: Jurnal Hukum Keluarga dan Hukum Islam Vol 9, No 1 (2025): Samarah: Jurnal Hukum Keluarga dan Hukum Islam
Publisher : Islamic Family Law Department, Sharia and Law Faculty, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/sjhk.v9i1.22665

Abstract

The general election contest that is being held is very prone to causing conflict in society. This research aims to identify forms of social conflict, factors that cause social conflict, and the sociological perspective of Islamic law on the vulnerability of social conflict in general elections. So far, social conflict studies in general elections have mostly been studied from a social and norm perspective, but this research tries to look at the vulnerability of social conflict during general elections from the sociological perspective of Islamic law. This research is qualitative research using data obtained from online news. This research found that social conflict during general elections can take the form of arguments or debates and physical conflicts. There are at least three causes of social conflict, namely polarization or negative campaigns, selective fanaticism, and allegations of fraud. Preventing social conflict needs to be carried out using a sociological approach to Islamic law by upholding human rights, being moderate towards differences maintaining the value of balance, and being gentle. This research concludes that the sociological conception of Islamic law can be a solution to resolving social conflicts by prioritizing Islamic values. Therefore, the author suggests the need for government attention to avoid social conflict in general elections. Apart from that, support from religious figures and ulama is needed through counseling and issuing fatwas regarding the prohibition of social conflict in general elections because social conflict can damage relationships and values in society.
Transformasi Ekonomi Islam Pasca Kolonial : Periode 1960-1980 Chairunnisa, Chairunnisa; Sapa, Nasrullah Bin
Al Yasini : Jurnal Keislaman, Sosial, hukum dan Pendidikan Vol 10 No 1 (2025)
Publisher : Konsorsium Dosen Sekolah Tinggi Agama Islam (STAI) Al-Yasini Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55102/alyasini.v10i1.6500

Abstract

This study is intended to analyze the development situation of Islamic economic thought, which is devoted to the postcolonial period from 1960 to 1980 AD. This period has an important role in the process of developing Islamic economic thought. The presentation of this article is focused on the aspects of the thinking of the scholars of that era, including Muhammad Baqir as-Sadr, Sayyid Abul A'la Maududi, Monzer Kahf, Abdul Mannan and Sayyid Qutb, who have historically been seen as having authority over various Islamic economic thought. Based on the analysis, it was successfully identified that the period from 1960 to 1980 was the decisive period for the revival of the development of Islamic economic thought that was more adaptive to the times. Throughout this period, there were efforts to integrate the principles of Islamic economics with conventional economic practices at that time. The school of thought at that time tended to present a new model of the economic system, which was still based on Islamic principles, namely an economy based on social justice, a sustainable economy and an economy of people's empowerment, but gave rise to system innovations that had great potential to fill the gaps in the previous economic system. Keywords: Islamic Thought, Economic System, Postcolonial Economic Transformation, Islamic Economic Thought
Integrasi Kaidah Figh dan Standar Produksi Halal Dalam Bisnis Kuliner : Studi Kasus Pada Hosen’s Culinary Di Indonesia Halik, Abdul Chadjib; Sapa, Nasrullah Bin; Cut Muthiadin
PESHUM : Jurnal Pendidikan, Sosial dan Humaniora Vol. 4 No. 3: April 2025
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/peshum.v4i3.7515

Abstract

Industri kuliner halal di Indonesia telah mengalami perkembangan pesat, seiring dengan meningkatnya kesadaran konsumen terhadap pentingnya produk yang sesuai dengan prinsip syariah. Hosen’s Culinary, yang terletak di Jakarta, menjadi salah satu contoh usaha kuliner yang menerapkan prinsip halal secara konsisten. Meskipun demikian, tantangan besar tetap ada, seperti ketersediaan bahan baku halal, biaya sertifikasi, dan edukasi konsumen. Penelitian ini bertujuan untuk menganalisis penerapan Standar Jaminan Produk Halal (SJPH) pada Hosen’s Culinary dan mengevaluasi tantangan serta peluang yang dihadapi oleh UKM kuliner dalam menerapkan prinsip syariah di industri kuliner. Pendekatan kualitatif dengan studi kasus diterapkan pada Hosen’s Culinary melalui wawancara mendalam, observasi, dan dokumentasi untuk menggali penerapan kaidah fiqih dalam proses produksi, pemilihan bahan baku, serta pelatihan internal yang dilakukan oleh tim manajemen halal. Temuan menunjukkan bahwa Hosen’s Culinary telah memenuhi standar halal yang ditetapkan oleh lembaga pemeriksa halal, LPH Hidayatullah, dengan sistem yang terorganisir mulai dari pemilihan bahan baku, prosedur produksi, hingga pemantauan dan evaluasi internal. Namun, tantangan utama terletak pada keterbatasan bahan baku halal lokal dan biaya sertifikasi. Peluang terdapat dalam peningkatan fasilitas ramah Muslim dan edukasi konsumen mengenai pentingnya jaminan halal. Hosen’s Culinary berhasil mengintegrasikan prinsip syariah dalam setiap aspek operasionalnya, meskipun dihadapkan pada tantangan yang memerlukan perhatian lebih lanjut. Rekomendasi yang diajukan termasuk kolaborasi dengan lembaga sertifikasi halal dan penyediaan bahan baku halal lokal untuk mendukung keberlanjutan usaha. Penelitian ini memberikan kontribusi bagi pengembangan kebijakan dan praktik halal di sektor kuliner Indonesia, serta menawarkan solusi praktis bagi UKM dalam menghadapi tantangan dan meraih peluang dalam bisnis kuliner halal
ISLAMIC ECONOMIC THOUGHT OF THE TIME OF RASULULLAH SAW AND KHULAFAURRASYIDIN: SOLU-TIONS AND CHALLENGES OF THE CONTEMPORARY TIME Ramlah, Ramlah; Sapa, Nasrullah Bin; Lutfi, Mukhtar
Khatulistiwa Vol 15, No 1 (2025)
Publisher : The Pontianak State Institute of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/khatulistiwa.v15i1.3216

Abstract

This article examines Islamic economic thought during the time of Prophet Muhammad and the Khulafaur Rasyidin, which laid a significant foundation for Islamic economics. The study focuses on the relevance of Islamic economic concepts in addressing modern issues such as social inequality and economic exploitation. The research problem explores how early Islamic economic thought can provide solutions to current economic challenges. The study employs a literature review method, analyzing key Islamic principles such as zakat management, prohibition of usury, land distribution, and fiscal policies. Findings reveal that Islamic economic principles emphasize social justice and wealth distribution, offering viable solutions to contemporary economic problems. The article suggests integrating Islamic social justice principles into modern economic systems to reduce global economic inequality. In conclusion, the economic thought of the Prophet Muhammad and Khulafaur Rasyidin is highly relevant for building a more equitable and inclusive economic system. 
Ekonomi Digital dan Hukum Ekonomi Syariah: E-Commerce, Aset Digital dan Implikasi Hukumnya Menurut Hukum Islam Ikhsan, Muh; Sapa, Nasrullah bin; Syatar, Abdul
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 3, No 1 (2025): Agustus
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The development of digital technology has brought significant changes in the economic field. One of them is the emergence of new transaction models in the world of economics, such as e-commerce, cryptocurrencies and other digital assets. This journal aims to analyze the digital economy from the perspective of Islamic economic law with a focus on the legality of e-commerce transactions and ownership of digital assets. By using a normative approach and literature study, this journal tries to highlight critically-contextually the importance of strengthening Islamic (economic) principles in the digital ecosystem with the aim that transactions carried out based on the digital economic platform do not conflict with Islamic values (teachings) manifested in the concept of Islamic economics. The results of this study indicate that digital economic transactions can be permitted in Islam as long as the working system meets the pillars and conditions of the contract in Islamic economics and is free from elements of usury, gharar and maisir.