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Journal of Management and Business Innovations

jombi
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Published by Universitas Islam Negeri Sumatera Utara

ISSN : - EISSN : 26865602 DOI : -

Core Subject : Economy, Science,

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Journal of Management and Business Innovations (JOMBI) is an online peer-reviewed International research journal aiming at promoting and publishing original high quality research in all disciplines of management and business. JOMBI is a journal that published by the Department of Management, Faculty of Islamic Economics and Business Universitas Islam Negeri Sumatera Utara Medan Indonesia. JOMBI published a journal twice a year, in June and December. The mission of JOMBI is to share, develop and facilitate the output of research papers about Management and Business.

Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Sistem Informasi Menejemen

Articles 83 Documents

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The Effectiveness Of WFH Work System Implementation On Employee Performance In Dinas Pendidikan, Medan City Imsar Imsar; Nurhayati Tariani; Yoesrizal M. Yoesoef
Journal of Management and Business Innovations Volume: 02, Number: 02, 2020
Publisher : Management Department Universitas Islam Negeri Sumatera Utara

This paper aims at the effectiveness of the application of the WFh (Work Form Home) work system on the performance of employees at the Medan City Office. In the Medan city education office itself, it has implemented a Work Form Home (WFH) work system that has been running for one year, where only part of the employees who work at the location continue to apply health protocols by always using masks and maintaining distance in carrying out their duties. Meanwhile, some other employees carry out official duties in their respective homes, this is done alternately from day to day. In implementing the Work Form Home (WFH) work system, of course, it has an impact on employee performance problems because it cannot be directly supervised by the institution. Performance problems are seen from various aspects such as the ability of ASN employees to complete their work even though they have to work at home and the improvement in the results that should be obtained for work by employees. Work quality, work motivation and work morale that affect the performance of ASN employees, especially in the Medan City Education Office. The results showed that the WFH (Work Form Home) system implemented at the Medan City Office was less effective in improving employee performance.Keywords: Department of education, effectiveness, performance, work from home (WFH)

The Role Of Digitalization In Zakat To Increasing Zakat Acceptance (Case Study in BAZNAS in Medan City) Wandi Riyaldi Ahmad Telaumbanua; Marliyah Marliyah; Nurbaiti Nurbaiti; Razali Razali
Journal of Management and Business Innovations Volume: 02, Number: 01, 2020
Publisher : Management Department Universitas Islam Negeri Sumatera Utara

Zakat is the third pillar of Islam that every Muslim must fulfil as a form of obedience to Allah SWT and a means of equalizing income justice throughout society. Baznas as the manager of the zakat has made a breakthrough in the zakat program by utilizing digital technology, namely zakat payments that can be made online. The purpose of this study is to see how the role, implementation and influence of this digital zakat system on increasing the receipt of zakat funds at Baznas Medan City. This research method uses a qualitative approach. This research is carried out directly into the field to describe in detail certain phenomena and then analyzes them to produce descriptive data in the form of written or spoken words from people or observed behaviour. Sources of data used are primary data and secondary data. Data collection techniques and instruments are through interviews and documentation. His research shows that the digitization of zakat acts as a method of collecting zakat funds digitally, which makes it easier for Baznas and muzakki to save time and money. Moreover, to make zakat fund collection more transparent, massive, effective and efficient. The implementation of digitizing zakat at Baznas Medan is through bank transfers, websites, scanning QR codes, and social media. Then the effect of the digitalization system from the website and QR code has not been maximally felt both from Baznas and the community; this is due to the lack of socialization and promotion carried out by Medan City Baznas to the public regarding this digitization system and the existence of some people who do not have the desire to pay their zakat digitally.Keywords: Baznas, Digitalization, Zakat Acceptance

Analysis of the Effect of Islamic Income Ratio (ISIR) on The Profitability of Sharia Banks in Indonesia Nur Ahmadi Bi Rahmani; Dedy Lazuardi; Nuri Aslami
Journal of Management and Business Innovations Volume: 02, Number: 02, 2020
Publisher : Management Department Universitas Islam Negeri Sumatera Utara

The purpose of this study is to examine the impact of the Islamic Income Ratio (IsIR) on the profitability of Islamic banks in Indonesia over the five years 2012-2019. This study employs a quantitative method and draws on secondary data sources. It was decided to apply a basic linear regression methodology. The Islamic Income Ratio (IsIR) is the independent variable, and the profitability is proxied by the Return on Assets (ROA) as the dependent variable. The data processing analytic tools were SPSS 22.0. The findings revealed that a partially Islamic Income Ratio (IsIR) positively and statistically significantly impacted profitability in the study.Keywords: Islamic Income Ratio (IsIR), profitability

Developing Financial Risk Strategy Decisions for Construction Projects from Perspective of the Project Owner Budi Dharma; Dara Citra Pratiwi
Journal of Management and Business Innovations Volume: 02, Number: 01, 2020
Publisher : Management Department Universitas Islam Negeri Sumatera Utara

Project funding risks can arise from sources of funds, which mostly come from equity and bonds. In addition, the impact is in the form of cost overruns and delays in project completion. Identification of the risk probability that may occur is the first step in controlling the achievement of targets as expected by measuring each risk level that may occur and mapping each level of risk. Then proceed with the mitigation process and monitoring methods. The proper mitigation will undoubtedly bring benefits to the project owner. Hence, the need arises for Developing Financial Risk Strategy Decisions for Construction projects from the project owner's perspective. We use Risk Index and AHP (Analytical Hierarchy Process) to get decision strategy in financial risk.Keywords: AHP (Analytical Hierarchy Process), risk index, risk management

E-Commerce Trade in The Perspective of Islamic Economy Nurbaiti Nurbaiti; Siti Aisyah; Tri Inda Fadhila Rahma; Nur Ahmadi Bi Rahmani; Muhammad Ikhsan Harahap
Journal of Management and Business Innovations Volume: 02, Number: 02, 2020
Publisher : Management Department Universitas Islam Negeri Sumatera Utara

This research was conducted to meet the degree requirement of the graduate school program that addresses zakat of e-commerce trading platforms from the Islamic economy perspective. Zakat is the third pillar of Islam and is compulsory for every sane Muslim who has attained Nasab and khaul. There have been many significant changes to the Islamic law to adjust to the current circumstances, one of which is trading activities, which apply the newly built system of technological development using e-commerce. E-Commerce is an online-based trading system using a digital system of the internet and social media to be operated through a computer or gadget. On this account, there are not many studies to discuss zakat of e-commerce trading in the Islamic Economy and the Zakat Nisab of traders who use e-commerce trade. Based on the analysis, several contemporary jurisprudents address this issue, Yusuf Qhardawi, Sayyid Sabiq, and Wahbah Az-Zuhaili. Their arguments are based on some of the most accurate opinions agreed upon by the previous figures. In their view, e-commerce is part of the trade. The only difference lies in the system, although its function remains the same. Therefore, online traders must distribute their zakat funds directly to zakat institutions to accurately calculate how much to pay for the trade zakat. Based on the Islamic reference, it is said that e-commerce is part of the trading system that is used for business. Thus, all economic things that can be taken advantage of shall meet the applicable regulation of trade zakat. On this basis, there are great opportunities for zakat institutions to charge e-commerce traders with trade zakat based on Islamic law.Keywords: E-Commerce, islamic economics

Economic Empowerment of Women Costumers Through the Future Package Program (PMD) At BTPN Syariah MMS, Tanjung Balai Selatan District Dea Lora Veni; Fauzi Arif Lubis; Aqwa Naser Daulay
Journal of Management and Business Innovations Volume: 03, Number: 01, 2021
Publisher : Management Department Universitas Islam Negeri Sumatera Utara

Paket Masa Depan (PMD) financing product is provided by Bank BTPN Syariah to poor people, especially women, to empower underprivileged families to have a better life with Murabahah and Wakalah agreement. This research is the first to aim to analyze and describe the implementation of PMD at BTPN Syariah MMS, Tanjung Balai Selatan District. Second, to determine the impact on customers in Tanjung Balai Selatan District with PMD at Bank BTPN Syariah. The research approach used in this research is descriptive qualitative with data collection methods using observation, interviews, and documentation. The study results conclude that the first 90% of BTPN Syariah Bank has carried out the stages of financing requirements per the provisions. However, a less-than-optimal role of the companion is given by Bank BTPN Syariah (maintenance). Second, PMD has 80% positively impacts female customers' welfare in Tanjung Balai Selatan District to improve the economy of both families and communities. The Future Package program helps those who want to open a business and increase business capital. However, some customers have not felt the impact of PMD because of the less-than-optimal role of the companion given to them.Keyword: Community economic empowerment, murabahah, Paket Masa Depan (PMD), wakalah

Degradation of The Mosque’s Roles in Maqashid Sharia Perspective Nurul Jannah
Journal of Management and Business Innovations Volume: 03, Number: 01, 2021
Publisher : Management Department Universitas Islam Negeri Sumatera Utara

Looking at the maqashid sharia, the role of the mosque in the time of the Prophet was in the “tahsiniyah” position. However, in the modern era the role of the mosque was in the “dharuriyah” position, so the degradation of the mosques. This study aims to determine and understand the degradation of the mosque's role from the sharia maqashid's view and provide a renewal concept on the role of mosques in the modern era. This research is qualitative research using observation, questionnaires, and interviews. The analysis results show that the mosque building, and management still have not been felt by Muslims. By looking at the perspective of the sharia maqashid, Muslims still have not fulfilled their basic needs (dharuriyah needs), meaning that the welfare of worshipers is still low, which is a barrier to continuing the role of the mosque in the time of the Prophet. Then the findings of this study offer the concept of renewing the role of the perspective of the maqashid sharia mosque.Keywords: Degradation, maqashid syariah, mosque, role, welfare

Determinant of Entrepreneurial Intention Annio Indah Lestari Nasution; Aulia Indriani Suryono
Journal of Management and Business Innovations Volume: 03, Number: 01, 2021
Publisher : Management Department Universitas Islam Negeri Sumatera Utara

The high percentage of educated unemployment rate in North Sumatra who graduated from universities and diplomas is caused by the low supply of employment, high-income expectations, and skills that do not fit into the needs of employment providers. Therefore, students and undergraduates should be able to overcome this problem by becoming entrepreneurs and even creating employment. In other words, students should have an intention in entrepreneurship or an interest in starting a business. This study aimed to determine the influence of several contexts that influence entrepreneurial intentions. This research is quantitative. The number of samples in this study was 68 people from students majoring in Islamic Economics, UIN North Sumatra. Data was collected by distributing questionnaires and using multiple linear regression analysis with SPSS. This study's results indicate a positive but insignificant influence between the family context variables on entrepreneurial intentions and a positive and significant influence between the educational context variables on entrepreneurial intentions. The constraints variable in starting a business does not significantly affect entrepreneurial intentions. Simultaneously, the context of the family, education, and the barriers to starting a business have significantly affected entrepreneurial intentions, as indicated by the significant value of F <α (0.001 <0.05). Keywords: Education, entrepreneurial intention, family, obstacles of starting business

Implementation of SWOT Analysis in Marketing Strategy for Murabahah Finance Products PMG-ASN Motorcycles During COVID-19 Pandemic Kevin Mifthah Hadi Lubis; Nuri Aslami
Journal of Management and Business Innovations Volume: 03, Number: 01, 2021
Publisher : Management Department Universitas Islam Negeri Sumatera Utara

This study's findings include a marketing strategy, specifically the marketing of PMG-ASN Motorbike Murbahah financing products, implemented by PT. Bank Sumut during the Covid-19 pandemic, which includes several strategies, namely: picking up balls, building networks, providing excellent service, and providing satisfying facilities to increase customer trust and satisfaction so that custodians feel secure. According to the SWOT analysis findings, PT. Bank Sumut has taken the risk of competing in a competitive market while offering customers innovative products. SO Strategy (potentially lucrative opportunities): Expanding market share, expanding collaboration with motorcycle dealers in North Sumatra, and building relationships with academics, government officials, and business leaders. WO strategy (Weakness Opportunities): Specifically, implementing a ball pick strategy, enhancing consumer loyalty, and improving product quality are examples of WO strategies. An ST strategy (strengths Treats) involves partnering with government departments and dealers to define marketing objectives and improve service quality. A second technique is executing more excellent promotion through various media and establishing an effective and efficient marketing plan (Weakness Treats / WT).Keywords: Covid-19 pandemic, marketing strategy, motorcycle PMG- ASN products, SWOT

The Effect of Financial Literature on Financial Behavior in The Mediation of Financial Knowledge on Student of The Faculty of Economics and Business Muhammadiyah University Muslih Muslih; Trifa Maylani
Journal of Management and Business Innovations Volume: 03, Number: 01, 2021
Publisher : Management Department Universitas Islam Negeri Sumatera Utara

This study aimed to determine and analyze the effect of Financial Literacy on Financial Behavior mediated by Financial Knowledge on Students of the Faculty of Economics and Business, University of Muhammadiyah North Sumatra. The method used in this study is to use the associative approach and survey methods. The population was students of the Faculty of Economics and Business, University of Muhammadiyah North Sumatra, with 4158 students. The number of samples used in this study amounted to 88 people using non-probability sampling, an accidental sampling technique with the criteria for the concentration of financial management students in 2017 and 2018. The data collection techniques used in this study used interview techniques and questionnaires/questionnaires. The data analysis technique in this study used descriptive statistical analysis and path analysis with partial least squares (PLS). Data processing in this study using the Smart PLS 3 Software program. The results of this study indicate that financial literacy has a positive and significant effect on financial behavior in students of the Faculty of Economics and Business, University of Muhammadiyah, North Sumatra. Financial literacy positively and significantly affects Financial Knowledge in the Faculty of Economics and Business University of Muhammadiyah North Sumatra students.Keyword: Financial behavior, financial literacy, financial knowledge

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M. Irwan Padli Nasution

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Jalan Williem Iskandar Pasar V Medan Estate 20371, Indonesia

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Sumatera utara

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Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name M. Irwan Padli Nasution

Contact Email irwannst@uinsu.ac.id

Phone +6285206661017

Journal Mail Official manajemen@uinsu.ac.id

Editorial Address Jalan Williem Iskandar Pasar V Medan Estate 20371, Indonesia

Location Kota medan, Sumatera utara INDONESIA

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Contact Name
M. Irwan Padli Nasution

Contact Email
irwannst@uinsu.ac.id

Phone
+6285206661017

Journal Mail Official
manajemen@uinsu.ac.id

Editorial Address
Jalan Williem Iskandar Pasar V Medan Estate 20371, Indonesia

Location
Kota medan,

Sumatera utara

INDONESIA