Jurnal Informatika Ekonomi Bisnis
Jurnal Informatika Ekonomi Bisnis adalah Jurnal Nasional, yang didedikasikan untuk publikasi hasil penelitian yang berkualitas dalam bidang Informatika Ekonomi dan Bisnis, namun tak terbatas secara implisit. Jurnal Informatika Ekonomi Bisnis menerbitkan artikel secara berkala 4 (empat) kali setahun yaitu pada bulan Maret, Juni, September, dan Desember. Semua publikasi di jurnal ini bersifat terbuka yang memungkinkan artikel tersedia secara bebas online tanpa berlangganan.
Jurnal Informatika Ekonomi Bisnis sebagai media kajian ilmiah hasil penelitian, pemikiran dan kajian analisis-kritis dalam bidang informatika ekonomi dan bisnis. Sebagai bagian dari semangat menyebarluaskan ilmu pengetahuan hasil dari penelitian dan pemikiran untuk pengabdian pada masyarakat luas, serta sebagai sumber referensi akademisi dalam bidang informatika ekonomi dan bisnis.
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<![CDATA[Analisis Pengaruh Indikator Keuangan dan Makro Ekonomi terhadap Profitabilitas Bank Pembangunan Daerah di Masa Sebelum dan Selama Pandemi Covid-19 ]]>
<![CDATA[Eka Satria Praja]]>;
<![CDATA[Fajri Adrianto]]>;
<![CDATA[Masyuri Hamidi]]>
<![CDATA[ Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 3 (September 2023) ]]>
Publisher : <![CDATA[SAFE-Network ]]>
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DOI: 10.37034/infeb.v5i3.680
<![CDATA[This study aims to see the effect of NPL, LDR, CASA, GRDP and inflation on the profitability of 26 (twenty six) Regional Development Banks (BPD) throughout Indonesia which were presented in the form of ROA ratios for the period before the Covid pandemic in 2016 to 2019 and during the Covid pandemic from 2020 to 2021. The descriptive research method uses a quantitative approach with the data analysis method used i is panel data regression analysis. The type of data used is secondary data sourced from published financial reports of BPDs throughout Indonesia on the websites of each BPD, the Central Bureau of Statistics and Bank Indonesia. This research got partial results before the Covid pandemic; NPL has a significant negative effect on ROA, LDR has no significant positive effect on. CASA has no significant positive effect on ROA. GRDP has no significant positive effect on ROA. Inflation has no significant negative effect on ROA. Simultaneously NPL, LDR, CASA, GRDP and inflation have a significant effect on ROA. Partial research results during the Covid pandemic; NPL has no significant negative effect on ROA. LDR has no significant positive effect on ROA. CASA has no significant positive effect on ROA. GRDP has no significant positive effect on ROA. Inflation has no significant negative effect on ROA. Simultaneously NPL, LDR, CASA, GRDP and inflation have no significant effect on ROA.]]>
<![CDATA[Pengungkapan Emisi Karbon dan Kinerja Karbon terhadap Nilai Perusahaan: Moderasi Kepemilikan Negara ]]>
<![CDATA[Diva Trimuliani]]>;
<![CDATA[Rahmat Febrianto]]>
<![CDATA[ Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 3 (September 2023) ]]>
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DOI: 10.37034/infeb.v5i3.681
<![CDATA[Isu lingkungan menjadi hal yang sangat penting untuk dibahas belakangan ini apalagi semenjak efek pemanasan global kian nyata dirasakan. Salah satu penyebab pemanasan global adalah emisi karbon berlebih yang terjebak di atmosfer bumi. Perusahaan memegang peranan penting dalam menghasilkan emisi karbon ini. Salah satu cara yang dapat dilakukan untuk mengurangi pemanasan global adalah dengan menurunkan tingkat emisi karbon perusahaan. Tujuan penelitian ini adalah untuk memberikan bukti empiris mengenai pengaruh pengungkapan emisi karbon dan kinerja karbon terhadap nilai perusahaan dengan moderasi kepemilikan negara pada perusahaan sektor non-keuangan yang terdaftar di Bursa Efek Indonesia periode 2018-2022. Metode yang digunakan adalah analisis regresi berganda dan moderated regression analysis (MRA). Pengumpulan data diperoleh melaui annual report dan sustainability report masing-masing perusahaan. Hasilnya menunjukkan bahwa pengungkapan emisi karbon dan kinerja karbon berpengaruh positif terhadap nilai perusahaan. Kepemilikan negara tidak mampu memoderasi pengungkapan emisi karbon terhadap nilai perusahaan namun mampu memoderasi kinerja karbon dengan nilai perusahaan.]]>
<![CDATA[Analisis Strategi Bisnis PT. Asuransi Jiwa Inhealth Indonesia ]]>
<![CDATA[Retnofia Chaira]]>;
<![CDATA[Syukri Lukman]]>;
<![CDATA[Hendra Lukito]]>
<![CDATA[ Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 3 (September 2023) ]]>
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DOI: 10.37034/infeb.v5i3.689
<![CDATA[The purpose of this research is to analyze the business strategy of PT. Asuransi Jiwa Inhealth Indonesia. The research was carried out in an effort to identify the company's external and internal factors, and then determine a strategy using SWOT Analysis, Space Matrix and QSPM Matrix. The scope of research includes the external environment with PESTEL and the internal environment which consists of aspects that exist within the company. The population in this study are L3 and L2 managers at the service office level throughout Indonesia. The sample in this study used a purposive sample so that a sample of 5 managers and 2 people from external parties was obtained. data collection techniques by conducting interviews. The method used in this research is to use a comprehensive strategic management model. The results of the research based on the TOWS analysis obtained 16 alternative strategies that could be implemented by Mandiri Inhealth. The results of the IE analysis show that the point of intersection between the EFE and IFE analysis scores is in cell V which indicates the right alternative strategy implemented by the company, namely market penetration and product development. The results of the QSPM analysis on it can be concluded that the best strategy implemented by the company is a product development strategy with the highest total QSPM score (6.465). The limitations of this study are that it is based on corporate strategy regulations, uses SWOT analysis, IE Matrix and QSPM, only discusses Health Insurance products and does not use Business Model Canvas (BMC) analysis and also Focus Group Discussion (FGD). Suggestions for future researchers to add analysis using BMC and FGD between divisions so that planning and execution can run well according to the targets set.]]>
<![CDATA[Efektivitas Penetapan Harga Jual Produk dalam Meningkatkan Volume Penjualan Pada UMKM Pabrik Tahu Barokah ]]>
<![CDATA[Mawar Masita Dai]]>;
<![CDATA[Mattoasi]]>;
<![CDATA[Siti Pratiwi Husain]]>
<![CDATA[ Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 3 (September 2023) ]]>
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DOI: 10.37034/infeb.v5i3.692
<![CDATA[This study discusses the effectiveness of product selling price determination in increasing sales volume in Micro, Small and Medium Enterprises (UMKM) Barokah Tofu Factory in Bube Baru Village. The main objective of this study was to determine the level of effectiveness of setting the selling price on sales volume at the UMKM Barokah Tofu Factory in Bube Baru Village. The research method used is descriptive quantitative. Data is collected through observation and documentation. The results of this research show that setting effective selling prices can increase sales volume at the Barokah Tofu Factory UMKM. The analysis results show that raw material costs, labor costs and factory overhead costs play an important role in determining selling prices. In addition, the determination of gross profit must be effective so that it does not have an impact on setting selling prices that can be reached by consumers. In the context of the Barokah Tofu Factory UMKM, this research concludes that effective pricing can increase sales volume. The implications of this research provide guidance for similar UMKM in optimizing their selling price setting to achieve an increase in sales volume in achieving the organization's vision.]]>
<![CDATA[Analysis of Factors Affecting Income Smoothing of Sharia and Non-Sharia Stock Companies ]]>
<![CDATA[Sari Mardiani]]>;
<![CDATA[Tafdil Husni]]>;
<![CDATA[Fajri Adrianto]]>
<![CDATA[ Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 3 (September 2023) ]]>
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DOI: 10.37034/infeb.v5i3.693
<![CDATA[This study examines the factors impacting income smoothing practices in both Sharia-compliant stock companies and non-Sharia stock companies. The study utilizes the Eckel index to calculate income smoothing. Among the findings, 116 Islamic stock companies and 43 non-Sharia stock companies were identified as engaging in income smoothing. The independent variables considered in this study include family ownership and tax avoidance, while firm size and leverage are used as control variables. The research employs panel data regression for data analysis. The study results reveal that the factors influencing income smoothing in Islamic stock companies are similar to those in non-Sharia stock companies, though they have differing effects. Family ownership exhibits a positive and significant impact on income smoothing in both Sharia and non-Sharia stock companies. However, tax avoidance has a positive and significant effect on income smoothing in Sharia stock companies, while it has the opposite effect on non-Sharia stock companies. As for the control variables, firm size does not significantly influence income smoothing in either type of company, and neither does leverage.]]>
<![CDATA[The Influence of Live Streaming, Customer Trust and Pro-Domestic Ethnocentrism on Purchase Intention with Customer Attitude as a Mediation Variable on Local Fashion Brand Products Through Tiktok ]]>
<![CDATA[Rahmi Putri Sari]]>;
<![CDATA[Syafrizal]]>;
<![CDATA[Sari Lenggogeni]]>
<![CDATA[ Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 3 (September 2023) ]]>
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DOI: 10.37034/infeb.v5i3.695
<![CDATA[The presence of e-commerce and online trading platforms has enabled and directed people to buy goods online anywhere and anytime. Sellers can choose various online trading methods that best suit the business model, one of which is live streaming through the Tiktok social media platform. This study aims to investigate the effect of Prodomestic Etnocentrism, Customer Trust and Live Streaming on Purchase Intention wich are mediated by customer trust. Online survey was applied to 160 respondents. Research instruments were adapted from previous studies. Structural equation modelling was applied to analyzed the data of this research by using Smart PLS 4.0 software. The results showed that live streaming and customer trust have an important and meaningful impact on customer attitudes. The impact of live streaming, customer trust, and customer attitude on purchase intention is significant. This study also found the significant role of attitude in mediating relationship between live streaming and customer trust towards purchase intention. But, pro-domestic ethnocentrism didn’t have significant effect to both of customer attitude and purchase intention in Tiktok.]]>
<![CDATA[Pengawasan sebagai Upaya dalam Pencegahan Pembiayaan Murabahah Bermasalah ]]>
<![CDATA[Anri Akta Perdana Siregar]]>;
<![CDATA[Mustapa Khamal Rokan]]>;
<![CDATA[Budi Harianto]]>
<![CDATA[ Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 3 (September 2023) ]]>
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DOI: 10.37034/infeb.v5i3.697
<![CDATA[This study aims to analyze the dominant factor of Monitoring (Monitoring) as an Effort in Preventing Problematic Cheap-Based Financing KCP BSI Medan Marelan. The method used is the quantitative method, using a sample of 10 employees, the X variable is 7B and 1S and the Y variable is the supervision of cheap financing, the data collection technique used is the Likert Scale angle with data analysis techniques using factor analysis Barlett's sphericity test and Kiser-Mayer-Olkin (KMO) and the test by interpreting factors (minimum factor loading 0.4) was carried out with IBM SPSS 27 for windows. The results obtained are 2 factors are formed for monitoring (monitoring) including primary factors and factor 2 is given the name of secondary factors; the most dominant factor is the primary factor which includes character; capital, capacity and economic conditions. It can be interpreted that in carrying out protection efforts in preventing low-cost problem financing at the BSI Marelan KCP prioritizing personal and social customer relationships, business economics and conditions or business trips carried out by clients.]]>
<![CDATA[Penerapan Metode System of Rice Intensification (SRI) dalam Upaya Peningkatan Produksi dan Peningkatan Kesejahteraan Petani Kecamatan Sakti ]]>
<![CDATA[Muhammad Iqbal]]>;
<![CDATA[Waizul Qarni]]>;
<![CDATA[Muhammad Ihksan Harahap]]>
<![CDATA[ Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 3 (September 2023) ]]>
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DOI: 10.37034/infeb.v5i3.698
<![CDATA[The System of Rice Intensification (SRI) method has become a popular approach in rice cultivation aimed at increasing rice crop productivity and farmers' welfare. This study aims to analyse the implementation of the SRI method in efforts to increase rice production and improve the welfare of the farmer in Subdistrict Sakti. The study employs a qualitative method. Data collection is conducted through in-depth interviews with rice farmers who apply the SRI method in Subdistrict Sakti. The results of the study show that the implementation of the SRI method in Subdistrict Sakti has a positive impact on rice production. The average rice production of farmers who apply the SRI method significantly increased compared to those using conventional methods. The SRI method is able to enhance crop productivity by utilizing efficient management related to the use of quality seeds, appropriate fertilization, effective water management, and good weed control. The income of farmers applying the SRI method has increased, directly contributing to their improved welfare. Furthermore, the SRI method also helps reduce farmers' dependency on external inputs such as chemical fertilizers, reducing production costs and positively impacting environmental sustainability. Therefore, it is recommended that local governments and relevant institutions provide policy support and technical assistance to farmers in widely implementing the SRI method.]]>
<![CDATA[The Effect of Entrepreneurial Orientation and Market Orientation on Competitive Advantage at Culinary SMEs in West Sumatera ]]>
<![CDATA[Geby Fadilla Yuza]]>;
<![CDATA[Syafrizal]]>;
<![CDATA[Yulia Hendri Yeni]]>
<![CDATA[ Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 3 (September 2023) ]]>
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DOI: 10.37034/infeb.v5i3.702
<![CDATA[Competition in MSMEs, especially culinary, makes business people see what factors influence competitive advantage. This study aims to analyze the RBV theory, Entrepreneurial Orientation, Market Orientation and Competitive Advantage at Culinary SMEs in West Sumatra. The population taken in this study are Culinary SMEs in West Sumatra. The sampling method used is non-probability side by using purposive sampling technique. The number of samples in the study was 165. Testing the hypothesis using analysis with two tailed. The data analysis technique is SEM (Structural Equation Model) with the SmartPLS 4 professional application program. The results of study are that entrepreneurial orientation has a positive effect on competitive advantage in culinary SMEs in West Sumatra. Entrepreneurial orientation has a positive effect on market orientation in culinary SMEs in West Sumatra. Market orientation towards culinary competitive advantage in West Sumatra. Market orientation mediates entrepreneurial orientation to competitive effects on culinary SMEs in West Sumatra.]]>
<![CDATA[Peran dan Potensi Green Economy terhadap Kesejahteraan dan Pemberdayaan Masyarakat Lokal ]]>
<![CDATA[Zikri Rahman]]>;
<![CDATA[Marliyah]]>;
<![CDATA[Nur Ahmadi Bi Rahmani]]>
<![CDATA[ Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 3 (September 2023) ]]>
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DOI: 10.37034/infeb.v5i3.703
<![CDATA[Green economy is an economic approach that focuses on sustainable and environmentally friendly economic growth. The presence of Nukny Funland Water Park Ecotourism in Percut Sei Tuan sub-district, Deli Serdang district, North Sumatra, which is a green economy-based tourist spot in its management while having an impact on the community's economy. The purpose of this study was to determine how the role and potential of the Green Economy on the welfare and empowerment of local communities, increase their income, and preserve the environment through this Nukny Funland ecotourism. This research uses a qualitative method, where the data used in this study comes from observations and interviews with workers, visitors and the community. The results showed that ecotourism has managed with the concept of green economy quite well and has a positive impact on income and provides new economic opportunities for the community.]]>
