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Contact Name
Muhammad Ainul Yaqin
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ayaqin28@gmail.com
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lantaburesiaialqodiri@gmail.com
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Jl. Manggar 139A Gebang Poreng, Patrang, Jember Jawa Timur Indonesia kode pos 68117
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Kab. jember,
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INDONESIA
LAN TABUR: Jurnal Ekonomi Syari’ah
ISSN : -     EISSN : 27162605     DOI : -
Core Subject : Economy,
LAN TABUR: Jurnal Ekonomi Syari’ah diterbitkan oleh Lembaga Penelitian, Publikasi ilmiah dan Pengabdian kepada Masyarakat (LP2M) Institut Agama Islam Al-Qodiri Jember. Jurnal ini berisi tulisan ilmiah tentang bisnis Islam, Keekonomian berbasis Syariah, atau pemikiran tentang dimanisasi perekonomian dan pemikirannya dalam bentuk Hasil Penelitian, Kajian Kepustakaan dan Pengalaman Praktis.
Arjuna Subject : Umum - Umum
Articles 99 Documents
Peran Baitul Maal Wat Tamwil (BMT) Maslahah Lil Ummah Al-Mubarok Dalam Mengembangkan Produktivitas Umkm Di Masa Pandemi Virus Corona Tahun 2020 Noga Riza Faisol
LAN TABUR : Jurnal Ekonomi Syariah Vol. 2 No. 2 (2021): Maret
Publisher : Lembaga Pusat Penelitian dan Pengabdian kepada Masyarakat (LP2M) Institut Agama Islam (IAI) Al-Qodiri Jember, Jawa Timur Indonesia bekerjasama dengan Kopertais Wilayah 4 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53515/lantabur.2021.2.2.144-154

Abstract

Abstrak : Berdirinya BMT Maslahah Lil Ummah Al-Mubarak Sukowono merupakan upaya dalam mengurangi tingkat kemiskinan yang ada di daerah Sukowono. Bentuk realisasinya dengan adanya pemenuhan dana untuk para ekonomi kelas menegah kebawah yang membutuhkan modal produktif. Banyak para pedagang pasar yang beralih ke BMT sebagai tempat penyimpanan dan pembiayaan yang sebelumya mereka tergantung pada bank umum. Tujuan dari penelitian ini adalah Untuk mengetahui dan mengidentifikasi bagaimana peran BMT Maslahah Lil Ummah Al-Mubarak Sukowono Jember dalam mengembangkan Produktivitas UMKM. Penelitian ini adalah penelitian kualitatif. Cara pengumpulan data melalui tiga tahap yaitu wawancara, observasi, dan dokumentasi. Data-data dalam penelitian ini terdiri dari dua bagian yakni, data primer dan sekunder. Data yang terkumpul dianalisis dengan menggunakan metode deskriptif dan divalidasi dengan menggunakan teknik triangulasi. Hasil dari penelitian yang didapatkan adalah peran BMT Maslahah Lil Ummah Al-Mubarak Sukowono Jember dalam mengembangkan UMKM meliputi dua hal yaitu, Pertama, memberikan Pembiayaan atau membantu ketersedian modal kepada pedagang kecil ataupun masyarakat menengah ke bawah. Kedua, melakukan pembinaan kepada pedagang kecil dan masyarakat menengah ke bawah agar mampu mempertanggung jawabkan modal yang telah diberikan kepada para pelaku usaha. Keyword : Peran BMT, UMKM, Pandemi Covid’19
Pengaruh Etos Kerja Terhadap Kinerja Karyawan Pabrik Air Minum Al Qodiri Jember Asmad Asmad
LAN TABUR : Jurnal Ekonomi Syariah Vol. 2 No. 2 (2021): Maret
Publisher : Lembaga Pusat Penelitian dan Pengabdian kepada Masyarakat (LP2M) Institut Agama Islam (IAI) Al-Qodiri Jember, Jawa Timur Indonesia bekerjasama dengan Kopertais Wilayah 4 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53515/lantabur.2021.2.2.155-159

Abstract

Menciptakan Kinerja Karyawan yang efektif, tidak hanya didorong dengan adanya Etos Kerja saja namun didorong dengan adanya Disiplin Kerja yang tinggi, sebagai upaya meraih sukses. Selain Etos Kerja diperlukan pula seperangkat sikap, kondisi mental, kemampuan psikologis, dan perilaku kerja yang disiplin. Tujuan penelitian ini untuk mengungkap etos kerja terhadap kinerja karyawan pabrik air minum al-Qodiri jember. Adapun metode yang digunakan adalah metode Kuantitatif dengan jenis studi kasus di Pabrik Air Minum Al-Qodiri Jember. Adapun hasil penelitianya uji t (parsial) nilai thitung yang dihasilkan variabel Etos Kerja adalah 3,463 lebih besar dari ttabel sebesar 2,011 (3,463 > 2,011) dan nilai signifikansi yang dihasilkan variabel Etos Kerja adalah 0,001 lebih kecil dari 0,05 (0,001 < 0,05), maka berpengaruh signifikan secara parsial Etos Kerja terhadap Kinerja Karyawan di Pabrik Air Minum Al Qodiri Jember. Kata Kunci: Etos Kerja, Kinerja Karyawan, Pabrik Air Minum.
Analisis Hukum Islam Terhadap Pemanfaatan Gadai Sawah di Kab. Jember Janeko; Faizatun Nikmah
LAN TABUR : Jurnal Ekonomi Syariah Vol. 3 No. 1 (2021): September
Publisher : Lembaga Pusat Penelitian dan Pengabdian kepada Masyarakat (LP2M) Institut Agama Islam (IAI) Al-Qodiri Jember, Jawa Timur Indonesia bekerjasama dengan Kopertais Wilayah 4 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53515/lantabur.2021.3.1.92-106

Abstract

Gadai adalah suatu hak yang diperoleh seseorang yang berpiutang atas suatu barang bergerak atau tidak bergerak yang diserahkan kepadanya oleh seorang yang berutang atau oleh seorang lain atas namanya, dan memberikan kekuasaan kepada orang yang berpiutang itu untuk mengambil pelunasan dari barang tersebut secara didahulukan dari pada orang-orang yang berpiutang lainnya, dengan pengecualian biaya untuk melelang barang tersebut. Tujuan penelitian ini adalah untuk menjelaskan praktek gadai yang dilakukan oleh masyarakat di desa Karang Kedawung Kabupaten Jember dari sudut pandang hukum Islam. Penelitian ini adalah penelitian kualitatif deskriptif. Teknik observasi, wawancara dan dokumentasi adalah teknik yang dilakukan untuk mengumpulkan data yang dibutuhkan di dalam penelitian ini. Hasil penelitian ini menunjukkan bahwa pemanfaatan barang gadai (sawah) tidak sesuai dengan hokum Islam karena mereka mengikuti adat kebiasaan yang sudah lama ada yaitu gadai identik dengan pemanfaatan barang gadai.
Teori Pertukaran (Natural Certainty Contract) Dan Teori Percampuran (Natural Uncertainty Contracts) Nur Azizah Assaalimah
LAN TABUR : Jurnal Ekonomi Syariah Vol. 3 No. 1 (2021): September
Publisher : Lembaga Pusat Penelitian dan Pengabdian kepada Masyarakat (LP2M) Institut Agama Islam (IAI) Al-Qodiri Jember, Jawa Timur Indonesia bekerjasama dengan Kopertais Wilayah 4 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53515/lantabur.2021.3.1.40-54

Abstract

Introduction/Main Objective: This study aims to determine the theory of exchange (natural certainty contracts) and the theory of mixing (natural uncertainty contracts). Background problems: the theory of exchange (natural certainty contracts) and the theory of mixing (natural uncertainty contracts) are basic concepts in a transaction muamalah, especially in transactions in Islamic banking. Therefore, a deeper understanding of the concepts of exchange theory and mixed theory in Islamic economics is needed first before discussing Islamic banking (real sector based banking). Research Methods: This type of research is included in the category of library research, using a qualitative approach. Findings/Results: Judging from the level of certainty of the results that will be obtained, the tijarah contract can be divided into two, namely in terms of the theory of exchange (natural certainty contract) and in terms of mixed theory ( natural uncertainty contracts). Conclusion: when talking about Islamic finance and banking which cannot be separated from the study of transactions that occur in the real sector, then the issue of contract is the key in these transactions. In the discussion of the contract, it can be seen from the problem of whether or not there is compensation promised by one of the parties. in this case, the contract is divided into two, namely the tabarru' contract and the tijarah contract. In the tabarru' contract, each type of agreement involves not-for-profit transactions (non-profit transactions). But in the tijarah contract, all types of contracts are included in the for profit transaction function. Judging from the level of certainty of the results to be obtained, the tijarah contract can be divided into two, namely in terms of the theory of exchange (natural certainty contracts) and in terms of the theory of mixing (natural uncertainty contracts). These two concepts are the basis in a muamalah transaction, especially in transactions in Islamic banking.
Analisis Praktek Penjualan Para Pedagang Sembako Muslim Dalam Perspektif Etika Bisnis Islam (Studi Kasus Pedagang Muslim Sembako Di Pasar Tradisional Ambarketawang, Gamping Kabupaten Sleman) Abd Adim; Abdul Salam
LAN TABUR : Jurnal Ekonomi Syariah Vol. 3 No. 1 (2021): September
Publisher : Lembaga Pusat Penelitian dan Pengabdian kepada Masyarakat (LP2M) Institut Agama Islam (IAI) Al-Qodiri Jember, Jawa Timur Indonesia bekerjasama dengan Kopertais Wilayah 4 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53515/lantabur.2021.3.1.74-91

Abstract

Islam was taught that economic activities cannot be separated from the basic values set out in the Qur'an, the hadith of the Prophet and other sources of Islamic teachings, as in conventional economics, Islamic economic systems also talk about human activities to obtain and regulate material or non-material assets in order to meet the necessities of life as human beings both individually and collectively concerning the acquisition, distribution (trade) or use to fulfill living needs. It can be seen the Islamic economic system in Ambarketawang Traditional Market, Sleman Regency, where the majority of traders are Muslim.
The Influence Of Prices On Purchase Interest In Purchase In Basmallah Store Sumberjambe District Jember Regency Khoirul Anam; Villatus Sholikhah
LAN TABUR : Jurnal Ekonomi Syariah Vol. 3 No. 1 (2021): September
Publisher : Lembaga Pusat Penelitian dan Pengabdian kepada Masyarakat (LP2M) Institut Agama Islam (IAI) Al-Qodiri Jember, Jawa Timur Indonesia bekerjasama dengan Kopertais Wilayah 4 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53515/lantabur.2021.3.1.1-12

Abstract

During the Covid-19 pandemic, the global economy has decreased. there are so many places of business that have to go out of business because of the impact of the pandemic. However, besides that, there are still places of business that are able to maintain their existence and continue to develop their business. one of them is the Basmalah shop which is a branch of the Sidogiri Islamic Boarding School Cooperative. The Basmalah store has E-Maal facilities that can make it easier for consumers to save and get discounted prices by using the E-Maal card in shopping on certain days. The focus in this study is whether the price has an influence on people's buying interest in the Basmalah store. This study uses a quantitative approach. The test results show that the effect of price on buying interest has a significance value of 0.004 0.05 and a tcount of 2.981 2.011 rtable, so it can be concluded that the hypothesis that there is a significant effect of the product on buying interest is accepted. This means that the product variable has a significant influence on buying interest at the Basmallah Store, Sumberjambe District, Jember Regency.
Analisis Ekonomi Islam Terhadap Transaksi Pembiayaan Griya Dengan Menggunakan Akad Murabahah Di Bsm Cabang Situbondo Rasuli
LAN TABUR : Jurnal Ekonomi Syariah Vol. 3 No. 1 (2021): September
Publisher : Lembaga Pusat Penelitian dan Pengabdian kepada Masyarakat (LP2M) Institut Agama Islam (IAI) Al-Qodiri Jember, Jawa Timur Indonesia bekerjasama dengan Kopertais Wilayah 4 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53515/lantabur.2021.3.1.13-39

Abstract

This study was conducted at the Bank Mandiri Syariah (BSM) Situbondo Branch, with the conclusion that BSM is a bank with fairly reliable management, allowing it to survive and compete with non-Islamic (conventional) banks. BSM has many features and cooperation programs, including cooperation in the purchase of homes on credit, namely Griya financing products. Griya BSM financing is a murabahah-based short, medium, or long-term loan used to fund the acquisition of new and old residential (consumer) properties in a developer context. The practice of griya financing using murabahah agreements in BSM Situbondo Branch, Islamic Economic Analysis of griya financing using murabahah agreements in BSM Situbondo Branch, and Risk management Analysis of griya financing using murabahah agreements in BSM Situbondo Branch are the limitations of the problems used in this study. This study came to various conclusions, such that implementing griya financing transactions at BSM KCP Situbondo in the context of Fikih Mu'amalah is less acceptable when employing murabahah agreements, and that it is preferable to use the rahn account, according to the author. Keywords: Griya; Murabahah; Islamic Bank
Penerapan Perjanjian Akad Mudharabah Muqayyadah Dalam Skema Pembiayaan Perspektif Hukum Islam (Studi Kasus Di KJKS BMT-UGT Sidogiri Cabang Pembantu Banyuputih) Muhammad Rosid
LAN TABUR : Jurnal Ekonomi Syariah Vol. 3 No. 1 (2021): September
Publisher : Lembaga Pusat Penelitian dan Pengabdian kepada Masyarakat (LP2M) Institut Agama Islam (IAI) Al-Qodiri Jember, Jawa Timur Indonesia bekerjasama dengan Kopertais Wilayah 4 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53515/lantabur.2021.3.1.55-73

Abstract

Implementation of the Akad Mudharabah Muqayyadah Agreement in the Islamic Law Perfektif Financing Scheme Case Study at KJKS BMT-UGT Sidogiri Branch Of Banyuputih Situbondo Maid. The purpose of this study is to determine if the principles of the muqayyadah mudharabah agreement at the Baitul Maal wat Tamwil Islamic Financial Services Cooperative (KJKS BMT-UGT Sidogiri) banyuputih auxiliary branch comply with Islamic sharia. and the elements that lead to the promise being broken (wansprestasi) in the funding of this mudharabah, as well as how to fix it. Using Primary and Skunder.data data sources, this study adopts a combination doctrinal (normative) and empirical (non-doktrial) approach of combining. Data collection techniques include conducting interviews, observations, and literature studies, followed by data analysis techniques using qualitative analysis. Secondary legal materials include primary, secondary, and tertiary legal materials, as well as primary, secondary, and tertiary legal materials. The values contained in the principles of the mudharabah agreement on Baitil Maal wat Tamwil (BMT) Sidogiri Capem Banyuputih in mudharabah financing products have been found to be in accordance with Islamic law, because the principles of the mudharabah agreement akad mudharabah, based on (al-mabadi al-ammanah), namely the value of justice (al-i) have been implemented (at tasamuh). Inadequate human resources, management of Islamic financial institutions, information systems and technology, and the lack of moral standards set in financing activities are the elements that lead the mudharabah agreement to be broken. Then mastering the technical components, philosophical law of Sharia economy, and sharia economic law is a solution. In the event of a breach of the agreement, the peace system (sulhu) of the arbitration court (tahkim) and the legal process are used to address the situation (al-qadha). Keywords: Financing; Mudharabah.
Pengaruh Capital Adequacy Ratio (Car), Financing To Deposit Ratio (Fdr), Non Performing Financing Npf), Net Operating Margin (Nom) Terhadap Profitabilitas Dengan Biaya Operasional Per Pendapatan Operasional (Bopo) Nining Ailiyah
LAN TABUR : Jurnal Ekonomi Syariah Vol. 2 No. 1 (2020): September
Publisher : Lembaga Pusat Penelitian dan Pengabdian kepada Masyarakat (LP2M) Institut Agama Islam (IAI) Al-Qodiri Jember, Jawa Timur Indonesia bekerjasama dengan Kopertais Wilayah 4 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53515/lantabur.2020.2.1.85-106

Abstract

The purpose of this study was to determine and analyze the effect of Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Non-Performing Financing NPF, Net Operating Margin (NOM) on Profitability with Operating Costs per Operating Income (BOPO).The population used in this study were Javanese Islamic banking companies registered with the Financial Services Authority. The data is a time-series cross-section data from 2013-2016. The data collection method used is secondary data available on the official. To analyze it, researchers used a path analysis model or path analysis.The formulations in this study are: 1) How is the Capital Adequacy Ratio, Non-Performing Financing, Financing Debt Ratio, Net Operating Margin, Operational Costs per Operating Income at Islamic Rural Banks, 2) Does CAR, NPF, FDR, NOM affect the BOPO, 3) Does CAR, NPF, FDR, NOM effect ROA, 4) Does operational cost per operating income affect profitability, 5) Does BOPO mediate CAR, NPF, FDR, NOM on profitability. The objectives of this study are: 1) To describe how CAR, NPF, FDR, NOM, Operational Costs on Operational Income in Islamic Rural Banks, 2) Test and analyze the effect of CAR, NPF, FDR, NOM on BOPO, 3) Test and analyze the effect of CAR, NPF, FDR, NOM on ROA, 4) Test and analyze the effect of operating costs per operating income on Profitability, 5) Test and analyze the effect of BOPO mediating CAR, NPF, FDR, NOM on Profitability.The results showed that the Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Non-Performing Financing NPF, Net Operating Margin (NOM) had a significant positive effect on return on assets while operating costs per operating income had a negative effect on return on assets. return on assets. For further results, the Capital Adequacy Ratio (CAR), Non-Performing Financing (NPF), has a significant positive effect on BOPO, while the Financing to Deposit Ratio (FDR), Net Operating Margin (NOM) has a negative significant impact on BOPO and BOPO mediates a significant negative impact on BOPO. Return on Assets.
Manajemen Pembiayaan berbasis Agribisnis di Pesantren Miftahul Ulum Bangsalsari dan Pesantren At- Tanwir Ledokombo Jember Fawaidi, Badrun
LAN TABUR : Jurnal Ekonomi Syariah Vol. 3 No. 2 (2022): Maret
Publisher : Lembaga Pusat Penelitian dan Pengabdian kepada Masyarakat (LP2M) Institut Agama Islam (IAI) Al-Qodiri Jember, Jawa Timur Indonesia bekerjasama dengan Kopertais Wilayah 4 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53515/lantabur.2022.3.2.153-165

Abstract

ABSTRACT This study aims to analyze and find: 1) How pesantren explore sources of agribusiness-based financing. 2) allocation and distribution of agribusiness-based pesantren financing. 3) Financing planning for agribusiness-based pesantren at Mifatahul Ulum Islamic Boarding School, Bangsalsari and At-Tanwir Islamic Boarding School Ledokombo Kab. Jember. 4) Implementation of agribusiness-based Islamic boarding school financing at Mifatahul Ulum Islamic Boarding School Bangsalsari and At-Tanwir Islamic Boarding School Ledokombo Kab. Jember. 5) Evaluation of agribusiness-based pesantren financing at Mifatahul Ulum Islamic Boarding School, Bangsalsari and At-Tanwir Ledokombo Islamic Boarding School, Jember Regency. These focuses were investigated using the approach to the theory of Financing Management proposed by Thomas H. Jones and several other relevant theories. This study uses a qualitative research approach through a phenomenological model with a multi-site design. Data collection techniques were carried out by non-participant observation, interviews, and documentation. Furthermore, the data were analyzed using several steps, namely: data collection, data condensation, data presentation, and drawing conclusions or verification. The findings of this study are: 1) The source of financing for Islamic boarding schools is done by managing coffee fields. 2) Allocation and distribution are used to finance the needs of pesantren based on unit cost and based on the type and priority of needs in accordance with eight national education standards. 3) Islamic boarding school financing planning is carried out in a transparent manner, proportional to the components that are related to the pesantren, such as alumni, students, and the community. 4) The implementation of pesantren financing is carried out by building trust between pesantren and pesantren stakeholders. Instilling the value of struggle and caring for pesantren stakeholders by empowering and involving them in every activity. Dividing work according to ability and regulated by written procedures. 5) Evaluation of pesantren financing is carried out seriously for the success of the activities planned with stakeholders and the community. Evaluation is done creatively and anticipating everything that could happen in the future. Evaluation is carried out on a regular basis involving pesantren stakeholders. Evaluation is carried out in a family atmosphere. The results of the evaluation are carried out as soon as possible with follow-up activities. Keywords: Financing Management, Islamic Boarding School, Agribusiness

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