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PARETO : Jurnal Ekonomi dan Kebijakan Publik
Published by Universitas Prof. Dr. Hazairin, SH
ISSN : -     EISSN : 26203456     DOI : https://doi.org/10.32663/pareto.v1i1.343
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
PARETO : Jurnal Ekonomi dan Kebijakan Publik merupakan Jurnal Ilmiah yang mempublikasikan hasil-hasil penelitian empiris, studi teoritis dan pemikiran kritis dalam bidang ekonomi dan kebijakan publik, meliputi kajian ekonomi pembangunan, ekonomi pertanian, fiskal dan moneter, mapun ekonomi publik dan keuangan daerah. Cakupan kajian dapat berskala lokal, nasional, maupun internasional. Dalam proses review artikel, Jurnal PARETO menerapkan sistem penelaahan tertutup dua arah (double-blind review).
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 146 Documents
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Penerapan Kaidah Muamalah dalam Transaksi Ekonomi Digital: Tinjauan Pustaka pada Paylater, E-Wallet, dan Marketplace Aulia Rahmi; Mustofa Hasan; Harmanto Raharjo; Alfarid Hilman
PARETO : Jurnal Ekonomi dan Kebijakan Publik Vol. 8 No. 2 (2025): PARETO
Publisher : Fakultas Ekonomi Universitas Prof. Dr. Hazairin, SH. Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32663/scty2555

Abstract

This study aims to analyze the application of fiqh muamalah principles in modern digital financial systems, particularly on paylater, e-wallet, and marketplace platforms. The research focuses on assessing the conformity of digital transactions with Islamic legal principles, namely clarity (bayān), justice (‘adl), and the avoidance of riba, gharar, and maysir. The research employs a qualitative-descriptive library method, analyzing scholarly journals and relevant Islamic finance fatwas from 2020–2025. The findings indicate that paylater systems comply with Sharia if they employ the bai‘ bi tsaman ājil contract without interest or time-based penalties. E-wallet platforms are permissible when free from hidden charges and uphold transparency in user rights and obligations. Likewise, marketplace operations are Sharia-compliant if they ensure clarity of contract objects, fair pricing (thaman al-mithl), and consumer protection (ḍamān). In conclusion, digital financial innovations can be harmonized with Islamic law when grounded in the principles of al-‘ibrah fī al-mu‘āmalāt bimā fī nafs al-amr and al-ma‘rūf ‘urfan kal-mashrūṭ sharṭan, thus aligning with the objectives of Sharia (maqāṣid al-syarī‘ah).
TAFSIR AYAT-AYAT JUAL BELI DALAM PERSPEKTIF EKONOMI SYARIAH MODERN Yupita Angriani; Rafiqa Edyan Putri; Rohimin Rohimin; Abah Ramadlon
PARETO : Jurnal Ekonomi dan Kebijakan Publik Vol. 8 No. 2 (2025): PARETO
Publisher : Fakultas Ekonomi Universitas Prof. Dr. Hazairin, SH. Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32663/xkzvvy77

Abstract

This study aims to examine the interpretation of the verses of the Qur'an related to buying and selling transactions, as well as their relevance in the perspective of modern Islamic economics. Buying and selling in Islam does not only include the exchange of goods or services, but also includes moral and ethical principles that must be followed so that transactions run fairly, transparently, and free from detrimental practices such as usury, gharar (uncertainty), and maysir (gambling). This study uses a thematic interpretation approach to analyze the verses that discuss buying and selling, such as those found in Surah Al-Baqarah (2:275-279), Surah An-Nisa' (4:29), and Surah Al-Mumtahanah (60:8). The results of this study indicate that the application of the principles taught in the Qur'an, such as the prohibition of usury, clarity in transactions, and avoidance of speculation, is very relevant in modern Islamic economics. This research is expected to contribute to developing a more just and sustainable economic system.
Tren dan Perkembangan Riset Inklusi Keuangan Digital: Kajian Sistematis dan Analisis Bibliometrik Nurul Ikhsanti
PARETO : Jurnal Ekonomi dan Kebijakan Publik Vol. 8 No. 2 (2025): PARETO
Publisher : Fakultas Ekonomi Universitas Prof. Dr. Hazairin, SH. Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32663/hcv1xs70

Abstract

Penelitian ini bertujuan memetakan tren, distribusi, dan perkembangan riset mengenai inklusi keuangan digital melalui pendekatan systematic literature review dan analisis bibliometrik. Dengan menggunakan kerangka PRISMA, sebanyak 119 artikel terindeks Scopus yang dipublikasikan hingga 5 Desember 2025 dianalisis lebih lanjut menggunakan VOSviewer. Hasil penelitian menunjukkan peningkatan signifikan dalam publikasi mengenai inklusi keuangan digital sejak 2025 didominasi kontribusi dari institusi dan peneliti di China. Analisis kata kunci mengungkap lima klaster utama terkait inovasi teknologi, ketahanan ekonomi, sistem keuangan, pembangunan berkelanjutan, dan struktur konsumsi. Temuan ini menegaskan bahwa riset inklusi keuangan digital berkembang secara multidisipliner dan terus relevan untuk diteliti, terutama dalam konteks kesenjangan digital, akses kelompok rentan, dan pengaruhnya terhadap pembangunan ekonomi daerah.
IMPLEMENTASI KEBIJAKAN PENANGGULANGAN KEMISKINAN DI KOTA LAHAT Resty Seftiany; Wita Hariani; Trecy Austin
PARETO : Jurnal Ekonomi dan Kebijakan Publik Vol. 8 No. 2 (2025): PARETO
Publisher : Fakultas Ekonomi Universitas Prof. Dr. Hazairin, SH. Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32663/agdm6a24

Abstract

Poverty remains a significant social problem in Lahat City, as it directly affects the quality of life of the community. The local government has implemented various poverty alleviation policies; however, their implementation has not yet achieved optimal outcomes. This study aims to examine the implementation of poverty alleviation policies in Lahat City by analyzing data collection processes, aid distribution mechanisms, the role of implementing officials, and the impact of policies on the social and economic conditions of poor communities. This research employed a qualitative descriptive approach. Data were collected through in-depth interviews, field observations, and documentation involving local government officials, program beneficiaries, and community leaders. The findings indicate that poverty alleviation policies in Lahat City have provided tangible benefits, particularly through social assistance programs and the fulfillment of basic needs. Nevertheless, policy effectiveness is constrained by inaccurate beneficiary data, limited budget allocation, and weak coordination among related institutions. Conversely, strong commitment from the local government, active involvement of frontline officials, and support from community leaders serve as important supporting factors. This study concludes that improving data accuracy, strengthening institutional coordination, and developing long-term economic empowerment programs are essential to enhance the effectiveness and sustainability of poverty alleviation policies in Lahat City.
STRATEGI PENGEMBANGAN DESA MENUJU DESA MANDIRI (Studi di Desa Tumbuk Tebing Kecamatan Bunga Mas Kabupaten Bengkulu Selatan) Rahiman Dani; Donny Cristofer Sagala; Henny Aprianty
PARETO : Jurnal Ekonomi dan Kebijakan Publik Vol. 9 No. 1 (2026): PARETO
Publisher : Fakultas Ekonomi Universitas Prof. Dr. Hazairin, SH. Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32663/pj1fnm13

Abstract

This study aims to examine the actual conditions, local potential, and development strategies in promoting village self-reliance in Tumbuk Tebing Village based on the Village Development Index (Indeks Desa Membangun/IDM). The analysis focuses on three key dimensions of IDM, namely social resilience, economic resilience, and environmental resilience. This research employs a descriptive qualitative approach, with data collected through in-depth interviews, field observations, and documentation. The informants consist of village government officials, community leaders, and local residents who are directly involved in village development activities. The findings reveal that the social resilience of Tumbuk Tebing Village is relatively strong, as indicated by improved access to education and health services, as well as active community participation in social and institutional activities. Meanwhile, economic resilience is in a developing stage, supported by agriculture, plantations, micro-enterprises, and village-owned enterprises (BUMDes), although management and sustainability still require improvement. In contrast, environmental resilience is generally well maintained through basic waste management, clean water availability, and community-based environmental activities, yet it remains limited and not fully integrated into a systematic framework. Furthermore, the study reveals that the village government's development strategies include strengthening social services, supporting local economic activities, enhancing infrastructure, and promoting environmental management. However, these strategies tend to be sectoral and not fully integrated. Therefore, future development efforts should focus on enhancing human resource capacity, optimizing local economic potential, strengthening institutional capacity, and implementing sustainable and participatory environmental management. In conclusion, Tumbuk Tebing Village has strong foundational potential to achieve village self-reliance. Nevertheless, an integrated and sustainable development strategy across social, economic, and environmental dimensions is essential to improve its IDM status and achieve a more independent and resilient village.
KEBIJAKAN PENINGKATKAN DISPLIN APARATUR SIPIL NEGARA DI KECAMATAN PONDOK KELAPA KABUPATEN BENGKULU TENGAH Alexsander Alexsander; Yuniarti Yuniarti; Adi Sutojo
PARETO : Jurnal Ekonomi dan Kebijakan Publik Vol. 9 No. 1 (2026): PARETO
Publisher : Fakultas Ekonomi Universitas Prof. Dr. Hazairin, SH. Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32663/6yhc8k71

Abstract

This study aims to analyze the work discipline of Civil Servants (ASN) and to identify its relationship with public service performance at the Pondok Kelapa Subdistrict Office. The research employed a descriptive qualitative approach, with data collected through interviews, observations, and documentation. Informants included the Subdistrict Head, Subdistrict Secretary, Section Heads, ASN staff, and community members who served as service users. The results indicate that work discipline indicators such as attendance, compliance with regulations, adherence to work standards, level of vigilance, and ethical behavior have generally been implemented fairly well; however, several challenges remain in ensuring consistent application. The implementation of a mobile application-based attendance system has supported attendance monitoring, although it has not fully guaranteed optimal discipline. The identified challenges include the limited comprehensive documentation of Standard Operating Procedures (SOPs), the absence of clearly measurable service time standards, and an informal complaint management system. In terms of public service performance, the aspects of productivity, service quality, responsiveness, and accountability are categorized as fairly good, although further strengthening in standardization, transparency, and performance evaluation based on measurable indicators is still required. The study concludes that systematic and sustainable improvement of ASN work discipline is a crucial factor in supporting more effective, consistent, and accountable public service delivery.
Implementasi Kebijakan Penanganan Kekerasan Dalam Rumah Tangga (KDRT) oleh Unit Perlindungan Perempuan dan Anak (PPA) Polres Lahat Resty Seftiany; Kasman Kasman
PARETO : Jurnal Ekonomi dan Kebijakan Publik Vol. 9 No. 1 (2026): PARETO
Publisher : Fakultas Ekonomi Universitas Prof. Dr. Hazairin, SH. Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32663/msnwks93

Abstract

Abstract. Domestic Violence (KDRT) remains a serious violation of human rights with significant impacts, particularly on women and children. The Indonesian government has established Law Number 23 of 2004 on the Elimination of Domestic Violence as the legal basis for handling such cases, with the police playing a crucial role in policy implementation. This study aims to analyze the implementation of domestic violence handling policies by the Women and Children Protection Unit (PPA) of Lahat Police Resort and to identify supporting and inhibiting factors affecting its implementation. This research employs a qualitative method with a descriptive approach. Data were collected through in-depth interviews, observation, and documentation. Policy implementation was analyzed using Edwards III’s framework, which includes communication, resources, disposition, and bureaucratic structure. The findings indicate that the implementation of domestic violence handling policies by the PPA Unit of Lahat Police Resort has generally followed existing regulations but has not yet been fully optimal. Major obstacles include limited resources, victims’ reluctance to report cases, cultural influences and social stigma, as well as difficulties in evidence collection. This study recommends strengthening institutional resources, enhancing policy socialization, and improving cross-sector coordination to increase the effectiveness of domestic violence handling and victim protection.
Hubungan Belanja Pemerintah Sektor Pendidikan dan Kesehatan dengan Pertumbuhan Ekonomi: di Provinsi Jawa Barat Teguh Dwiarsyah
PARETO : Jurnal Ekonomi dan Kebijakan Publik Vol. 9 No. 1 (2026): PARETO
Publisher : Fakultas Ekonomi Universitas Prof. Dr. Hazairin, SH. Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32663/cbe2d126

Abstract

This study aims to analyze the effect of government expenditure in the education and health sectors on economic growth across 27 Regencies and Cities in West Java Province. West Java serves as a crucial research locus due to its status as the most populous province and a national industrial hub, despite experiencing economic fluctuations caused by the Covid-19 pandemic. The study utilizes panel data from 27 administrative regions spanning the period 2019 to 2025. The analytical method employed is panel data regression, with the Fixed Effect Model (FEM) selected as the best-fitting model. Statistical results indicate that government expenditure in the education sector has a significant effect on economic growth, as evidenced by a probability value of 0.0035 (< 0.05). However, the negative coefficient suggests that in the short term, education spending acts as a fiscal burden or has not yet yielded immediate returns. Conversely, health sector expenditure does not significantly influence economic growth (probability value 0.4642 > 0.05). This is attributed to health allocations being predominantly curative and maintenance-oriented post-pandemic, thereby failing to generate a rapid multiplier effect. Simultaneously, the independent variables explain 18.6% of the variance in West Java's economic growth.
Sinergi Pemerintah, Kampus, dan Swasta dalam Implementasi SDGs 17: Praktik Baik Pemberdayaan Ekonomi di Kecamatan Tambaksari Adyakzada Reswara Prambudi; Muhammad Reza Zakaria; Indah Prabawati; Firre An Suprapto
PARETO : Jurnal Ekonomi dan Kebijakan Publik Vol. 9 No. 1 (2026): PARETO
Publisher : Fakultas Ekonomi Universitas Prof. Dr. Hazairin, SH. Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32663/cr8bce07

Abstract

Pencapaian agenda Sustainable Development Goals (SDGs), secara khusus pada Tujuan 17 mengenai Kemitraan untuk Mencapai Tujuan, merupakan instrumen prasyarat dalam mengurai masalah kemiskinan di perkotaan. Artikel ini bertujuan mengkaji implementasi tata kelola kolaboratif berbasis Pentahelix di Kecamatan Tambaksari, Kota Surabaya. Sebagai wilayah padat penduduk, Tambaksari menginisiasi intervensi ekonomi yang melampaui pendekatan struktural tunggal dari pemerintah. Penelitian menggunakan pendekatan kualitatif deskriptif berbasis studi literatur dan dokumentasi kebijakan daerah yang valid. Hasil penelitian menunjukkan bahwa Pemerintah Kota Surabaya bergeser peran menjadi orkestrator melalui penerbitan regulasi afirmatif seperti Program Padat Karya. Kesuksesan program ini didukung oleh kehadiran Perguruan Tinggi (kampus) yang memberikan pendampingan manajerial dan inovasi produk bagi UMKM, serta sektor Swasta yang menyalurkan pendanaan dan membuka rantai pasok (supply chain). Komunitas di tingkat akar rumput dan media massa melengkapi ekosistem ini dengan menjaga keberlanjutan motivasi serta merekonstruksi citra wilayah. Kesimpulan dari penelitian ini menegaskan bahwa pelembagaan kolaborasi lintas sektor sangat fundamental dalam menciptakan kemandirian ekonomi, meskipun tantangan terkait sinkronisasi data antar-aktor masih perlu dibenahi.
ANALISIS IMPLEMENTASI KEBIJAKAN SDG 8 DALAM PENGEMBANGAN DESA WISATA ALAMENDAH BERBASIS KOLABORASI PENTAHELIX Aura Aulia Sofia; Zefanya Risca Cristiani; Indah Prabawati; Firre An Suprapto
PARETO : Jurnal Ekonomi dan Kebijakan Publik Vol. 9 No. 1 (2026): PARETO
Publisher : Fakultas Ekonomi Universitas Prof. Dr. Hazairin, SH. Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32663/e65byx57

Abstract

Penelitian ini bertujuan untuk menganalisis implementasi kebijakan Sustainable Development Goals (SDGs) khususnya tujuan ke-8 tentang pekerjaan layak dan pertumbuhan ekonomi dalam pengembangan desa wisata di Desa Alamendah. Pengembangan desa wisata dinilai sebagai salah satu strategi yang dapat mendorong pertumbuhan ekonomi lokal sekaligus membuka peluang kerja bagi masyarakat desa. Penelitian ini juga melihat bagaimana peran kolaborasi pentahelix yang melibatkan pemerintah, akademisi, pelaku usaha, masyarakat, dan media dalam mendukung pelaksanaan kebijakan tersebut. Metode penelitian yang digunakan adalah pendekatan kualitatif dengan teknik studi literatur dan analisis dokumen. Data penelitian diperoleh dari berbagai sumber seperti laporan kebijakan, artikel jurnal ilmiah, buku akademik, serta dokumen terkait pengembangan Desa Wisata Alamendah yang tersedia secara daring. Data yang terkumpul kemudian dianalisis secara deskriptif untuk memahami bagaimana implementasi kebijakan tersebut dijalankan serta faktor-faktor yang memengaruhi pelaksanaannya.

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