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PARETO : Jurnal Ekonomi dan Kebijakan Publik
Published by Universitas Prof. Dr. Hazairin, SH
ISSN : -     EISSN : 26203456     DOI : https://doi.org/10.32663/pareto.v1i1.343
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
PARETO : Jurnal Ekonomi dan Kebijakan Publik merupakan Jurnal Ilmiah yang mempublikasikan hasil-hasil penelitian empiris, studi teoritis dan pemikiran kritis dalam bidang ekonomi dan kebijakan publik, meliputi kajian ekonomi pembangunan, ekonomi pertanian, fiskal dan moneter, mapun ekonomi publik dan keuangan daerah. Cakupan kajian dapat berskala lokal, nasional, maupun internasional. Dalam proses review artikel, Jurnal PARETO menerapkan sistem penelaahan tertutup dua arah (double-blind review).
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 134 Documents
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Penerapan Kaidah Muamalah dalam Transaksi Ekonomi Digital: Tinjauan Pustaka pada Paylater, E-Wallet, dan Marketplace Rahmi, Aulia; Hasan, Mustofa; Raharjo, Harmanto; Hilman, Alfarid
PARETO : Jurnal Ekonomi dan Kebijakan Publik Vol. 8 No. 2 (2025): PARETO
Publisher : Fakultas Ekonomi Universitas Prof. Dr. Hazairin, SH. Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32663/scty2555

Abstract

This study aims to analyze the application of fiqh muamalah principles in modern digital financial systems, particularly on paylater, e-wallet, and marketplace platforms. The research focuses on assessing the conformity of digital transactions with Islamic legal principles, namely clarity (bayān), justice (‘adl), and the avoidance of riba, gharar, and maysir. The research employs a qualitative-descriptive library method, analyzing scholarly journals and relevant Islamic finance fatwas from 2020–2025. The findings indicate that paylater systems comply with Sharia if they employ the bai‘ bi tsaman ājil contract without interest or time-based penalties. E-wallet platforms are permissible when free from hidden charges and uphold transparency in user rights and obligations. Likewise, marketplace operations are Sharia-compliant if they ensure clarity of contract objects, fair pricing (thaman al-mithl), and consumer protection (ḍamān). In conclusion, digital financial innovations can be harmonized with Islamic law when grounded in the principles of al-‘ibrah fī al-mu‘āmalāt bimā fī nafs al-amr and al-ma‘rūf ‘urfan kal-mashrūṭ sharṭan, thus aligning with the objectives of Sharia (maqāṣid al-syarī‘ah).
TAFSIR AYAT-AYAT JUAL BELI DALAM PERSPEKTIF EKONOMI SYARIAH MODERN Angriani, Yupita; Putri, Rafiqa Edyan; Rohimin, Rohimin; Ramadlon, Abah
PARETO : Jurnal Ekonomi dan Kebijakan Publik Vol. 8 No. 2 (2025): PARETO
Publisher : Fakultas Ekonomi Universitas Prof. Dr. Hazairin, SH. Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32663/xkzvvy77

Abstract

This study aims to examine the interpretation of the verses of the Qur'an related to buying and selling transactions, as well as their relevance in the perspective of modern Islamic economics. Buying and selling in Islam does not only include the exchange of goods or services, but also includes moral and ethical principles that must be followed so that transactions run fairly, transparently, and free from detrimental practices such as usury, gharar (uncertainty), and maysir (gambling). This study uses a thematic interpretation approach to analyze the verses that discuss buying and selling, such as those found in Surah Al-Baqarah (2:275-279), Surah An-Nisa' (4:29), and Surah Al-Mumtahanah (60:8). The results of this study indicate that the application of the principles taught in the Qur'an, such as the prohibition of usury, clarity in transactions, and avoidance of speculation, is very relevant in modern Islamic economics. This research is expected to contribute to developing a more just and sustainable economic system.
Tren dan Perkembangan Riset Inklusi Keuangan Digital: Kajian Sistematis dan Analisis Bibliometrik Ikhsanti, Nurul
PARETO : Jurnal Ekonomi dan Kebijakan Publik Vol. 8 No. 2 (2025): PARETO
Publisher : Fakultas Ekonomi Universitas Prof. Dr. Hazairin, SH. Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32663/hcv1xs70

Abstract

Penelitian ini bertujuan memetakan tren, distribusi, dan perkembangan riset mengenai inklusi keuangan digital melalui pendekatan systematic literature review dan analisis bibliometrik. Dengan menggunakan kerangka PRISMA, sebanyak 119 artikel terindeks Scopus yang dipublikasikan hingga 5 Desember 2025 dianalisis lebih lanjut menggunakan VOSviewer. Hasil penelitian menunjukkan peningkatan signifikan dalam publikasi mengenai inklusi keuangan digital sejak 2025 didominasi kontribusi dari institusi dan peneliti di China. Analisis kata kunci mengungkap lima klaster utama terkait inovasi teknologi, ketahanan ekonomi, sistem keuangan, pembangunan berkelanjutan, dan struktur konsumsi. Temuan ini menegaskan bahwa riset inklusi keuangan digital berkembang secara multidisipliner dan terus relevan untuk diteliti, terutama dalam konteks kesenjangan digital, akses kelompok rentan, dan pengaruhnya terhadap pembangunan ekonomi daerah.
IMPLEMENTASI KEBIJAKAN PENANGGULANGAN KEMISKINAN DI KOTA LAHAT Seftiany, Resty; Hariani, Wita; Austin, Trecy
PARETO : Jurnal Ekonomi dan Kebijakan Publik Vol. 8 No. 2 (2025): PARETO
Publisher : Fakultas Ekonomi Universitas Prof. Dr. Hazairin, SH. Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32663/agdm6a24

Abstract

Poverty remains a significant social problem in Lahat City, as it directly affects the quality of life of the community. The local government has implemented various poverty alleviation policies; however, their implementation has not yet achieved optimal outcomes. This study aims to examine the implementation of poverty alleviation policies in Lahat City by analyzing data collection processes, aid distribution mechanisms, the role of implementing officials, and the impact of policies on the social and economic conditions of poor communities. This research employed a qualitative descriptive approach. Data were collected through in-depth interviews, field observations, and documentation involving local government officials, program beneficiaries, and community leaders. The findings indicate that poverty alleviation policies in Lahat City have provided tangible benefits, particularly through social assistance programs and the fulfillment of basic needs. Nevertheless, policy effectiveness is constrained by inaccurate beneficiary data, limited budget allocation, and weak coordination among related institutions. Conversely, strong commitment from the local government, active involvement of frontline officials, and support from community leaders serve as important supporting factors. This study concludes that improving data accuracy, strengthening institutional coordination, and developing long-term economic empowerment programs are essential to enhance the effectiveness and sustainability of poverty alleviation policies in Lahat City.

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