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Muhammad Abdul Ghofur
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JPEKA: Jurnal Pendidikan Ekonomi, Manajemen dan Keuangan
Published by Universitas Negeri Surabaya
ISSN : -     EISSN : 25795716     DOI : http://dx.doi.org/10.26740/jpeka.v3n2
Core Subject : Economy, Education, Social,
Economics, Econometrics & Finance Education Social Sciences Other
JPEKA: Jurnal Pendidikan Ekonomi, Manajemen dan Keuangan Since 2017 published twice a year by Open Journal System to accommodate various research offers original articles on teaching economics. JPEKA: Jurnal Pendidikan Ekonomi, Manajemen dan Keuangan is a peer-reviewed journal that is managed by Department of Economic Education, Faculty of Economic, Universitas Negeri Surabaya and published by Universitas Negeri Surabaya in collaboration with Aspropendo (Asosiasi Pendidik Ekonomi Indonesia) leading scholars evaluate innovations in teaching techniques, materials, and programs. Instructors of introductory through graduate level economics will find the journal an indispensable resource for content and pedagogy in a variety of media. JPEKA: Jurnal Pendidikan Ekonomi, Manajemen dan Keuangan published in May and November.
Arjuna Subject : Ilmu Sosial - Ilmu Sosial (Lain-Lain)
Articles 3 Documents
 1 
Search results for , issue "vol. 10 no. 2 (2026)" : 3 Documents clear
Service Quality and LMS Usage in University: The Mediation Role of User Satisfaction and the Moderating Role of Flexibility-Oriented Culture Tri Wahyudi; Anang Kistyanto; Andre Dwijanto Witjaksono; Joshi Maharani Wibowo
JPEKA: Jurnal Pendidikan Ekonomi, Manajemen dan Keuangan Vol. 10 No. 2 (2026)
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jpeka.v10n2.p149-174

Abstract

Objective: This research seeks to analyse the impact of service quality and user satisfaction on system use directly, as well as through the moderating effect of flexibility-oriented culture and system use as a mediator in the context of the SiDia LMS at Universitas Negeri Surabaya (Unesa). Method: An explanatory quantitative approach with data analysis using PLS SEM assisted by SmartPLS 4.0 software was used in this study. The research sample consisted of active lecturers at Unesa, selected using proportional stratified random sampling, resulting in 264 respondents. Results: The findings show that service quality has a significant effect on user satisfaction but does not have a significant effect on system use in the use of SiDia LMS at Unesa. User satisfaction is confirmed to have a significant effect on system use and fully mediates the association between service quality and system use. A flexibility-oriented culture failed to act as a moderating variable. The accomplishment of SiDia implementation at Unesa is more determined by the quality of user experience and system support services than by organisational flexibility culture. SiDia development needs to focus on improving the quality of operational services and integrating LMS usage through user experience analytics and differentiated support. Novelty: This research focuses on developing a model for LMS success by integrating mediation and moderation mechanisms simultaneously within the ISSM framework, incorporating a flexibility-oriented culture as an organisational contextual factor, which is still rarely done.
The Effect of Security Risks on Interest in Using The Quick Response Code Indonesian Standard (QRIS) Among FKIP UNS Students with Ease of Use as an Intervening Variable Laely Fatonah; Dewi Kusuma Wardani
JPEKA: Jurnal Pendidikan Ekonomi, Manajemen dan Keuangan Vol. 10 No. 2 (2026)
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jpeka.v10n2.p175-188

Abstract

Objective: This study aims to analyze the effect of security risks on the interest in using QRIS through ease of use as an intervening variable. Method: This study uses a quantitative method with a sample of 384 FKIP UNS students determined by purposive sampling technique. Variable measurement uses a 4-point Likert scale processed using SPSS 28 software. Results: The study shows that security risks have a significant effect on the ease of use of QRIS (β = -0.625; p < 0.001), security risks have a significant effect on the interest in using QRIS (β = -0.070; p < 0.011), ease of use has a significant effect on the interest in using QRIS (β = 0.863; p < 0.001), security risks have a significant effect on the interest in using QRIS mediated by ease of use (t = -14.374; p < 0.001). Novelty: This study combines security risk as a factor influencing interest in using QRIS with ease of use as an intervening variable as an extension of the research to determine the extent of its influence.
Digital Transformation in Indonesian Life Insurance: Examining the Role of AI-Based Verification Capability in Enhancing the Relationship Between KYC Performance and Risk Assessment Accuracy Alvin Ayodhia Siregar; Ceskakusumadewi Baharuddin; Sri Anawati
JPEKA: Jurnal Pendidikan Ekonomi, Manajemen dan Keuangan Vol. 10 No. 2 (2026)
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jpeka.v10n2.p189-204

Abstract

Objective: This study examines how AI-Based Verification Capability, as a digital transformation capability, enhances the relationship between Know Your Customer (KYC) Performance and Risk Assessment Accuracy in Indonesian life insurance companies. The study addresses the growing need for insurers to improve customer due diligence, asset verification, fraud detection, and underwriting quality amid increasing regulatory requirements and digital transformation initiatives. Method: The study adopts a quantitative research approach using a cross-sectional survey of managers and executives working in underwriting, compliance, risk management, claims, information technology, and digital transformation functions within Indonesian life insurance companies. Data will be analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) to examine direct and mediating relationships among the constructs. Results: The proposed model suggests that KYC Performance positively influences both AI-Based Verification Capability and Risk Assessment Accuracy. Furthermore, AI-Based Verification Capability is positively affecting Risk Assessment Accuracy and mediate the relationship between KYC Performance and Risk Assessment Accuracy. Organizations with stronger digital verification capabilities are deriving greater strategic value from KYC processes through enhanced data validation, fraud detection, and risk profiling. Novelty: This study contributes to the strategic management and digital transformation literature by conceptualizing AI-Based Verification Capability as a digital transformation capability that converts compliance-oriented KYC activities into strategic risk intelligence. The study extends Dynamic Capabilities Theory and Information Processing Theory within the context of the Indonesian life insurance industry.

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