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Contact Name
Dedi Junaedi
Contact Email
dedijunaedi@laaroiba.ac.id
Phone
+628118114379
Journal Mail Official
dedijunaedi@laaroiba.ac.id
Editorial Address
Pusat Riset dan Kajian Strategis (PRKS) Fakultas Syariah Institut Agama Islam (IAI) Nasional Laa Roiba Bogor Jl Raya Pemda Pajeleran Sukahati No 41 Cibinong, Bogor 16913
Location
Kab. bogor,
Jawa barat
INDONESIA
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
ISSN : 26562871     EISSN : 26564351     DOI : https://doi.org/10.47467/alkharaj
Core Subject : Economy, Social,
AL-KHARAJ: The Journal of Islamic Economics, Finance & Business is a scientific journal published by the Center for Research and Strategic Studies (PRKS) of the Institute of Islamic Religion (IAI) National Laa Roiba Bogor. This journal contains scientific papers from academics, researchers and practitioners in research on Islamic economic, financial and business issues.
Articles 73 Documents
Search results for , issue "Vol 6 No 1 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan " : 73 Documents clear
Pengaruh Etos Kerja, Iklim Kerja Dan Motivasi Kerja Terhadap Prestasi Kerja Karyawan Warung Padang Upik Yogyakarta Ocsalino Damare; Prayekti Prayekti; Epsilandri Septyarini
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 1 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i1.3443

Abstract

The purpose of this study was to determine the effect of work ethic, work climate, and work motivation on employee performance. This study used a questionnaire as a data collection tool and multiple linear regression as a data analysis tool. The research sample is 50 with saturated sampling technique. The findings of the research are stimulants that the independent variables, namely, work ethic, work climate and motivation have a positive and significant effect on the dependent variable, namely work performance.
Analisis Pengaruh Budaya Organisasi, Program Magang, Dan Pelatihan Online Terhadap Kesiapan Calon Tenaga Kerja : Ana Suyanti; Didik Subiyanto; Kusuma Chandra Kirana
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 1 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i1.3446

Abstract

The purpose of this study is to explain the influence of organizational culture, internship programs, and online training on the readiness of prospective workers. This research will be conducted at the Faculty of Economics, University of Sarjanawiyata Tamansiswa on students who follow the organization. This study is a quantitative study and primary data were taken using questionnaires in nonprobability sampling census on 35 respondents. The Data was collected through google Forms, then processed using multiple linear regression analysis. The results showed that culture has a significant effect on the readiness of prospective workers. As for the internship program and online training has no influence on the readiness of job candidates. The results of this study are expected to be able to prepare students to become prospective workers who are ready to plunge in the world of work.
Effect of Current Ratio, Debt to Equity Ratio and Debt to Asset Ratio on Return on Assets in Mining Companies in the Coal Sub-Sector Lailia Rohmawati; Bambang Mursito; Supawi Pawenang
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 1 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i1.3480

Abstract

In the coal industry world with intense competition, it causes competition to develop and involves the importance of the organization's monetary exhibition. Concentrating on the organization's monetary performance is vital in terms of solvency, liquidity and solvency ratios. This study expects to decide the impact of CR, DER and DAR, on ROA in coal mining companies. It is hoped that it will provide knowledge about the impact of CR, DER, and DAR on ROA. This research is in the form of quantitative descriptive with secondary data types. the population of coal area mining organizations recorded on the IDX in 2018-2021 totaled 23 companies. Samples with purposive sampling amounted to 10 mining companies in the coal sector. The data collection method uses the annual financial report data documentation method. tested by multiple linear regression analysis. CR has signifficant negatif impact, DER has signifficant negatif impact, DAR has signifficant positif impact on ROA in Mining Companies in the Coal Sector. The consequences of the Assurance Coefficient Investigation got 83.5% where ROA can be made sense of by the free factors CR, DER, and DAR. Furthermore, can develop this research using other independent variables considering that there are still other independent variables such as Asset Turnover, EPS, TATO and other variables that can affect ROA. Keywords: CR, DER, DAR, ROA
Efektivitas Penyampaian Informasi Petugas Avsec Mengatasi Konflik Komunikasi dengan Penumpang Mengenai Kapasitas Powerbank  Bandar Udara Adi Soemarmo Raden Fatchlul Hilal; Tamara Frida
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 1 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i1.3493

Abstract

The delivery of information carried out by aviation security officers to passengers in conveying information in the form of provisions in carrying electronic devices in the form of power banks is a communication that must be carried out firmly but still in a sympathetic manner. In a domestic flight, the carrying of power bank electronic devices is very strictly regulated in a regulation in the form of Circular Letter Number 15 of 2018 concerning the provisions of carrying portable battery chargers (power banks) and spare lithium batteries on aircraft. The purpose of this study is to determine and explain the effectiveness of information delivery by aviation security officers in overcoming communication conflicts with passengers regarding power bank capacity at Adi Soemarmo Boyolali International Airport. This research is a quantitative study using data collection methods using questionnaires with the population being passengers who carry power banks with capacities exceeding the applicable regulations. The results of this study are with the value of tcount (10,657) ˃ ttable (1,1991) then there is an influence on how to deliver information carried out by aviation security officers in overcoming communication conflicts with passenge rs, besides the influence of the delivery of information carried out by aviation security officers in overcoming communication conflicts with passengers is 59.3%, the remaining 40.7% is influenced by other factors outside this study. Key words: Submission of Information, Communication Conflict, Power bank
Akad Qardh dan Wakalah Bil Ujrah Dalam Transaksi Financial Technology Syari’ah Peer to Peer Lending: Nurman Ferdiana
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 1 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i1.3535

Abstract

In order to prepare the technological infrastructure of developing countries like Indonesia. Information and transactions that can be accessed directly by the general public requires effectiveness and efficiency in feature items, especially technology development. Financial Technology (Fintech) has gone viral because it is one of the best technology options in the financial sector. The conveniences that are obtained by the actors or consumers are aimed at creating independent satisfaction but it is necessary to have a valid contract that will be used and this concerns prospects which have very large implications for the world of financing. Besides these changes, there are various kinds of problems that have arisen, especially the concept of implementing qardh contracts in peer to peer lending syari'ah, applying wakalah bil ujrah contracts in peer to peer lending syari'ah and applying qardh contracts and wakalah bil ujrah in peer to peer lending. syari'ah in the perspective of the DSN-MUI fatwa number 117/DSNMUI/II/2018 concerning Information Technology-Based Financing Services Based on Sharia Principles. So that the objectives achieved can analyze the concept of the validity of the application of the contract. As well as the final analysis of the DSN-MUI fatwa on sharia peer to peer lending.. The type of research used by researchers is qualitative to obtain data using library research (library research). The nature of the research is descriptive. DSN-MUI fatwa number 117/DSNMUI/II/2018 concerning Information Technology-Based Financing Services Based on Sharia Principles which forms the basis is correct, but requires specific fatwas so that the certainty of the application of contracts to service products is more certain and there is no usury and gharar in invoice financing productive and consumer This regulation deserves to be studied, understood and revised by the Government, in this case the Financial Services Authority, DSN-MUI, in issuing regulations and fatwas that accommodate the legitimacy of how fintech products work. This requirement is a form of responsibility of the two regulators so that the risk of occurrence which is prohibited by Syar'I cannot be realized (safe to use). Product contract clauses must be spelled out directly when making a financing contract. So as to be able to support sharia by investing legally, safely, lawfully and can help those in need, especially in funding needs. For this reason, the DSN-MUI fatwa No. 117/DSNMUI/II/2018 must explain in detail the design and achievements determined through collective ijtihad (ijtihad jama'i) so that a National Sharia Council - Indonesian Ulema Council rule is issued which is competent and can fulfill simple elements. , clear, and can be used and understood by startups. Keywords: Financial Technology, Fintech, Fatwas.
Tinjauan Islam tentang Praktek Hybrid Contract pada Perusahaan Otobus Handoyo Abdul Fatah Rusydi
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 1 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i1.3549

Abstract

PO Handoyo is a bus company with a unique innovation, namely the implementation of a hybrid contract. One of the hybrid contract practices implemented by POs. Handoyo is the purchase of bus tickets including meals. Hybrid contract is an agreement between two parties to carry out a contract in which there are two or more contracts. This research aims to provide an understanding of what a Hybrid Contract is, and how it is practiced at PO Handoyo, as well as how the Islamic view of the application of the Hybrid Contract on buying trans Java-Sumatra bus tickets includes eating at PO Handoyo. The type of research used in this study is qualitative and literature using primary and secondary data sources. The results of this study are that the application of hybrid contracts in purchasing trans Java-Sumatra bus tickets including is a permissibility and does not belong to multiple contracts which are forbidden.
Analisis Komparatif Profitabilitas PT  Bank Panin Syariah Sekuritas Sebelum dan Sesudah Go Public Ahmad Ramadhan; Windari Windari
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 1 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i1.3556

Abstract

Before going public, PT Bank Panin Syariah Sekuritas had an increase in profits; however, after going public, the company's situation declined. To boost the company's profitability, PT. Bank Panin Syariah Sekuritas must be able to make the most of the money raised during the IPO process. The purpose of this study is to compare the profitability of PT. Bank Panin Syariah Sekuritas prior to and following its IPO. The approach employed in relation to the ideas advanced relates to profitability ratios, including Return On Assets (ROA), which is used as a gauge of a company's capacity to conduct business activities. If the proceeds from the company's IPO are invested in its ongoing business operations, then Keywords: Profitability Ratios, Performance, go public
Pengaruh CAR, NPL, dan NIM terhadap Profitabilitas Bank Umum yang Listing di Bursa Efek Indonesia Wiranti Ranti; Deny Yudiantoro
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 1 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i1.3558

Abstract

Penelitian ini memiliki tujuan untuk menguji dan menganalisis pengaruh Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), dan Net Interest Margin (NIM) terhadap Profitabilitas Bank Umum yang Listing di Bursa Efek Indonesia tahun 2015-2021. Populasi terdiri dari 46 bank umum yang listing di BEI. Kemudian, sampel dipilih melalui teknik purposing sampling dengan menetapkan 6 Bank Umum sebagai objek penelitian. Metode penelitian menggunakan regresi data panel yang diukur dengan program E-views 12. Hasil analisis penelitian ini menunjukkan bahwa secara parsial variabel CAR berpengaruh positif dan signifikan terhadap profitabilitas, sedangkan variabel NPL dan NIM berpengaruh negatif dan signifikan terhadap ROA. Selanjutnya secara simultan variabel CAR, NPL, dan NIM mampu mempengaruhi profitabilitas sebesar 45,2% dan 54,8% sisanya dipengaruhi oleh variabel lain yang tidak diteliti.
What are the factors of unhealthy financial behavior in the Muslim community of Metro Lampung City? Nurlaili Nurlaili
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 1 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i1.3563

Abstract

Financial behavior is one of the important things to be able to control personal finances, if healthy and good financial behavior can certainly manage cash flow well, the opposite can happen. Healthy and good financial behavior can certainly climb the level of prosperity. However, unhealthy and bad financial behavior will definitely reduce welfare status. Unhealthy financial behavior in this study is caused by people who are entangled in debts, have a consumptive nature, and have low self-awareness toward saving activities. The purpose of this study is to recommend to the Regional Government and the Central Government synergize with each other, building the mindset of the people on the outskirts of the metro city to rise together to climb the ladder of prosperity. The government is expected to be able to provide soft skill training for these people because most of the jobs for the people on the outskirts of Metro City are as laborers in the market. The results of this study, factors that lead to unhealthy financial behavior are caused by a low understanding of financial literacy because these people do not understand saving activities at the bank, do not understand insurance, and investment, have insufficient financial income, understand poor financial attitudes unfavorable and the influence of a strong external locus of control so that the outskirts of Metro City are entangled in debt and unhealthy financial behavior. Keywords: Financial Literacy, Financial Attitude, Income, Locus Of Control, Financial Behavior
Penyelesaian Sengketa Perjanjian Syariah pada Lembaga Keuangan Syariah Jajang Herawan; Mohamad Anton Athoillah
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 1 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i1.3587

Abstract

Settlement of Sharia Agreement Disputes in Islamic Financial Institutions is a positive endeavor to provide legal certainty for justice seekers. The settlement of muamalah disputes in the Islamic tradition has been carried out since the time of the Prophet Muhammad. This is done through a court mechanism known today as litigation and through shulh, fatwa, tahkîm, mazhalim, and hisbah or what is known today as non-litigation. The forms of muamalah dispute resolution that operate in special Islamic financial institutions (LKS) that are currently in effect are almost the same as those that were in effect at the time of the Prophet. The path of litigation through the judiciary and the path of non-litigation through peace or alternative dispute resolution is known in fiqh as shulh, while the route through arbitration or in fiqh terminology is called tahkîm. Keywords: Dispute Resolution, Sharia Agreement, Islamic Financial Institutions

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