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<![CDATA[EVOLUSI PARADIGMATIK KESETARAAN GENDER TERHADAP PERTUMBUHAN EKONOMI TAHUN 2018-2022 KABUPATEN/KOTA SUMATERA UTARA ]]>
<![CDATA[Ainur Oktania]]>;
<![CDATA[Dwi Silfani]]>;
<![CDATA[Jeane Alisya]]>;
<![CDATA[Eza Syahbana]]>;
<![CDATA[Ali Asdon Tanjung]]>;
<![CDATA[Dafa Ariza]]>;
<![CDATA[Joko Suharianto]]>
<![CDATA[ Jurnal Ekonomi dan Bisnis (EK dan BI) Vol 7 No 1 (2024) ]]>
Publisher : <![CDATA[Politeknik Bisnis Indonesia ]]>
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DOI: 10.37600/ekbi.v7i1.1404
<![CDATA[This research aims to analyze the impact of gender equality on economic growth in 33 districts/cities of North Sumatra Province during the 2018-2022 period. Three dimensions of gender equality are explored, namely education (represented by Average Years of Schooling), health (represented by Life Expectancy), and employment (represented by Labor Force Participation Rate). Panel data was analyzed using the Fixed Effect Model (FEM). The findings show that gender equality in the education and health aspects has a positive and significant influence on economic growth, while gender equality in the employment aspect has a positive influence but is not statistically significant. The policy implications of this research discuss the importance of strengthening the contribution of gender equality to economic development and societal welfare. This finding is strengthened by human capital theory, health economics theory, and gender-based division of labor theory.]]>
<![CDATA[ANALISIS RASIO PAJAK TERHADAP KEBAHAGIAAN DI BEBERAPA NEGARA ASIA-AFRIKA ]]>
<![CDATA[Yahya Ayasi]]>;
<![CDATA[Reza Aulia]]>;
<![CDATA[Marselina Marselina]]>;
<![CDATA[Vitriyani Tri Purwaningsih]]>;
<![CDATA[Prayudha Ananta]]>;
<![CDATA[Rizka Malia]]>
<![CDATA[ Jurnal Ekonomi dan Bisnis (EK dan BI) Vol 7 No 1 (2024) ]]>
Publisher : <![CDATA[Politeknik Bisnis Indonesia ]]>
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DOI: 10.37600/ekbi.v7i1.1384
<![CDATA[The goal of this research is to examine how income and tax level affect the level of happiness in the nation that make up the Asian-African Conference. Using information from the World Happiness Report's happiness survey as well as tax and income per capita data from the World Bank, OECD, and IMF panel regression data analysis is the technique employed. The Asian-African Conference member nations' happiness index from 2015 to 2023 is the subject of this study. The happiness index is the dependent variable in this study, and the independent variables include tax ratio and income per capita. The study's findings demonstrate that the tax ratio's level significantly affects the happiness index, as well as income per capita. These results obtained a positive influence due to tax management, tax compliance, and income per capita in these countries have been managed quite well.]]>
<![CDATA[TINGKAT MOTIVASI DAN PERILAKU KALANGAN MASYARAKAT DALAM BERBELANJA ONLINE MELALUI APLIKASI SHOPEE ]]>
<![CDATA[Laidya Amalia Putri]]>;
<![CDATA[Nesya Mutiara Ardana]]>;
<![CDATA[Nilawati Fiernaningsih]]>;
<![CDATA[Rachma Bhakti Utami]]>
<![CDATA[ Jurnal Ekonomi dan Bisnis (EK dan BI) Vol 7 No 1 (2024) ]]>
Publisher : <![CDATA[Politeknik Bisnis Indonesia ]]>
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DOI: 10.37600/ekbi.v7i1.1130
<![CDATA[This research aims to explore and analyze the relationship between shopping motivation using the Shopee application and socio-demographic factors: age, gender, education, occupation, location of residence and shopping capital preferences. With the development of the digital age, the marketing strategy includes an online system for selling its products. Online shopping has become a habit for some people because of the convenience it provides, many people think that online shopping is a means of finding the items they need. This research uses descriptive qualitative methods. Data collection techniques were carried out using interviews and questionnaires. The results of this research show that students and the public shop online due to the influence of advertising and ease of shopping and the influence of friends.]]>
<![CDATA[ANALISIS GAYA KONSUMTIF MAHASISWA ILMU EKONOMI UNIMED: NAVIGASI HARGA DAN PROMO E-COMMERCE ]]>
<![CDATA[Frandika Situmorang]]>;
<![CDATA[Ainur Oktania]]>;
<![CDATA[Gresia Septina Sitohang]]>;
<![CDATA[Nasrullah Hidayat]]>
<![CDATA[ Jurnal Ekonomi dan Bisnis (EK dan BI) Vol 7 No 1 (2024) ]]>
Publisher : <![CDATA[Politeknik Bisnis Indonesia ]]>
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DOI: 10.37600/ekbi.v7i1.1388
<![CDATA[This study aims to analyze the consumer behavior of Student of Economics in State University of Medan (UNIMED) in interacting with e-commerce platforms, particularly in response to price changes and promotions. The study employed a qualitative approach with descriptive analysis. A sample of 35 respondents was selected purposefully. Data was collected through online questionnaires and analyzed using descriptive analysis. The results show that discounts can influence students' purchasing interest, but not significantly. Students find promotional products with poor quality, so they consider both price and product size, product quality becomes an important aspect in purchasing decisions, and students' purchasing priorities are based on the price of daily necessities. This study ultimately shows that Student of Economics in State University of Medan (UNIMED) have rational and critical consumer behavior in online shopping. They are not only influenced by discounts but also consider their quality and needs.]]>
<![CDATA[TYPOLOGY ANALYSIS AND CONCENTRATION MSMES IN THE CENTRAL LAMPUNG REGENCY ]]>
<![CDATA[Resha Moniyana Putri]]>;
<![CDATA[Vitriyani Tri Purwaningsih]]>;
<![CDATA[Muhammad Husaini]]>;
<![CDATA[Emi Maimunah]]>;
<![CDATA[Akbar Setiawan]]>;
<![CDATA[Citra Sofira]]>
<![CDATA[ Jurnal Ekonomi dan Bisnis (EK dan BI) Vol 7 No 1 (2024) ]]>
Publisher : <![CDATA[Politeknik Bisnis Indonesia ]]>
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DOI: 10.37600/ekbi.v7i1.1415
<![CDATA[The role of MSME’s (Micro Small and Medium Enterprises) is certainly very helpful to the economy of Central Lampung Regency. The first highest average contribution of the sector that contributes to the economy according to business field is the agricultural sector (A), plantations and fisheries which has the highest percentage value with 34.17%, while the second highest average contribution is the processing industry sector (C) with the average percentage is 22.92%. This indicates that the economy of Central Lampung is dominated by the primary sector and its processing industry. The condition of other sectors contributes 1-10%, where other sectors are expected to have the potential to become sectors that contribute to the economy, such as the construction sector (F) at 11.16% and the wholesale trade (G), retail and repair sectors at 10.56% . The processing industry and development in the industrial sector contribute greatly to stimulating economic growth and are able to provide added value, especially for raw materials, employment and expanding business opportunities to improve community welfare. The research results show that the distribution of MSMEs in Central Lampung Regency is dominated by MSMEs with industry. food and drink with the District of Terbanggi Besar being the highest contributor to the number of MSMEs in Central Lampung Regency. The distribution of worker concentration in MSMEs uses the Hoover Balassa Index method where the results of the HBI show that almost all workers working in MSMEs in Central Lampung are not concentrated in the dominant MSMEs.]]>
<![CDATA[DINAMIKA PARTISIPASI ANGKATAN KERJA PEREMPUAN ]]>
<![CDATA[Wulan Kurniasari]]>;
<![CDATA[Toto Gunarto]]>;
<![CDATA[Dedy Yuliawan]]>
<![CDATA[ Jurnal Ekonomi dan Bisnis (EK dan BI) Vol 7 No 1 (2024) ]]>
Publisher : <![CDATA[Politeknik Bisnis Indonesia ]]>
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DOI: 10.37600/ekbi.v7i1.1343
<![CDATA[Women's participation in the labor force plays a crucial role in a country's economic growth. However, the gender gap in labor is still quite high in Indonesia. Female labor force participation rate tends to stagnate and lag behind men for the last 30 years, it’s indicating that there is a need improvement in employment. This research aims to test the factors that influence the female labor force participation rate in Indonesia from 1990 to 2021. Using multivariable regression analysis using the Ordinary Least Square method, it was found that there was a positive effect on education and female labor force participation rate. Meanwhile, fertility and working-age population have a negative effect on female labor force participation rate in Indonesia. Women’s labor force participation should be part of a policy strategy to maximize women's potential.]]>
<![CDATA[Pengaruh Indikator Inklusi Keuangan Terhadap Profitabilitas Bank Konvensional di Indonesia Tahun 2019-2020 ]]>
<![CDATA[Noviantika Hidayati]]>;
<![CDATA[Aniek Hindrayani]]>
<![CDATA[ Jurnal Ekonomi dan Bisnis (EK dan BI) Vol 7 No 1 (2024) ]]>
Publisher : <![CDATA[Politeknik Bisnis Indonesia ]]>
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DOI: 10.37600/ekbi.v7i1.1297
<![CDATA[The purpose of this study is to determine the effect of the number of loan accounts, the number of ATMs, and the number of branch offices on the profitability of conventional banks in Indonesia in 2019 - 2022. This research is a quantitative study using the Robust Least Square method regression with Eviews 10. The data collection technique was carried out using secondary data in the form of conventional banking annual reports from 2019 to 2022 totaling 144 samples.. Based on data analysis and discussion, it is concluded that the variable number of loan accounts and the number of ATMs has a negative effect on the profitability of conventional banks, while the variable number of loan offices has a positive effect on the profitability of conventional banks in Indonesia in 2019-2022. Keywords: Loan accounts, ATMs, branches, profitability, conventional banks]]>
<![CDATA[PENGARUH JUMLAH PENDUDUK DAN PERTUMBUHAN EKONOMI (PRODUK DOMESTIK REGIONAL BRUTO) TERHADAP UPAH MINIMUM KABUPATEN BOJONEGORO ]]>
<![CDATA[Dados Susilowati]]>;
<![CDATA[Happy Adianita]]>
<![CDATA[ Jurnal Ekonomi dan Bisnis (EK dan BI) Vol 7 No 1 (2024) ]]>
Publisher : <![CDATA[Politeknik Bisnis Indonesia ]]>
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DOI: 10.37600/ekbi.v7i1.1402
<![CDATA[Gross Regional Domestic Product (GRDP) and Regional Minimum Wage (UMR) are not always linear. For example, the increase in GRDP in Bojonegoro Regency is mainly caused by the oil and gas industry sector, while other sectors are lagging behind, so the increase in UMR may not be comparable. This research uses a quantitative approach and descriptive design to measure and explain the influence between independent variables (population and GRDP) and the dependent variable (minimum wage). The research population and sample include all data related to population, GRDP, and minimum wages in Bojonegoro Regency for the period 2009–2023 (time series) available from BPS. The data is processed using outlier filtering techniques. After that, statistical analysis was carried out using Eviews software: (1) normality test using the Jarque Bera method; (2) Autocorrelation test using the Durbin-Watson test if the DW DU value and (4-DW) DU value are equal; (3) Multicollinearity test based on the VIF value; (4) T test to test the partial effect by comparing the tcount and ttable values and a significance of 0.05; and (5) F test to test the simultaneous effect by comparing the fcount and ftable values and a significance of 0.05. In accordance with the research results, both variables contribute to the minimum wage in Bojonegoro district, namely 80.2%. This indicates that population and GRDP contribute a lot compared to other variables. The research results also explain that population and GRDP have a significant influence on the minimum wage in Bojonegoro district. As well as illustrating that the population is significant to the minimum wage in Bojonegoro district. Meanwhile, GRDP is not significant to the minimum wage.]]>
<![CDATA[PENGARUH PENGANGGURAN, PENGELUARAN PEMERINTAH, DAN JUMLAH PENDUDUK TERHADAP PERTUMBUHAN EKONOMI PROVINSI NUSA TENGGARA BARAT ]]>
<![CDATA[Muhammad Rafi'i Sanjani]]>;
<![CDATA[Indah Fitriana Sari]]>
<![CDATA[ Jurnal Ekonomi dan Bisnis (EK dan BI) Vol 7 No 1 (2024) ]]>
Publisher : <![CDATA[Politeknik Bisnis Indonesia ]]>
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DOI: 10.37600/ekbi.v7i1.1375
<![CDATA[Penelitian ini memiliki tujuan yaitu untuk mencari seberapa besar pengaruh pengangguran, pengeluaran pemerintah, dan jumlah penduduk terhadap pertumbuhan ekonomi di Provinsi Nusa Tenggara Barat tahun 2018-2020. Jenis dari penelitian ini adalah penelitian kuantitatif,sekunder. Dengan teknik pengumpulan data dokumentasi dan studi kepustakaan, yaitu mencari dan memperoleh data dari situs resmi Badan Pusat Statistik (BPS), teknik analisis data yang digunakan adalah Regresi Data Panel. Hasil analisis data menunjukan bahwa, (1) Pengangguran berpengaruh positif dan tidak signifikan terhadap pertumbuhan ekonomi di Provinsi Nusa Tenggara Barat dari tahun 2018 hingga ke tahun 2020; (2) Pengeluaran Pemerintah berpengaruh negatif dan tidak signifikan terhadap pertumbuhan ekonomi di Provinsi Nusa Tenggara Barat dari tahun 2018 hingga ke tahun 2020; (3) Jumlah penduduk berpengaruh positif dan tidak signifikan terhadap pertumbuhan ekonomi di Provinsi Nusa Tenggara Barat dari tahun 2018 hingga ke tahun 2020; (4) Pengangguran, Pengeluaran Pemerintah, dan Jumlah Penduduk secara simultan berpengaruh positif dan terhadap Pertumbuhan ekonomi di Provinsi Nusa Tenggara Barat dari tahun 2018 hingga ke tahun 2020]]>
<![CDATA[STRATEGI PENYELAMATAN PEMBIAYAAN BERMASALAH PADA PEMBIAYAAN MURABAHAH BANK BSI SYARIAH KCP SAMATIGA ]]>
<![CDATA[Badar, Khairil Asjadil]]>;
<![CDATA[Hartati, Sri]]>
<![CDATA[ Jurnal Ekonomi dan Bisnis (EK dan BI) Vol 7 No 1 (2024) ]]>
Publisher : <![CDATA[Politeknik Bisnis Indonesia ]]>
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DOI: 10.37600/ekbi.v7i1.1251
<![CDATA[Bank syariah Indonesia memiliki kantor cabang yang tersebar ke seluruh Indonesia dan disetiap daerahnya memiliki kantor cabang pembantu salah satunya adalah Bank Syariah Indonesia KCP Samatiga yang terletak di Jl. Meulaboh-Kuala Bhee, Reusak, Kec. Samatiga, Kabupaten Aceh Barat, Aceh Berdasarkan wawancara pada pihak BSI KCP Samatiga ada beberapa pembiayaan murabahah yang bermasalah. Nasabah tidak menjalankan kewajibannya dan tidak pula memenuhi ketentuan akad murabahah yang telah diperjanjikan di awal. Pada tahun 2022 rasio NPF BSI sebesar 3,68%, tingkat pembiayaan bermasalah tersebut mengalami penurunan dari tahun 2021 yaitu 4,83 persen, namun jika terjadi secara terus menerus juga akan berpengaruh terhadap kesehatan bank seperti menyebabkan kerugian dan berkurangnya keuntungan. Tujuan Penelitian ini adalah untuk mengetahui faktor penyebab terjadinya pembiayaan bermasalah pada pembiayaan Murahabah dan menentukan strategi yang harus dilakukan untuk menyelamatkan, mencegah serta mengurangi terjadinya pembiayaan bermasalah pada pembiayaan Murahabah di Bank BSI KCP Samatiga. Penelitian ini menggunakan analisis kualitatif dan disajikan secara deskriptif. Hasil analisis didapatkan strategi yang dilakukan untuk menyelamatkan pembiayaan murabahah yang bermasalah pada Bank BSI KCP Samatiga adalah dengan stay strategy (Regular Collection dan Restrukturisasi) dan out strategy (Menyita Angunan).]]>
