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At-Tauzi: Jurnal Ekonomi Islam
Published by Sekolah Tinggi Ekonomi Islam Hamfara Yogyakarta
ISSN : 20861184     EISSN : 27159043     DOI : 10.37820
Core Subject : Economy,
Economics, Econometrics & Finance
Journal At Tauzi is an academic journal with peer-reviewed process in Islamic Economic disciplines. Scientific and Research Articles dealing with Islamic Management, Islamic Banking, Islamic Finance, Islamic Business, Islamic Accounting, and related topics with Islamic economic are welcome.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 78 Documents
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Analisis Sejarah Pemikiran Ekonomi Islam Pada Masa Nabi Muhammad SAW Sampai Masa Kontemporer Estiana, Isni Nuriyah; Fasa, Muhammad Iqbal; Suharto, Prof
At-Tauzi : Jurnal Ekonomi Islam Vol 22 No 1 (2022): vol 22 no 1 / Juni 2022
Publisher : Pusat Studi Ekonomi Islam Sekolah Tinggi Ekonomi Islam Hamfara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37820/attauzi.v22i1.142

Abstract

This article aims to explore Islamic economic thought in the era of the Prophet Muhammad until the contemporary era. Islamic economics is an economic system based on Islamic values ​​based on the holy book of the Qur'an and hadith. The purpose of implementing Islamic economics is to create a civil society. Prophet Muhammad as a role model for all mankind in various aspects of life changed the economic system to bring good for all mankind. Before the Islamic era, the Prophet Muhammad served as a leader and messenger of God so that he changed the country's economic and financial system according to the Qur'an and hadith. Moreover, the Prophet Muhammad was the first pioneer to implement an Islamic economic policy. the first three schools of thought emerge, the Iqtishaduna school, the Mainstream School, and the critical alternative school. key word : Islamic Ekonomic, policy, prophet Muhammad, Mazhab Iqtishaduna; Mazhab Mainstream; Mazhab Alternatif-Kritis.
PANDANGAN HUKUM EKONOMI SYARIAH TERHADAP PRAKTIK JUAL BELI MOBIL BEKAS MELALUI BROKER DI SHOWROOM SEDNA MOTOR KARTASURA Lukmanul Hakim
At-Tauzi : Jurnal Ekonomi Islam Vol 22 No 1 (2022): vol 22 no 1 / Juni 2022
Publisher : Pusat Studi Ekonomi Islam Sekolah Tinggi Ekonomi Islam Hamfara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37820/attauzi.v22i1.201

Abstract

This study analyzes the views of Islamic economic law on the practice of buying and selling used cars through brokers at the Sedna Motor Surakarta showroom. Researchers use the type of field research. This research use desciptive qualitative approach. The primary data source was taken by direct observation to the brokers. The researcher applied the snowball sampling technique. The secondary data sources in this study came from research journals and books. The data collection techniques used were used by researchers, namely interviews and documentation. The results of this study can be concluded that the practice of brokering at the Sedna Motor Kartasura Showroom according to the view of sharia economic law is permissible because the form of buying and selling that is practiced through a broker is carried out by upholding Islamic principles. used in the Sedna Motor Kartasura Showroom as a bridge connecting the transaction between the seller and the prospective buyer with the awareness that as a broker, it is the duty to bridge the transaction process, with honest and fair principles for both the seller and the prospective buyer. have good service quality, carry out marketing strategies and do not seek profits that harm both parties.
ANALISIS PELAKSANAAN PEMBATASAN SOSIAL BERSKALA BESAR (PSBB) DI PROVINSI DKI JAKARTA DAN JAWA TIMUR TERHADAP PEREKONOMIAN NASIONAL Astuti, Meti
At-Tauzi : Jurnal Ekonomi Islam Vol 22 No 2 (2022): Vol 21 no 2 / Desember 2021
Publisher : Pusat Studi Ekonomi Islam Sekolah Tinggi Ekonomi Islam Hamfara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37820/attauzi.v22i2.240

Abstract

The Provinces of DKI Jakarta and East Java implement Large-Scale Social Restrictions (PSBB) based on the Regulation of the Minister of Health in PMK RI No.9 of 2020, concerning Guidelines for Large-Scale Social Restrictions (PSBB) in the Context of Accelerating Handling of Corona Virus Disease 2019 (Covid-19). These two regions are the regions with the first and second largest GRDP in the second quarter of 2020 National GDP. Therefore, this study aims to determine the impact of the implementation of PSBB in DKI Jakarta and East Java Provinces on the national economy. This research uses descriptive qualitative research methods. The data sources for this research came from the Central Bureau of Statistics (BPS) and Bank Indonesia (BI). Based on the results of this study, the implementation of the PSBB in DKI Jakarta and East Java had an impact on the contraction of the national economy.
PENGARUH PENGGUNAAN KARTU DEBIT DAN UANG ELEKTRONIK (E-MONEY) TERHADAP PENGELUARAN KONSUMSI MAHASISWA akmal akmal pradana nasution
At-Tauzi : Jurnal Ekonomi Islam Vol 22 No 1 (2022): vol 22 no 1 / Juni 2022
Publisher : Pusat Studi Ekonomi Islam Sekolah Tinggi Ekonomi Islam Hamfara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37820/attauzi.v22i1.249

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh penggunaan kartu debit dan uang elektronik terhadap pengeluaran konsumsi mahasiswa fakultas ekonomi dan bisnis Universitas Islam Sumatera Utara. Jenis penelitian ini adalah penelitian kuantitatif, dan data yang digunakan adalah data primer dari kuesioner. Teknik analisis yang digunakan adalah analisis regresi linier berganda. Sampel dalam penelitian ini adalah 150 mahasiswa dari 240 mahasiswa Ekonomi dan bisnis, Universitas Islam Sumatera Utara . Hasil penelitian menunjukkan bahwa berdasarkan uji hipotesis terdapat pengaruh positif dan signifikan antara penggunaan kartu debit dan uang elektronik terhadap pengeluaran konsumsi mahasiswa Ekonomi dan bisnis Universitas Islam Sumatera Utara angkatan 2020.Penggunaan kartu debit dan uang elektronik juga berpengaruh terhadap pengeluaran konsumsi mahasiswa. Hal ini disebabkan pembayaran non tunai yang mudah digunakan. Secara psikologis, setiap orang akan lebih mudah membelanjakan uangnya dalam bentuk pembayaran nontunai daripada dalam bentuk tunai. Hasil penelitian ini menunjukkan bahwa mahasiswa Ekonomi dan bisnis Universitas Islam Sumatera Utara tergolong konsumtif.
KECEPATAN EMAS DAN EURO PADA STABILITAS BARU PASCA SHOCK ECONOMIC muhajirin, Muhajirin
At-Tauzi : Jurnal Ekonomi Islam Vol 22 No 2 (2022): Vol 21 no 2 / Desember 2021
Publisher : Pusat Studi Ekonomi Islam Sekolah Tinggi Ekonomi Islam Hamfara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37820/attauzi.v22i2.242

Abstract

After the abandonment of gold currency and gold-standard currency in 1914, there was a great depression in 1930 and it boiled down to the Bretton Woods agreement which agreed that; the money minted should be gold-based. However, in 1971 this agreement was violated by Nixon the American president with USD as fiat money. Since then until now, no country has used gold currency or with the gold standard, and there have been several financial and economic crises, among them in 1997, 2008, 2015 and 2018. This study aims to test the speed of gold (commodity currency) to return to a new stability point after the occurrence of an economic shock compared to the ability of the Euro as a (union currency) of EU countries through the Global CPI indicator. This study used secondary data from Fred Economic Data, Economic Research, Federal Reserve Bank of ST. Louis, The global economy.com, economic indicators for over 200 countries, and OECD.org. Using the Vector Error Correction Model (VECM), Impulse Response Function and Variance Decomposition, this study shows that gold is a more stable commodity (money) (fast to a new equilibrium point) when compared to the Euro (union currency) after the shock economy.
Pengaruh Riba dalam Perekonomian dan Perbandingannya dengan Konsep Sistem Moneter Islam Ismail Yusanto
At-Tauzi : Jurnal Ekonomi Islam Vol 21 No 1 (2021): Vol 21 no 1 / Juni 2021
Publisher : Pusat Studi Ekonomi Islam Sekolah Tinggi Ekonomi Islam Hamfara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37820/attauzi.v21i1.113

Abstract

Inflasi merupakan masalah yang harus dihadapi oleh negara kapitalis. Maka, negara-negara yang mengalami keberhasilan dalam menekan tingkat inflasi, akan mengalami keberhasilan besar dalam mencapai dan mempertahankan laju pertumbuhan ekonomi juga kesempatan kerja. Adapun Dinar dan dirham telah lama diketahui bebas dari inflasi. Tetapi orang-orang yang melawan pihak yang berupaya mengembalikan dinar dan dirhan sebagai mata uang beralasan bahwa emas sebagai komoditas juga mengalami inflasi, sebagaimana yang terjadi selama impor besar-besaran emas dari Afrika Selatan ke Spanyol. Meski demikian data inflasi uang selama 150 tahun adalah kurang dari 0,1%. Peningkatan harga pada tahun-tahun berikutnya, bukan pengaruh logam tersebut tetapi pengaruh introduksi ‘mata uang kredit’ dengan menjadikan fiat money sebagai penggati mata uang riil.
MODEL SERTA TEORI KEBIJAKAN FISKAL ISLAM DAN KONVENSIONAL DI INDONESIA Dini, Andini
At-Tauzi : Jurnal Ekonomi Islam Vol 23 No 1 (2023): Vol 23 no 1 / Juni 2023
Publisher : Pusat Studi Ekonomi Islam Sekolah Tinggi Ekonomi Islam Hamfara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37820/attauzi.v23i1.357

Abstract

Fiscal policy regulates state income and expenditure for the continuation of economic stability. Fiscal policy is divided into two, namely conventional fiscal policy and Islamic fiscal policy. Conventional fiscal policy is the regulation of the state budget which is the obligation of the state to regulate the economy and ensure that the people get welfare. Islamic fiscal policy regulates or manages public funds with the aim of maintaining economic stability and building a fair income distribution system. The research method used is the literature study method by examining some of the literature related to the topic of discussion. The results of this study indicate that conventional fiscal policy and Islamic fiscal policy have the same goal, namely maintaining the country's economic stability. However, in Islamic fiscal policy the aim is not only that, but to distribute the wealth owned by the community so that it is spread evenly. Meanwhile, in Islamic fiscal policy there is a ziswaf instrument in which this instrument plays an important role in the fair distribution of wealth because it is distributed to groups of people who need it. Therefore, researchers want to examine more deeply the theories and models of conventional and Islamic fiscal policy.
STRATEGI PEMBERDAYAAN ZAKAT DT PEDULI YOGYAKARTA Purwanto, April
At-Tauzi : Jurnal Ekonomi Islam Vol 23 No 1 (2023): Vol 23 no 1 / Juni 2023
Publisher : Pusat Studi Ekonomi Islam Sekolah Tinggi Ekonomi Islam Hamfara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37820/attauzi.v23i1.453

Abstract

Sudah menjadi kewajiban organisasi pengelolaan zakat untuk memberdayakan atau menyejahterakan masyarakat. DT peduli sebagai organisasi pengelola zakat turut andil dalam memberdayakan masyarakat. Strategi pemberdayaan merupakan sarana untuk mensejahterakan masyarakat. Penelitian ini bertujuan menggali potensi pemberdayaan yang dilakukan oleh DT peduli Yogyakarta. Bagaimana DT peduli Yogyakarta mengoptimalkan potensi yang ada sehingga mampu mengangkat kesejahteraan masyarakat. Penelitian ini merupakan penelitian kualitatif yang mendeskripsikan temuan-temuan yang terjadi dilapangan. Dari hasil temuan-temuan yang terjadi di lapangan didapatkan kenyataan bahwa pelaksanaan program pemberdayaan yang dilakukan DT peduli melalui program Misykatnya masih belum sepenuhnya mampu memandirikan anggotanya karena keterbatasan sumber daya manusia dan waktu yang tersedia. Optimalisasi sudah dilakukan namun ternyata belum mampu mencapai target secara keseluruhan.
ANALISIS PEMAHAMAN MANAJEMEN KEUANGAN RUMAH TANGGA PEDESAAN PERSPEKTIF ISLAM (Studi Kasus Masyarakat Dusun Garawangi, Cilacap) Nurlaela, Nunung
At-Tauzi : Jurnal Ekonomi Islam Vol 23 No 1 (2023): Vol 23 no 1 / Juni 2023
Publisher : Pusat Studi Ekonomi Islam Sekolah Tinggi Ekonomi Islam Hamfara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37820/attauzi.v23i1.455

Abstract

Kesejahteraan keluarga merupakan salah satu indikator keberhasilan. Pemahaman pengelolaan keuangan rumah tangga merupakan salah satu faktor yang menentukan terwujudnya kesejahteraan keluarga. Manajemen keuangan keluarga meliputi perencanaan dan pengelolaan keuangan keluarga. Tujuan penelitian ini adalah mengetahui pemahaman manajemen keuangan rumah tangga masyarakat pedesaan. Penelitian ini merupakan penelitian deskriptif dengan pendekatan kualitatif, sehingga dalam pengambilan data itu dilakukan secara langsung berupa observasi, dokumentasi, dan wawancara, dengan menggunakan purposive sampling. Objek penelitian dipilih dari masyarakat Dusun Garawangi, Desa Cijati, Kecamatan Cimanggu, Kabupaten Cilacap, Jawa Tengah. Hasil penelitian menunjukkan bahwa: (1) pemahaman masyarakat terhadap manajemen keuangan keluarga masih perlu ditingkatkan, (2) penerapan manajeman keuangan keluarga belum sepenuhnya terlaksana, dan (3) pengelolaan keuangan keluarga secara islami belum dipahami. Jadi, kondisi ini bisa menjadi salah satu penyebab tidak terjadi peningkatan kesejahteraan masyarakat Garawangi.
EKONOMI ISLAM DALAM MEWUJUDKAN FOOD ESTATE Astuti, Meti
At-Tauzi : Jurnal Ekonomi Islam Vol 23 No 1 (2023): Vol 23 no 1 / Juni 2023
Publisher : Pusat Studi Ekonomi Islam Sekolah Tinggi Ekonomi Islam Hamfara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37820/attauzi.v23i1.456

Abstract

The role of Food Estate in a country's political economy is crucial, as hunger can lead to severe social, economic, and political crises. This paper analyzes Indonesia's loss of food sovereignty, particularly during the cooking oil scarcity, and explores Islamic Economics' solutions. Firstly, Islamic Economics aims to eradicate market distortions like hoarding and prevent cartels from controlling the supply chain. Secondly, maintaining supply-demand balance involves state oversight of cooking oil production, distribution, and rational consumption promotion. Using a descriptive qualitative approach and Islamic references, the study concludes that cartels caused cooking oil scarcity in Indonesia, weakening state control. Implementing Islamic economic strategies can reclaim state control and safeguard food sovereignty.

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