cover
Contact Name
Early Ridho Kismawadi
Contact Email
Kismawadi@iainlangsa.ac.id
Phone
+6285276005811
Journal Mail Official
kismawadi@iainlangsa.ac.id
Editorial Address
Jl Meurandeh
Location
Kota langsa,
Aceh
INDONESIA
Ihtiyath : Jurnal Manajemen Keuangan Syariah
ISSN : -     EISSN : 25810219     DOI : https://doi.org/10.32505/ihtiyath.v7i1.5682
Ihtiyath : Jurnal Manajemen Keuangan Syariah was published by the Faculty of Economics and Islamic Business IAIN Langsa which aims to disseminate research results and ideas of academics and practitioners in the field of Islamic finance management. The topics in Ihtiyath Journal include sharia financial management, sharia marketing, sharia retail management, human resource management, operational management, strategy management, international business, small and medium scale businesses, entrepreneurship, and sharia tourism management and other themes that related to sharia financial management. Ihtiyath Journal is published since 2017 with a publishing period of 2 (two) times a year, namely September and Desember. And since 2021 Published Twice a year (June and December).
Articles 226 Documents
Pemetaan Penelitian Zakat Dan Keuangan Sosial Islam: Analisis Bibliometrik Muftahuddin, Muftahuddin; Umuri, Khairil; Bin Ahmad, Aiyub
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 9 No 2 (2025): Ihtiyath : Jurnal Manajemen Keuangan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/ihtiyath.v9i2.12564

Abstract

Zakat dan keuangan sosial Islam memiliki peran strategis dalam mengurangi kesenjangan sosial dan memberdayakan kelompok ekonomi lemah melalui mekanisme distribusi kekayaan yang adil dan berkeadilan. Penelitian ini bertujuan untuk mengidentifikasi tren, perkembangan, serta arah penelitian sebelumnya terkait zakat dan keuangan sosial Islam melalui pendekatan bibliometrik. Penelitian dilakukan dengan metode kuantitatif menggunakan analisis bibliometrik. Data bibliografis diperoleh dari basis data scopus dengan bantuan perangkat lunak Publish or Perish, kemudian divisualisasikan serta dianalisis menggunakan VOSviewer. Hasil penelitian menunjukkan bahwa terdapat 30 artikel terindeks scopus dari tahun 2010-2024. Dalam rentang waktu tersebut, pada tahun 2022 terdapat peningkatan yang signifikan penelitian dengan topik zakat dan keuangan sosial Islam. Temuan ini memberikan wawasan penting bagi akademisi dan pemangku kebijakan untuk memperkuat ekosistem zakat dan keuangan sosial Islam melalui pendekatan ilmiah yang lebih banyak, kolaboratif dan terarah.
Integrating Justice and Riba-Free Principles in Islamic Financial Management Muliadi; Maulana, Muhammad; Yunizar, Muhammad; Havna; Fitri, Rati Saktia; Zainuri, Hamzah
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 9 No 2 (2025): Ihtiyath : Jurnal Manajemen Keuangan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/ihtiyath.v9i2.12957

Abstract

The Effect of Macroeconomic Variables on Mudharabah Deposits at Bank Muamalat Indonesia for the Period 2014–2024 Muhammad, Alfian; Amin, Muhammad; Hisan, Khairatun; Rambe, Khairun Nisa
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 9 No 2 (2025): Ihtiyath : Jurnal Manajemen Keuangan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/ihtiyath.v9i2.12966

Abstract

This study aims to analyze the effect of inflation, exchange rate, interest rate, and gross domestic product (GDP) on Mudharabah deposits at Bank Muamalat Indonesia during the period 2014–2024. Macroeconomic stability is a crucial factor influencing public investment decisions in Islamic banking products. This research employs a descriptive quantitative approach using secondary data, including quarterly financial reports of Bank Muamalat, inflation, exchange rate, and interest rate data from Bank Indonesia, as well as GDP data from the Central Bureau of Statistics. The analysis is conducted using multiple linear regression with EViews 12. The results indicate that simultaneously, inflation, exchange rate, interest rate, and GDP significantly affect Mudharabah deposits. Partially, inflation, exchange rate, and GDP have a positive effect, while the interest rate is not significant. These findings provide valuable insights for bank management in designing profit-sharing strategies and maintaining depositor confidence, as well as assisting regulators in formulating policies that are adaptive to macroeconomic conditions
The Concept of Wasathiyah in the Control of Wealth and Its Relevance to the Distribution of Wealth in the Thought of Yusuf al-Qaradawi Yunizar, Muhammad; Muhammad Maulana; Muliadi; Rati Saktia Fitri; Havna
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 9 No 2 (2025): Ihtiyath : Jurnal Manajemen Keuangan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/ihtiyath.v9i2.12975

Abstract

Pengaruh literasi keuangan, sikap keuangan dan kontrol diri terhadap perilaku pengelolaan keuangan pada mahasiswa Kurnia Sari, Rifka; Agustina Mutia
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 9 No 2 (2025): Ihtiyath : Jurnal Manajemen Keuangan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/ihtiyath.v9i2.13072

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh literasi keuangan, sikap keuangan dan kontrol diri terhadap perilaku pengelolaan keuangan pada mahasiswa. Perkembangan dan kemajuan finansial telah mempengaruhi seluruh negara termasuk Indonesia, yang berdampak pada perubahan perilaku keuangan masyarakat dalam memenuhi kebutuhannya. Penelitian ini menerapkan pendekatan deskriptif kuantitatif dengan pendekatan survei. Populasi dalam penelitian ini yaitu mahasiswa Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi. Sampel yang digunakan berjumlah 96 responden. Data primer diperoleh langsung melalui kuesioner yang disebarkan kepada 96 responden. Metode analisis yang digunakan yakni analisis SEM (Structural Equation Modeling) yang berbasis varians yaitu PLS (Partial Least Square) . Hasil penelitian menunjukkan jika variabel literasi keuangan dan kontrol diri berpengaruh positif dan signifikan terhadap perilaku pengelolaan keuangan pada mahasiswa, sedangkan variabel sikap keuangan tidak berpengaruh positif namun tidak signifikan terhadap perilaku pengelolaan keuangan pada mahasiswa.
Peran Influencer Marketing Terhadap Minat Beli Konsumen Generasi Z di Indonesia Fitri, Rati Saktia
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 9 No 2 (2025): Ihtiyath : Jurnal Manajemen Keuangan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/ihtiyath.v9i2.12969

Abstract

This study aims to identify the role of influencer marketing on the purchasing intentions of Generation Z (Gen Z) consumers in Indonesia and the most influential factors in shaping their purchasing decisions. Using a Systematic Literature Review (SLR) approach, this study analyzed various empirical studies relevant to the topic of influencer marketing and Gen Z consumer behavior. The results indicate that influencer marketing consistently shows a positive influence on Gen Z purchasing intention and purchasing decisions. The most dominant factors influencing purchasing decisions are brand image, product quality, influencer credibility, and marketing content. The mechanism of influence occurs through influencer credibility, the strength of reviews/ testimonials, and social interactions on digital platforms, with TikTok and Instagram being the most effective platforms. The findings indicate that non-celebrity influencers are more effective than celebrity influencers because they are perceived as more authentic and relatable. This study also identifies methodological limitations and substantive gaps in previous studies and provides practical implications for digital marketers and business practitioners in designing effective influencer marketing strategies to reach the Gen Z segment in Indonesia.