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Ammar Munir
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Al-Azhar Journal of Islamic Economics
Published by Sekolah Tinggi Agama Islam Al-Azhar Gowa
ISSN : 26545543     EISSN : 26856522     DOI : https://doi.org/10.37146/ajie
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Al-Azhar Journal of Islamic Economics (AJIE) adalah terbitan berkala ilmiah yang diterbitkan oleh Program Studi Ekonomi Syariah, Sekolah Tinggi Agama Islam (STAI) Al-Azhar Gowa. AJIE terbit dua kali dalam setahun, pada bulan Januari dan Juli.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 45 Documents
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Strategi Marketing Mix pada Pengelolaan Usaha CV Rabbani Asysa dalam Tinjauan Etika Bisnis Islam Hasriani Hasriani; Ismail Kappaja; Idayanti Idayanti
Al-Azhar Journal of Islamic Economics VOLUME 4 NOMOR 1, JANUARI 2022
Publisher : Sekolah Tinggi Agama Islam (STAI) Al-Azhar Gowa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37146/ajie.v4i1.137

Abstract

This research was conducted with the aim of knowing the marketing mix strategy in business management at CV Rabbani Asysa Makassar Branc in a review of Islamic business ethics. This research is a field research (field research) using qualitative methods, and the approaches used are economics and sociology.The results of this study indicate that the marketing mix strategy in business management at CV Rabbani Asysa Makassar Branch used is product, cost-price, promotion, communication and if viewed with Islamic business ethics it is in accordance with the indicators of unity, balance, free will, responsibility, truth, honesty and virtue. Keywords: Marketing mix strategy, Islamic business ethics 
Efektifitas Pemberdayaan Program Pendidikan pada Lembaga Amil Zakat Baitul Maal Hidayatullah Kota Makassar Ammar Munir; Zaenab Zaenab; Suriadi Saputra
Al-Azhar Journal of Islamic Economics VOLUME 4 NOMOR 1, JANUARI 2022
Publisher : Sekolah Tinggi Agama Islam (STAI) Al-Azhar Gowa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37146/ajie.v4i1.145

Abstract

This study aims to determine the effectiveness of empowering educational programs at the Baitul Maal Hidayatullah Amil Zakat Institution, Makassar City, South Sulawesi. This research is descriptive qualitative research, using the approach of sociology and Islamic economics. The research is located on Jl. Tamalannrea Raya No. 27A, Tamalanrea District, Makassar City. Methods of collecting data through observation, interviews, and documentation. The results of this study indicate that the educational empowerment program at Laznas BMH South Sulawesi Branch consists of two parts student school scholarships and student college scholarships. The concept of Education Program Empowerment at Laznas BMH South Sulawesi Branch has been distributed to several mustahik who are entitled to scholarships for education programs by Laznas BMH South Sulawesi Branch. The effectiveness of educational program empowerment can be seen from the effectiveness indicators, namely: 1) right on target in distributing zakat funds to poor and underprivileged must hike 2) encouraging by supporting the needs of must hike in the field of education. 3) improve the quality of academic and non-academic achievements of Mustahik
Risiko Perkembangan Teknologi Perbankan Syariah Era Millenial Muhlis Masin; Asyraf Mustamin; Farid Fajrin; Supriadi Supriadi; Trisno Wardy Putra; Trimulato Trimulato
Al-Azhar Journal of Islamic Economics VOLUME 4 NOMOR 1, JANUARI 2022
Publisher : Sekolah Tinggi Agama Islam (STAI) Al-Azhar Gowa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37146/ajie.v4i1.148

Abstract

The risk that have been faced by sharia financial institution is not merely about financial issue but also non-financial. Hence, it is considered as an urgency to be able to implement the risk management in order to conduct the hedging strategy in sharia financial institution, and also to anticipate and ready for further action needed in facing some irrelevant situations which are not according with the expectations and the objectives of the institution. This writing aims to assess the risk management in identifying and in managing of that.  However, because of the complexity of the risk encountered both in financial and non-financial issue; such as operational risk of the use of modern technology services which does increasingly pamper the current millennial clients and that prone to cyber-security threat and thus needs protection. Also economic uncertainty with the state of pandemic covid 19.  
Penerapan Instrumen Cash Waqf Linked Sukuk (CWLS) Berdasarkan Prinsip Maslahah Pada BSI Mukhtar Luthfi; Abdul Wahab; Husni Nasir
Al-Azhar Journal of Islamic Economics VOLUME 4 NOMOR 1, JANUARI 2022
Publisher : Sekolah Tinggi Agama Islam (STAI) Al-Azhar Gowa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37146/ajie.v4i1.118

Abstract

Cash Waqf Linked Sukuk (CWLS) is a sukuk investment instrument published by the state called retail SBSN. CWLS is published as one of the efforts by the Government to develop a productive waqf in Indonesia. The innovation in this project by BI, Finance Ministry, Ministry of State-Owned Enterprises, and BWI. The objective of the sukuk based waqf development is to increase its oprational value by getting various parties involved. Cash Waqf is a sharia financial sector that needs to developed for social welfare in Indonesia. The method used in this article is a descriptive field research.
Peluang dan Tantangan Industri Halal Indonesia Menuju Pusat Industri Halal Dunia Samsul Samsul; Supriadi Muslimin; Wardah Jafar
Al-Azhar Journal of Islamic Economics VOLUME 4 NOMOR 1, JANUARI 2022
Publisher : Sekolah Tinggi Agama Islam (STAI) Al-Azhar Gowa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37146/ajie.v4i1.135

Abstract

The Indonesian government has planned to become the center of the world's halal industry in 2024, but the competition in the halal industry does not only come from Muslim countries also non-Muslim majority countries. Therefore, this study aims to unravel the opportunities and challenges of the Indonesian halal industry towards the center of the world halal industry. This research is a literature study, using a descriptive approach, data and information collected from various kinds of literature and secondary data. The results of this study indicate that there are five aspects of the opportunities for the Indonesian halal industry, aspects of global recognition, finance, halal food, halal tourism, and aspects of halal lifestyle. There are three challenges, each from external sources, competing countries, the unavailability of globally halal certification agreed, and the incompatibility of Muslim countries in lay down halal product standards; and from the internally consists of, the lack of halal awareness among the Indonesian people, the problems of Law Number 33 of 2014 concerning Halal Product Guarantee, and the low awareness of the Indonesian people to compete. In addition to these challenges, there are also obstacles faced of Indonesia, including the halal industry business opportunities that have not been realized by many parties and regulators, the limited supply of raw materials that meet halal criteria, the limited understanding of a number of producers accompanied by inadequate infrastructure, differences in standardization and certification of halal products, and the number of imported products that enter Indonesia.
Perkembangan dan Tantangan Halal Fashion Indonesia Dalam Menjadi Produsen Utama Industri Halal Global Agus Suaidi Hasan; Baitul Hamdi
Al-Azhar Journal of Islamic Economics VOLUME 4 NOMOR 2, JULI 2022
Publisher : Sekolah Tinggi Agama Islam (STAI) Al-Azhar Gowa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37146/ajie.v4i2.134

Abstract

The purpose of this research is to find out the developments and challenges faced in the halal fashion industry in Indonesia. This research is library research using a qualitative approach. This research was conducted by reading, studying, and analyzing various existing literature, in the form of books, journals, news and research results. The results of the study show that the development of halal fashion in Indonesia continues to increase and progress from year to year and has a positive impact on Indonesia's economic growth. However, behind its development, there are challenges that must be faced by Indonesia to become the center of global halal fashion, fierce competition with foreign countries, the absence of halal competition that applies globally, categorization of halal fashion that is still united with general or conventional fashion, there are still problems in The JPH Law is still low and lacks raw materials, only the competitive spirit of the Indonesian people, and adapting to the COVID-19 pandemic
Konsep Kepemilikan Harta Sebagai Bagian Hak Asasi Ekonomi Perspektif Al-Qur’an Syamsiah Muhsin; Achmad Abu Bakar; Halimah Basri
Al-Azhar Journal of Islamic Economics VOLUME 4 NOMOR 2, JULI 2022
Publisher : Sekolah Tinggi Agama Islam (STAI) Al-Azhar Gowa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37146/ajie.v4i2.170

Abstract

This article describes the concept of property ownership as part of human economic rights and also describes how the Qur'anic insights about the concept of property ownership. This research is a qualitative descriptive study using a library research approach. Sources of data in this study using primary and secondary data sources. The technique of collecting data is by keyword searching, subject searching and from the latest scientific articles. Data checking is done by triangulation technique. The results of the study found that (1) Property ownership is one part of the concept of economic rights that is recognized and protected by law. Islamic economics distinguishes the concept of Islamic ownership from the concept of ownership in countries that adhere to both capitalist and socialist systems. (2) Islam as a Shari'a highly upholds economic rights which include property rights. Allah explains about property ownership in the Qur'an that humans are given the right by Allah to manage and own property as a gift and mercy from Allah. This is an affirmation for humans that Allah is the owner of everything in the heavens and on earth. Keywords: Concept of Property Ownership, Economic Human Rights, Qur’anic Perspective Abstrak Artikel ini memaparkan tentang konsep kepemilikan harta sebagai bagian dari hak asasi ekonomi manusia juga memaparkan bagaimana wawasan Al-Quran tentang konsep kepemilikan harta. Penelitian ini merupakan penelitian deskriptif kualitatif menggunakan pendekatan riset kepustakaan. Sumber data dalam penelitian ini menggunakan sumber data primer dan sekunder. Tehnik pengumpulan data dengan pencarian kata kunci, pencarian subyek dan dari artikel ilmiah terkini.Pengecekan data dilakukan dengan tehnik triangulasi. Hasil penelitian ditemukan bahwa (1) Kepemilikan harta adalah salah satu bagian dari konsep hak asasi ekonomi yang diakui dan dilindungi pelaksanaannya oleh Undang-undang. Ekonomi Islam membedakan konsep kepemilikan Islam dengan konsep kepemilikan pada negara yang menganut sistim kapitalis maupun sosialis. (2)Islam sebagai suatu syariat sangat menjunjung tinggi hak asasi ekonomi yang didalamnya mencakup tentang hak kepemilikan harta. Allah menjelaskan tentang kepemilikan harta dalam Al-Quran bahwa manusia diberi hak oleh Allah untuk mengelola dan memiliki harta sebagai karunia dan rahmat dari Allah. Hal ini menjadi penegasan bagi manusia bahwa Allah adalah pemilik segala sesuatu di langit dan di bumi. Kata Kunci: Konsep Kepemilikan Harta, Hak Asasi Ekonomi, Perspektif Al-Quran
Penerapan Pendampingan Perilaku Menabung di Bank Syariah dalam Mencegah Sikap Konsumtif Ismawati Ismawati; Jamaluddin Jamaluddin; Samsul Samsul
Al-Azhar Journal of Islamic Economics VOLUME 4 NOMOR 2, JULI 2022
Publisher : Sekolah Tinggi Agama Islam (STAI) Al-Azhar Gowa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37146/ajie.v4i2.146

Abstract

This study aims to determine the application of education assistance on saving behavior that is attractive as well as to prevent and find solutions to the consumptive attitudes of elementary school students in Makassar city.  This study uses the qualitative research type.  The type of data used in this research are subject data and object data, the data is obtained from interviews with informants and documentary data.  The results of this study indicate that the steps taken in order to assist education on saving behavior are attractive to elementary school students so that they like to save, namely: the preparation stage, the implementation stage, the activity process, and the evaluation. Meanwhile, efforts to prevent and find solutions to the consumptive attitudes of elementary school students in Makassar is to provide education and understanding of how important it is to instill a simple lifestyle for elementary school children in order to be able to determine their needs rather than their desires, therefore the role of parents and also teachers are very important in that effort.
Perspektif Ekonomi Islam Terhadap Transaksi Shopee Paylater A Muh Syaifuddin; Ruslang Ruslang; Hasriani Hasriani; Supriadi Muslimin
Al-Azhar Journal of Islamic Economics VOLUME 4 NOMOR 2, JULI 2022
Publisher : Sekolah Tinggi Agama Islam (STAI) Al-Azhar Gowa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37146/ajie.v4i2.176

Abstract

This study discusses an overview of Islamic economics on the use of Shopee Paylater transactions in the city of Makassar. The purpose of this study is to reveal an overview of Islamic economics on the practice of using Shopee Paylater transactions in the city of Makassar. This research is a field research with a qualitative approach method, sourced from primary data and secondary data. The results of the study reveal that Shopee Paylater provided by Shopee aims to benefit from user loans. Electronic loans provided by Shopee to users through the Shopee Paylater feature in terms of the Islamic economy are not justified because this feature draws profits from loan proceeds while Islam forbids taking advantage of loans. Loans provided by Shopee Paylater are usurious and contrary to Islamic economic principles.
Pelaksanaan Sanra Galung Perspektif Ekonomi Islam Mardatillah Mardatillah; Zaenab Zaenab; Nashrurrahman Nashrurrahman; Husni Nasir
Al-Azhar Journal of Islamic Economics VOLUME 4 NOMOR 2, JULI 2022
Publisher : Sekolah Tinggi Agama Islam (STAI) Al-Azhar Gowa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37146/ajie.v4i2.181

Abstract

This research was conducted to know: (1) the implementation of sanra galung by the rice farming community of Wadilmuqaddas hamlet, Lawatu Ea village, Kec. North Poleang, Kab. Bombana; (2) an Islamic economic review of the implementation of sanra galung by the rice farming community of Wadilmuqaddas hamlet, Lawatu Ea village, Kec. North Poelang, Kab. Bombana. This research is field research with a qualitative approach method, sourced from primary data and secondary data. The researcher acts as the main instrument in this research by collecting and assessing the quality of the data and the validity of the information obtained from the results of observations, interviews, and documentation activities. The data is processed based on analytical procedures that are natural settings with a phenomenological and sociological approach through three stages, namely data reduction, data display, and conclusions. The results of this study indicate that: (1) the implementation of sanra galung by the people of Wadilmuqaddas hamlet, Lawatu Ea village, North Poleang sub-district is carried out according to customs such as not involving witnesses, without a letter of agreement and the use of collateral by the massanra (debtor) which in the broad sense of the community has not to understand the provisions of Islamic law. (2) the implementation of sanra galung in the hamlet of Wadilmuqaddas based on an Islamic economic review is not by the law or Islamic economic principles.

Page 4 of 5 | Total Record : 45

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