ASIAN JOURNAL OF ISLAMIC MANAGEMENT (AJIM)
The Asian Journal of Islamic Management (AJIM) is a peer-review journal publishes quality and in-depth analysis on current issues within Asia and Islamic management topics. The journal publishes twice a year every June and December. AJIM welcomes strong and original evidence-based empirical studies on the aspect of Islamic management in the Asia context. The journal is open-accessed for scholarly readers. The following are suggested areas of interest, but not limited to: Marketing of Islamic financial products and services Halal supply chain and operations management Halal tourism and hospitality management Halal foods, beverages, cosmetics, pharmaceuticals, toiletries Muslim consumer behavior, segmentation, targeting, positioning Religiosity of consumers, employees, leaders, managers, suppliers Islamic codes of conduct and ethics in management Islamic leadership and followership, leader-member relations Takaful, zakah (charity) and waqf management Riba, gharar, maisir Islam, technology and management Digital marketing, financial technology, e-recruitment Islam, competition, coopetition and strategic management Islam, cross-culture and management Value chain management and customer satisfaction Islamic lean manufacturing, and operations
Articles
92 Documents
<![CDATA[Analysis of factor affecting Islamic commercial bank financing for the agricultural sector in Indonesia ]]>
<![CDATA[Satrio Arif Wicaksono]]>;
<![CDATA[Yeny Fitriyani]]>
<![CDATA[ Asian Journal of Islamic Management (AJIM) VOLUME 2 ISSUE 2, 2020 ]]>
Publisher : <![CDATA[Faculty of Business & Economics, Universitas Islam Indonesia ]]>
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DOI: 10.20885/ajim.vol2.iss2.art5
<![CDATA[Purpose: This study aims to analyse the factors that influence Islamic commercial bank financing for the agricultural sector in Indonesia from January 2015 to April 2019.Methodology: Variables used in this study are Agricultural Financing, DPK, NPF, Inflation, Exchange Rates, SBIS, and IPI. The method used in this research is the VAR/VECM method with Impulse Response Function (IRF) analysis and Forecast Error Variance Decomposition (FEVD).Findings: The results show that the variables that significantly influence agricultural financing in the long-term are DPK, Exchange Rate, and IPI. Taking a closer detail, IPI variable has a positive effect, while the DPK and Exchange Rate have a negative effect on agricultural financing. Then NPF, inflation, and SBIS have no effect on agricultural financing in the short and long-term. Based on the results of FEVD, the variable that has the greatest contribution to agricultural financing is DPK compared to Exchange Rate and IPI.Practical applications: Islamic bank directors prioritize efforts to increase funding in order to encourage an increase in the portion of financing in the agricultural sector.Originality: This study examines the effect of financial and macroeconomic performance on mudharabah financing in the short and long term in Indonesia.]]>
<![CDATA[The effect of macro variables on the Jakarta Islamic Index ]]>
<![CDATA[Thoha Yahya]]>
<![CDATA[ Asian Journal of Islamic Management (AJIM) VOLUME 2 ISSUE 1, 2020 ]]>
Publisher : <![CDATA[Faculty of Business & Economics, Universitas Islam Indonesia ]]>
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DOI: 10.20885/ajim.vol2.iss1.art4
<![CDATA[Purpose: In this study, efforts have been made to explore the relationship between macroeconomic variables and the Jakarta Islamic Index during the period 2015.1-2019.8.Methodology: the formulated model is a model to show the relationship. Long-term and short-term analysis using the classic assumption test and unit root test, co-integration test, and Granger causality test in the context of the ECM framework. For this purpose, macroeconomic variables are used as a measure of influence on the Jakarta Islamic IndexFindings: The results showed. Based on the analysis that has been done through cointegration and ECM tests, there is a long-term relationship between inflation variables, BI interest rates, foreign exchange rates, and the money supply with JII in 2015.1-2019.8. There is a short-term relationship between inflation variables, BI interest rates, foreign exchange rates, and the money supply with JII in 2015.1-2019.8.Originality/contributions: This is the first study using JII in Indonesia which was registered at the Islamic University of Indonesia in 2015.1-2019.8]]>
<![CDATA[The effect of religiosity and financial literacy on intention to use Islamic banking products ]]>
<![CDATA[Istyakara Muslichah]]>;
<![CDATA[Soliha Sanusi]]>
<![CDATA[ Asian Journal of Islamic Management (AJIM) VOLUME 1 ISSUE 2, 2019 ]]>
Publisher : <![CDATA[Faculty of Business & Economics, Universitas Islam Indonesia ]]>
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DOI: 10.20885/ajim.vol1.iss2.art2
<![CDATA[Purpose: Cosiderable numbers of study provides and widen the horizon of knowledge on the intentions of people or business to use religious-related banking product.With the increasing awareness of Islamic banking product, this study aims to probe the relationship between knowledge of Islamic finance and religiousity with the intention of consumer to use Islamic banking products.Methodoloy: Using convenient sampling, this research uses questionnaires to gather primary data from business owners or managers in Yogyakarta as the respondents. SMART PLS is used to analyzed the data.Findings: This result show that business players’ intention to use Islamic banking products is influenced by religiosity, literacy and attitude. Meanwhile, the effect of Islamic financial literacy on the intention to use Islamic banking products shows a greater influence compared to other relationship. Knowledge, especially being financially literate is very important to increase the interest of industry players using Islamic products.Originality/Value: To the author knowledge, as the results variations among researcher exist, the findings of this research provides deeper insight on the literature of behavior and norms as well as Islamic financial literacy. This paper suggests that knowledge and religiousity matters as for business payers to make utilization decision related to Islamic banking product.]]>
<![CDATA[The relationship between m-banking service quality and loyalty: evidence in Indonesian Islamic Banking ]]>
<![CDATA[Rizaldi Yusfiarto]]>
<![CDATA[ Asian Journal of Islamic Management (AJIM) VOLUME 3 ISSUE 1, 2021 ]]>
Publisher : <![CDATA[Faculty of Business & Economics, Universitas Islam Indonesia ]]>
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DOI: 10.20885/ajim.vol3.iss1.art3
<![CDATA[Purpose: This study generally aims to comprehensively examine the effect of mobile banking service quality on creating customer loyalty in Islamic banking. In particular, this research uses the E-S-Qual instrument to verify service quality in mobile banking and uses one mediation variable, namely e-customer satisfaction. Methodology: This study amounted to 273 Islamic banking customers. The total participants are divided into several categories such as; gender, occupation, domicile, and Islamic bank used. The data obtained were analyzed using the Structural Equation Modeling (SEM) approach. This study also uses a second-order perspective (reflective-reflective) SEM on the E-S-Qual variable (efficiency, fulfillment, system availability, and privacy), then the approach used refers to the repeated indicators. Findings: The higher mobile banking service quality has implications for customer loyalty, both attitude and behavior. It happens when the customer is satisfied with the quality of the system displayed. This satisfaction can be achieved if the dimensions of quality that are characteristic of the system can be presented by Islamic banking.Originality: This study underscores the dimensions of efficiency and system availability as keys to mobile banking service quality. Efficiency refers to how the ease, accessibility, and speed provided by the system can facilitate transactions and other functions. Furthermore, system availability refers to how the platforms function properly in relation to technical constraints that may arise, as well as attachment to functions that strengthen processes in the business of Islamic banking customers. ]]>
<![CDATA[Religiosity and tax evasion: the application of theory of planned behavior ]]>
<![CDATA[Ummi Fadhilah]]>
<![CDATA[ Asian Journal of Islamic Management (AJIM) VOLUME 1 ISSUE 1, 2019 ]]>
Publisher : <![CDATA[Faculty of Business & Economics, Universitas Islam Indonesia ]]>
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DOI: 10.20885/ajim.vol1.iss1.art6
<![CDATA[Purpose: This research is aimed to analyze the cheating behavior done by the non-compliance tax payers in Indonesia.Methodology: The data used in this research was primary data from questionnaire which was directly obtained from the object of civil servant working in Batang Regency, Central Java. PLS-SEM was used to test and analyze the data.Findings: The finding showed that there was a negative and significant influence of religiosity to the intention of a civil servant to do tax evasion and there was a positive and significant influence toward people’s intention to do tax evasion.Originality: This paper contributes to the literature by testing the Theory of Planned Behavior to examine noncompliance tax payers]]>
<![CDATA[Do religiosity and knowledge affect the attitude and intention to use halal cosmetic products? evidence from Indonesia ]]>
<![CDATA[Monicha Divianjella]]>;
<![CDATA[Istyakara Muslichah]]>;
<![CDATA[Zafirah Hanoum Ahmad Ariff]]>
<![CDATA[ Asian Journal of Islamic Management (AJIM) VOLUME 2 ISSUE 2, 2020 ]]>
Publisher : <![CDATA[Faculty of Business & Economics, Universitas Islam Indonesia ]]>
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DOI: 10.20885/ajim.vol2.iss2.art1
<![CDATA[Purpose: This study aims to examine the roles of religiosity and knowledge on attitude formation towards Halal cosmetic products. The attitude toward Halal cosmetic products will then be further investigated to determine whether it affects the intention to purchase Halal cosmetics in the domestic cosmetic industry in Indonesia.Methodology: This study utilized the purposive sampling method to collect the data. A total of 150 Indonesian Muslim consumers who have previously used Halal cosmetic products participated in this survey. Structural equation modeling was used to test the hypotheses in this study.Findings: The results showed that both religiosity and product knowledge significantly impact attitude towards using Halal cosmetics products. Interestingly, the findings revealed that product knowledge has a higher impact on attitude compared to religiosity. More importantly, attitude towards Halal cosmetics also showed a positive effect on the intention to use Halal cosmetics products.Originality: Previous research in the Malaysian context conducted by Abd Rahman et al. (2015) and Suki and Suki (2018) formed as the basis of this study. Although the same theme and hypotheses were incorporated, however, the current study was examined in a different market setting and on a different set of respondents (i.e., Indonesian Halal market).]]>
<![CDATA[An investigation toward purchase intention of halal beef from traditional market: A TPB perspective ]]>
<![CDATA[Mohammad Khibran]]>
<![CDATA[ Asian Journal of Islamic Management (AJIM) VOLUME 1 ISSUE 1, 2019 ]]>
Publisher : <![CDATA[Faculty of Business & Economics, Universitas Islam Indonesia ]]>
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DOI: 10.20885/ajim.vol1.iss1.art1
<![CDATA[Purpose: The aim of this study was to investigate the consumer behavior toward purchasing intention of halal beef in Yogyakarta traditional Market, by using the Theory of Planned Behavior (TPB) that consisted of attitude behavior, subjective norm and perceived behavioral control, which was moderated by self-identity (religiosity).Methodology: The research used quantitative approach through convenience sampling by using questionnaires, which were distributed to adult Muslim beef consumers from 21-60 years old. In total, there are 110 respondents collected.Findings: The finding of this research showed that the theory of planned behavior (attitude behavior, subjective norm and perceived control behavior) directly influence the purchasing intention toward halal beef in Yogyakarta traditional market, while self-identity (religiosity) moderated the TPB to influence the purchasing intention. Besides, the purchasing intention toward halal beef in Yogyakarta is quite high. It was shown by the high intention to consume halal beef daily.Originality: The lack of published research about the consumption of halal products in Indonesia limits the literature and data for this research. The use of halal logo on beef product sold in traditional market can be applied in this case, both for the butcher and slaughterhouse.]]>
<![CDATA[The effect of financing using the principle of profit-loss sharing on profitability level of commercial Islamic bank registered in Bank Indonesia ]]>
<![CDATA[Nurul Alfi Syahri]]>;
<![CDATA[Dwipraptono Agus Harjito]]>
<![CDATA[ Asian Journal of Islamic Management (AJIM) VOLUME 2 ISSUE 1, 2020 ]]>
Publisher : <![CDATA[Faculty of Business & Economics, Universitas Islam Indonesia ]]>
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DOI: 10.20885/ajim.vol2.iss1.art5
<![CDATA[Purpose: This study aims to examine the effect of financing products with the principle of profit-loss sharing offered by Sharia Banks to the level of profitability of Sharia Banks. The financing product under profit sharing principle of Sharia Bank can be categorized into two types namely Mudharaba and Musharaka. The effect of Mudharaba and Musharaka on the profitability level of Sharia Banks is tested partially and simultaneously. In this study, the profitability level of Sharia Bank is measured by Return On Equity (ROE).Methodology: The sample of this research is the Sharia Bank registered in Bank Indonesia. The sample selection in this study used purposive sampling method and obtained6 samples for the study period of 2012-2016. This research uses Multiple Linear Regression analysis method to analyze the data.Findings: Results of this study indicate that financing products with profit-loss sharing principles represented by the proxy of Mudharaba and Musharaka have a significant effect on the profitability level of Sharia Banks for the period of 2012-2016. Mudharaba is partially significant and positive to the profitability level of Sharia Banks for the period of 2012-2016, Musharaka partially has a significant and negative effect on the profitability level of Sharia Banks for the period of 2012-2016, and Mudharaba and Musharaka simultaneously have a significant influence to the level of profitability of Sharia Banks for the period of 2012-2016.Originality: This study enriches the discussion of the effect of financing products with the principle of profit-loss sharing offered by Sharia Banks to the level of profitability of Sharia Bank. The effect of Mudharaba and Musharaka on the profitability level of Sharia Banks is tested to the profitability level of Sharia Banks]]>
<![CDATA[Analysis of factor affecting financing with Islamic banks in agriculture sectors ]]>
<![CDATA[Heri Sudarsono]]>;
<![CDATA[Mustika Noor Mifrahi]]>;
<![CDATA[Indah Susantun]]>;
<![CDATA[Ari Rudatin]]>;
<![CDATA[Sarastri Mumpumi Ruchba]]>
<![CDATA[ Asian Journal of Islamic Management (AJIM) VOLUME 1 ISSUE 2, 2019 ]]>
Publisher : <![CDATA[Faculty of Business & Economics, Universitas Islam Indonesia ]]>
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DOI: 10.20885/ajim.vol1.iss2.art6
<![CDATA[Purpose: This study aims to determine the effect of non-performing finance, inflation, interest rates, Bank Indonesia Sharia Certificate variable, deposit and Industrial Production Index on the financing of the agricultural sector in Islamic banks.Methodology:This study uses analysis tools with the Vector Auto Regression (VAR) method. The VAR method is applied if the data used is stationary and there is no cointegration. If the data used is stationary but there is cointegration, the analytical tool that will be applied is the Vector Correction Model (VECM) method.Findings: There is causality between interest rates and financing in the agricultural sector. This situation can be interpreted that any increase in interest rates will result in people preferring financing to Islamic banks. Profit sharing and margins do not directly influence the increase in interest rates in conventional banks so that the increase in interest rates is relatively a cheaper cost of financing. Conversely, if there is a decrease in the interest rate on conventional banks, it will make people more likely to choose financing in conventional banks rather than in Islamic banks Originality:This study enrich the discussion in factors affecting financing with Islamic Banks in agriculture sectors. ]]>
<![CDATA[Indonesian young consumers’ intention to donate using sharia fintech ]]>
<![CDATA[Maulida Dwi Agustiningsih]]>;
<![CDATA[Ravika Mutiara Savitrah]]>;
<![CDATA[Putri Catur Ayu Lestari]]>
<![CDATA[ Asian Journal of Islamic Management (AJIM) VOLUME 3 ISSUE 1, 2021 ]]>
Publisher : <![CDATA[Faculty of Business & Economics, Universitas Islam Indonesia ]]>
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DOI: 10.20885/ajim.vol3.iss1.art4
<![CDATA[Purpose: This research examines the effect of Perceived Ease of Use (PEOU), Perceived Usefulness (PU), religiosity, and company image on intention to use Sharia fintech for donation among Indonesian young consumers.Methodology: This study used a quantitative method with data collection techniques using an online questionnaire. Respondents filled out the questionnaire based on the Likert scale from 1 (strongly disagree) to 4 (strongly agree). The questionnaire was distributed and collected in less than one week, from 26th March 2021 to 29th March 2021. The ideal sample is five times higher than the number of indicators. The number of indicators is 20, so the ideal sample is 100 or more. This study has successfully collected 206 respondents. However, 13 respondents filled the same scale for all questions, so 193 is chosen as data analysis. The valid data were analyzed through Structural Equation Modeling Partial Least Square (SEM-PLS). Findings: This research shows the intention to use Sharia fintech to pay donations influenced by perceived usefulness (PU) and religiosity. In contrast, perceived ease of use (PEOU) and image are not positively related to the intention of using Sharia fintech for donation.Practical Implication: Religiosity and PU positively influence the interest in using Sharia fintech to pay donation. So, it is expected for fintech to comply with Sharia compliance and still comply with regulations from the OJK and DSN related to legality aspects. Furthermore, fintech startups and developers can build a more user-friendly application.Originality: This research is a replication-based model and is adapted from published research. The originality in this research is in the respondent who young generation. Intention to pay donation using fintech Sharia is the main focus to be researched. This primary focus has not been being researched beforehand.]]>
