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MUHAMAD DANI SOMANTRI
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Mutawasith: Jurnal Hukum Islam
Published by IAI Latifah Mubarokiyah Tasikmalaya
ISSN : 27222764     EISSN : 27234681     DOI : -
Core Subject : Religion,
Religion
Mutawasith is the academic journal of Islamic law that was first published in 2018 by the Program of Sharia Economics Law (Muamalah) of the Institute of Islamic Religion Mubarokiyah Tasikmalaya. The Mutawasith Journal is published periodically twice in one year in June and December. The focus of the study from the Mutawasith Journal emphasizes the research or conceptual results relating to the study of Islamic law, sharia economic law, family law, and the social institution of contemporary Islamic Law (actual) by writing methods referring to the standards of scientific writing. The Mutawasith Journal publicly receives contributions from academics and non-academics related to the topic of journal Studies. All published articles do not necessarily present a journal view, or other institution that has a relationship with the publication of a journal.
Arjuna Subject : Seni dan Humaniora - Studi Agama
Articles 138 Documents
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Peran Bank Syariah dalam Mendorong Kewirausahaan di Masyarakat: Tinjauan Literatur terhadap Pembiayaan Syariah dan Edukasi Kewirausahaan UMKM Qanaah, Qanaah; Muh. Zidni Syukran; Muliani, Muliani
Mutawasith: Jurnal Hukum Islam Vol. 8 No. 2 (2025)
Publisher : Prodi Hukum Ekonomi Syariah (Muamalah)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47971/mjhi.v8i2.1515

Abstract

Entrepreneurship drives economic growth and job creation in Indonesia, particularly through Micro, Small, and Medium Enterprises (MSMEs). This literature review analyzes Islamic banks' contribution to entrepreneurship development through Sharia-based financing and entrepreneurship education programs. Using systematic literature review methodology, this study examines published articles, books, and research reports to integrate multiple perspectives on Islamic banks' economic and social impact. Findings reveal Islamic banks play a strategic role supporting MSMEs through Sharia financing products (mudharabah and musyarakah), offering more equitable and sustainable alternatives than conventional systems. Beyond capital access, Islamic banks provide training and mentoring in financial management, marketing, and product development, enabling entrepreneurs to manage businesses effectively. Islamic banks create sustainable, inclusive entrepreneurship ecosystems through Sharia-based financing and comprehensive education, reducing economic inequality, creating employment, and improving societal welfare aligned with Islamic financial values of justice and collaboration.
Analisis Hukum Islam terhadap Investasi Berbasis Syariah di Era Digital Siti Sopiani; Hermawati; Muliani
Mutawasith: Jurnal Hukum Islam Vol. 8 No. 2 (2025)
Publisher : Prodi Hukum Ekonomi Syariah (Muamalah)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47971/mjhi.v8i2.1518

Abstract

This study aims to analyze the Islamic legal aspects of Sharia-compliant investments in the digital era, highlighting the challenges and opportunities in applying Sharia principles amidst rapidly evolving technologies. Digital transformation has fundamentally changed the investment landscape, creating an urgent need for regulatory adaptation that can accommodate technological innovation without compromising adherence to Sharia principles. The research employs a qualitative approach with a focus on comprehensive document analysis, reviewing academic literature, legal regulations and policies, Islamic scholar fatwas, and current research reports. The findings indicate that while technologies such as blockchain, smart contracts, and digital investment platforms offer tremendous potential to enhance transparency, efficiency, and accessibility in Sharia-compliant investments, significant challenges remain that require serious attention. These challenges include adaptive regulatory adjustments, strengthening consumer protection systems, international legal harmonization, and improving digital and Sharia literacy among investors. This study contributes to the development of more adaptive and inclusive regulatory frameworks for Sharia-compliant investments and underscores the urgency of comprehensive education and international collaboration in addressing the complexities of digital Sharia-compliant investment issues in the future.
Perbandingan Kinerja Keuangan Perbankan Syariah dan Konvensional: Studi Komparatif Berbasis Data Sekunder di Indonesia Rika Indayanti; Ahmad Lutfi Rijalul Fikri; Muzakkir S.
Mutawasith: Jurnal Hukum Islam Vol. 9 No. 1 (2026)
Publisher : Prodi Hukum Ekonomi Syariah (Muamalah)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47971/mjhi.v9i1.1516

Abstract

This study aims to analyze and compare the financial performance of Islamic banks (BUS) and conventional banks (BUK) in Indonesia during the 2018–2023 period, focusing on profitability, operational efficiency, credit risk management, capital adequacy, and liquidity. This research employs a quantitative comparative method using secondary data analysis sourced from OJK's Sharia Banking Statistics (SPS) and Indonesia Banking Statistics (SPI) across multiple editions, as well as related academic literature. The sample consists of 10 Islamic Commercial Banks and 10 Conventional Commercial Banks with the highest total assets, selected through purposive sampling. Data were analyzed using descriptive statistics and comparative analysis based on key financial ratios. The results indicate that conventional banks outperform Islamic banks across all dimensions studied during the overall 2018–2023 period: ROA averaged 2.20% vs. 1.69%, BOPO 79.82% vs. 83.64%, NPL/NPF 2.73% vs. 2.92%, and CAR 24.84% vs. 21.67%. However, a significant finding is the marked improvement in Islamic bank performance following the merger forming Bank Syariah Indonesia (BSI) in 2021. In the 2022–2023 sub-period, Islamic banks recorded lower NPF (2.27%–2.42%) than the NPL of conventional banks (2.49%–2.78%), and achieved their best-ever BOPO of 77.28% in 2022, surpassing conventional banks
Studi Hukum Islam dalam Perspektif Inter dan Multidisipliner: Relevansinya terhadap Dinamika Sosial Modern Yulfian Yulfian; Syukri Iska; Muhibuttibri; Yuldelasharmi; Jamaludin Hasan
Mutawasith: Jurnal Hukum Islam Vol. 9 No. 1 (2026)
Publisher : Prodi Hukum Ekonomi Syariah (Muamalah)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47971/mjhi.v9i1.1582

Abstract

The study of Islamic law has undergone significant developments in line with the social, cultural, political, and technological dynamics of the modern era. Islamic law is no longer sufficiently understood normatively and textually, but rather needs to be studied contextually through inter- and multidisciplinary approaches. This article aims to analyze the concept, characteristics, and urgency of interdisciplinary and multidisciplinary approaches in the study of Islamic law, as well as their relevance in addressing modern social challenges. The method used is qualitative research with a library approach, through analysis of classical and contemporary literature relevant to Islamic law and the social sciences-humanities. Data collection techniques are carried out through documentation studies, namely by inventorying, reading, and reviewing written sources directly related to the research object. Data analysis is carried out using qualitative-descriptive analysis techniques through a systematic and gradual content analysis approach. The data analysis process is carried out through several steps: (1) data reduction; (2) categorization; (3) interpretation; and (4) drawing conclusions. The main novelty of this research lies in the reorientation of Islamic legal studies from a normative-textual approach to a contextual and dynamic inter- and multidisciplinary approach.
Analisis Kebijakan Perlindungan Konsumen Keluarga dalam Pembiayaan Konsumtif di PT. Sinarmas Multifinance Cabang Cirebon Perspektif Maqashid Syariah Youdhisthira Wibowo Andra; Wasman
Mutawasith: Jurnal Hukum Islam Vol. 9 No. 1 (2026)
Publisher : Prodi Hukum Ekonomi Syariah (Muamalah)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47971/mjhi.v9i1.1642

Abstract

This study aims to analyze the policies and implementation of family consumer protection in consumptive financing at PT. Sinarmas Multifinance Cirebon Branch and to evaluate them from the perspective of maqāṣid al-sharī'ah. The research employs a juridical-empirical method with a qualitative approach. Data were collected through in-depth interviews, field observations, and documentary studies, and then analyzed using both juridical and maqāṣid‑based analysis. The findings indicate that the consumer protection policies have been designed in reference to national regulations, but their implementation has not been fully optimal in protecting the interests of debtor families. From the maqāṣid perspective, the financing practices have fulfilled ḥifẓ al-māl (protection of wealth), yet remain weak in ḥifẓ al-nasl (protection of family resilience), ḥifẓ al-ʻaql (protection of rationality), ḥifẓ al-nafs (protection of psychological well‑being and dignity), and ḥifẓ al-dīn (ethical and moral responsibility). This study underscores the necessity of integrating maqāṣid values into consumer protection policies so that consumptive financing is oriented not only toward economic interests but also toward justice and family welfare.
Gender Issues in Islamic Law and Their Implications for Human Rights Suud Sarim Karimullah
Mutawasith: Jurnal Hukum Islam Vol. 9 No. 1 (2026)
Publisher : Prodi Hukum Ekonomi Syariah (Muamalah)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47971/mjhi.v9i1.1091

Abstract

This study explores the complexity of gender issues in Islamic law and their impact on human rights in the context of the Muslim world to uncover patterns of gender inequality that persist in law and social practice in various Muslim societies. This study is based on the literature study method with an approach to literature analysis carried out in an integrative and comprehensive manner. The results highlight the importance of a deeper understanding of gender issues in Islamic law and their implications for human rights in efforts to achieve a more inclusive society and respect for human rights for all individuals in the Muslim world. Despite an Islamic legal framework that provides the potential for gender equality and the protection of human rights, patriarchal interpretations and unequal practices still dominate in many cases. The impact of Islamic legal practice on human rights, especially women and minorities, often involves violations of fundamental rights such as freedom of religion and equality in the eyes of the law. However, there are also efforts to reform Islamic law that focus on more inclusive interpretations and support for human rights, raising hopes for positive future change.
Perlindungan Hadhanah Akibat Perkawinan Beda Agama di Indonesia: Perspektif Hukum Islam Abel Sulaeman; Ni Made Jaya Senastri; Indah Permatasari
Mutawasith: Jurnal Hukum Islam Vol. 9 No. 1 (2026)
Publisher : Prodi Hukum Ekonomi Syariah (Muamalah)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47971/mjhi.v9i1.1707

Abstract

Interfaith marriages in Indonesia present complex legal challenges, particularly in divorce cases that impact the allocation of child custody (hadhanah). Divergent interpretations based on Marriage Law and the Islamic Legal Compilation (KHI) often create uncertainty for judges and dilemmas in determining custody, especially regarding ḥifẓ al-dīn alongside the application of standards prioritizing childs protection. The research investigates a legal validity on interfaith marriages according to both the Marriage Law and KHI, while also assessing the legal certainty surrounding child custody in cases of interfaith divorce from an Islamic law perspective. The study adopts a normative legal methodology, incorporating statute-based, case-based, and conceptual approaches. Data are gathered and analyzed through a literature review using primary, secondary, and tertiary sources. The results reveal that cross faith marriages were not acknowledged as recognized by either Islamic or national law, and that child custody arrangements in such divorces emphasize the best interests of the child, with religious safeguarding (ḥifẓ al-dīn) being a core element of a (maqāṣid al-shari‘ah).
Dampak Judi Online terhadap Keharmonisan Rumah Tangga dalam Perspektif Hukum Keluarga Islam di Kecamatan Topos Kabupaten Lebong Victor Pratama Mandala Putra; Ilda Hayati; Mabrur Syah; Rifanto Bin Ridwan
Mutawasith: Jurnal Hukum Islam Vol. 9 No. 1 (2026)
Publisher : Prodi Hukum Ekonomi Syariah (Muamalah)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47971/mjhi.v9i1.1742

Abstract

This phenomenon constitutes a serious concern within Muslim families, as marital harmony represents a fundamental pillar in Islamic family law. Accordingly, this study seeks to identify the underlying factors that position online gambling as a threat to household stability, to examine its impact on marital harmony among Muslim families in Kecamatan Topos, and to analyze the responses offered by Islamic family law in addressing this issue. This research adopts a qualitative descriptive approach within a field research design. Data were collected through in-depth interviews with 20 informants, comprising 10 household heads involved in online gambling, 5 wives, 3 religious leaders, and 2 Islamic counselors. Data collection techniques included interviews, observation, and documentation, which were subsequently analyzed using thematic analysis framed by fiqh al-usrah and maqashid syariah perspectives. The findings indicate that the primary contributing factors include economic pressure, ease of digital access, and psychological addiction, all of which lead to the neglect of familial responsibilities. The resulting impacts involve financial conflicts, strained marital relations, declining communication quality, and child neglect. From the standpoint of Islamic family law, such practices are categorized as mafsadah and may be construed as forms of nusyuz or dharar.
MEKANISME PENYELESAIAN SENGKETA MURABAHAH DI PENGADILAN AGAMA KOTA TASIKAMALAYA: (Analisis Putusan No. 1062/Pdt.G/2016/PA.Tmk.) Suaib Lubis; Mahpudin; Muhammad Yuhyil Izoma; Muhamad Dani Somantri
Mutawasith: Jurnal Hukum Islam Vol. 2 No. 1 (2019)
Publisher : Prodi Hukum Ekonomi Syariah (Muamalah)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47971/mjhi.v2i1.145

Abstract

Kegiatan Bank Perkreditan Rakyat Syariah yaitu menghimpun dana dan menyalurkan dana. Sejalan dengan kegiatan Bank Perkreditan Rakyat Syariah dalam pelaksanaan pembiayaan. Hal yang sering menjadi kendala ialah telatnya nasabah dalam membayar angsuran (wanprestasi), maka timbulah persengketaan antara pihak yakni PT. Bank Perkreditan Rakyat Syariah Al-Wadiah dengan nasabahnya. Tujuan penelitian ini mengetahui mekanisme penyelesaian sengketa wanprestasi dan dasar hukum dan pertimbangan hakim dalam memutuskan perkara. Metode yang digunakan deskriptif analisis content mengenai fakta-fakta yang diselidiki. Teknik pengumpulan data dengan wawancara kemudia dicatat atau direkam. Analisis data dilakukan dengan pendekatan kualitatif. Hasilnya menunjukan bahwa persengketaan antara kedua pihak murni kelalaian nasabah selaku debitur yang tak bisa menunaikan kewajibannya, kemudian dalam proses penyelesaiannya di Pengadilan Agama telah sesuai dengan mekanisme beracara di Peradilan Agama sebagaimana tertuang pada Undang-Undang No. 03 tahun 2006 tentang Peradilan Agama dan Undang-Undang No. 21 tahun 2008 tentang Perbankan Syariah. Dasar hukum pertimbangan hakim memutuskan perkara No. 1062/Pdt.G/2016/PA.Tmk adalah Kompilasi Hukum Ekonomi Syariah (KHES), KHUPerdata, Yurisprudensi, Undang-Undang No. 40 Tahun 2007 Pasal 98 Tentang Perseroan Terbatas.
Diskresi Hakim terhadap Kekosongan Hukum Perkara Wasiat Wajibah Ditinjau dari Yurisdiksi Voluntair: Studi Empiris di Pengadilan Agama Kabupaten Kediri Annisa Vika Ayu Nurwulan
Mutawasith: Jurnal Hukum Islam Vol. 8 No. 2 (2025)
Publisher : Prodi Hukum Ekonomi Syariah (Muamalah)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47971/mjhi.v8i2.1291

Abstract

The study focuses on analyzing the legal reasoning and judicial discretion in accepting and adjudicating compulsory will cases filed voluntarily, particularly in the absence of formal procedural regulations. This is an empirical research using a qualitative approach. Data were obtained through case analysis of Decision No. 007/Pdt.P/2022/PA.Kab.Kdr, interviews with judges, and supporting documentation. Data collection techniques included observation, in-depth interviews, and document study, which were then analyzed using descriptive qualitative analysis. The findings show that judges accepted the petition based on evidence of legal adoption proven through documents and witness testimony. The judges referred to Article 49 letter (b) of Law No. 3 of 2006, and Articles 171 (h) and 209 of the Compilation of Islamic Law (KHI) as legal bases. Judicial discretion was exercised to address procedural legal gaps by relying on voluntary jurisdiction principles and the concept of maslahah (public benefit). The study concludes that, in the absence of specific formal regulations, judicial discretion plays a crucial role in ensuring legal certainty, justice, and protection of rights in compulsory will cases.

Page 13 of 14 | Total Record : 138

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