cover
Contact Name
Muhammad Ihsan
Contact Email
yogifebriandi@iainlangsa.ac.id
Phone
+6285294132626
Journal Mail Official
jurnalalmuamalat@iainlangsa.ac.id
Editorial Address
IAIN Langsa, Jalan Meurande, Langsa Lama, Langsa, Aceh, Indonesia
Location
Kota langsa,
Aceh
INDONESIA
Al-Muamalat: Jurnal Hukum dan Ekonomi Syari'ah
ISSN : 24605115     EISSN : 2656288X     DOI : http://do.org/10.32505/muamalat
AL-MUAMALAT is a journal that focuses on the study of Islamic Law and Economics, AL-MUAMALAT Journal aims: 1. Sharia Economic Law 2. Agreement Law in Islam; 4. Comparative Law on Economics; 5. Community Economic Institutions; 6. Civil, Economic, Business (Conventional) Law.
Arjuna Subject : Ilmu Sosial - Hukum
Articles 241 Documents
Inklusivitas Maqāṣid al-Sharī‘ah dalam Penyelesaian Sengketa Ekonomi Syariah yang Melibatkan Non-Muslim di Pengadilan Agama Sherhan Sherhan
Al-Muamalat Jurnal Hukum dan Ekonomi Syariah Vol 11 No 2 (2026): Al-Muamalat: Jurnal Hukum dan Ekonomi Syari'ah
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v11i2.14565

Abstract

This article aims to analyze the application of the principle of inclusivity and the values of maqāṣid al-sharī‘ah in the settlement of Sharia economic disputes involving non-Muslim parties before the Religious Courts, as well as to examine their relevance in achieving substantive justice. This study employs a normative juridical method using statutory, conceptual, and case study approaches through the analysis of legislation, court decisions, scholarly literature, and interview data. The findings reveal that the jurisdiction of the Religious Courts in resolving Sharia economic disputes is based on legal relationships arising from Sharia contracts and the principle of voluntary self-submission, rather than the religious identity of the parties. The application of this principle is consistent with the objectives of maqāṣid al-sharī‘ah, particularly in safeguarding property (ḥifẓ al-māl), upholding justice (al-‘adl), and promoting public welfare (maṣlaḥah) for all parties without discrimination. This study contributes by proposing an integrative model that combines the principle of inclusivity with maqāṣid al-sharī‘ah as a foundation for strengthening a more just, inclusive, and responsive Sharia economic dispute resolution system within the national legal framework.
Distingsi Kewenangan Eksekutorial Bank dan Sita Jaminan Pengadilan dalam Perspektif Keadilan Hukum Seja Riyandani; Elfa Murdiana; Rafi Nailul Huda, M; Fikri Haikal; Della Marchellina S
Al-Muamalat Jurnal Hukum dan Ekonomi Syariah Vol 11 No 2 (2026): Al-Muamalat: Jurnal Hukum dan Ekonomi Syari'ah
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v11i2.14592

Abstract

This study examines the distinction between banks' executorial authority and the judicial authority of courts in imposing conservatoir beslag within Islamic banking disputes, while reconstructing the conceptual boundaries of these authorities from the perspective of legal justice. Employing a qualitative field research design with a socio-legal approach, the study integrates empirical legal research with normative legal analysis. Primary data were obtained from Decision of the Tanjung Karang Religious Court No. 7/Pdt.G.S/2025/PA.Tnk and in-depth interviews with judges of the Religious Court, whereas secondary data consisted of statutory regulations, court decisions, scholarly books, and reputable journal articles. The findings reveal that banks' executorial authority and the judicial authority to impose conservatoir beslag belong to distinct legal regimes and therefore should not be conflated. Rejecting an application for conservatoir beslag solely on the basis of the bank's executorial rights may undermine the preventive function of judicial attachment and weaken the quality of judicial reasoning. This study proposes a reconstructed framework that positions both authorities as complementary legal mechanisms, thereby strengthening legal certainty, procedural justice, and judicial accountability in the resolution of Islamic banking disputes.
Tanggung Jawab Hukum Lembaga Keuangan Syariah terhadap Cyber Crime: Pendekatan Sadd az-Zari'ah Muhammad Firdaus; Zulqarnain Zulqarnain; Fakhrurrazi Fakhrurrazi; Alvi Suliya; Alif Mahfudz
Al-Muamalat Jurnal Hukum dan Ekonomi Syariah Vol 11 No 1 (2026): Al-Muamalat: Jurnal Hukum dan Ekonomi Syari'ah
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v11i1.1204

Abstract

This study aims to analyze the legal responsibility of Islamic financial institutions in addressing cybercrime, examine the implementation of the Sadd al-Dharī'ah principle as a preventive approach to digital security governance, and formulate a conceptual model for customer protection and rights recovery. This research employs a qualitative library research method using a normative legal approach, incorporating statutory, conceptual, and Islamic legal perspectives. Data were analyzed through descriptive-analytical techniques based on primary and secondary legal sources. The findings reveal that the legal responsibility of Islamic financial institutions should integrate the principles of amanah (trustworthiness), ḥifẓ al-māl (protection of property), national legal regulations, and Sadd al-Dharī'ah as a preventive framework against cybercrime. Furthermore, this study proposes a customer protection model consisting of preventive measures, detection mechanisms, responsive actions, and recovery procedures as an integrated framework for digital security governance that is adaptive, accountable, and aligned with the objectives of Islamic law (maqāṣid al-sharīʿah).
Perlindungan Hukum atas Tidak Berfungsinya Proses Transaksi melalui Smart Contract pada Sistem Blockchain Andi Jazmine Alfatiha Yusuf; Pieter E. Latumeten
Al-Muamalat Jurnal Hukum dan Ekonomi Syariah Vol 11 No 2 (2026): Al-Muamalat: Jurnal Hukum dan Ekonomi Syari'ah
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v11i2.13231

Abstract

This study aims to analyze the characteristics of smart contracts in e-commerce transactions and examine legal certainty and legal protection when smart contracts fail to operate as intended. The research employs a normative juridical method using statutory, legal principle, and literature approaches. The findings show that smart contracts fulfill the elements of electronic agreements and remain valid under civil law as long as they comply with the principle of consensualism. Legal protection may be provided through preventive measures during the pre-contract stage and repressive mechanisms after disputes arise, considering the legal relationship among buyers, sellers, and smart contract developers. This study contributes to the development of legal discourse by emphasizing the need for regulatory reform to ensure that blockchain-based smart contracts operate in accordance with the principles of legal certainty and legal protection within the Indonesian legal system.
Wanprestasi Perjanjian Kerja Pegawai Perkebunan Karet di Desa Kalipapan: Tanggung Jawab dan Penyelesaian Hukum Perdata Anita Anita; Ani Mardiantari
Al-Muamalat Jurnal Hukum dan Ekonomi Syariah Vol 11 No 1 (2026): Al-Muamalat: Jurnal Hukum dan Ekonomi Syari'ah
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v11i1.14456

Abstract

This study aims to examine the practice of breach of employment agreements among rubber plantation workers, the resulting legal liability, and dispute resolution mechanisms from the perspective of Indonesian civil law. The research employed an empirical juridical method with a qualitative approach through fieldwork conducted in Kalipapan Village, Way Kanan Regency. Primary data were collected through observations and in-depth interviews with plantation owners, workers, and village officials, while secondary data were obtained from the Indonesian Civil Code, relevant statutory regulations, and scholarly literature. Data were analyzed using the interactive model of data condensation, data display, and conclusion drawing, with credibility ensured through source and technique triangulation. The findings reveal that breaches of employment agreements primarily occur in the form of failure to perform contractual obligations, delays in fulfilling work commitments, and violations of mutually agreed contractual terms. These breaches give rise to legal liability, including the obligation to perform the agreed obligations or compensate for losses in accordance with Indonesian civil law. Although disputes are predominantly resolved through community-based deliberation and consensual settlement, such mechanisms have not fully ensured legal certainty, highlighting the need to strengthen employment contracts and improve legal literacy among the contracting parties.
Etika Ekonomi dalam Hadis Nabi: Landasan Moral bagi Keadilan Distribusi M. Idris
Al-Muamalat Jurnal Hukum dan Ekonomi Syariah Vol 11 No 1 (2026): Al-Muamalat: Jurnal Hukum dan Ekonomi Syari'ah
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v11i1.15657

Abstract

This study aims to analyze economic ethics in the Prophet’s hadith as a moral foundation for distributive justice and to examine their relevance in addressing contemporary economic inequality. The research employs a qualitative library research method using a descriptive-analytical approach to examine hadiths related to economic ethics and distribution, as well as relevant scholarly literature. The findings indicate that the Prophet’s hadith contains fundamental ethical principles that emphasize distributive justice, the social function of wealth, and moral responsibility in economic activities. These principles remain highly relevant as normative guidelines for developing a fair and socially just distribution system, while also bridging the gap between Islamic ethical ideals and contemporary economic realities.
Digitalisasi Perdagangan Pasar Tradisional Gondanglegi: Perspektif Hukum Ekonomi Syari’ah dan Ketahanan Ekonomi Lokal Amilatus Sholiha; Ririn Noviyanti
Al-Muamalat Jurnal Hukum dan Ekonomi Syariah Vol 11 No 2 (2026): Al-Muamalat: Jurnal Hukum dan Ekonomi Syari'ah
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v11i2.14049

Abstract

This study aims to analyze the forms of trade digitalization at Gondanglegi Traditional Market, their conformity with the principles of Islamic Economic Law, and their implications for local economic resilience. This study employs a qualitative approach using semi-structured interviews with traders who have and have not adopted digitalization, officials from the Gondanglegi Technical Implementation Unit (UPT), and community leaders. The findings indicate that trade digitalization at Gondanglegi Market takes three main forms: marketing through social media and online marketplaces, cashless payments through bank transfers and QRIS, and delivery services using courier or logistics companies. These practices are permissible from the perspective of Islamic Economic Law as long as they fulfill the requirements of contractual clarity, information transparency, the principle of taradhi (mutual consent), and avoidance of gharar (uncertainty) and tadlis (deception). This study contributes to strengthening research on the digitalization of traditional markets by integrating the perspectives of Islamic Economic Law and local economic resilience, while also providing a foundation for developing digital literacy and policies to support market traders.
Praktik Pembayaran Lebih dalam Hutang Piutang di Unit Pengelolaan Kegiatan Desa Sidodadi: Perspektif Hukum Perdata Putri Rofingatul Hasanah; Uswatun Hasanah
Al-Muamalat Jurnal Hukum dan Ekonomi Syariah Vol 11 No 2 (2026): Al-Muamalat: Jurnal Hukum dan Ekonomi Syari'ah
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v11i2.14465

Abstract

This study aims to analyze the mechanism of additional payments in debt agreements, examine the basis for determining such additional payments, and assess their conformity with the principles of civil law at the Activity Management Unit (UPK) of Sidodadi Village, Sekampung District, East Lampung Regency. This research employed a qualitative approach with a field research design. Data were collected through observation, interviews, and documentation, and were analyzed using a descriptive qualitative method with an inductive approach. The findings indicate that the debt agreement mechanism is implemented through a group-based lending system accompanied by an additional payment of 20% of the principal loan amount. This additional payment consists of 13% managed by the UPK to support the sustainability of the revolving fund and 7% allocated for group operational expenses based on inter-village deliberations. From a civil law perspective, the practice has a legal basis because it fulfills the validity requirements of an agreement as stipulated in Article 1320 of the Indonesian Civil Code and is consistent with Article 1765, which permits the inclusion of additional payments in loan agreements. Nevertheless, several issues remain, particularly concerning the transparency of fund management, the clarity of contractual provisions, and the protection of the parties’ interests. Therefore, strengthening transparency and legal certainty is necessary to establish a more equitable and balanced contractual relationship.
Konsep Akad dalam Al-Qur’an: Analisis Tafsir Al-Baghawi dan Relevansinya terhadap Transaksi Kontemporer Muhammad Jafar; Muhammad Al-Mustafa; Muhammad Syahrial Razali Ibrahim
Al-Muamalat Jurnal Hukum dan Ekonomi Syariah Vol 11 No 2 (2026): Al-Muamalat: Jurnal Hukum dan Ekonomi Syari'ah
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v11i2.14466

Abstract

This study aims to comprehensively analyze the concept of contracts (‘aqd) in the Qur’an from the perspective of Imam al-Baghawi’s Tafsir Ma‘ālim al-Tanzīl and its relevance to the dynamics of contemporary transactions. This study employs a qualitative approach based on library research, using content analysis to examine Qur’anic verses concerning contractual obligations, particularly Q.S. al-Mā’idah [5]: 1, Q.S. al-Isrā’ [17]: 34, and Q.S. al-Baqarah [2]: 282. The findings indicate that Imam al-Baghawi conceptualizes ‘aqd not merely as a formal instrument of civil law, but as a theological and ethical bond reflecting the quality of a Muslim’s faith. Al-Baghawi emphasizes the principles of mutual consent (riḍā), justice (‘adl), honesty (ṣidq), and dispute mitigation through written documentation (kitābah) and witnessing (ishhād). In the contemporary context, al-Baghawi’s perspective offers preventive and ethical solutions to various challenges in digital transactions and Islamic economics, particularly in preventing injustice, manipulative contractual clauses, and fraud.
Pengawasan Peredaran Produk Cream Natural 99 di Marketplace: Tinjauan Konsep Hisbah Ibnu Taimiyah Jihan Nabila Yohana; Sahliah Sahliah
Al-Muamalat Jurnal Hukum dan Ekonomi Syariah Vol 11 No 2 (2026): Al-Muamalat: Jurnal Hukum dan Ekonomi Syari'ah
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v11i2.16112

Abstract

This study aims to analyze the reasons for the continued circulation of Cream Natural 99, examine consumer protection under positive law, and evaluate monitoring practices through the concept of hisbah developed by Ibn Taymiyyah. Employing empirical juridical research with statutory and conceptual approaches, data were obtained through interviews with BBPOM Medan, business actors, and consumers, as well as through documentation and literature review, and were analyzed using qualitative descriptive methods. The findings indicate that the circulation of Cream Natural 99 persists due to promotional activities and consumer testimonials that stimulate demand, the ease of sales through digital platforms, and suboptimal regulatory oversight. Consumer protection has been regulated under positive law through the Consumer Protection Law, the Health Law, and BPOM Regulation No. 14 of 2024; however, its implementation is constrained by weak marketplace verification, limited resources, and low compliance among business actors. From the perspective of Ibn Taymiyyah's concept of hisbah, the supervisory function of BBPOM reflects efforts to promote amar ma'ruf nahi munkar (enjoining good and preventing wrongdoing). Nevertheless, the continued circulation of illegal products indicates that the preventive function has not yet been implemented optimally. This study contributes to the development of literature on consumer protection and Islamic economic law by integrating contemporary regulatory challenges with classical Islamic principles of market supervision.