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JES (Jurnal Ekonomi Syariah

jes
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Published by Universitas Islam Lamongan

ISSN : 25285610 EISSN : 25410431 DOI : http://dx.doi.org/10.30736/jes.v7i2

Core Subject : Economy,

Economics, Econometrics & Finance

The subject covers textual and fieldwork studies with various perspectives of Islamic economics, Islamic public finance, Islamic finance, Islamic accounting, Islamic business ethics, Islamic banking, Islamic insurance, Islamic economic thoughts, Islamic human resource management, Islamic microfinance, Islamic development economics, Islamic monetary economics, Islamic fiscal economics, Islamic capital market.

Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)

Articles 8 Documents

Search results for , issue "Vol 5, No 2 (2020): September" : 8 Documents clear

Pengaruh CAR, NPF dan FDR Terhadap Pembiayaan Murabahah pada Bank Umum Syariah di Indonesia (Studi Kasus pada Bank Mandiri Syariah, Bank BNI Syariah dan Bank BRI Syariah Triwulan I-IV Tahun 2015-2019) Nunuk Nafidzatun Nafiah; Mifta Hulaikhah; Ahmat Arif Syaifudin
JES (Jurnal Ekonomi Syariah) Vol 5, No 2 (2020): September
Publisher : Universitas Islam Lamongan

The study aims to analyze the effect of CAR, NPF, FDR to mura>bah}ah financing on Islamic commercial banks simultaneously and partially. The dependent variable in this study is mura>bah}ah financing. The independent variables are CAR, NPF, FDR. The research of mura>bah}ah financing using a quantitative approach. The research population includes all registered Islamic banking in the Bank Indonesia period 2015-2019. The sample was determined by purposive sampling technique. The data used in this study are quarterly financial statement data three Islamic banks in Indonesia period 2015-2019. The method of analyzing data used multiple linear regression. The results of this study indicate that the partially capital adequacy ratio (CAR) variable significantly negative effect on mura>bah}ah financing with value sig. 0,0000 < 0,05. Non performing financing (NPF) variable significant negative effect on mura>bah}ah financing with value sig. 0,003 < 0,05. Financing deposit ratio (FDR) variable significant negative effect on mura>bah}ah financing with value sig. 0,0000 < 0,05. The results of this study indicate that capital adequacy ratio (CAR), non performing financing (NPF), and financing deposit ratio (FDR) variable effect simultaneously to mura>bah}ah financing variable with value sig. 0,0000 < 0,05. Keywords: capital adequacy ratio; non performing financing; financing deposit ratio; mura>bah}ah financing

Penguatan Peran Ekonomi Islam Melalui Optimalisasi Pembiayaan pada Sektor Riil UMKM Trimulato Trimulato; Ismawati Ismawati; Amiruddin K; Nuraeni Nuraeni
JES (Jurnal Ekonomi Syariah) Vol 5, No 2 (2020): September
Publisher : Universitas Islam Lamongan

Islamic economic in Indonesia continues to experience very rapid growth, seen by the increasing number of institutions operating in sharia principles, in addition to the growing and developing businesses with sharia principles. The development of the Islamic economy is inseparable from the role of various parties who continue to try to socialize the Islamic economy to society. The government seems to be very serious in supporting the development of the Islamic economy in Indonesia. It looks at the Islamic financial market share that has not enough 10 percent, so it requires more efforts for its development. It needs to determine the direction and focus on particular segments to develop so they can compete globally. The right segment chosen for the Islamic economy is the development of SMEs, given that it grows and develops in Indonesia. This study aims to find out the development of SMEs and map the strengthening of the Islamic economy through financing for SMEs. The type of research is library research and is qualitative. Data collection techniques used are through retrieval data has been there before. The data analysis technique used is descriptive qualitative, related to the development SMEs and Islamic economic institutions. Results showed that development in 2018 SMEs experienced growth, medium-sized businesses grew by 3.54 percent, and small businesses grew by 3.44 percent, while the largest portion of SMEs was microbusinesses, which amounted to 98.7 percent. Distribution financing sharia banking is still dominated by consumer consumption rather than productive. Islamic economic institutions are experiencing growth, so they can be directed to develop SMEs. Strengthening it can be done by selecting certain segments that are the focus is SMEs. The concept of profit-sharing inherent in Islamic economic transactions is very relevant to the development of SMEs. Keywords: Islamic economic; financing; SMEs

Konstruksi Formula Produksi Maslahah Indikator Maqasid Al-Shari’ah Sebagai Konstruktor Nilai Berkah Nurlaili Adkhi Rizfa Faiza
JES (Jurnal Ekonomi Syariah) Vol 5, No 2 (2020): September
Publisher : Universitas Islam Lamongan

In Islam, Not only the production requires physical attributes, but also the value of barakah. Because without the value of barakah, the production process will not be productive. But the value of barakah here cannot be calculated conclusively because of the blessing of its origin from God because the production factors in Islam are also determined by the concept of mas}lah}ah (containing benefits), by following with the demands of maqa>s}id al-shari>’ah, which leads to barakah, thus formulated the blessing value of the maqa>s}id al-shari>’ah indicator which includes h}ifz} al-di>n (orientation of worship), h}ifz} al-nafs (internal process orientation), h}ifz} al-nasl (labor orientation), h}ifz} al-‘aql (learner orientation), and h}ifz} al-ma>l (orientation of wealth). This research aims to create quantitative formulations of the indicator.This reference used research method. Author obtains result of mas}lah}ah production level, which calculated by production rate of an item depends on amount of capital, labor, natural wealth, and level of the technology used. as well as the value of blessing. If five factors have been realized, then the optimum production value with the benefit of the hereafter can be achieved. Keywords: barakah; maqa>s}id al-shari>’ah; mas}lah}ah

Analisis Kinerja Keuangan dengan Metode Economic Value Added (EVA) (Studi pada PT. Behin Karya Tahun 2015-2019 ) Ali Muhajir
JES (Jurnal Ekonomi Syariah) Vol 5, No 2 (2020): September
Publisher : Universitas Islam Lamongan

This study sample aims to measure the financial performance of PT. Behin Karya in 2015-2019 using the economic value added (EVA) method. This study uses a descriptive method with a quantitative approach. The population in this study is the financial statements of PT. Behin Karya 2015-2019. This study’s sample is the company's financial statements, especially the balance sheet and income statement. The results showed that the overall financial performance of PT. Behin Karya, using the Economic Value Added (EVA) method is excelent, because it has succeeded in achieving a positive value, despite fluctuating. This is because the operating profit generated by the company in 2015-2019 is very high so that it can be compared between the capital charges value and the NOPAT value that the NOPAT value is higher than the capital charges value. Keywords: financial performance; economic value added (EVA)

Sustainabillity Ratio pada Bank Umum Syariah di Indonesia Beserta Faktor yang Mempengaruhinya Dirvi Surya Abbas; Arry Eksandy; Yuniarti Yuniarti
JES (Jurnal Ekonomi Syariah) Vol 5, No 2 (2020): September
Publisher : Universitas Islam Lamongan

The purpose of this study are to determine the effect of Capital Adequacy Ratio (CAR), Operational Cost of Operating Income (BOPO), Financing Deposit Ratio (FDR) on financial sustainability ratio (FSR) (Empirical Study on Islamic Banking in Indonesia in 2014 - 2018). The research period time used was 4 years, namely the 2014-2015 period. The population of this study includes all Islamic general banking in Indonesia in the 2014-2015 period. The sampling technique was using a purposive sampling technique. Based on the predetermined criteria, 8 companies were obtained. The type of data used is secondary data obtained by financial reports issued by the bank. The analysis method used is panel data regression analysis. The results show that the Capital Adequacy Ratio (CAR) has a significant positive effect on financial sustainability ratio (FSR). Operational Cost Operating Income (BOPO) doesn’t have effect on financial sustainability ratio (FSR). Financing Deposit Ratio (FDR) doesn’t have effect on financial sustainability ratio (FSR). Keywords: financial sustainability ratio (FSR); capital adequacy ratio (CAR); operational cost of operating income (BOPO); financing deposit ratio (FDR)

Tinjauan Prinsip-Prinsip Ekonomi Islam dalam Praktik Memasarkan Ikan Asin (Studi Kasus di Desa Lambur Luar Kecamatan Muara Sabak Timur) Wandi Wandi; M Arif Musthofa; Ratnah Ningsih
JES (Jurnal Ekonomi Syariah) Vol 5, No 2 (2020): September
Publisher : Universitas Islam Lamongan

This research is motivated by the writer's anxiety regarding the Review of Islamic Economic Principles in Marketing of Salted Fish (Case Study in Lambur Luar Village, Muara Sabak Timur District). The purpose of this research is how are the factors that hinder the marketing of Salted Fish in Lambur Luar Village. What are the obstacles marketing Salted Fish in Lambur Luar Village. In general, the result is from the analysts, the practice of buying and selling salted fish in Lambur Luar village where a seller sells salted fish which is still wet and has damaged fish is also not in accordance with the initial words. There are those who consider it a normal thing, but there are also those who feel disadvantaged. Those who think it is normal are justified because their goal is for the buyer to eat and be delicious or satisfied. The view of Islamic law on the practice of buying and selling salted fish in Lambur Luar village has two legal conclusions. Namely: first, the law is permissible because the buyer and seller have a willing heart, while the second is haram because in the heart, there is no willingness from the buyer of the salted fish Keywords: practice; marketing; salted fish

Etika Bisnis Islam dalam Implementasi Teknologi Neuromarketing pada Strategi Pemasaran Kisti Nur Aliyah
JES (Jurnal Ekonomi Syariah) Vol 5, No 2 (2020): September
Publisher : Universitas Islam Lamongan

Over time, marketing activities are also developing very rapidly. The latest theory that currently carried out by the concept of neuromarketing biometrics, which can influence consumer psychology, so consumers are interested in buying the products, goods, or services offered. Brain imaging techniques are used in biometrics neuromarketing research using fMRI, EEG, eye tracking, and others. The purpose of this research is to find and describe the urgency of using neuromarketing biometrics technology in marketing strategies. Biometric neuromarketing implementation analyzes marketing strategies and also analyze perspective of basic principles of Islamic business ethics towards using technology and biometrics neuromarketing implementation. This research is a type of qualitative research with a library research approach. Data obtained from journals that discuss the use of these technologies, then analyzed using interactive analysis techniques. The results show that neuromarketing biometrics is a useful technology in helping marketers determine marketing strategies because by using this technology, marketers get valuable internal data in the unconscious consumer brain. But in its implementation, there are deviations from the basic principles of Islamic business ethics, including the use of psychological discounts, sense of urgency, and fraud in advertising. While in the use of technology, three things that are highlighted, including the issue of conquering the mind and using it in advertising interests, the problem of violating the free will of consumers, and the problem of violating federal guidelines using human subjects. It hopes that future researchers will be a focus on the study of Islamic business ethics on the use of neuromarketing biometrics technology. Keywords: neuromarketing; Islamic business ethics

Rekrutmen dan Pemeliharaan (Maintenance) Karyawan Disabilitas dalam Perspektif Manajemen Sumber Daya Insani Khozainul Ulum; Mohammad Dliyaul Muflihin
JES (Jurnal Ekonomi Syariah) Vol 5, No 2 (2020): September
Publisher : Universitas Islam Lamongan

Abstract: The recruitment and maintenance of employee with disabilities should be handled by company in harmonic context. This research aims at revealing how the recruitment and maintenance for the employees with disabilities practically carried by the company. Qualitative method is applied in this research, while the data are taken from relevant literary sources under the theme of recruitment and maintenance of employees with disabilities. The data, than, are analyzed using descriptive analysis. The findings suggest several points. First, recruitment is the process of searching, recruiting, and finding the competent and reliable employee candidates to deal with certain division, even if they have such disabilities. Being selective while choosing the right candidate is really the crucial key point since all the candidates are competent, smart, responsible, reliable, and expert in their jobs. Second, after obtaining the appropriate candidate, the maintenance toward the employees with disabilities is really a must do. The maintenance can be done by settling the policy of disability, twining the relationship and consulting with organization of employee with disability, adjusting the workplace, and raising awareness of the employees. Keywords: recruitment and maintenance; employee with disability; management of human resources

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Contact Name
Khozainul Ulum

Contact Email
jesunisla@gmail.com

Phone
+6282244470719

Journal Mail Official
jesunisla@gmail.com

Editorial Address
Jl. Veteran 53A Lamongan

Location
Kab. lamongan,

Jawa timur

INDONESIA

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Abstract

Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name Khozainul Ulum

Contact Email jesunisla@gmail.com

Phone +6282244470719

Journal Mail Official jesunisla@gmail.com

Editorial Address Jl. Veteran 53A Lamongan

Location Kab. lamongan, Jawa timur INDONESIA

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Contact Name
Khozainul Ulum

Contact Email
jesunisla@gmail.com

Phone
+6282244470719

Journal Mail Official
jesunisla@gmail.com

Editorial Address
Jl. Veteran 53A Lamongan

Location
Kab. lamongan,

Jawa timur

INDONESIA