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El-Qist : Journal of Islamic Economics and Business (JIEB)
Published by Universitas Islam Negeri Sunan Ampel
ISSN : 22527907     EISSN : 27160335     DOI : https://doi.org/10.15642/elqist
Core Subject : Economy, Science, Social,
Economics, Econometrics & Finance Library & Information Science Social Sciences
el-Qist: Journal of Islamic Economics and Business (JIEB) Merupakan jurnal yang terbit dua kali dalam satu tahun, bulan April dan Oktober, berisi kajian-kajian Ekonomi dan Bisnis Islam, baik berupa artikel konsepsional ataupun hasil penelitian
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 423 Documents
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PENGARUH KUALITAS LAYANAN DAN PROMOSI TERHADAP PREFERENSI ANGGOTA DALAM PENGAJUAN PEMBIAYAAN MUDHARABAH DI KJKS BMT-MMU CABANG SIDOGIRI PASURUAN Fatmah Fatmah; Fitri Virdiany
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 4 No. 1 (2014): eL-Qist:
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2014.4.1.735-762

Abstract

KJKS BMT-MMU Sidogiri Pasuruan is one of financial institutions which done by akad with duniawi and ukhrawi basic, because akad is done according to Islamic law (Shariah). The goal of this research is to analyze the influence of service quality and promotion to member’s preference in proposing mudharabah defrayal at KJKS BMT-MMU Branch Sidogiri Pasuruan. Service quality, promotion, and member’s preference is one union which difficult to be dissociated, because the service quality and promotion which is given to a company has direct effect to member’s preference. This research is quantitative research with survey method, the goal of this research is to know the influence of service quality and promotion to member’s preference in proposing mudha’arabah defrayal at KJKS BMT-MMU Branch Sidogiri Pasuruan. To know this, it is used double linier analysis regress with F test and t test. The amount of sample n this research is 57 members with determinant sample used purposive sampling technique. The technique of data collection use questionnaire, interview, documentation, and observation, while to test the instrument used validities, reliabilities, and classic assumption test. Based on the result of the coefficient regress test stimultan (F test) is obtained F count is 2,398 with F table 3,17. Because F count is smaller than F tab;e, therefore it can be said that service quality and promotion have no influence significantly to member’s preference in proposing mudharabah defrayal. The result of coefficient regress partially (t test) is obtained service quality variable has t count 1,058 and promotion variable has t count 0,956. Both of variables have no influence significantly to member’s preference in proposing mudharabah defrayal. This matter is shown by t count is smaller that t table (2,000).
KUALITAS PELAYANAN DAN PENGARUHNYA TERHADAP TINGKAT KEPUASAN NASABAH DI BMT UGT SIDOGIRI CAPEM WARU Lilik Rahmawati; Nofiana Hudayatin
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 4 No. 1 (2014): eL-Qist:
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2014.4.1.763-788

Abstract

The quality of service has a close relationship with customer satisfaction. The quality of service provided an impetus to the customer to establish bonds of strong relationships with the company. When already interwoven bond, then the customer will choose the company and when they came to the company, they already have expectations about what kind of service will be obtained (acceptable) based on previous experience, communication, Word of mouth has ever heard, other information has ever been received, as well as the influence of the need. The service ever experienced will become the accepted standard of comparison services at this time. Based on that background, the outline of the problem surfaced, namely: whether quality of service indicators simultaneously influences on satisfaction clients in BMT UGT Sidogiri Waru Branch? Whether quality of service indicators affects customer satisfaction against partially in BMT UGT Sidogiri Waru Branch? And what indicators are most influential to the satisfaction of the customer in BMT UGT Sidogiri Waru Branch? The purpose of this research is to know the influence of partially and simultaneous, as well as the most dominant indicator of service quality on customer satisfaction levels in response to BMT UGT Sidogiri Waru Branch. The dimensions of service quality consist of intangibles, reliability, response, reassurance and empathy. This research uses descriptive quantitative methods, with incidental sampling technique with a number of respondents as much as 88 clients. The results of data analysis using regression analysis showed that, simultaneously, the quality of service which consists of intangible variables, reliability, response, reassurance and empathy to the customer with the highest level of satisfaction F_hitung > F_tabel 2,368 3,626 and significance of 0.005. Partially, intangible factors have a significant influence on the value significance of 0,249, whereas the factors of reliability, response, reassurance and empathy don’t have significant effects. The most dominant factor influence on satisfaction clients is a tangible factor, because the value of the significance of these factors most of 0.264. The regression equation is obtained as follows: Y = 5.492 + 0.179X1 + 0.115X2 + 0.122X3 – 0.007X4 + 0.113X5 indicates that increasing the quality of service in terms of intangibles can increase customer satisfaction.
ISLAMIC PERSPECTIVE OF ENHANCING ECONOMIC DEVELOPMENT FOR MARITIME COMMUNITIES IN INDONESIA Rosita Tandos
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 4 No. 2 (2014): eL-Qist:
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2014.4.2.789-803

Abstract

Developing maritime area and sector is a important strategy for the development of Indonesia although many challenges exist to achieve this goal. On the other hand, women as a crucial element of society have play important roles in family and community lives. Such contribution could affect the development processes of the maritime area and the country.Islamic banking and other institutions that have community economic programs can implement principle of creating prosperity and justice to the life of people though conducting a community economic development (CED) program that reflect more to the aspiration, need and insterest of the people. These all attempts are significant to support the current development policies of the Indonesian governments that emphasize on strengthening maritime area and resources.
BAITUL MAL DALAM SISTEM EKONOMI: Kajian Komparasi Fungsi dengan Bank Sentral dan Kementerian Keuangan Achmad Room Fitrianto
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 4 No. 2 (2014): eL-Qist:
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2014.4.2.804-821

Abstract

An economy system cannot run smoothly without functions of budgeting and regulating function. Whether it to manage the government spending or to determine the taxes. Both functions was recorded in the early Islamic government. This financial institution known as Baitul Mal. Recently the baitul mal just functioned as not functioned as financial institution that manages the government spending and earning. However if we were have a look back to the Islamic history, baitul mal were functioned as called the ministry of finance and the bank central. History financial institution that manage the government spending and earning exactly look like what the Ministry of finance and The bank Central function. This writing tries to show based on the early Islamic government about the baitul mal function, how it was work, who was in charge and soon. Afterward those functions are compared. In conclusion, the Baitul mal in the early Islamic Government had similar function as the Ministry of finance and the bank Central function on the modern government.
HAK KEKAYAAN INTELEKTUAL DALAM PERSPEKTIF HUKUM ISLAM: Kajian atas Qs. An-Nisa [5]: 29 Mufliha Wijayati
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 4 No. 2 (2014): eL-Qist:
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2014.4.2.822-836

Abstract

Intellectual Property Right (HKI) is now becoming an essential issue. It does not only discuss individual protection, but it has been a part of global economic and political matters. Based on Islamic law, HKI is a contemporary issue which is still problematic and invites a lot of debate in relation with its existence. Is HKI legally recognized in Islamic Sharia? Even though MUI (Indonesian Council of Ulama) has already answered with fatwa, it still important to track the issue of intellectual property right in in the perspective of Islamic law. The issue of HKI is deliberated through the study of amwal and bathil in Al-Qur’an (5: 9). The interpretation of both terms is linked with the theory of ownership and tasarrufil amwal in fiqh muamalah. This study shows that the schools of other than Hanafiyah state that HKI is a part of property ownership in the category of milk al-manfaah which must be respected. Everything that is detrimental to the owner of HKI is prohibited. The law enforcement related to HKI necessitates the involvement of government to manage it in a regulation protecting the HKI ownership.
MODEL – MODEL PENGELOLAAN ZAKAT DI DUNIA MUSLIM AMIRUDDIN KUBA
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 4 No. 2 (2014): eL-Qist:
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2014.4.2.837-861

Abstract

Role of civil society and government in managing zakah can be conducted by coordinatively and actively. The role of goverment as giving political legitimation and data sourcer in developing zakah while the institution of zakah organizer of civil society acts as excecutive in collecting and managing zakah. The relationship of both is conducted sinergictly and has direct access each other coordinatively or controlly.In practice, civil society is shaped in vertical and horizontal coordination, in which vertical coordination is held by holding company in controlling the processes of collecting and distributing zakah at organizations that responsible for doing that. On the other hand, horizontal coordination is aimed to create a cooperation among institutions. Such model of cooperation reflects an active involvement of civil society, and could strengthen the function of civil society and government.
دورالوقف فى تنمية التربية الإسلامية: تجربة معهد دار السلام للتربية الاسلامية الحد يثة بكونتور فونوروكو اندونيسيا الدكتور أمل فتح الله زركشى
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 4 No. 2 (2014): eL-Qist:
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2014.4.2.862-877

Abstract

قد وقعت الأزمات الإقتصادية الشديدة في بعض الدول بقارات أوربا وأمريكا في هذه الآوان الأخيرة، تحتاج إلي معالجتها بشكل جدي، من قبل أن تتأثر إلي بقية بعض الدول في العالم. فبوجه الخاص فى العالم الإسلامى. فاليوم أن المسلمين مطالبون العودة إلى نظام الوقف الإسلامى وإحياء هذه المؤسسة المتميزة التى قدمت الخير الوفير للأمة. عرفنا أن الوقف هو حبس المال سواء كان بصورة أبدية أو مؤقـتة، ليستفيد منه الناس مباشرة أو غير مباشرة و استفادة منافع نتيجتها متكررا فى سبيل الخير العام أو الخاص. فهذا البحث سيشرح شرحاوافيا عن حقائق الوقف وأهدافه و دوره فى تنمية التربية الإسلامية : تجربة معهد دار السلام للتربية الاسلامية الحديثة بكونتور فونوروكو اندونيسيا. ويتكون هذاالبحث من : تنظيم أموال الوقف فى معهد دار السلام كونتور و ادارة الوقف فى معهد دار السلام كونتور و فلسفة التربية و فلسفة الحياة التي تسمى هذه الفلسفة بروح المعهد الخمس وكذالك الخطوات الخمس للمعهد ثم تنمية أموال الوقف للمصالح التربوية فى كونتور. وهكذا نسأل الله عزوجل المستعان و أن يسهلنا في تطبيق نظرية الوقف خاصة لأجل تنمية أموال الوقف للمصالح التربوية فى كونتور وللمصالح المسلمين في العالم الإسلامي عامة
PENGARUH TINGKAT PENGANGGURAN TERHADAP TINGKAT INFLASI DI PROPINSI JAWA TIMUR TAHUN 2003-2011 Imam Buchori; Lina Ambarwati Priono
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 4 No. 2 (2014): eL-Qist:
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2014.4.2.878-902

Abstract

Research methods used in this research include: gathering together the data using the method of data collection the documentary, analyzed using simple regression analysis processed using SPSS 16 for Windows, using the inductive mindset. The unemployment rate that occurred in the province of East Java in 2003-2011 fluctuated between 3.00 and 6.00, as does the level of inflation that occurred in the province of East Java, demonstrated by Philips curve. After doing the analysis, obtained by the regression equation: Y = -2,218 + 1,490X. The correlation coefficient (R) obtained is 0,462. It can be concluded that both variables have a positive relationship. Based on the analysis of the results obtained, it can be drawn the conclusion that the influence that derived from the analysis results are positive, meaning that there is a weak influence between the unemployment rate and inflation rates in the province of East Java. Advice that can be given to the need to further research examined the relationship of other variables that their influences are strong against the inflation rate that occurs. And, for the future research, it could use the data with the greater amount.
UPAYA MENINGKATKAN LIKUIDITAS LEMBAGA KEUANGAN MIKRO SYARIAH MELALUI SISTEM PENGOPERASIAN JASA DAN SISTEM PENYAMPAIAN JASA: Studi Kasus Pada BMT Ugt Sidogiri Cabang Pembantu Bulak Surabaya Muhammad Arif Dani
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 5 No. 1 (2015): eL-Qist
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2015.5.1.903-928

Abstract

Penelitian ini adalah penelitian kualitatif yang bertujuan menjawab pertanyaan tentang bagaimana upaya BMT UGT Sidogiri Cabang Pembantu Bulak Surabaya dalam meningkatkan likuiditasnya melalui Sistem Pengoperasian Jasa dan Sistem Penyampaian Jasa, serta bagaimana analisis kelemahan dan kekuatan Sistem Pengoperasian Jasa dan Sistem Penyampaian Jasa pada BMT UGT Sidogiri Cabang Pembantu Bulak Surabaya. Peneliti menggunakan metodologi pendekatan kualitatif deskriptif dengan jenis penelitian studi kasus pada objek. Dengan metodologi ini, peneliti berusaha mengungkap penjelasan mekanisme Sistem Pengoperasian Jasa dan Sistem Penyampaian Jasa, fakta kenaikan likuiditas BMT UGT Sidogiri Cabang Pembantu Bulak Surabaya akibat efektivitas Sistem Pengoperasian Jasa dan Sistem Penyampaian Jasa dan perubahan-perubahan yang terjadi saat penelitian berjalan. Hasil penelitian yang diperoleh adalah: (1) Implementasi Sistem Pengoperasian Jasa dan Sistem Penyampaian Jasa pada BMT UGT Sidogiri Capem Bulak berjalan cukup baik. Hal tersebut dapat dibuktikan dari hasil perhitungan angka Cash Ratio dan Financing to Deposit Ratio (FDR) yang menunjukkan tren yang positif; (2) Kelemahan-kelemahan yang dimiliki oleh BMT UGT Sidogiri Capem Bulak digolongkan ke dalam dua bagian, yaitu kelemahan dari ruang lingkup internal dan kelemahan dari ruang lingkup eksternal. Adapun kelemahan dari internal adalah: (a) Kelemahan dalam pembiayaan murabah{ah; (b) Kelemahan dalam sumberdaya manusia. Sedangkan kelemahan yang berasal dari eksternal BMT adalah: (a) Kredit macet anggota; (b) Peraturan baru dari BMT Pusat. Kelemahan-kelemahan tersebut dapat diatasi oleh BMT UGT Sidogiri Capem Bulak melalui: (a) Pemilihan calon anggota dan verifikasi data yang lebih selektif dan akurat; (b) Pemahaman job description dan tanggungjawab yang jelas di dalam organisasi; (c) Mengikuti setiap pelatihan dan pembinaan; (d) Menjalin komunkasi yang solid di antara semua karyawan; (e) Memaksimalkan fungsi monitoring dengan baik; (f) Memperbaharui informasi berkelanjutan yang bersumber dari instruksi atasan. Rangkaian sistem yang diterapkan melalui fungsi manajemen BMT perlu melakukan pengawasan dan evaluasi terhadap kinerja koperasi secara komprehensif. Dengan diberlakukannya Sistem Pengoperasian Jasa dan Sistem Penyampaian Jasa yang optimal, BMT UGT Sidogiri Capem Bulak dapat memproyeksikan dan mengendalikan tren pertumbuhan likuiditas yang positif agar sejalan dengan tujuan dibentuknya BMT UGT Sidogiri Capem Bulak.
PENGARUH PENDAYAGUNAAN ZAKAT PRODUKTIF TERHADAP KESEJAHTERAAN MUSTAHIQ PADA PROGRAM TERNAK BERGULIR BAZNAS KABUPATEN GRESIK Lailiyatun Nafiah
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 5 No. 1 (2015): eL-Qist
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2015.5.1.929-942

Abstract

Research entitled "The Effect of Zakat Productive Utilization Against Animal Welfare Program Revolving Mustahik In BAZNAS Gresik" This is a study that aims to identify and analyze the influence of the productive utilization of zakat through a rolling program for the welfare of livestock mustahiq BAZNAS program beneficiaries in Gresik. This research is quantitative research with survey method. Where the techniques of data collection is done by distributing questionnaires, interviews and documentation. The number of samples in this study were 34 respondents, the sample used is a sample of the population. The analytical method used is a simple linear regression analysis. While testing the hypothesis statistical test is performed with the t test. From the results of statistical tests (t test) found that the value of variable significance productive utilization of zakat is 0,000 (sign  α), with a beta value of +0.552, in addition to the value of the t variable productive utilization of zakat is known for 3.746 greater than t table (2.042). The simple regression analysis known that the coefficient of determination (R Square) obtained was 0,305 with a simple linear relationship equation in the can is Y = 8.287 + 0.501 X. This means that the variable productive utilization of zakat positive and significant impact on the welfare mustahiq, with In other words if the productive utilization of zakat improved the welfare mustahiq will also increase. With percentage contribution of variable influence on the welfare of the productive utilization of zakat mustahiq was 30.5%. Furthermore, for amil zakat institutions are expected to maximize utilization of zakat to charity productive utilization patterns, accompanied by the assistance for the provision of direction and monitoring for mustahiq recipients.

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