cover
Contact Name
bakhrul huda
Contact Email
bakhrul.huda@uinsby.ac.id
Phone
+6281331303883
Journal Mail Official
el-qist@uinsa.ac.id
Editorial Address
Kampus Fakultas Ekonomi dan Bisnis Islam UIN Sunan Ampel Surabaya Jl. Jend. A. Yani 117 Surabaya 60237
Location
Kota surabaya,
Jawa timur
INDONESIA
El-Qist : Journal of Islamic Economics and Business (JIEB)
ISSN : 22527907     EISSN : 27160335     DOI : https://doi.org/10.15642/elqist
el-Qist: Journal of Islamic Economics and Business (JIEB) Merupakan jurnal yang terbit dua kali dalam satu tahun, bulan April dan Oktober, berisi kajian-kajian Ekonomi dan Bisnis Islam, baik berupa artikel konsepsional ataupun hasil penelitian
Articles 423 Documents
HAK KEKAYAAN INTELEKTUAL DALAM PERSPEKTIF HUKUM ISLAM: Kajian atas Qs. An-Nisa [5]: 29 Wijayati, Mufliha
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 4 No. 2 (2014): October
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2014.4.2.822-836

Abstract

Intellectual Property Right (HKI) is now becoming an essential issue. It does not only discuss individual protection, but it has been a part of global economic and political matters. Based on Islamic law, HKI is a contemporary issue which is still problematic and invites a lot of debate in relation with its existence. Is HKI legally recognized in Islamic Sharia? Even though MUI (Indonesian Council of Ulama) has already answered with fatwa, it still important to track the issue of intellectual property right in in the perspective of Islamic law. The issue of HKI is deliberated through the study of amwal and bathil in Al-Qur’an (5: 9). The interpretation of both terms is linked with the theory of ownership and tasarrufil amwal in fiqh muamalah. This study shows that the schools of other than Hanafiyah state that HKI is a part of property ownership in the category of milk al-manfaah which must be respected. Everything that is detrimental to the owner of HKI is prohibited. The law enforcement related to HKI necessitates the involvement of government to manage it in a regulation protecting the HKI ownership.
MODEL – MODEL PENGELOLAAN ZAKAT DI DUNIA MUSLIM KUBA, AMIRUDDIN
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 4 No. 2 (2014): October
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2014.4.2.837-861

Abstract

Role of civil society and government in managing zakah can be conducted by coordinatively and actively. The role of goverment as giving political legitimation and data sourcer in developing zakah while the institution of zakah organizer of civil society acts as excecutive in collecting and managing zakah. The relationship of both is conducted sinergictly and has direct access each other coordinatively or controlly.In practice, civil society is shaped in vertical and horizontal coordination, in which vertical coordination is held by holding company in controlling the processes of collecting and distributing zakah at organizations that responsible for doing that. On the other hand, horizontal coordination is aimed to create a cooperation among institutions. Such model of cooperation reflects an active involvement of civil society, and could strengthen the function of civil society and government.
دورالوقف فى تنمية التربية الإسلامية: تجربة معهد دار السلام للتربية الاسلامية الحد يثة بكونتور فونوروكو اندونيسيا زركشى, الدكتور أمل فتح الله
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 4 No. 2 (2014): October
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2014.4.2.862-877

Abstract

قد وقعت الأزمات الإقتصادية الشديدة في بعض الدول بقارات أوربا وأمريكا في هذه الآوان الأخيرة، تحتاج إلي معالجتها بشكل جدي، من قبل أن تتأثر إلي بقية بعض الدول في العالم. فبوجه الخاص فى العالم الإسلامى. فاليوم أن المسلمين مطالبون العودة إلى نظام الوقف الإسلامى وإحياء هذه المؤسسة المتميزة التى قدمت الخير الوفير للأمة. عرفنا أن الوقف هو حبس المال سواء كان بصورة أبدية أو مؤقـتة، ليستفيد منه الناس مباشرة أو غير مباشرة و استفادة منافع نتيجتها متكررا فى سبيل الخير العام أو الخاص. فهذا البحث سيشرح شرحاوافيا عن حقائق الوقف وأهدافه و دوره فى تنمية التربية الإسلامية : تجربة معهد دار السلام للتربية الاسلامية الحديثة بكونتور فونوروكو اندونيسيا. ويتكون هذاالبحث من : تنظيم أموال الوقف فى معهد دار السلام كونتور و ادارة الوقف فى معهد دار السلام كونتور و فلسفة التربية و فلسفة الحياة التي تسمى هذه الفلسفة بروح المعهد الخمس وكذالك الخطوات الخمس للمعهد ثم تنمية أموال الوقف للمصالح التربوية فى كونتور. وهكذا نسأل الله عزوجل المستعان و أن يسهلنا في تطبيق نظرية الوقف خاصة لأجل تنمية أموال الوقف للمصالح التربوية فى كونتور وللمصالح المسلمين في العالم الإسلامي عامة
PENGARUH TINGKAT PENGANGGURAN TERHADAP TINGKAT INFLASI DI PROPINSI JAWA TIMUR TAHUN 2003-2011 Buchori, Imam; Priono, Lina Ambarwati
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 4 No. 2 (2014): October
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2014.4.2.878-902

Abstract

Research methods used in this research include: gathering together the data using the method of data collection the documentary, analyzed using simple regression analysis processed using SPSS 16 for Windows, using the inductive mindset. The unemployment rate that occurred in the province of East Java in 2003-2011 fluctuated between 3.00 and 6.00, as does the level of inflation that occurred in the province of East Java, demonstrated by Philips curve. After doing the analysis, obtained by the regression equation: Y = -2,218 + 1,490X. The correlation coefficient (R) obtained is 0,462. It can be concluded that both variables have a positive relationship. Based on the analysis of the results obtained, it can be drawn the conclusion that the influence that derived from the analysis results are positive, meaning that there is a weak influence between the unemployment rate and inflation rates in the province of East Java. Advice that can be given to the need to further research examined the relationship of other variables that their influences are strong against the inflation rate that occurs. And, for the future research, it could use the data with the greater amount.
UPAYA MENINGKATKAN LIKUIDITAS LEMBAGA KEUANGAN MIKRO SYARIAH MELALUI SISTEM PENGOPERASIAN JASA DAN SISTEM PENYAMPAIAN JASA: Studi Kasus Pada BMT Ugt Sidogiri Cabang Pembantu Bulak Surabaya Dani, Muhammad Arif
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 5 No. 1 (2015): April
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2015.5.1.903-928

Abstract

Penelitian ini adalah penelitian kualitatif yang bertujuan menjawab pertanyaan tentang bagaimana upaya BMT UGT Sidogiri Cabang Pembantu Bulak Surabaya dalam meningkatkan likuiditasnya melalui Sistem Pengoperasian Jasa dan Sistem Penyampaian Jasa, serta bagaimana analisis kelemahan dan kekuatan Sistem Pengoperasian Jasa dan Sistem Penyampaian Jasa pada BMT UGT Sidogiri Cabang Pembantu Bulak Surabaya. Peneliti menggunakan metodologi pendekatan kualitatif deskriptif dengan jenis penelitian studi kasus pada objek. Dengan metodologi ini, peneliti berusaha mengungkap penjelasan mekanisme Sistem Pengoperasian Jasa dan Sistem Penyampaian Jasa, fakta kenaikan likuiditas BMT UGT Sidogiri Cabang Pembantu Bulak Surabaya akibat efektivitas Sistem Pengoperasian Jasa dan Sistem Penyampaian Jasa dan perubahan-perubahan yang terjadi saat penelitian berjalan. Hasil penelitian yang diperoleh adalah: (1) Implementasi Sistem Pengoperasian Jasa dan Sistem Penyampaian Jasa pada BMT UGT Sidogiri Capem Bulak berjalan cukup baik. Hal tersebut dapat dibuktikan dari hasil perhitungan angka Cash Ratio dan Financing to Deposit Ratio (FDR) yang menunjukkan tren yang positif; (2) Kelemahan-kelemahan yang dimiliki oleh BMT UGT Sidogiri Capem Bulak digolongkan ke dalam dua bagian, yaitu kelemahan dari ruang lingkup internal dan kelemahan dari ruang lingkup eksternal. Adapun kelemahan dari internal adalah: (a) Kelemahan dalam pembiayaan murabah{ah; (b) Kelemahan dalam sumberdaya manusia. Sedangkan kelemahan yang berasal dari eksternal BMT adalah: (a) Kredit macet anggota; (b) Peraturan baru dari BMT Pusat. Kelemahan-kelemahan tersebut dapat diatasi oleh BMT UGT Sidogiri Capem Bulak melalui: (a) Pemilihan calon anggota dan verifikasi data yang lebih selektif dan akurat; (b) Pemahaman job description dan tanggungjawab yang jelas di dalam organisasi; (c) Mengikuti setiap pelatihan dan pembinaan; (d) Menjalin komunkasi yang solid di antara semua karyawan; (e) Memaksimalkan fungsi monitoring dengan baik; (f) Memperbaharui informasi berkelanjutan yang bersumber dari instruksi atasan. Rangkaian sistem yang diterapkan melalui fungsi manajemen BMT perlu melakukan pengawasan dan evaluasi terhadap kinerja koperasi secara komprehensif. Dengan diberlakukannya Sistem Pengoperasian Jasa dan Sistem Penyampaian Jasa yang optimal, BMT UGT Sidogiri Capem Bulak dapat memproyeksikan dan mengendalikan tren pertumbuhan likuiditas yang positif agar sejalan dengan tujuan dibentuknya BMT UGT Sidogiri Capem Bulak.
PENGARUH PENDAYAGUNAAN ZAKAT PRODUKTIF TERHADAP KESEJAHTERAAN MUSTAHIQ PADA PROGRAM TERNAK BERGULIR BAZNAS KABUPATEN GRESIK Nafiah, Lailiyatun
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 5 No. 1 (2015): April
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2015.5.1.929-942

Abstract

Research entitled "The Effect of Zakat Productive Utilization Against Animal Welfare Program Revolving Mustahik In BAZNAS Gresik" This is a study that aims to identify and analyze the influence of the productive utilization of zakat through a rolling program for the welfare of livestock mustahiq BAZNAS program beneficiaries in Gresik. This research is quantitative research with survey method. Where the techniques of data collection is done by distributing questionnaires, interviews and documentation. The number of samples in this study were 34 respondents, the sample used is a sample of the population. The analytical method used is a simple linear regression analysis. While testing the hypothesis statistical test is performed with the t test. From the results of statistical tests (t test) found that the value of variable significance productive utilization of zakat is 0,000 (sign  α), with a beta value of +0.552, in addition to the value of the t variable productive utilization of zakat is known for 3.746 greater than t table (2.042). The simple regression analysis known that the coefficient of determination (R Square) obtained was 0,305 with a simple linear relationship equation in the can is Y = 8.287 + 0.501 X. This means that the variable productive utilization of zakat positive and significant impact on the welfare mustahiq, with In other words if the productive utilization of zakat improved the welfare mustahiq will also increase. With percentage contribution of variable influence on the welfare of the productive utilization of zakat mustahiq was 30.5%. Furthermore, for amil zakat institutions are expected to maximize utilization of zakat to charity productive utilization patterns, accompanied by the assistance for the provision of direction and monitoring for mustahiq recipients.
PENGARUH TINGKAT MARGIN TERHADAP KEPUTUSAN PENGAMBILAN PEMBIAYAAN MURABAHAH DI BMT UGT SIDOGIRI CABANG WARU SIDOARJO Aini, Aisyah Nur
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 5 No. 1 (2015): April
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2015.5.1.943-962

Abstract

The research was titled “Pengaruh Tingkat Margin Terhadap Keputusan Pengambilan Pembiayaan Murābahah di BMT UGT Sidogiri Cabang Waru Sidoarjo” is a a quantitative research to answer the questions whether the margin influence on customer’s decision-making margin murabaha financing and the extent of influence on the decisions-making murabaha financing at BMT UGT Sidogiri Waru Sidoarjo. This research uses a purposive sampling method with a sample of 90 customers who take murabaha financing. Questionnaires were tested for validity and reliability of the 20 customers prior to the collection of research data. Test equipment used in this research is to use analysis prerequisite test including normality test and test heteroskedastisitas. For data analysis used a simple linear regression analysis. The analysis of this study concluded that the level of margin positive and significant impact on the decision-making Murabaha financing as indicated by the value of the correlation coefficient (R) of 0.989, the coefficient of determination (R2) of 0.977.
IMPLEMENTASI MANAJEMEN RISIKO PEMBIAYAAN MURABAHAH DI BANK BNI SYARIAH KANTOR CABANG PEMBANTU MOJOKERTO Wandayanik, Riris
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 5 No. 1 (2015): April
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2015.5.1.963-979

Abstract

Penelitian ini bertujuan untuk mengetahui bagaimana langkah dalam implementasi manajemen risiko pembiayaan murabahah dan solusi dari penyelesaian pembiayaan bermasalah yang ada di Bank BNI Syariah Kantor Cabang Pembantu Mojokerto. Data penelitian dihimpun dari dokumen internal Bank BNI Syariah yang berupa file, wawancara secara lansung dengan pihak bank yang menangani pembiayaan murabahah dan pembiayaan bermasalah, nasabah yang menggunakan produk pembiayaan murabahah, serta literatur pendukung yang relevan terhadap permasalahan yang peneliti angkat.Selanjutnya dianalisis menggunakan deskriptif analisis. Hasil penelitian ini menyimpulkan bahwa untuk implementasi manajemen risiko pembiayaan murabahah di Bank BNI Syariah Kantor Cabang Pembantu Mojokerto telah terlaksana dengan baik, hal ini dibuktikan dengan laporan profil risiko BNI Syariah dikembangkan dengan menggunakan sistem online terintegrasi dengan sumber data. Dilihat dari tingkat pengendalian risiko yang 85%, itu artinya bank BNI Syariah Kantor Cabang Pembantu Mojokerto telah melaksanakan manajemen risiko sesuai peraturan Bank Indonesia, syariat Islam dengan melihat peraturan pada Fatwa DSN MUI. Dalam analisis pembiayaan Bank BNI Syariah Kantor Cabang Pembantu Mojokerto telah sesuai dengan peraturan dan prosedur dari pusat, yaitu dengan menilai nasabah lebih ketat, selektif, cermat dan teliti dengan menganalisis 5C yaitu character, capacity, capital, collateral, dan condition of economy. Hal itu berpengaruh positif bagi bank karena dilihat dari data yang ada hanya ada 30 pembiayaan bermasalah dan diantaranya 2 yang termasuk ke kategori pembiayaan macet. Hal tersebut membuktikan bahwa Bank BNI Syariah Kantor Cabang Pembantu Mojokerto telah mampu mengendalikan risiko dengan baik. Dalam penanganan pembiayaan bermasalah, BNI Syariah mempunyai beberapa alternatif yaitu, penagihan intensif, rescheduling, reconditioning, restrukturisation, danpelunasan dengan penjualan agunan/jaminan sebagian/seluruhnya, penyerahan jaminan sukarela, penjualan jaminan secara bersama. Bank BNI Syariah sudah efektif dalam melakukan penanganan pembiayaan bermasalah dan eksekusi jaminan, ditinjau dari salah satu fatwa DSN-MUI No. 47/DSN-MUI/II/2005 tentang penyelesaian piutang Murabahah bagi nasabah yang tidak mampu membayar.
EXISTENCE OF VENTURE CAPITAL: Alternative Financing Solutions Micro, Small & Medium Enterprises Sulistyowati, Sulistyowati
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 5 No. 1 (2015): April
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2015.5.1.980-1003

Abstract

to contain the risk for investment through venture capital mechanism is not accompanied by a guarantee (collateral) so that prudence is needed by venture capital firms in selecting prospective venture is to be serve its business partners, in addition to a venture capital financing business is multidimensional ie as financial institutions (financial institution), Institute for equity investment company (corporate institution) and the Institute for entrepreneurs helper weak (humanistic institution). Venture capital in the financing of such financing has several characteristics aimed primarily at small companies or are new, but it has great potential to grow and has bright prospects, the field of technology or non-technology or business containing new breakthroughs which have difficulty in obtaining bank credit, pembiaayan who do venture capital temporary (generally long-term of 5 (five) to 10 (ten) years) to be divested its time, venture capital firms involved in corporate management pasanagn financed business, financing is not in the form of loans (loan) but inclusion capital (equity participation), given the high-risk financing for venture capital (risk capital) is not backed by collateral (collateral) so that the main motive is the finance business to profit (capital gain) is relatively high in return high risk financing, venture capital firms keuali which is funded from the government (public sector funds), PT Bahana. The parties involved in the venture capital financing Venture Capital Company (PMV) which is a party to provide financial assistance to companies that need funds. Couples who keduaPerusahaan Enterprises (PPU) as companies that need assistance to be able to expand its business dam that ketigaPihak Funders consisting of Bank Captive Fund, Investment Funds Captive Institution, Independent Funds, Public Sector Funds, International Funds, and funds from other sources, ie from other financial companies such sale of shares in the stock market, bonds, and other Iain, the four parties Accountant Publik.Adapun type of financing venture capital firm committed to his business partner companies there are three types namely Equity (Equity Participation), Obligasi Konversi (ConvertibleBond) and Sharing (profit and loss sharing)
STUDI ANALISIS ASURANSI SYARIAH: دراسة وتحليلا في التأمين الإسلامي Ghozali, Muhammad Lathoif
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 5 No. 1 (2015): April
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2015.5.1.1004-1019

Abstract

رغم أن العلماء قديما وحديثا قد قاموا ببحث موضوع الذرائع سدا وفتحا، إلا أن هناك حاجة ملحة في مزيد تنظبر لها من حيث أسس تأصيلها وبيان حجيتها، والعناصر المكونة لها في إطار الممفهوم الأصولي لها، وكذلك من حيث أقسامها وعلاقتها ببقية الأدلة المتفق عليها والمختلف فيها وضوابطها المنهجية والعملية، ثم صياغتها في صورة نظرية متكاملة تجعل فكرة الذرائع صالحة للتطبيق السليم على المستجدات والنوازل. وللذرائع أهمية أكبر من زاوية تطبيقها في مجال المعاملات المالية المعاصرة، حيث اصبحت الحاجة إلى الاستعانة بها في المعاملات اكثر إلحاحا، نظرا لما يزخر به عالم المعاملات المالية من مستجدات القضايا أنواعا وصورا وتعقيدا لا سيما في التأمين الذي نحن بصدد ه

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