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Dinasti International Journal of Economics, Finance & Accounting (DIJEFA)

DIJEFA
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Published by Dinasti Publisher

ISSN : 27213021 EISSN : 2721303X DOI : 10.31933

Core Subject : Economy,

Economics, Econometrics & Finance

The author is invited to submit a paper for Dinasti International Journal of Economics, Finance & Accounting (DIJEFA). Topics related to this journal include but are not limited to: Accounting and financial reporting Audit Accounting management Taxation Corporate finance Personal finance Financial risk management Corporate risk management Business management Entrepreneurship Cost management Economic Education Public administration Development economics Corporate governance Accounting Project management

Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)

Articles 1,249 Documents

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The Influence of Customer Relationship Management and Service Quality on Consumer Loyalty through Consumer Satisfaction Salsabilah Wahyuni, Ratna; Rachbini, Widarto
Dinasti International Journal of Economics, Finance & Accounting Vol. 5 No. 3 (2024): Dinasti International Journal of Economics, Finance & Accounting (July - August
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v5i3.3081

The development of the times has made companies providing online shopping services move to improve their services to be able to compete with competing companies. This research was conducted to find out whether there is an influence of customer relationship management and service quality on consumer satisfaction and consumer loyalty. This research uses data obtained from distributing questionnaires to 457 internet user respondents. The results of this research are that customer relationship management does not have a significant influence on consumer satisfaction and loyalty, while service quality has a significant influence on consumer satisfaction but has no effect on consumer loyalty.

Marketing Strategies of Sharia Peer-to-Peer Lending Fintech in Enhancing Sharia Financial Inclusion: A Case Study of PT. Dana Syariah Indonesia Fuadi Tanjung, Ahmad; Sugianto, Sugianto; Syahriza, Rahmi
Dinasti International Journal of Economics, Finance & Accounting Vol. 5 No. 3 (2024): Dinasti International Journal of Economics, Finance & Accounting (July - August
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v5i3.3082

This study aims to analyze the marketing strategies employed by PT. Dana Syariah Indonesia in enhancing Sharia financial inclusion through Sharia peer-to-peer lending fintech. The research uses SWOT and QSPM analyses to evaluate the company's strengths, weaknesses, opportunities, and threats in its marketing strategies. The findings reveal that the company has successfully increased access to Sharia financial services by utilizing digital media, offline events, and advanced technology. Despite challenges such as customer complaint management and digital adoption barriers, the company leverages market opportunities sensitive to riba and strengthens its position through solutions aligned with Sharia values. The study concludes that effective marketing strategies play a crucial role in expanding Sharia financial inclusion in Indonesia.

Determinants of Budgeting Opportunistic Behavior Ulla Ramadini; Sarwani; Lili Safrida
Dinasti International Journal of Economics, Finance & Accounting Vol. 5 No. 4 (2024): Dinasti International Journal of Economics, Finance & Accounting (September - O
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v5i4.3088

The study attempted to determine and analyze the effect of (1) local revenue, (2) generalallocation funds, (3) special allocation funds, (4) profit-sharing funds, (5) excess differences inbudget calculations on opportunistic behavior government budget in Indonesia.This type of research is quantitative research. The researcher used secondary data. The population were all provinces in Indonesia during the research period 2014-2019. Based on the existing criteria, the sample size was 18 provinces. The data were tested using multiple linear regression. The results indicated that local revenue did not affect the opportunistic behavior of provincial government budgeting in Indonesia; general allocation funds did not affect the opportunistic behavior of provincial government budget formulation in Indonesia; special allocation funds affected the opportunistic behavior of provincial government budgeting inIndonesia; funds profit-sharing did not affect the opportunistic behavior of provincial government budget formulation in Indonesia; and the excess budget calculation did not affect the opportunistic behavior of provincial government budgeting in Indonesia. The further investigation with wider sample size was needed to clarify the finding.

The Role of Brand Image in Mediating The Influence of Electronic Word of Mouth (E-Wom) on Purchase Intention Fazrin, Fauzi Ikhsan; Komariah, Kokom; Jhoansyah, Dicky
Dinasti International Journal of Economics, Finance & Accounting Vol. 5 No. 4 (2024): Dinasti International Journal of Economics, Finance & Accounting (September - O
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v5i4.3095

This study was conducted to examine the effect of Electronic Word of Mouth (E-WOM) on brand image and purchase intention, as well as the mediating role of brand image in the relationship between E-WOM and purchase intention. The phenomenon observed is the increasing role of online reviews and digital recommendations in shaping consumers' perceptions of brands and their purchasing decisions. This study used descriptive and associative methods with a quantitative approach. The study population was 356,410 residents of Sukabumi City, with a sample of 200 people randomly selected through probability sampling technique. Validity and reliability testing was conducted using SPSS version 23. The results showed that E-WOM had a significant effect on brand image with all items on the E-WOM variable and brand image declared valid (r_hitung > r_kritis). In addition, brand image also has a significant influence on consumer purchase intention. Brand image acts as a mediator that strengthens the influence of E-WOM on purchase intention. Cronbach's Alpha values for brand image, E-WOM, and purchase intention show high reliability (>0.60). In conclusion, E-WOM and brand image have an important role in shaping consumer purchase intention, with brand image strengthening the relationship between E-WOM and purchase intention. Effective marketing strategies should focus on improving brand image and leveraging E-WOM to drive consumer purchase decisions.

Competence and Motivation: Keys to Success for BUMDes Management Mere, Klemens; Lukitaningtyas, Firina; Sungkawati, Endang
Dinasti International Journal of Economics, Finance & Accounting Vol. 5 No. 4 (2024): Dinasti International Journal of Economics, Finance & Accounting (September - O
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v5i4.3099

The performance of BUMDes Management is very important in a business because it is a benchmark for the success of a business. The performance of management is still often ignored by business actors, even though to be able to know the extent of success of a business in carrying out its activities, you must know how these activities are carried out. The successful performance of BUMDes administrators cannot be separated from the competence and motivation of the administrators. This research aims to determine the influence of competence and motivation on the performance of BUMDes administrators in Tajinan District, Malang Regency. The research method uses a quantitative approach. The number of BUMDes in Tajinan District is 12 BUMDes. Each BUMDes has a different number of administrators, a total of 60 administrators. The samples taken in this research were all BUMDes administrators in 12 villages, totaling 60 people. Data collection was carried out by distributing questionnaires. Data analysis uses the t-test (partial test). The research results show that competence and motivation partially influence the performance of BUMDes administrators. Based on the results of this research, it can be recommended that BUMDes in Tajinan District, Malang Regency improve competence by participating in workshops and workshop activities related to BUMDes management. Apart from that, it is hoped that the Village Government will increase work motivation among BUMDes administrators by providing guidance and conducting comparative studies on BUMDes that are capable of managing BUMDes well so that they can improve the economy and standard of living of village communities with the potential that exists in their villages.

The Influence of Islamic Human Development Index (I-HDI), Employment and Economic Growth on The Poverty Rate in The Province of North Sumatra Ali, Osman; Nasution, Yenni Samri Juliati
Dinasti International Journal of Economics, Finance & Accounting Vol. 5 No. 3 (2024): Dinasti International Journal of Economics, Finance & Accounting (July - August
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v5i3.3101

North Sumatra is the 4th province with the most poor people in Indonesia. There are a total of 1.2 million poor people in 2023. This study aims to analyze the effect of Islamic Human Development Index (I-HDI), employment and economic growth on poverty in 33 districts / cities of North Sumatra in 2018-2023. The method used is panel data regression with random effect model estimation. The regression results show that the Islamic Human Development Index (I-HDI) has a negative and significant effect on the poverty rate in North Sumatra in 2018-2023. Labor absorption has a positive and significant effect on the poverty rate in North Sumatra in 2018-2023. While economic growth has a negative influence, but not significant. Simultaneously, the Islamic Human Development Index (I-HDI), labor absorption and economic growth have an influence on the poverty rate in North Sumatra in 2018-2023. One of the policy implications that can be done by the North Sumatra government to minimize the poverty rate is to improve the quality of human welfare and development not only seen from indicators of material achievement but also but also the achievement of non-material welfare, namely the existence of moral and spiritual values. In addition, the potential of unique resources must be improved and developed. This potential must be balanced with the quality and productivity of a good workforce in order to increase employment so that the people of North Sumatra can increase their income and get out of the poverty cycle.

Implementation of Sukuk as a Solution for Economic Development in North Sumatra Pranoto, Jiko; arif, Muhammad; Batubara, Maryam
Dinasti International Journal of Economics, Finance & Accounting Vol. 5 No. 4 (2024): Dinasti International Journal of Economics, Finance & Accounting (September - O
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v5i4.3107

This research aims to analyze the regulatory system for implementing regional sukuk as a solution for regional economic development in North Sumatra, to analyze the mechanism for implementing regional sukuk as a solution for regional economic development in North Sumatra, and to analyze what factors influence the implementation of regional sukuk as a solution in regional economic development in North Sumatra. The methodology of this research uses a qualitative study approach which emphasizes implementation of regional sukuk (sharia bonds) as a solution for regional economic development in North Sumatra . The data collection techniques used in this research were interviews and documentation. The results of this research are: (1) The regulatory system in implementing regional sukuk as a solution for regional economic development in North Sumatra, including: a) the existence of clear and comprehensive regulations, b) strict supervision, c) sustainability of the regional sukuk program, d) sukuk market development, and e) partnerships. (2) The mechanism for implementing regional sukuk as a solution for regional economic development in North Sumatra can be carried out starting from: a) preparation of regional economic development plans, b) assessment of project feasibility, c) sukuk structure, d) issuance of sukuk, e) use of data sukuk, and f) periodic evaluation and reporting. (3) Factors influencing the implementation of regional sukuk as a solution for regional economic development in North Sumatra can be: a) regulations and policies, b) regional financial capacity, c) availability of investment projects, and d) cooperation between parties.

Analysis of Market Orientation and Product Innovation on Competitive Advantage Wati, Sukma Septya; Joansyah, Dicky; Saori, Sopyan
Dinasti International Journal of Economics, Finance & Accounting Vol. 5 No. 4 (2024): Dinasti International Journal of Economics, Finance & Accounting (September - O
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v5i4.3108

The development of the traditional food industry has intensified competition among MSMEs. This study aims to analyze the effect of market orientation and product innovation on competitive advantage in traditional food MSMEs in Sukabumi City. The research method uses a causal descriptive quantitative approach with a sample of 128 traditional food MSMEs. Data were collected through questionnaires, interviews, literature study, and documentation. Data analysis used multiple linear regression. The results showed that market orientation had no significant effect on competitive advantage, while product innovation had a positive and significant effect on competitive advantage. Simultaneously, market orientation and product innovation have a significant effect on competitive advantage with a contribution of 15%. This finding indicates that traditional food MSMEs in Sukabumi City need to focus more on product innovation to improve their competitive advantage. This study provides insights for MSME players and related stakeholders in developing strategies to improve the competitiveness of traditional food MSMEs in an increasingly competitive era.

Factors Affecting the Performance of Generation Z Workforce Employees: Analysis of Work Life Balance, Leadership Style and Organizational Culture Setyo Widodo, Djoko; Maghfuriyah, Alfi
Dinasti International Journal of Economics, Finance & Accounting Vol. 5 No. 3 (2024): Dinasti International Journal of Economics, Finance & Accounting (July - August
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v5i3.3111

Literature review research on factors affecting employee performance of Generation Z workforce: Analysis of Work Life Balance, Leadership Style and Organizational Culture is a scientific literature article in the scope of human resource management science. The purpose of this literature research is expected to build a hypothesis regarding the influence between variables that can later be used for further research in the scope of human resource management. The approach used in this study is descriptive qualitative. The data collection technique uses literature studies. The data used in this descriptive qualitative approach comes from previous research that is relevant to this study and is sourced from academic online media such as the Scopus Elsevier Journal, Emerald, Sage, WoS, Reputable National Journal (SINTA), DOAJ, EBSCO, Google Scholar and digital reference books. The results of this literature review article include: 1) Work Life Balance affects the Performance of Generation Z Workforce Employees; 2) Leadership Style affects the Performance of Generation Z Workforce Employees; and 3) Organizational Culture affects the Performance of Generation Z Workforce Employees.

The Effect of Customer Orientation on Marketing Performance Through Product Innovation as a Mediating Variable Alipia, Maya; Danial, R Deni Muhammad; Saori, Sopyan
Dinasti International Journal of Economics, Finance & Accounting Vol. 5 No. 4 (2024): Dinasti International Journal of Economics, Finance & Accounting (September - O
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v5i4.3113

Marketing performance in culinary MSMEs in Sukabumi City is suspected to be caused by low product innovation and customer orientation. The purpose of this study was to analyze the effect of customer orientation on marketing performance with product innovation as a mediating variable. This study used quantitative method with descriptive causal approach. The study population was culinary MSMEs in Sukabumi City registered at the cooperative office, with a sample of 135 MSMEs randomly selected through probability sampling technique. Data collection was conducted through observation, questionnaires, and literature study, and data analysis using Structural Equation Modeling (SEM) method with the help of AMOS software. The results showed that customer orientation has a significant positive effect on product innovation (C.R. = 5.551, p < 0.05), and customer orientation has a significant positive effect on marketing performance (C.R. = 4.517, p < 0.05). However, product innovation has no significant effect on marketing performance (C.R. = 0.984, p > 0.05). Product innovation partially mediates the relationship between customer orientation and marketing performance (Z value = 3.168 > 1.978). In conclusion, customer orientation is important to improve marketing performance, although product innovation is not the dominant mediating factor.

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Home Page

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Editorial Team

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Google Scholar

Contact Name Ebit Bimas Saputra

Contact Email dinasti.info@gmail.com

Phone +6282287504359

Journal Mail Official dinasti.info@gmail.com

Editorial Address Case Amira Prive Jl. H. Risin No. 64D Pondok Jagung Timur, Serpong Utara, Tangerang Selatan, Indonesia

Location Kota tangerang selatan, Banten INDONESIA

Abstract

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Contact Name
Ebit Bimas Saputra

Contact Email
dinasti.info@gmail.com

Phone
+6282287504359

Journal Mail Official
dinasti.info@gmail.com

Editorial Address
Case Amira Prive Jl. H. Risin No. 64D Pondok Jagung Timur, Serpong Utara, Tangerang Selatan, Indonesia

Location
Kota tangerang selatan,

Banten

INDONESIA