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Aksioma Al-Musaqoh
Published by Sekolah Tinggi Agama Islam La Tansa Mashiro
ISSN : 2721294     EISSN : 27973816     DOI : 10.55171/jam
Core Subject : Religion, Economy, Education,
Religion Economics, Econometrics & Finance Education
Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies managed by the Islamic Economics Study Program STAI La Tansa Mashiro Rangkasbitung. Published twice a year, in June and December. The journal focuses on providing quality research in Islamic economics, banking and finance. This journal aims to cover topics that are important in modern Islamic economics and finance. The language used is Indonesian. The editor invites researchers, lecturers, reviewers, industry practitioners and observers to contribute.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 66 Documents
 1   2   3   4   5 
RESELLER AND DROPSHIP ANALYSIS IN ONLINE BUSINESS ACCORDING TO SHARIA ECONOMIC PERSPECTIVE Maskur Maskur; Budiman budiman
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 5 No 2 (2022): DESEMBER 2022
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v5i2.753

Abstract

ABSTRACTThis research was conducted to obtain information about the mechanism of Online Business with the Dropshipping system by Dropshipper Natura World. The online business concept of this dropshipping system creates a new phenomenon where the seller (dropshipper) does not stock and own/see directly the goods to be traded, the dropshipper also does not deliver the goods, because the supplier of the goods will send the goods to the consumer under the name of the dropshipper as the sender, but consumers do not know this. In that business in Islamic economics is based on the basic principles/values of business ethics in Islam, namely honesty, justice, trustworthiness and so on. This type of research is descriptive qualitative research and the subjects used as sources in this research are Rangkasbitung World Members, Lebak Regency who sell online using a reseller and dropshipper system. Collecting data in this study using observation techniques, interview techniques (interviews), and documentation techniques. The research instruments used were observation instruments, and interview instruments. The results show that the online business mechanism using the reseller and dropshipper system carried out by Natura World members is not to distinguish between dropshippers and resellers, management only relies on the price or pricelist used for dropshippers / resellers. resellers carried out by Natura World members in accordance with the concept of business ethics in Islam where the goods being traded exist and the price of the goods is clear according to the agreement of the seller and buyer.Keywords: Online Business, Dropshipping, Dropshipper, Reseller, Supplier, IslamicEconom
ANALISIS BANK SYARIAH MENURUT PERSEPSI MASYARAKAT KECAMATAN CIBADAK Deden Hidayat
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 5 No 2 (2022): DESEMBER 2022
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v5i2.754

Abstract

Masyarakat Kecamatan Cibadak dengan mayoritas beragama Islam masih banyak diantara masyarakat yang tidak tahu mengenai bank syariah, dengan semua prinsip-prinsip yang sesuai dengan Al-qur’an dan Hadist. banyak dari masyarakat yang tidak memakai bank syariah. yang disebabkan oleh kurangnya pengetahuan masyarakat terhadap bank syariah dan kurangnya sosialisasi dari pihak bank syariah terhadap lingkungan masyarakat. Sehingga banyak masyarakat Kecamatan Cibadak yang beranggapan bahwa bank syariah dan bank konvensional sama tidak ada yang membedakan diantara keduanya karena masih memakai bunga. Adapun rumusan masalah dalam penelitian ini adalah bagaimana persepsi masyarakat terhadap bank syariah di Kecamatan Cibadak dan bagaimana literasi masyarakat terrhadap produk dan jasa perbankan syariah di Kecamatan Cibadak. tujuan penelitian ini untuk mengetahui persepsi masyarakat terhadap bank syariah di Kecamatan Cibadak dan untuk mengetahui literasi masyarakat terhadap produk dan jasa perbankan syariah di Kecamatan Cibadak. Metode yang digunakan yaitu  metode penelitian kualitatif dengan pendekatan fenomenologi. Sumber data yang digunakan yaitu sumber data primer dan sumber data sekunder. Teknik pengumpulan data yang digunakan yaitu observasi, wawancara, dokumentasi, dan studi pustaka. Teknik analisis data yang digunakan yaitu teknik analisis Miles dan Huberman, yaitu reduksi data, penyajian data, dan penarikan kesimpulan dan verifikasi. Hasil penelitian menunjukan bahwa ada masyarakat yang sudah mengetahui bank syariah tetapi mereka hanya mengetahui namanya saja dan berpendapat bahwa bank syariah ini memakai prinsip bagi hasil dan bebas bunga serta bank syariah ini baik untuk pertumbuhan ekonomi umat. Namun ada juga masyarakat yang belum mengetahui apa itu bank syariah. untuk itu banyak persepsi dari masyarakat tentang bank syariah bahwa bank syariah itu sama saja dengan bank lainnya, Tetapi pada dasarnya bank syariah ini tidak memakai sistem bunga tetapi memakai sistem margin (keuntungan). Adapun literasi masyarakat Kecamatan Cibadak terhadap produk dan jasa perbank syariah masih kurang. Karena banyak diantara masyarakat yang tidak mengetahui produk dan jasa yang ada di bank sayriah. Untuk itu masyarakat mengharapkan adanya sosialisasi dari pihak bank syariah kepada masyarakat untuk memberikan pengetahuan tentang bank syariah dan produk dan jasa perbankan syariah.Kata kunci:  Persepsi, Masyarakat, Bank Syariah
PENGARUH KUALITAS PELAYANAN TERHADAP KEPUASAN NASABAH Ilmi Albadiah; Mahmudin Syukur
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 5 No 2 (2022): DESEMBER 2022
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v5i2.755

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh kualitas pelayanan yaitu : tangible (bukti fisik), reliability (kehandalan), responsiveness (tanggapan), assurance (jaminan) dan empathy (empati) pada kepuasan nasabah Bank syariah mandiri kantor cabang cikande. Jenis penelitian ini adalah penelitian kuantitatif. Populasi dalam penelitian ini adalah semua nasabah bank syariah mandiri yang berdomisili di pondok pesantren daar el qolam 4 sebanyak 39. Karna jumlah populasi kurang dari 100 orang maka dengan sampel diambil dari keseluruhan populasi yaitu sebanyak 39 orang nasabah penabung. Teknik pengumpulan data dilakukan dengan kuesioner. Analisis data dilakukan dengan analisis regresi sederhana. Hasil penelitian menunjukkan bahwa tangible (bukti fisik), reliability (kehandalan), responsiveness (tanggapan), assurance (jaminan) dan empathy (empati) berpengaruh positif dan signifikan terhadap kepuasan nasabah Bank Syariah Mandiri Kantor Cabang Pembantu Cikande. Pengujian terhadap penelitian ini dilakukan dengan menggunakan uji asumsi klasik, uji korelasi dan uji regresi linier berganda dengan menggunakan IBM SPSS (Statistic program for social science) v.26. Hasil penelitian menunjukkan nilai thitung sebesar 3,459 yang artinya thitung > ttabel (3.459>2,208) dengan tingkat signifikansi 0,001 < 0,05. sehingga dapat disimpulkan bahwa H1 diterima, yang artinya kualitas pelayanan berpengaruh positif dan signifikan terhadap kepuasan nasabah pada Bank Syariah Mandiri Kantor Cabang Cikande, dengan demikian hipotesis terbukti. Hasil uji koefisien determinasi menunjukan terdapat pengaruh variabel X (kualitas pelayanan) secara simultan terhadap Y (kepuasan nasabah) adalah sebesar 52,2%. Sedangkan sisanya 47,8% di pengaruhi oleh faktor lain di luar variabel ini. Kata Kunci : Kualitas Pelayanan, Kepuasan Nasabah.
PERAN LEMBAGA KEUANGAN SYARIAH (LKS) TERHADAP PERTUMBUHAN EKONOMI NASIONAL PASCA PANDEMI COVID 19 Maskur Maskur
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 5 No 2 (2022): DESEMBER 2022
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v5i2.751

Abstract

Tujuan dari penelitian ini untuk mendeskripsikan Peran Ekosistem Lembaga Keuangan Syariah (Lks) Terhadap Pertumbuhan Ekonomi Nasional Pasca Pandemi Covid 19. Berikut ini adalah peran Lembaga Keuangan Syariah dalam rangka menumbuhkan ekonomi nasional berkelanjutan pasca pandemic covid 19 : Pertama dengan memperkuat rantai nilai halal (halal value chain), Kedua, menyalurkan layanan pembiayaan yang ramah terhadap pelaku Usaha Mikro Kecil Menengah (UMKM), Ketiga, optimalisasi peran keuangan philanthropy syariah, Keempat, digitalisasi layanan keuangan syariah, Kelima, berkomitmen terhadap investasi ekonomi hijau (green economy). Kata kunci : Lembaga Keuangan Syariah, pertumbuhan ekonomi nasional, pandemi covid 19.
PENGARUH LINGKUNGAN KERJA TERHADAP KINERJA KARYAWAN BAZNAS KABUPATEN LEBAK Noorma Yunia
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 5 No 2 (2022): DESEMBER 2022
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v5i2.802

Abstract

Penelitian ini bertujuan untuk mengetahui: (1) kondisi lingkungan kerja di Badan Amil Zakat Nasional (BAZNAS) Kabupaten Lebak, (2) kinerja karyawan di Badan Amil Zakat Nasional (BAZNAS) Kabupaten Lebak, dan (3) adakah pengaruh antara lingkungan kerja terhadap kinerja karyawan di Badan Amil Zakat Nasional (BAZNAS) Kabupaten Lebak. Penelitian ini merupakan penelitian kuantitatif korelasional menggunakan analisis regresi linier sederhana. Populasi dalam penelitian ini adalah seluruh karyawan Badan Amil Zakat Nasional (BAZNAS) Kabupaten Lebak, yang berjumlah 22 karyawan. Pengambilan probability sampling dengan menggunakan teknik sampel acak sederhana (sampel random sampling) dengan sampel sebesar 22. Instrumen yang digunakan adalah Kuesioner (angket) dengan skala likert yang memiliki 5 alternatif jawaban. Uji validitas instrumen menggunakan analisis butir dan dihitung dengan menggunakan rumus product moment, sedangkan uji reliabilitas menggunakan rumus Croncbach's Alpha. Prasyarat analisis meliputi uji normalitas dan uji linearitas. Selanjutnya uji regresi linier sederhana, koefisien korelasi dan korelasi determinasi sedangkan uji hipotesis menggunakan uji t dan uji f. Hasil penelitian menunjukkan sebagai berikut. (1) Kondisi lingkungan kerja di Badan Amil Zakat Nasional (BAZNAS) Kabupaten Lebak, masuk ke dalam kategori baik dengan hasil pengkategorian yaitu 11 yang menyatakan baik. (2) Kinerja karyawan di Badan Amil Zakat Nasional (BAZNAS) Kabupaten Lebak, masuk ke dalam kategori baik dengan hasil Pengkategorian yaitu 10 yang menyetakan baik. (3) Terdapat pengaruh yang positif dan signifikan antara lingkungan kerja dengan kinerja karyawan pada Badan Amil Zakat Nasional (BAZNAS) Kabupaten Lebak, dengan koefisienan korelasi (R) sebesar 0,548 dan koefisienan determinasi sebesar 0,300. Hal ini berarti bahwa sebesar 30% kinerja karyawan yang ada di Badan Amil Zakat Nasional (BAZNAS) Kabupaten Lebak, dipengaruhi oleh lingkungan kerja, sedangkan 70% lainnya ditentukan oleh variabel lain yang tidak dijelaskan dalam penelitian. Kata kunci: lingkungan kerja, kinerja karyawan.
Dampak Layanan Go Food Dalam Meningkatkan Omzet Penjualan Pedagang Kuliner Halal Di Kecamatan Rangkasbitung Eka Yoga Swara
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 3 No 2 (2020)
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v3i2.844

Abstract

The Go-Food service is a food delivery service feature for food delivery that was developed by the Go-Jek application in March 2015 and expanded to Rangkasbitung at the end of 2019. Since the emergence of Go-Food in Rangkasbitung, it has received a positive response from consumers, making beginners and senior halal culinary entrepreneurs confused about how Go-Food will impact their business if they join Go-Food later, so this research was created by the author's idea.This study aims to determine the impact of Go-Food services for middle and lower entrepreneurs by taking a sample that looks at a fairly good rating of 4 stars and above on the Go-Jek application from its consumers so that researchers can obtain the data needed by researchers regarding the factor of decreased turnover, solutions to increase turnover, and the impact of Go-Food services on increasing sales turnover in Rangkasbitung District. This research was conducted so that entrepreneurs who have just started or have been around for a long time can determine good steps in making decisions about their business so that the desired targets can be achieved. This research was conducted at one of the restaurants that have joined the Go-Food service in Rangkasbitung District, namely Warung Duren Langlangbuana, where the owner of Warung Duren Langlangbuana is the only one who has the same criteria as the problem with researchers, namely not having a fixed location to sell but can remain compete in the market.This study uses a qualitative research method where data collection is carried out by interviews, book excerpts, and the internet so as to be able to dig deeper into the impact of the Go-Food Service. The research results obtained from this study state that online Go-Food services can increase sales turnover by 30% of the overall sales turnover at Warung Duren Langlangbuana. So it can be concluded that Go-Food services are quite influential in increasing sales turnover of halal culinary traders in Rangkasbitung District.Keyword : service, Go-Food, halal culinary
Analisis Konsep Utang Menurut Perspektif Ekonomi Syari’ah Deden Hidayat
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 6 No 1 (2023): JUNI 2023
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v6i1.900

Abstract

Debt is a common thing that happens among people. Someone can be in debt for various reasons. Both to meet basic needs (dhorury) or other needs that are hajiyah (secondary) in nature such as housing, clothing to cover the genitals and tahsiniyat (complementary) needs such as cars, motorcycles, cellphones, watches and others. Islamic Shari'ah allows adherents to be in debt, provided that the debt is paid at a later date. Don't forget, delay payments or even deliberately owe with the intention of not paying. This act is very despicable, because it includes acts of tyranny, consuming other people's property without rightsKeyword: Debt, Shari'a,  Economy
Analisis Implementasi Akad Qardhul Hasan Terhadap Peningkatan Pendapatan Penerima Manfaat Puri Rohmatullah
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 6 No 1 (2023): JUNI 2023
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v6i1.902

Abstract

Non-bank financial institutions are an alternative form for business actors in finding solutions to meet the need for additional capital, the mechanism of which is not onerous and relatively easy. The Amil Zakat Harapan Dhuafa Institute is an institution that provides an alternative by providing capital assistance in the form of a Qardhul Hasan contract. This study was to analyze the effect of the qardhul hasan contract program on increasing beneficiary income. The method used is quantitative, measured using several indicators, namely increased income, operating profit, and increased consumers. Based on the results of the study, it was shown that the lending program using the qardhul hasan contract had a positive and significant effect on increasing the income of beneficiaries in the city of Serang with the results of the t-count test which showed that the t-count value was 5.014 > from t-table, which was 2.160. So that the Qardhul Hasan Agreement affects the Increase in Beneficiary Income.Keywords: Qardhul Hasan Contract, Increased Income
Transaksi Online Terhadap Perubahan Pola Konsumsi Mahasiswa Menurut Perspektif Ekonomi Syariah Maskur Maskur; Budiman budiman
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 6 No 1 (2023): JUNI 2023
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v6i1.897

Abstract

With technological advances, it is possible to do activities easily and quickly, including online shopping. In Islam, all life has rules that become guidelines as well as in terms of muamalah, the basis of muamalah law is permissible as long as there is no evidence that forbids it. This research is an empirical research conducted in 2022 which aims to test the hypothesis of online transactions on consumption patterns and how much influence online transactions have on consumption patterns. The method used is quantitative method with technique Based on the results of the research conducted, it is stated that (1) There is no significant influence between Online Shopping on Student Consumption Patterns. This is based on the significance value of the coefficients table with a significance of 0.278> 0.05 and based on the Fcount value of 1.225 < Ftable 4.196 so it can be concluded that the Online Shopping variable (X) has no significant effect on Student Consumption Patterns (Y). (2) The magnitude of the influence of Online Shopping on Student Consumption Patterns is 4%. This can be seen from the correlation value of the relationship (R) which is 0.205 with the output of the coefficient of determination (R square) of 0.042 or 0.042 <1, which implies that the independent variable (Online Shopping) on the dependent variable (Student Consumption Patterns) is 4%.Keywords: Online Transactions, Consumption Patterns, Sharia Economics
Analisis Karekteristik Produk Halal Pada Makanan Dalam Perspektif Ayat Ahkam Maskur Maskur Maskur
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 6 No 1 (2023): JUNI 2023
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v6i1.898

Abstract

Food is not only important to meet human needs for food, but food is also closely related to culture, including technology, social organization as well as societal trust. Consumption of food is a logical consequence of human existence as living beings. Shari'at views that the consumption of food within its minimum limit to maintain existence and preserve life is an obligation, especially if the motivation and purpose of consuming food is to generate energy to carry out the rituals of Shari'ah worship. The formulation of the main problems of this study are: what is the product halal in food in the perspective of the verses of ahkam? what are the characteristics of halal products in food in the perspective of the verses of ahkam? The study in this paper uses normative legal research methods with a conceptual approach, because what is studied in this paper is the concept of halal certification and labeling which is reviewed from a juridical and normative view of Islamic law in the perspective of verse ahkam. The juridical analysis departs from ahkam verses related to the halal aspect of food.               The results of this study indicate that halal products in food are halal products that have been declared halal in accordance with Islamic law and according to the verses of the Koran which explains the syar'i law or determines (istinbat) syar'i law based on these verses.  Halal products have characteristics that become a reference, namely the nature, origin, as well as ways of processing food that indicate Muslim consumers. The criteria for halal eating in Islamic law such as; does not contain pork and ingredients derived from pork, not intoxicating or not khamr or its derivative products, Materials derived from animals must come from halal animals and slaughtered according to Islamic law, not included in the unclean category such as carrion, blood, dirt and others; and all storage, sale, processing, management and means of transportation for halal products may not be used for pigs or non-halal goods. If it has been used for pork or other non-halal and then it will be used for halal products, then it must first be cleaned according to the method regulated according to Islamic law.Keyword: characteristics, halal products, food, ahkam verses

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