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Aksioma Al-Musaqoh
Published by Sekolah Tinggi Agama Islam La Tansa Mashiro
ISSN : 2721294     EISSN : 27973816     DOI : 10.55171/jam
Core Subject : Religion, Economy, Education,
Religion Economics, Econometrics & Finance Education
Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies managed by the Islamic Economics Study Program STAI La Tansa Mashiro Rangkasbitung. Published twice a year, in June and December. The journal focuses on providing quality research in Islamic economics, banking and finance. This journal aims to cover topics that are important in modern Islamic economics and finance. The language used is Indonesian. The editor invites researchers, lecturers, reviewers, industry practitioners and observers to contribute.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 66 Documents
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Transaksi Jual Beli Dalam Etika Bisnis Islam (Studi Kasus Aurashafa Collection Rangkasbitung) Noorma Yunia
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 6 No 1 (2023): JUNI 2023
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v6i1.899

Abstract

In this study, researchers found several problems that occurred in the Aurashafa Mumtazah Sewing House in Nameng Village, Rangkasbitung District and formulated as follows: 1) How is the business ethics conducted by the ASM sewing house when conducting transactions? 2) Is the business ethics applied by the ASM sewing house in accordance with Islamic economic law? And the objectives are 1) to determine the application of business ethics in the Aurashafa Mumtazah sewing house 2) to describe the business ethics applied in accordance or not in accordance with Islamic economic law. This research uses a qualitative method by conducting a case study approach. The application of Islamic business ethics is an important element of the establishment of a business in order to continue to develop and advance in the field of commerce. Islamic business ethics is the duty (taklif) of man to be a caliph on earth, which in the translation of business ethics language is formulated as an agent of development. Based on the data analysis carried out, it can be concluded that the results of research on the application of Islamic business ethics in the aurashafa mumtazah (ASM) sewing house are two differences from 2016 to 2020, where in 2016-2018 the application of ethics in the ASM sewing house was quite good even though it only applied business ethics in general, while in 2019-2020 the application of ethics in the ASM sewing house decreased due to pandemic factors, employee turnover and others. The conclusion is that the application of Islamic business ethics in the aurashafa mumtazah (ASM) sewing house has not been implemented perfectly because only general business ethics have been applied.Keyword : Islamic business ethics, Sale and purchase transactions
Dampak Destinasi Wisata Halal Terhadap Pemanfaatan Potensi Ekonomi Kreatif Bagi Masyarakat Di Gunung Luhur Negeri Di Atas Awan Deden Hidayat; budiman budiman
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 3 No 2 (2020)
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v3i2.957

Abstract

Determining the potential of the economic sector in regional development is important as an effort to allocate available resources appropriately. The potential growth of the economic sector in an area is believed to encourage the growth and development of other economic sectors in the local area and the economy of the surrounding area. The research uses descriptive qualitative methods to explain existing phenomena with developed economic potential. The results of research and field observations in the economic field of this study produce data on the economic field and the income generated either in the tourism sector or sectors outside of tourism. Like a gold mine of trade outside the country's tourist destinations above the clouds and agriculture. Community income from the tourism sector has a component of 33% and outside the tourism sector has a higher level of 67%. This result is in accordance with the geographical and cultural location of the community in which 90% of their livelihood is farming. For them, income outside of farming is just an addition, not a main source of livelihood. Judging from the income obtained by K1 as much as 13% in the tourism sector and 30% outside the tourism sector. Then K2 in the tourism sector as much as 12% and outside the tourism sector as much as 17%. In K3 8% and 20% in the non-tourism sector. So it can be concluded that the level of utilization of the creative economy sector can be utilized even though it is not maximized.Keywords: Halal Tourism, Economic Potential, Income, Community
Pengaruh Pembiayaan Mikro Syariah Dalam Mengembangkan Usaha Di Kabupaten Lebak Maskur Maskur; budiman budiman
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 2 No 2 (2019)
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v2i2.958

Abstract

This research is motivated by the fundamental problem of Islamic banking which has an important role in the development of the community's economy in financing the microeconomic sector, banks have demands to pay attention to the small business sector, especially related to financial limitations. in developing micro businesses of independent Islamic bank customers in Lebak district, the problem formulation in this study is as follows: (1) What is the mechanism of sharia microfinance applied by Bank Syariah Mandiri, (2) What is the concept of Akad used in microfinance at Bank Syariah Mandiri, (3) How is the implementation of microfinance in helping to develop micro businesses in Lebak district? The purpose of this research is to find out and describe microfinance, and find out how the contracts used in sharia microfinance, and to find out the implementation of microfinance in developing micro businesses of Bank Syariah Mandiri customers in Lebak Regency. This research uses quantitative research methods with a quantitative descriptive analysis approach, then from 58.8% because the selling price (poko + margin) offered is quite light, 23.4% think otherwise. 43.4% felt that there was no capital solution in microfinance and 56.6% stated that microfinance really provided capital solutions for micro, small businesses. 36.6% stated that microfinance makes it difficult for them to do business, and 63.4% stated that microfinance does not make it difficult at all. Then 53.4% stated that microfinance at independent Islamic banks had elements of usury, and 46.6% stated that microfinance at independent Islamic banks had no elements of usury. Then 84.4% of sales results are getting better, 16.6% of sales results are normal. As well as 46.6% there was an increase in working capital in micro businesses, 54.4% there was no increase in capital. 33.4% of businesses run developed 66.6% of businesses run normally, 36.0% the level of income increased 16.0% the level of business income did not increase, then from 64.0% the profit from business results increased 0.4% it was normal.Keywords: Financing, sharia, business
Analisis Perbandingan Sistem Ekonomi Kapitalis Dengan Ekonomi Islam Dewi Rahmi Fauziah; Sarkani Sarkani
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 6 No 2 (2023): Desember 2023
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v6i2.961

Abstract

The capitalist economic system is an economic system based on a principle often called the free market and private ownership of economic resources. Meanwhile, Islamic Economics is a science that discusses human behavior in meeting the needs of life based on the rules of Islamic religion. So in designing this research has the aim of comparing a capitalist economic system with Islamic economics in economic, social and ethical aspects. The capitalist economic system is based on the principle of private ownership and competition to achieve economic efficiency in the free market principle, while the Islamic economy involves the principles of justice, sustainability, and equitable distribution of wealth. The research method uses a qualitative approach through extensive, comprehensive literature research, document analysis, and previous journals related to the topic. The data were analyzed to identify the differences, strengths, and weaknesses of each economic system and the associated social and ethical implications. The results of this study show that the capitalist economic system has advantages in promoting economic growth, innovation, and individual financial freedom. However, it also causes significant economic inequality, social inequality, and environmental impacts. The Islamic economic system emphasizes social justice, balance, and participation in productive economic activities. This study provides a better understanding of the differences, strengths, weaknesses, of the capitalist and Islamic economic systems. The study also provides a more comprehensive picture of the social and ethical implications of the two systems. The results of this research study are expected to form the basis for a more inclusive and sustainable future economic policy that combines the strengths of both systems and minimizes the weaknesses. Keywords: Islamic Economy; Capitalist Economy; Qualitative; Comprehensive; Comparison;
Pengaruh Konsep Menabung Dengan Sistem Lumbung Padi Terhadap Kesejahteraan Masyarakat Menurut Perspektif Ekonomi Islam Di Desa Citorek budiman budiman; Deden Hidayat
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 4 No 1 (2021): JUNI 2021
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v4i1.964

Abstract

In general, Wewengkon Citorek is surrounded by mountains and resembles a valley, with its strategic location on flat and wide land surrounded by high mountains. The majority of the community's livelihood is farming (not farm labor). To fulfill the needs of life, both clothing and food, the community generally relies on agricultural products, especially agriculture in the field of rice (sawah) which is only harvested for one year. In addition, there are also people who work in trade or other economic activities. Until now, rice as an agricultural product is the main priority for the life of the Citorek community and is a superior commodity. From the above, it can be concluded that the level of economic capability of the community can be divided into three phases, namely 30% of the community is well-off, 40% of the community is moderately well-off, less well-off and below the poverty line reaches 30%. This is due to the unavailability of jobs that can open up the community's economic path. The discussion in this research can be formulated as follows: How is the saving system with rice barns done by the middle citorek community and how much influence it has on the welfare of the community. This research aims to find out the system of saving rice barns in the village of Central Citorek and the extent of its influence on community welfare. It is seen from the opinion that is stored in the barn. The data used in this study are primary data obtained from direct research results by means of intervew. Then the data that has been obtained is processed using SPSS.16.00. and the analysis used is simple regression analysis with the Ordinary Least Square (OLS) method. From the results of the analysis and processing of Spss.16.00, it is concluded that the system of saving with rice granaries on the welfare of the community has a very high relationship, namely, 0.994 is above 0.90 and this is in accordance with 66% of the people of Citorek Tengah Village out of 100% are farmers. and the effect of saving with rice granaries affects welfare up to 98.8% and the other 1.2% is influenced by variables outside the study, namely traders, services and craftsmen. thus it can be seen how much influence saving with the rice granary system on community welfare. Keywords: Saving, Management, Lumpung Padi, Welfare 
Analisis Iklim Lingkungan Kerja Terhadap Peningkatan Kinerja Karyawan Ahmad Faisal Hadziq; budiman budiman
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 6 No 2 (2023): Desember 2023
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v6i2.993

Abstract

This study aims to determine: (1) the condition of the work environment at the National Amil Zakat Agency (BAZNAS) of Lebak Regency, (2) employee performance at the National Amil Zakat Agency (BAZNAS) of Lebak Regency, and (3) is there an influence between the work environment on employee performance at the National Amil Zakat Agency (BAZNAS) of Lebak Regency. This research is a correlational quantitative research using simple linear regression analysis. The population in this study were all employees of the National Amil Zakat Agency (BAZNAS) of Lebak Regency, totaling 22 employees. Probability sampling was taken by using simple random sampling technique with a sample of 22. The results showed the following. (1) The condition of the work environment at the National Amil Zakat Agency (BAZNAS) of Lebak Regency, falls into the good category with the categorization results, namely 11 who stated good. (2) Employee performance at the National Amil Zakat Agency (BAZNAS) of Lebak Regency, falls into the good category with the results of categorization, namely 10 who stated good. (3) There is a positive and significant influence between the work environment and employee performance at the National Amil Zakat Agency (BAZNAS) Lebak Regency, with a correlation coefficient (R) of 0.548 and a coefficient of determination of 0.300. This means that 30% of employee performance at the National Amil Zakat Agency (BAZNAS) of Lebak Regency is influenced by the work environment, while the other 70% is determined by other variables not explained in the study.Keywords: work environment, employee performance.
Pengaruh Tingkat Pengetahuan Santri Mengenai Perbankan Syariah Terhadap Minat Menggunakan Produk Bank Syariah Hani Muflihah; Sanusi Sanusi; Anisa Nuraeni; Deden Inayatullah
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 6 No 2 (2023): Desember 2023
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v6i2.996

Abstract

Economy in people's daily lives are two things that cannot be separated. In Islam, economics is something that is given special attention. Islam has an economic view based on the rules of the Islamic religion that we know today, namely Islamic economics or Sharia economics. The role of sharia banks in general is to carry out continuous outreach to students about sharia banking knowledge as a whole. The formulation of the problem in this research is (1) Does students' knowledge of sharia banking influence the interest of Darul Fawaz Subis students in using sharia banking products, (2) How does the level of knowledge of Darul Fawaz Subis students regarding sharia banking influence? This research method uses quantitative methods. Quantitative methods are methods that focus on numerical data with certain instruments and measuring tools, with data collection techniques using questionnaires. Data analysis in this study used simple linear regression analysis, correlation t test and coefficient of determination. In the T test, the t table results obtained from 48 samples were 1.667. The student knowledge variable regarding sharia banking shows a calculated t result of 9.772 and a t table of 1.667, therefore it can be concluded that 9.772 > 1.667, in the sense that the hypothesis accepted in this research is that Ha and Ho are rejected. It is concluded that students' knowledge of Islamic banking influences their interest in using Islamic banking products. And the influence of variable This means that 66.5 percent of students' interest in sharia banking products is influenced by students' interest in knowledge, the remainder (33.5%) is influenced by other variables outside the research.Keyword: Santri, sharia banking, interests, products.
Pengaruh Interpersonal Communication Dan Intrapersonal Communication Pada Employee Work Effectiveness Pada Pt Cahaya Bintang Sejati Muyasaroh Muyasaroh; Anisatul Mahisa; Zaenudin Zaenudin; Rizmi Samsul Rizal
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 6 No 2 (2023): Desember 2023
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v6i2.997

Abstract

The purpose of this research is to find out how much influence interpersonal communication and intrapersonal communication have on PT Cahaya Bintang Sejati. This research method is a quantitative type. The population in this study was 124 and the sample in this study was 90 respondents using a arandom sampling technique. The analysis technique uses a partial significance test (T test) and simultanneous (F test). Parsial test result (T) interpersonal communication variabel have a positive and significant effect on employee work effectiveness, Intrapersonal communication variabel have a positive and significant effect on employee work effekctiveness. Test result (F) interpersonal communication and employee work effectiveness variables can be said that all independent variables jointly influence significant effect on employee. Keywords: Interpersonal Communication, Intrapersonal Communication,  Employee Work Effectiveness
Optimalisasi Ekonomi Kreatif Dalam Meningkatkan Kesejahteraan Masyarakat Menurut Perspektif Ekonomi Syariah Deden Hidayat; Maskur Maskur; Puri Rohmatulloh
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 6 No 2 (2023): Desember 2023
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v6i2.998

Abstract

The creative economy is one of the new economic concepts that intensifies information and creativity as well as human resources (HR) as the most important factors of production. Products produced from the creative economy are products that have characteristics, are unique, and are different from others. Products from the creative economy can also be a development of existing products. The problems raised in this study are How to optimize the Creative Economy in Bojong Menteng Village, How Creative Economy activities in Bojong Menteng Village can improve people's welfare, What are the obstacles to Creative Economy in improving welfare. The purpose of the study was to find out how to optimize the creative economy in Bojong Menteng Village. To find out how creative economy activities in Bojong menteng village improve the welfare of the community. This research is a qualitative research with a case study approach that aims to determine the creative economy in the welfare of the people in Bojong Menteng Village, Leuwidamar District, Lebak Regency. Techniques for data collection, the data used is the method of observation, interviews, documentation. And literature study. The results of the study showed that optimizing the creative economy in the welfare of the people in Bojong Menteng Village developed quite well because it could provide job opportunities for the community's economy. After the creative economy has increased little by little and has changed, although not significantly, it has been able to improve the welfare of the community through employment opportunities so that it can improve people's welfare, and reduce the number of unemployed.Keyword : Creative economy, Community welfare
Analisis Pemikiran Karl Marx Tentang Sosialisme Dalam Perspektif Ekonomi Islam Dewi Rahmi Fauziah; Nella Yuliantina
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 7 No 1 (2024): JUNI 2024
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v7i1.1017

Abstract

Karl Marx, a famous philosopher, economist, and political theorist, has made significant contributions to the thought on socialism can be analyzed in the perpsective of Islamic economics, which has unique principles and values. Marx decribed socialism as a step towards a classless society, where ownership and control over economic resources are in the hands of the whole society. This thinking is in line with the basic principles in Islamic economics, which emphasize social justice and fair distribution. In Islamic economics resources must be done with regard to public welfare and minimize social inequality. In conclusion, Karl Marx’s thoughts on socialism can be analyzed in the perspective of Islamic economics, which emphasizes social justice and fair distribution. Although there are fundamental differences between the two, Marx’s thoughts can provide a valuable understanding of social and economic issues relevant to the context of Islamic economics.Keywoard : Socialism, Karl Marx, Islamic Economics

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