cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Anhar
Contact Email
alsharfjurnalekonomiislam@gmail.com
Phone
+6285277750570
Journal Mail Official
alsharfjurnalekonomiislam@gmail.com
Editorial Address
Jl. Gaperta No.26, Tj. Gusta, Kec. Medan Helvetia, Kota Medan, Sumatera Utara 20125
Location
Unknown,
Unknown
INDONESIA
Al-Sharf: Jurnal Ekonomi Islam
Published by Rahmat Islamiyah Press
ISSN : -     EISSN : 27235440     DOI : http://dx.doi.org/10.30596%2Fal-sharf.v1i3.98
Core Subject : Economy,
Economics, Econometrics & Finance
Al-Sharf: Journal of Islamic Economics published by the Rahmat Islamiyah Foundation, Medan, Indonesia. In this journal the articles contain articles about the fields of Islamic scientific research and Islamic education. Al-Sharf: Journal of Islamic Economics received manuscripts in the field of research including scientific fields that are relevant to: Islamic economics, especially in the field of sharia management and sharia banking. Al-Sharf: Journal of Islamic Economics published three times published in February, June, and October. ISSN 2723-5440 (Online)
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 210 Documents
 17   18   19   20   21 
Analysis of Factors Influencing Muslim Consumers’ Intention to Boycott Unilever Products Related to the Israel–Palestine Conflict (A Study on Generation Z Muslims in Semarang City) Wibowo, Rahma Putri Allisa; Fuadi, Ariza
Al-Sharf: Jurnal Ekonomi Islam Vol 7, No 1 (2026)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v7i1.12704

Abstract

This study aims to analyze the influence of attitude toward behavior, subjective norms, perceived behavioral control, and Fatwa MUI No. 83 of 2023 on the boycott intention of Generation Z Muslims in Semarang City toward Unilever products. Data were collected through an offline survey involving 110 respondents and analyzed using multiple linear regression. The results indicate that all four variables significantly affect the intention to boycott. This study also reinforces the validity of the TPB within the context of boycott behavior and provides practical implications for multinational companies, particularly Unilever, to be more responsive to social and religious issues in order to maintain consumer loyalty amid sensitive geopolitical circumstances.
Implementation of the Murabahah Agreement in Sharia Financial Institutions and a Review of Its Alleged Irregularities Moh. Habibun Nawafil; Fajar Fajar; Khoirun Nasik; Aliya Riza Adiba
Al-Sharf: Jurnal Ekonomi Islam Vol 7, No 2 (2026): Publication in progress
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v7i2.13236

Abstract

Murabahah contact is one of the most dominant products used in Islamic financial institutions because it is considered to have a relatively low level of risk and provides certainty of profit for financial institutions. However, the practice of murabahah in Islamic financial institutions often gives rise to various debates. Some parties consider the practice to be similar to the credit system in conventional banking. In addition, there are differences of opinion among scholars regarding the validity of several murabahah mechanisms, including the possibility of legal engineering.This study aims to analyze the concept of the murabahah contract from the perspective of fiqh muamalah using a library research method with a descriptive qualitative approach through the review of various literature sources such as the Qur'an, hadith, fatwas of DSN-MUI, laws and regulations, and other relevant scientific works.The results of the study indicate that murabahah is a valid sale and purchase contract under Islamic law as long as it fulfills the pillars and conditions, such as clarity of the cost price, agreement on the profit margin, and ownership of the goods by the seller before the contract is concluded. This research provides an academic perspective that can be used to evaluate and improve murabahah financing practices so that they are more in line with sharia principles.  
The Influence of Attitudes and Subjective Norms on the Purchase Intention of Halal-Certified Wardah Products (A Study of Muslim Female Students at Muhammadiyah University of Jember) Salsabilla Hurul Aini; Siti Khayisatuzahro Nur; Miftahul Hasanah
Al-Sharf: Jurnal Ekonomi Islam Vol 7, No 2 (2026): Publication in progress
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v7i2.13397

Abstract

The development of the halal cosmetics industry in Indonesia shows changes in consumer behavior that increasingly consider aspects of quality, safety, and product suitability with religious values. Wardah as a pioneer of national halal cosmetics has become one of the brands widely used by Muslim consumers, especially female students. This study aims to analyze the influence of attitudes and subjective norms on the purchase intention of Wardah products among Muslim female students at the University of Muhammadiyah Jember. The study used a quantitative approach with a survey method of 322 respondents. Data collection was conducted through questionnaires and analyzed using multiple linear regression. The results showed that attitudes have a positive and significant effect on purchase intention (t = 11.511; sig. = 0.000). Subjective norms also have a positive and significant effect on purchase intention (t = 7.841; sig. = 0.000). Simultaneously, both variables have a significant effect on purchase intention (F = 149.926; sig. = 0.000) with a coefficient of determination of 0.481. The research findings show that individual evaluation of the product and social environmental support play an important role in shaping the purchase intention of halal cosmetics. This study strengthens the application of the Theory of Planned Behavior in explaining Muslim consumer behavior in the halal cosmetics industry.
Sharia Economic Literacy in Preventing Generation Z’s Involvement in Online Gambling Hamdan Ardiansyah; Vira Alisa Puspasari; Fathi Hafida Khoiriyah; Iqbal Wiyogo; Dini Agnia
Al-Sharf: Jurnal Ekonomi Islam Vol 7, No 2 (2026): Publication in progress
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v7i2.13242

Abstract

The rapid advancement of digital technology has facilitated digital access, including to online gambling (maysir) among Generation Z, which triggers serious financial and psychological risks. The main problem is the low Sharia financial literacy index in Indonesia, which has only reached 39.11%. This makes Generation Z vulnerable to in-depth financial decision-making. This study aims to analyze the role of Sharia economic literacy as a preventative tool for Generation Z in dealing with the temptation of online gambling. The research method used was qualitative, descriptive, and analytical library research through a systematic literature search. The results indicate that a deep understanding of Sharia principles, such as the prohibition of usury, gharar, and maysir, can foster ethical and logical financial thinking, aimed at reducing interest in gambling among Generation Z. The study’s conclusions confirm that sharia literacy plays a crucial role as a preventative measure when integrated with moral strengthening and social environmental monitoring. The implication of this research are the need to strengthen a structured Sharia financial education curriculum and utilize monitoring technology to protect Generation Z from digital financial crime.
Analysis of the Influence of Islamic Investment in the Capital Market on Economic Growth in Indonesia Erna Setiyowati
Al-Sharf: Jurnal Ekonomi Islam Vol 7, No 2 (2026): Publication in progress
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v7i2.13398

Abstract

This study analyzes the influence of Islamic investment in the capital market on Indonesia’s economic growth, focusing on three main instruments, namely Islamic stocks, Islamic mutual funds, and corporate sukuk, while employing inflation as a control variable. Using a quantitative approach with quarterly time series data from 2011 to 2024, this research applies the Vector Error Correction Model (VECM) to capture both long-run relationships and short-run dynamics among the variables. The results show that Islamic mutual funds have a positive and significant effect on Gross Domestic Product (GDP) in the long term, with the highest contribution reaching 28 percent, whereas Islamic stocks exhibit a significant negative effect. Corporate sukuk are found to have no significant impact on GDP, possibly due to their relatively small market share. Inflation as a control variable shows no significant effect during the study period. These findings indicate that not all Islamic investment instruments positively affect economic growth, underscoring the need for massive improvement in Islamic financial literacy to shift investors from short-term speculative patterns toward long-term productive investment in the real sector. This study is limited to three capital market instruments and the 2011–2024 period; thus, future research is encouraged to expand the scope of instruments, extend the observation period, and employ alternative proxies to gain a more comprehensive understanding.
Sociopreneurship and Spiritual Fundraising in Islamic Economics: A Case Study of Bubur Sedekah in Surakarta Ade Yuliar; Agus Wahyu Triatmo; Supandi Supandi; Dita Andraeny
Al-Sharf: Jurnal Ekonomi Islam Vol 7, No 2 (2026): Publication in progress
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v7i2.13287

Abstract

The phenomenon of Bubur Sedekah conducted by micro, small and medium enterprises (MSMEs) in Surakarta shows a close relationship between economic activities and social values. This study aims to examine whether the practice of sharing food in the form of Bubur Sedekah is a form of donation or an emotionally designed fundraising strategy to build a positive image and public loyalty. Using a qualitative approach and case studies of several businesses in urban and semi-urban areas, data were collected through in-depth interviews, participatory observation, and digital documentation. The results show that Bubur Sedekah is not only seen as a religious charity or donation intention, but also functions as soft marketing that is able to touch people's empathy, increase trust, and encourage participation in socio-economic activities. These findings strengthen the concept of sociopreneurship as a business model that combines humanitarian values and charitable sustainability through fundraising. This research recommends the need to develop ethical communication strategies so that the value of sincerity is maintained amid the potential commercialisation of social action.
Determinants of Generation Z’s Investment Intentions in Green Sukuk as Sustainable Investments Amirul Althony Nazuha; Farida Rahmawati Rahmawati
Al-Sharf: Jurnal Ekonomi Islam Vol 7, No 2 (2026): Publication in progress
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v7i2.13359

Abstract

This study examines the factors influencing Generation Z’s intention to invest in green sukuk by extending the pro-environmental planned behavior model with financial literacy and risk behavior variables. Using a quantitative approach and SEM-PLS analysis on 383 Generation Z respondents, the findings reveal that environmental concern and perceived authority support significantly influence attitude, subjective norm, and perceived behavioral control. Furthermore, attitude, subjective norm, perceived behavioral control, and financial literacy positively affect investment intention, while risk behavior has no significant effect. The study highlights the importance of financial literacy, institutional support, and investment accessibility in promoting sustainable investment participation among Generation Z. 
A Comparison of the Economic Thought of Adam Smith and Al-Ghazali and Its Adaptation to the Creative Economy in Indonesia Wahid Mustafa Zain; Sochimin Sochimin
Al-Sharf: Jurnal Ekonomi Islam Vol 7, No 2 (2026): Publication in progress
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v7i2.13327

Abstract

This study aims to compare Adam Smith's classical economic thinking with al-Ghazali's Islamic economic thinking and its acclimatization with the creative economy in Indonesia. The research methodology uses library research. The results of the research provide an explanation of Adam Smith's thoughts on the essence of human greed, the free market mechanism, the invisible hand, value theory, division of labor, and welfare. In contrast, al-Ghazali's thoughts focus on the concepts of mashlahah, voluntary exchange and market evolution, production activities, the urgency of zakat and the prohibition of usury, barter and the evolution of money, to the capacity of the state and public finance. Al-Ghazali's thoughts are adapted to the situation and conditions of the creative economy in Indonesia. The global and Indonesian creative industries contribute to growth but also face challenges. The implications of this research emphasize that the principles put forward by al-Ghazali can be practiced in the context of the creative economy and free it from the classical economic system that hinders the creative industry.
Internal And External Factors On The Profitability Of Islamic Banks In Indonesia Muhammad Sanusi; Zihab Zihab; Marfu’ah Marfu’ah
Al-Sharf: Jurnal Ekonomi Islam Vol 7, No 2 (2026): Publication in progress
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v7i2.13408

Abstract

This study aims to determine the determinants of the profitability of Islamic banks in Indonesia. This study uses a quantitative method of secondary data with a purposive sampling technique. The research data is a time series from January 2017 - June 2025 (102 observations), data sources OJK and Bank Indonesia. The multiple regression analysis technique uses Eviews 13 software. The results of the data analysis indicate that the NPF variable has a significant influence on the profitability (ROA) of Islamic banks in Indonesia. Meanwhile, the CAR, interest rates, and inflation variables do not have a significant influence on the profitability (ROA) of Islamic banks in Indonesia. This influence of NPF indicates that Islamic banks in Indonesia are important to pay attention to the level of risk of bad debts from customers who are provided with financing so that banks must have the ability to analyze potential losses arising from business risks, especially financing risks.
Digital Transformation Model Of Sharia Financial Information Systems In Increasing Gen Z's Interest In Conducting Transactions At Sharia Banks Munawaroh Munawaroh; Rizqy Fadhlina Putri; Melisa Zuhriani Hasibuan; Riyan Pradesyah
Al-Sharf: Jurnal Ekonomi Islam Vol 7, No 2 (2026): Publication in progress
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v7i2.13271

Abstract

The digital transformation of the Islamic financial information system is a strategic need in the midst of rapid technological developments and changes in consumer behavior, especially generation Z. Islamic banks face the challenge of low interest in generation Z in making transactions, one of which is due to the limited ease of use and optimization of digital information systems. This study aims to analyze the influence of the digital transformation of the Islamic financial information system and ease of use on the interest of Generation Z transactions in Islamic banks. The research uses a quantitative approach with a survey method on generation Z in Medan City. Data analysis was carried out using Partial Least Squares– Structural Equation Modeling (PLS-SEM) through the SmartPLS application. The results of the study show that ease of use has a positive and significant effect on the interest of Generation Z transactions, while the quality of digital financial information does not have a significant effect. However, simultaneously the two variables are able to explain most of the variation in transaction interests. These findings confirm that the success of Islamic bank digital transformation in attracting the interest of generation Z is determined more by the ease of use of the system than the quality of information alone. This research is expected to be a strategic reference for the development of an Islamic financial information system that is more adaptive to the needs of the younger generation.

Page 21 of 21 | Total Record : 210

 17   18   19   20   21 

Filter by Year

2020 2026


Reset
Filter By Issues
All Issue Vol 7, No 2 (2026): Publication in progress Vol 7, No 1 (2026) Vol 6, No 3 (2025) Vol 6, No 2 (2025) Vol 6, No 1 (2025) Vol 5, No 3 (2024) Vol 5, No 2 (2024) Vol 5, No 1 (2024) Vol 4, No 3 (2023) Vol 4, No 2 (2023) Vol 4, No 1 (2023) Vol 3, No 3 (2022) Vol 3, No 2 (2022) Vol 3, No 1 (2022) Vol 2, No 3 (2021) Vol 2, No 2 (2021) Vol 2, No 1 (2021) Vol 1, No 3 (2020) Vol 1, No 2 (2020) Vol 1, No 1 (2020) More Issue