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Dodi Isran
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Sekolah Tinggi Ilmu Ekonomi Syariah (STIES) NU Bengkulu Alamat : Jl. Pancormas, Sukarami, Selebar, Kota Bengkulu 38212 Bengkulu, Sumatera Indonesia Telp : 0736 5741906
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Jurnal Aghniya
Published by SEKOLAH TINGGI ILMU EKONOMI SYARIAH NAHDLATUL ULAMA BENGKULU
ISSN : -     EISSN : 26218348     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
JURNAL AGHNIYA : is a scientific publication media that contains Islamic sciences to support the development of Islamic knowledge. This journal is published two times a year in July and January by STIES NU Bengkulu. This journal encompasses original research articles, review articles, and short communications, including: Accounting, Islamic Accounting, Management, Management of sharia, Sharia Bussines Management, Human Resource Management, Economics Education, Sharia Financial Banking, Islamic Education.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 122 Documents
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Contents of the Fiqh of Worship in Sharia Banking Studies at the Nahdlatul Ulama College of Sharia Economics (STIESNU) Bengkulu M. Ngali Mubarok
Jurnal Aghniya Vol. 8 No. 1 (2025): Islamic Economics and Banking Education
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah Nahdlatul Ulama Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64565/aghniya.v8i1.19

Abstract

Background: Islamic banking is growing rapidly but is still plagued by criticism of sharia compliance. Meanwhile, fiqh of worship teaches hablum minallah (the principle of unity in God), which is the spiritual basis of Islamic law. Method: Qualitative-descriptive, analyzing the RPS, teaching materials, and curriculum of fiqh of worship in the Islamic Banking Study Program at STIESNU Bengkulu through document study and content analysis. Results: Nine topics of fiqh of worship (definition, taharah, prayer, fasting, zakat, hajj/umrah, qurban/aqiqah, tahlil/talqin, marhaban/diba) are presented. This material contains values ​​of justice, transactional purity, and spiritual awareness that are relevant to sharia principles, but some have not been explicitly integrated into banking practices. Conclusion: Fiqh of worship can shape the integrity and morals of Islamic banking practitioners. Curriculum enrichment and spiritual deepening need to be carried out so that graduates have technical competence as well as Islamic morals in realizing a sharia financial system that is rahmatan lil ‘ālamīn.
Implementing a Contextual Approach to Increase Learning Interest and Understanding of the Concept of Khiyar Jual Beli in Fiqh among Sixth-Grade Students at MIN 1 OKU Selatan Habibi
Jurnal Aghniya Vol. 7 No. 1 (2024): Islamic Economics and Banking Education
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah Nahdlatul Ulama Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64565/aghniya.v7i1.20

Abstract

Background: This study aims to increase learning interest and understanding of the concept of buying and selling in Fiqh among sixth-grade students at MIN 1 OKU SELATAN, Sindang Danau District, South OKU Regency, South Sumatra Province. Method: A contextual approach was chosen as the learning method to achieve this goal. This study was a classroom action research (CAR) conducted in two cycles, involving 18 students as participants. Results: The research results show that the application of a contextual approach significantly increased students' interest in learning Islamic jurisprudence (Fiqh). Furthermore, students' understanding of the concept of khiyar in buying and selling also experienced a positive increase. Students' active participation in learning and enthusiasm for the Fiqh material increased significantly during the research. Conclusion: This applied a contextual approach by presenting learning material on the concept of khiyar in buying and selling in Fiqh, linking it to real-life situations and examples from students' daily lives. Students were given the opportunity to discuss and actively participate in the learning. The results of the first cycle showed a 25% increase in student interest in learning and a 27.27% increase in understanding of the concept of buying and selling.
Improving Fiqh Learning Achievement on the Sunnah Rawatib Prayer Material Through the Demonstration Method for Class III MIS MA Citeureup Students Ela Hayati
Jurnal Aghniya Vol. 6 No. 1 (2023): Islamic Economics and Banking Education
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah Nahdlatul Ulama Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Background: The learning achievement of Islamic jurisprudence (Fiqh) students on the topic of sunnah rawatib prayer at MIS MA Citeureup is still low (54.54% completion). This is because conventional lecture learning lacks active student engagement. Demonstrations were chosen to make abstract material concrete, building understanding, skills, and active participation simultaneously. Method: The qualitative-quantitative Classroom Action Research (CAR) took place from June to August 2023. Cycles I, II, and III each consisted of 4–6 meetings. Each cycle included planning, implementation of student-led demonstrations, activity observations, formative tests, and reflection. Data were obtained through observation sheets and test scores (Minimum Completion Criteria 75). Results: Classical completion: Cycle I 68.18% (average 73), Cycle II 86.36% (79.6), Cycle III 90.78% (79.7). The average increased by 22.3 points, and absorption capacity of ≥70 was achieved at 85%. Observations showed increased activity, courage to practice, and the ability to memorize the rak'ah and prayers of the raha'ib prayer. Conclusion: The demonstration method effectively improved the Islamic jurisprudence learning achievement of third-grade students in the Islamic Junior High School (MIS) of Citeureup. It is recommended that Islamic jurisprudence teachers regularly implement it, synergize it with visual media, and increase independent practice at home to maintain the results.
Marketing Communication Strategy Analysis (Case Study of Marketing Communication Strategy at Gallery RJ via Instagram @Gallery RJ Bengkulu) Aldo Sigananta; Riswanto
Jurnal Aghniya Vol. 8 No. 1 (2025): Islamic Economics and Banking Education
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah Nahdlatul Ulama Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64565/aghniya.v8i1.10

Abstract

This study aims to determine the marketing communication strategy of Gallery RJ through Instagram @Gallery RJ Bengkulu. The type and approach of the research used are qualitative with descriptive methods. Inflorman in this study was obtained from purposive sampling techniques. Data collection techniques used were observation, interviews, and documentation. Data analysis techniques used were data reduction, data presentation, and conclusions. The conclusion of this study is that the marketing communication strategy of Gallery RJ through Instagram @GalleryRJ Bengkulu has proven effective in increasing product promotion and sales by utilizing various Instagram features such as photo uploads, visual effects, informative captions, tags, and hashtags. The application of the AISAS concept (Attention, Interest, Search, Action, Share). 1). Attention (Attention), promotions can attract the audience's attention to a product or brand through interesting and relevant content. 2). Interest (Interest): after getting attention, promotions can build audience interest by highlighting product benefits, unique features, or positive experiences they have felt. 3). Search (Search): interested audiences may seek further information about the product or service being promoted, either through online searches or direct inquiries. 3). Action: Promotions can encourage audiences to take action, such as visiting a website, purchasing a product, or participating in a marketing campaign. 4). Share: If audiences are satisfied with a product or service, they are more likely to share their positive experience with others, both online and offline, which can increase brand awareness and expand marketing reach.
The Effectiveness of Sharia KUR Education in Improving Financial Literacy of MSMEs in Timur Indah Subdistrict, Bengkulu City Angly Mayori; Khairiah Elwardah; Herlina Yustati
Jurnal Aghniya Vol. 8 No. 1 (2025): Islamic Economics and Banking Education
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah Nahdlatul Ulama Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64565/aghniya.v8i1.23

Abstract

Background: MSMEs in Timur Indah Village, RT 09 RW 04, Bengkulu City, have not optimally utilized Sharia financing due to limited financial literacy. Pegadaian Syariah's KUR education program was conducted to improve the understanding of 30 MSMEs, encouraging them to transition from interest-based loans to halal financing. Method: Community-Based Research: location survey (April), participant identification (May), classroom-based education (July 19, 2025). Twenty-seven participants completed a pre-test and post-test with 15 questions; improvement in understanding was calculated descriptively as a percentage. Results: Attendance was 90% (27/30). The average pre-test score was 58, and the post-test score was 82. 92.6% (25/27) recorded an improvement, while 7.4% remained unchanged. Three participants immediately registered for Sharia KUR; active discussions demonstrated high interest Conclusion: The 2.5-hour education program significantly increased Sharia KUR literacy in the short term. Recommendations: expansion to other RTs, more interactive modules, and post-education mentoring to ensure funding realization.
Ablution Practice Using the Jigsaw/Group Learning Strategy for Grade VII Students at Banpres Islamic Junior High School, Musi Rawas Regency, Odd Semester 2021/2022 Eka Agus Welly Andi Ahsan Yunus
Jurnal Aghniya Vol. 7 No. 2 (2024): Islamic Economics and Banking Education
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah Nahdlatul Ulama Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Background: The Islamic Jurisprudence (Fiqh) learning achievement of students at Banpres Islamic Junior High School remains low (70% passive). Conventional learning makes students bored and their motivation decreases. The Jigsaw strategy was chosen because it encourages active participation, individual responsibility, and group collaboration, making the ablution practice more meaningful.Method: Two-cycle CAR (Care Group Action Research), July 2021, with 10 seventh-grade students as subjects. The cycles were: planning (lesson plan, worksheets, ablution rubric), action (home-group, expert-group, and re-demonstration of ablution), observation, and reflection. Instruments: pre-test/post-test, observation sheets, interviews. Comparative analysis using paired t-test (α = 0.05).Results: Pre-test average 58; Post-test: Cycle I: 75 (t-count 4.24 > t-table 2.26), 70% completion; Cycle II: 87 (t-count 6.11), 90% completion. Psychomotor indicators achieved ≥85%; students gained more confidence, performed ablution movements in sequence, and used water sparingly. Teachers and students rated the learning as "enjoyable and easy to understand."Conclusion: Jigsaw effectively improves learning outcomes for ablution practice. Recommendations: use micro-skills videos, rotate expert roles, and monitor retention after 1 month to maintain skills.
Implementation of The Accounting Cycle in the Bungsu Bengkulu Award Business Based on the EMKM SAK Violanda Rizqi; Anisa Vionita; Hendri; Tiara Atika; Jamila
Jurnal Aghniya Vol. 8 No. 1 (2025): Islamic Economics and Banking Education
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah Nahdlatul Ulama Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64565/aghniya.v8i1.22

Abstract

Background: Micro businesses like Angkringan Bungsu Bengkulu usually keep simple, informal records. This study evaluates the implementation of the SAK EMKM accounting cycle to improve financial transparency and accountability. Method: Qualitative descriptive; primary data from owner interviews, secondary data from September 2025 invoices and daily sales records. Analysis followed the accounting cycle: journal, ledger, trial balance, adjustments, and financial statements. Results: September transactions: raw-material purchases Rp700k, cash sales Rp2.3m, utilities Rp150k, equipment Rp500k. After adjusting for depreciation (Rp100k) and accrued rent (Rp200k), net profit was Rp1.05m, total assets Rp5m, liabilities Rp200k, equity Rp4.8m. Conclusion: Applying the SAK EMKM accounting cycle provided timely financial statements, enabled the owner to know exact profit, assets and liabilities, and upgraded business management toward professional and sustainable growth.
THE CONCEPT OF ISLAMIC FAMILY WELFARE (Islamic Economic Perspective Approach) Iman Fauzi Sudirman; Ulfi Wisa Belinda; Eli Herlina Khoirunnisa; Emi Sriwahyuni; Nurhasanah
Jurnal Aghniya Vol. 8 No. 2 (2025): Islamic Economics and Banking Education
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah Nahdlatul Ulama Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64565/aghniya.v8i2.14

Abstract

This study examines the concept of Islamic family well-being, utilizing an Islamic economic approach. Islamic family well-being represents an ideal state that harmonizes spiritual, material, social, and moral needs, aiming to achieve worldly happiness and eternal salvation (falah). The research employs a literature review method, analyzing primary sources such as the Qur'an and Hadith, along with secondary references including books, journals, and relevant articles. The findings reveal that the concept of family well-being in Islam is grounded in the maqashid syariah framework, which encompasses the protection of religion (hifz al-din), life (hifz al-nafs), intellect (hifz al-‘aql), lineage (hifz al-nasl), and wealth (hifz al-mal). Islamic well-being is categorized into three dimensions: material, relational, and ethical. The spiritual aspect is the foundation of Islamic well-being, with religious education, worship practices, and the cultivation of individual piety serving as critical components for maintaining balance in family life. This conclusion, Islamic family well-being integrates spiritual and material values, promotes harmony within the family, and contributes positively to the development of a just and sustainable society. This research is particularly significant in addressing contemporary socio-economic challenges.
THE ROLE OF DHUAFA WALLETS IN THE DEVELOPMENT OF MICRO, SMALL, AND MEDIUM ENTERPRISES (MSMEs) CASE STUDY OF THE FEBI CONTAINER CANTEEN, UINFAS BENGKULU Lesti; Muhammad Ma’shum
Jurnal Aghniya Vol. 8 No. 2 (2025): Islamic Economics and Banking Education
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah Nahdlatul Ulama Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64565/aghniya.v8i2.50

Abstract

This study aims to analyze the role of Dompet Dhuafa Bengkulu in supporting the development of Micro, Small, and Medium Enterprises (MSMEs) through the Container Canteen program at the Faculty of Economics and Islamic Business (FEBI), UIN Fatmawati Sukarno, Bengkulu. A qualitative descriptive method with a case study approach was used. Data collection techniques included in-depth interviews, participatory observation, and documentation. The study findings indicate that Dompet Dhuafa plays a role in providing initial capital, training, and managerial assistance to MSME actors at the canteen. In addition to its economic impact, which includes increased income for the surrounding community, the program also fosters a social impact by establishing an Islamic economic ecosystem within the campus. In conclusion, this Sharia-based MSME empowerment program by Dompet Dhuafa has significant potential to enhance sustainable economic and social welfare.
THE INFLUENCE OF SERVICE QUALITY (IN THE INSURANCE DIMENSION) THROUGH BUDGET FUNDS ON UMRAH PILGRIMAGE SATISFACTION Rahayu Yonita; Yuda Septian Kurniawan; Syafri Yanto
Jurnal Aghniya Vol. 8 No. 2 (2025): Islamic Economics and Banking Education
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah Nahdlatul Ulama Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64565/aghniya.v8i2.54

Abstract

This study aims to determine the effect of service quality through the Umrah fund bailout product on the satisfaction of the AET Travel congregation (Penjuru Wisata Negeri  cabang Area V) This study used a descriptive analysis approach with quantitative research methods, the subject and object in this study were the congregation of The AET Travel Bengkulu who has gone on Umrah using Umrah bailout funds and obtained 33 samples who distributed questionnaires. During the study, the researcher encountered obstacles, namely limited research time and the willingness of respondents to fill out the questionnaire so that they were willing to be used as a sample of 33 respondents. The analytical tools used were validity, reliability, classical assumption tests, simple linear regression tests, and hypothesis tests which were then analyzed using SPSS 25.0 program, the results in this study showed that there was a significant positive influence based on the results of simple linear regression with a regression coefficient value of 2.863 with a sig of 0.007 which is smaller than 0.05.

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