cover
Contact Name
Dodi Isran
Contact Email
dodi@stiesnu-bengkulu.ac.id
Phone
+6285369179919
Journal Mail Official
dodi@stiesnu-bengkulu.ac.id
Editorial Address
Sekolah Tinggi Ilmu Ekonomi Syariah (STIES) NU Bengkulu Alamat : Jl. Pancormas, Sukarami, Selebar, Kota Bengkulu 38212 Bengkulu, Sumatera Indonesia Telp : 0736 5741906
Location
Kota bengkulu,
Bengkulu
INDONESIA
Jurnal Aghniya
ISSN : -     EISSN : 26218348     DOI : -
Core Subject : Economy, Social,
JURNAL AGHNIYA : is a scientific publication media that contains Islamic sciences to support the development of Islamic knowledge. This journal is published two times a year in July and January by STIES NU Bengkulu. This journal encompasses original research articles, review articles, and short communications, including: Accounting, Islamic Accounting, Management, Management of sharia, Sharia Bussines Management, Human Resource Management, Economics Education, Sharia Financial Banking, Islamic Education.
Articles 107 Documents
PENERAPAN PENDEKATAN KONTEKSTUAL UNTUK MENINGKATKAN MINAT BELAJAR DAN PEMAHAMAN KONSEP KHIYAR JUAL BELI DALAM FIKIH PADA SISWA KELAS VI DI MIN 1 OKU SELATAN habibi
AGHNIYA: Jurnal Perbankan Syari'ah Vol 3 No 1 (2020): Islamic Economics and Banking Education
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah Nahdlatul Ulama Bengkulu

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Abstract

Penelitian ini bertujuan untuk meningkatkan minat belajar dan pemahaman konsep jual beli dalam mata pelajaran Fikih pada siswa kelas 6 MIN 1 OKU SELATAN Kecamatan Kecamatan Sindang danau . Kab. OKU Selatan Prov Sumatera Selatan . Pendekatan kontekstual dipilih sebagai metode pembelajaran untuk mencapai tujuan tersebut. Penelitian ini merupakan penelitian tindakan kelas (PTK) yang dilaksanakan dalam dua siklus dengan melibatkan 18 siswa sebagai partisipan. Minat belajar yang tinggi dan pemahaman yang baik terhadap konsep khiyar jual beli dalam Fikih memiliki peran penting dalam membentuk karakter dan pemahaman siswa tentang nilai-nilai agama dan etika dalam bertransaksi. Pada setiap siklusnya, dilakukan penerapan pendekatan kontekstual melalui penggunaan metode pembelajaran yang berfokus pada konteks dan aplikasi nyata konsep khiyar jual beli dalam kehidupan sehari-hari. Data yang diperlukan dalam penelitian ini diperoleh melalui observasi, wawancara, tes pemahaman, dan kuesioner untuk mengumpulkan informasi tentang minat belajar dan pemahaman siswa terhadap konsep jual beli. Hasil penelitian menunjukkan bahwa penerapan pendekatan kontekstual secara signifikan meningkatkan minat belajar siswa dalam mata pelajaran Fikih. Selain itu, pemahaman siswa terhadap konsep khiyar dalam jual beli juga mengalami peningkatan yang positif. Partisipasi aktif siswa dalam pembelajaran dan rasa antusiasme terhadap materi fikih meningkat secara signifikan selama pelaksanaan peneliti Untuk pelaporan Penelitian Tindakan Kelas (PTK) saat ini akan terfokus Pada laporan siklus pertama, yang dilakukan penerapan pendekatan kontekstual dengan menyajikan materi pembelajaran tentang konsep khiyar jual beli dalam Fikih dengan mengaitkannya dengan situasi  dan contoh-contoh nyata dalam kehidupan sehari-hari siswa. Siswa diberikan kesempatan untuk berdiskusi dan berpartisipasi aktif dalam pembelajaran. Hasil siklus pertama menunjukkan adanya peningkatan minat belajar siswa sebesar 25% dan peningkatan pemahaman konsep jual beli sebesar 27.27%
FAKTOR YANG MEMPENGARUHI PENGAMBILAN KEPUTUSAN BERWIRAUSAHA JERUK KALAMANSI PERSPEKTIF ETIKA BISNIS ISLAM Julita, Resi
AGHNIYA: Jurnal Perbankan Syari'ah Vol 7 No 2 (2024): Desember
Publisher : AGHNIYA: Jurnal Perbankan Syari'ah

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Education worldwide has been undergoing transformations and advancements throughout history. The same applies to education in Indonesia, which has experienced several changes over time. One of these changes occurred in the education system during the New Order era, which lasted from 1966 to 1998 under the leadership of President General H. M. Soeharto During this period, the government played a central role in the education system. The government aimed to instill the ideology of the New Order regime into the minds of the younger generation through a process called indoctrination. However, despite this, there were also some advancements in education during the New Order era, as the government was known for its development movement known as "Pelita" (Five-Year Development). Therefore, this paper will discuss the education system during the New Order era, including the strengths and weaknesses of government policies in the field of education, as well as the development of the curriculum during that period.
Peranan Zakat Produktif dalam   Perekonomian Masyarakat  di  Pusat Kajian Zakat dan Wakaf (El-Zawa) Malang khairunnisa, arista
AGHNIYA: Jurnal Perbankan Syari'ah Vol 7 No 1 (2024): Islamic Economics and Banking Education
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah Nahdlatul Ulama Bengkulu

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This research aims to determing according to the Islamic view, one way to overcome the problem of poverty is through zakat. In this research, zakat is distributed productively, namely zakat is distributed in the form of capital to mustahik by providing business capital assistance. With business capital assistance, it is hoped that the income of zakat fund recipients (mustahik) can increase, which in turn will also improve the welfare of mustahik. The aim of this research is to determine the role of productive zakat on the community economy and mustahik in the Jatim Makmur BAZNAS East Java Province program at Elzawa UIN Malang. As for the role of productive waqf, namely the existence of the Jatim Makmur program in the form of 1) Revolving UMKM assistance, 2) Pure UMKM Assistance, 3) UMKM Development Guidance.
Strategi Manajemen Media Sosial Dalam Meningkatkan Penjualan Produk Herba Halal: Studi Kasus pada UMKM MADU AL-MARKAZ Bengkulu Ditinjau dari Pemasaran Berbasis Syariah Ade Riska Nur Astari; Resi Julita; Riza Wahyu Roffi; Orin Oktasari; Marsellina Fitri
AGHNIYA: Jurnal Perbankan Syari'ah Vol 7 No 1 (2024): Islamic Economics and Banking Education
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah Nahdlatul Ulama Bengkulu

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Penelitian ini bertujuan untuk menginvestigasi implementasi strategi manajemen media sosial dalam meningkatkan penjualan produk herba halal oleh UMKM MADU AL-MARKAZ Bengkulu, dengan fokus pada pemasaran berbasis syariah. Metode penelitian yang digunakan adalah studi kasus dengan pendekatan kualitatif deskriptif. Data primer diperoleh melalui wawancara mendalam dengan pemilik dan manajer UMKM, sedangkan data sekunder meliputi analisis dokumen internal dan studi pustaka terkait. Hasil penelitian menunjukkan bahwa strategi manajemen media sosial yang terfokus pada konten edukatif, interaksi aktif dengan pelanggan, konsistensi kampanye, dan penggunaan influencer halal telah berhasil meningkatkan penjualan secara signifikan. Interaksi yang intens dengan pelanggan melalui media sosial juga telah memperkuat hubungan dan loyalitas terhadap merek. Penerapan prinsip-prinsip pemasaran syariah, seperti kejujuran dan transparansi, tidak hanya membangun kepercayaan konsumen, tetapi juga mendukung citra positif UMKM dalam pasar yang sensitif terhadap nilai-nilai agama.Penelitian ini memberikan kontribusi bagi literatur tentang pemasaran digital dalam konteks UMKM dan industri produk halal. Implikasi praktisnya adalah memberikan panduan bagi UMKM lain untuk mengadopsi strategi pemasaran berbasis syariah yang efektif di platform media sosial. Kesimpulannya, strategi komprehensif dalam penggunaan media sosial dapat menjadi alat yang kuat bagi UMKM untuk memperluas pangsa pasar dan meningkatkan kinerja bisnis mereka dalam lingkungan bisnis yang semakin digital dan kompetitif
PENGGUNAAN QRIS SEBAGAI ALAT PEMBAYARAN DIGITAL UNTUK MENINGKATKAN USAHA PADA KELOMPOK ZMART REGULER DI KOTA BENGKULU Ismi Azis; Syafri Yanto; Orisa Capriyanti; mardian Suryani
AGHNIYA: Jurnal Perbankan Syari'ah Vol 5 No 2 (2022): Islamic Economics and Banking Education
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah Nahdlatul Ulama Bengkulu

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Penelitian ini bertujuan untuk menganalisis penggunaan QRIS (Quick Response Code Indonesian Standard) sebagai alat pembayaran digital dalam meningkatkan usaha pada kelompok Zmart Reguler di Kota Bengkulu. QRIS merupakan sistem pembayaran berbasis kode QR yang dikembangkan oleh Bank Indonesia guna mendorong efisiensi transaksi dan inklusi keuangan digital di kalangan pelaku usaha, termasuk sektor usaha mikro. Penelitian ini menggunakan pendekatan kualitatif deskriptif dengan metode studi kasus. Data diperoleh melalui wawancara, observasi, dan dokumentasi terhadap pelaku usaha Zmart serta pihak terkait lainnya. Hasil penelitian menunjukkan bahwa penerapan QRIS memberikan berbagai manfaat bagi pelaku usaha, antara lain kemudahan transaksi, pencatatan keuangan yang lebih rapi, serta peningkatan daya tarik usaha terhadap konsumen modern. Selain itu, penggunaan QRIS berkontribusi pada peningkatan omzet dan profesionalisme dalam pengelolaan usaha mikro. Namun demikian, masih terdapat kendala seperti rendahnya literasi digital, keterbatasan infrastruktur internet, dan resistensi terhadap perubahan teknologi. Dengan dukungan pelatihan berkelanjutan dan kolaborasi antara lembaga pemberdaya seperti BAZNAS, pemerintah daerah, dan penyedia layanan keuangan, hambatan-hambatan tersebut dapat diatasi. Penelitian ini menyimpulkan bahwa QRIS merupakan inovasi yang relevan dan potensial dalam mendukung transformasi digital UMKM, khususnya kelompok Zmart, serta mendorong pertumbuhan ekonomi yang inklusif di Kota Bengkulu.
The Effect of Leverage, Profitability, and Company Age on Audit Delay in Food and Beverages Subsector Companies Listed on the IDX in 2021-2024 Mirnawati; Erna Puspita; Amin Tohari
Jurnal Aghniya Vol. 8 No. 1 (2025): Islamic Economics and Banking Education
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah Nahdlatul Ulama Bengkulu

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The purpose of this study is to examine how audit delays in food and beverage subsector firms listed on the Indonesia Stock Exchange for the years 2021–2024 are impacted by debt, profitability, and company age. This work uses binary logistic regression analysis in a causal quantitative manner. 44 firms made up the final sample, which was chosen by purposive sampling based on the criteria of businesses that regularly released audited financial statements during the research period. The analysis's findings indicate that audit delay is not significantly impacted by leverage, profitability, or firm age. This study is interesting since it focuses on a particular sector and reveals that internal financial issues are not the primary cause of audit delays. These results emphasize how crucial it is to take into account additional factors, such as auditor caliber, corporate governance, and information technology use, in order to gain a more thorough understanding of audit delays and to encourage future improvements to audit procedures.a
Efforts to Improve Understanding of Zakat Fitrah Provisions by Using the Problem-Solving Method in the Fiqh Subject for Class V at MI Al-Huda Karang Melati Oku Timur Ahmad Munaji
Jurnal Aghniya Vol. 7 No. 1 (2024): Islamic Economics and Banking Education
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah Nahdlatul Ulama Bengkulu

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Background: The purpose of this study is to describe the improvement of learning achievement through the Problem Solving learning model in Fiqh learning for fifth grade students of MI AL-Huda. Method: The method used in this study is the Classroom Action Research (CAR) method. This method is carried out in four stages, namely planning, action, observation, and reflection. The four stages are in one cycle that is carried out repeatedly with the same steps and remains focused on how to solve problems (answers) by finding it yourself, investigating yourself and searching for information using the Problem Solving learning model. Results: From the results obtained by researchers, students' fiqh learning outcomes have increased by using audio-visual media. This is evidenced by the percentage of learning outcomes in stage 1 50%, stage 2 88% and stage 3 99%. Conclusion: From these results, researchers assume that learning outcomes have increased. Because all students have exceeded the KKM limit set by the school, namely 70.
Public Interest in Using Financing in Sharia Banking Orisa Capriyanti; Ismi Azis; Arista Khairunnisa; Agnes Yolanda; Beta lorena
Jurnal Aghniya Vol. 7 No. 1 (2024): Islamic Economics and Banking Education
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah Nahdlatul Ulama Bengkulu

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Background: This study aims to determine community interest and factors that influence community interest in Rw 02 Nusa Indah, Ratu Agung District, Bengkulu City. Method: this study uses a descriptive qualitative method with data collection techniques collected in the form of words, pictures and not numbers by conducting interviews with several entrepreneurs and communities around Nusa Indah, researchers took 8 respondents, 4 of whom were entrepreneurs in Nusa Indah and 4 were local communities by random sampling. Results: Factors affecting the community in RW 02 Nusa Indah, Ratu Agung District, Bengkulu City, the community has knowledge of Islamic banking, the community has experience in borrowing from Islamic banks, the community has a social structure capable of using Islamic banking financing, and people get socialization and information about sharia banking. Conclusion: Sharia banking is the right choice for people who want to avoid the sin of usury, for the sake of safety for the afterlife, not a few people who understand religion prefer to do sharia banking transactions.
Sharia-Based Human Resource Management: Implementation of Islamic Values in Employee Management at LKP English Academy Bengkulu Ade Riska Nur Astari
Jurnal Aghniya Vol. 7 No. 1 (2024): Islamic Economics and Banking Education
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah Nahdlatul Ulama Bengkulu

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Background: This study aims to explore the implementation of Islamic values ​​in human resource management at LKP English Academy Bengkulu and its impact on employee performance and well-being. Method: The research method used is descriptive qualitative with data collection techniques through in-depth interviews, participatory observation, and documentation analysis. Results: The distribution of informants' positions shows that the majority are teaching tutors (86%), with directors, academic managers, administrative staff, and facilities and infrastructure staff each accounting for 100%. Conclusion: The implementation of Islamic values ​​at LKP English Academy Bengkulu creates a fair, transparent, and humane work environment, which ultimately improves overall organizational performance.
Ji'alah as a Performance-Based Payroll Method: An Analysis of Implementation in Sharia Companies Intan Purnama Sari; Miti Yarmunida; Nenan Julir
Jurnal Aghniya Vol. 7 No. 1 (2024): Islamic Economics and Banking Education
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah Nahdlatul Ulama Bengkulu

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Background: Although rental transactions are generally categorized as ijarah, some contemporary practices, such as competitions, app-based transportation, and lost-item retrieval services, are more accurately categorized as ji'alah. Therefore, an in-depth study of the application of the ji'alah contract in the business world, particularly in Sharia companies, is necessary. Method: This research used a qualitative approach with a literature review. Data were collected through literature review and interviews, with data analysis utilizing source and technique triangulation. Informants were selected using non-purposive sampling. Results: The study found that the ji'alah contract has been implemented in various sectors, such as transportation (vehicle rentals, online motorcycle taxis), design competitions, and lost-item retrieval services. The valid conditions for a ji'alah contract include: (1) the parties to the contract must be of sound mind and mature, (2) the wages must be clear in amount and type, (3) the work being paid must be permissible (permissible according to sharia), and (4) it must not contain any prohibited elements of gharar. In practice, ji'alah is more flexible than ijarah because it does not require predetermined time and work details. Conclusion: The ji'alah contract is a sharia-compliant alternative to a results-based wage system that aligns with Islamic economic principles. Its application in various sectors demonstrates that ji'alah can be a solution in modern transactions that prioritize flexibility and fairness. However, its implementation must still comply with Islamic law to avoid gharar or unclear rights and obligations of the parties.

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