cover
Contact Name
M Maulana Hamzah
Contact Email
ijieb@uinjambi.ac.id
Phone
+6282281325456
Journal Mail Official
ijieb@uinjambi.ac.id
Editorial Address
Indonesian Journal of Islamic Economics and Business (IJIEB) Universitas Islam Negeri Sulthan Thaha Saifuddin Jambi Fakultas Ekonomi dan Bisnis Islam Jln. Arif Rahman Hakim, No. 111 Telanaipura, Jambi email : ijieb@uinjambi.ac.id
Location
Kota jambi,
Jambi
INDONESIA
Indonesian Journal of Islamic Economics and Business
ISSN : 25409514     EISSN : 25409506     DOI : https://doi.org/10.30631/ijoieb
Indonesian Journal of Islamic Economics and Business E-ISSN: 2540-9506 P-ISSN: 2540-9514 is the journal that concerns to publish broader issues on Islamic Economics and Business. It based on the presupposition that Islamic economics and Business is still on going process to be established. There is a need to serious study on not only limited to Islamic banking and financing system but also on philosophy, politic, environment, law, culture, ethics, management and entrepreneurship of ‘Islamic Economics’. The journal aimed at bridging and solving the dichotomy between ‘orthodox’ and ‘heterodox’ problems of Islamic economics. So, the journal invites scholars who interesting in Islamic economics and Business contributes to submit their research article.
Articles 194 Documents
Analisis Strategi Pemasaran pada Perusahaan Jasa Travel Haji dan Umrah di Era New Normal Yuzep Andiyawan; Afif Zaerofi; Andang Heryahya
Indonesian Journal of Islamic Economics and Business Vol. 8 No. 2 (2023): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v8i2.2129

Abstract

The growth of Umrah and Hajj travel business before the COVID-19 pandemic significantly incfreased. The COVID-19 pandemic caused Umrah and Hajj travel companies to experience losses. The new normal policy after the pandemic allows Umrah and Hajj travel companies to reopen their businesses. However, companies need to implement appropriate marketing strategies to maximize their profits. The goal of this research is to analyze the external and internal factors of X Tour & Travel, as well as the strategies used to increase the sales of umrah and hajj packages in the new normal era. The methods used were SWOT analysis, CPM, and QSPM. Research has shown that increased public enthusiasm for performing umrah and hajj is a primary opportunity for X Tour & Travel. The threat factors for X Tour & Travel include the lack of significant solutions from governments when policies change, high levels of business competition, and Saudi Arabia's unstable regulations in the new normal era. According to the QSPM matrix, the strategies that X Tour & Travel can implement include utilizing pilgrims' testimonies and endorsements on social media to provide insight to the public about umrah according to the sunnah, using various media and developing affordable umrah packages to cater to a wider community.
Determinants of GRDP and Rupiah Exchange Rate on Sharia Bank MSME Financing in Jambi Province 2010-2017 Agusriandi -; Victor Diwantara; Syahril Ahmad; Saijun -
Indonesian Journal of Islamic Economics and Business Vol. 8 No. 2 (2023): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v8i2.2151

Abstract

The purpose of this study is to determine what factors influence the behavioral intentions of Banten's millennial generation toward halal tourism following the Covid-19 pandemic. This study modifies the Theory of Planned Behavior (TPB), intending to understand how intense religiosity affects the behavioral intentions of the Banten millennial generation toward halal tourism. Respondents in this study were millennials from 8 regencies and cities in the province of Banten. The number of respondents in this study amounted to 375 people. Questionnaires were distributed via Google form to respondents who met the inclusion criteria. The analytical method uses multiple linear regression to examine the effect of the independent variables on the dependent variable. The study's findings indicate that attitudes, subjective norms, and Islamic religiosity have a favorable and significant effect on behavioral intentions in halal tourism. At the indicated significance level, the variable Perceived behavioral control had no positive and significant effect on behavioral intentions in halal tourism. However, simultaneously all independent variables have a positive and significant effect on the behavioral intention of the Banten millennial generation on halal tourism. The study's findings indicate that attitudes, subjective norms, and Islamic religiosity have a favorable and significant effect on behavioral intentions in halal tourism. At the indicated significance level, the variable Perceived behavioral control had no positive and significant effect on behavioral intentions in halal tourism. However, all independent variables had a favorable and substantial effect on the behavioral intention of the Banten millennial generation toward halal tourism at the same time.
Analisis Manajemen Pembiayaan Lembaga Keuangan Mikro Syariah Di BMT-UGT Nusantara Capem Kamal Dwi Utari, Wahyuni; Qadariyah, Lailatul
Indonesian Journal of Islamic Economics and Business Vol. 9 No. 1 (2024): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v9i1.1918

Abstract

This study examines the management of sharia financing at BMT UGT Nusantara Capem Kamal which faces various problems and challenges. In addition, this study ensures that the BMT UGT Nusantara Capem Kamal institution complies with sharia law in managing its sharia financing. This study applies a descriptive method that is qualitative. This study collects primary data through observation, interviews, and documentation with the Leader of BMT UGT Nusantara Capem Kamal as the key informant. Through literature analysis from various related sources, this study also collects relevant secondary data. From the results of this study, it can be concluded that the management of sharia financing at BMT UGT Nusantara Capem Kamal is in accordance with sharia, effective, efficient, and responsive to the needs and abilities of members and the community, and able to overcome financing risks fairly and wisely. The sharia financial institution BMT UGT Nusantara Capem Kamal, manages sharia financing well, efficiently, and in accordance with sharia. BMT UGT Nusantara Capem Kamal can overcome financing problems and adjust financing products to the needs and abilities of members and the community.
Determinan Kemiskinan Di Indonesia Menurut Perspektif Pembangunan Islam Periode 2007-2021 Asril, Rossyta; Eka Puteri, Hesi
Indonesian Journal of Islamic Economics and Business Vol. 9 No. 1 (2024): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v9i1.2041

Abstract

Poverty is a very difficult problem to be solved by both developed and developing countries. This research was conducted to see how if the distribution of zakat funds, economic growth has been allocated properly and appropriately can it reduce the number of poverty levels and what if unemployment decreases can it reduce the amount of poverty. The research method used is quantitative research with a total sample of 30 taken from the last 15 years using a semi-annual time series. The method of data collection was carried out using the publication documentation method from the BPS Indonesian 2022 and the Financial Report of the BAZNAS, then analyzed using a multiple linear regression model using Eviews software version 12. This study found that the distribution of zakat funds and unemployment had an impact on the level of poverty in Indonesia. Economic growth has no impact on poverty in Indonesia. This study recommends a strategy in reducing poverty by allocating productive zakat funds with the right target and improving community economic growth and reducing the number of unemployed by looking at human resources, namely by carrying out social empowerment to the community so that unemployment will be reduced, and will increase income and will impact on poverty.
Analisis Dampak Kinerja Pengelolaan Zakat Dalam Pengentasan Kemiskinan Pada Kabupaten Ogan Komering Ilir Ghufron Khafidin, Muhammad; Firdaus, Achmad; Mukhlish Yusuf, Ahmad
Indonesian Journal of Islamic Economics and Business Vol. 9 No. 1 (2024): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v9i1.2065

Abstract

The population of Ogan Komering Ilir Regency in 2020 was 769,348 people. The poverty rate in 2020 reached 123.34 thousand people, then in 2021 it increased to 124.78 thousand people. The increasing poverty rate is a problem for the performance of zakat managers, while zakat itself is a form of poverty alleviation effort. This research is to determine the impact of zakat management performance in alleviating poverty in Ogan Komering Ilir district and the factors that influence the performance of zakat management in poverty alleviation. Quantitative descriptive analysis method. The total respondents in this study were 100 respondents from zakat management employees in each district, sub-district, sub-district/village of Ogan Komering Ilir district. In this research, a new variable is added in the performance of zakat management, namely the muzakki trust variable. The analysis method in this research uses Partial Least Squares Structural Equation Modeling (PLS-SEM). The results of this research show that zakat management performance factors influence poverty alleviation by 59.2% and the remaining 40.8% is influenced by other variables. Overall, the performance of zakat management has a positive and significant effect on poverty alleviation.
Pengaruh Kualitas Corporate Governance terhadap kinerja Perbankan Syariah: Studi Negara Asia Tenggara Setyawan, Aris; Mukhlishin, Murniati; Eko Pramono, Sigid
Indonesian Journal of Islamic Economics and Business Vol. 9 No. 1 (2024): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v9i1.2077

Abstract

This study aims to examine the effect of corporate governance quality on financial performance in Islamic banking in the Southeast Asian region by looking at the relationship between variables with each other. The dependent variable in this study is Financial Performance proxied by ROA (Return on Asset). The independent variable is Corporate Governance which is proxied by the Size of the Audit Committee, and the Number of Audit Committee Meetings, the Size of the Sharia Supervisory Board, and the Number of Sharia Supervisory Board Meetings. The data analysis method in this study uses multiple linear regression. The research samples used in this study were 10 (ten) Islamic commercial banks in Southeast Asian countries. The data used in this study are secondary data from annual reports and good corporate governance reports of Islamic banking in Southeast Asia for the period 2015-2019. The research findings show that GCG proxied by the Size of the Audit Committee and the Number of Audit Committee Meetings has no significant effect on financial performance proxied by ROA (Return on Asset). Meanwhile, GCG proxied by the Size of the Sharia Supervisory Board and the Number of Sharia Supervisory Board Meetings has a significant effect on financial performance proxied by ROA (Return on Asset). This shows that the role of the Sharia Supervisory Board in ensuring that company operations run in accordance with Islamic values has a very important role and is the core of the integrity and credibility of Islamic Banks and has a significant influence in improving the company's financial performance.
Pengaruh Pengetahuan dan Reputasi terhadap Kepercayaan dan Intensi Berkurban di Masjid dengan Moderasi Religiusitas Oktafia, Vita; Sutarso, Yudi
Indonesian Journal of Islamic Economics and Business Vol. 9 No. 1 (2024): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v9i1.2263

Abstract

This research analyze the trust and intention of the community to kurban at the mosque. This research uses a quantitative approach with a purposive sampling technique and uses the SEMPLS test. This study was conducted to determine the relationship between knowledge and reputation variables on trust and intensity of kurban in mosques with religiosity as a moderating variable. The data used is primary data in the form of a questionnaire with a population obtained from one hundred and one respondents who are Muslims. The results of this study show public knowledge and mosque reputation do not affect the intensity of people's kurban at the mosque. However, knowledge and reputation affect the increase in public trust in the mosque. And then religiosity as a moderating variable in this study does not affect the intensity of the community to kurban at the mosque.
Strategi Supir Angkot Bertahan Dalam Menghadapi Persaingan Taksi Online Dalam Perspektif Ekonomi Islam Hendro Prabowho, Trimuji; Adetio Setiawan, Romi; Afrida Indra, Yetti
Indonesian Journal of Islamic Economics and Business Vol. 9 No. 1 (2024): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v9i1.2264

Abstract

The purpose of this research is to understand the application of Islamic economic principles by public transportation drivers in Bengkulu City, with the expectation that they can effectively compete with online taxis. Additionally, this study aims to comprehend how these drivers can meet their daily needs amid the increasing popularity of online taxis. The research employs a qualitative descriptive method, with data collected through questionnaires, interviews, and documentation. The gathered information is analyzed using selection, summarization, presentation, and conclusion-drawing techniques. The research findings indicate that some public transportation drivers do not adhere to Sharia economic principles due to a lack of understanding of their application in the Islamic context. One of the informants interviewed said that there were still drivers who set rates that were considered excessive, contradicting Islamic values that prohibit actions harmful to passengers. Furthermore, the study reveals the absence of a specific method currently utilized by public transportation drivers to attract passengers. The primary target demographic for these drivers appears to be mothers wanting to go to the market and schoolchildren, possibly due to their limited understanding of utilizing online taxis.
Faktor-Faktor yang Mempengaruhi Tingkat Bagi Hasil Deposito Mudharabah pada Bank Umum Syariah selama Pandemi COVID-Periode 2019-2021 Rosmelina, Helmi; Adetio Setiawan, Romi; Hariyadi, Rizky
Indonesian Journal of Islamic Economics and Business Vol. 9 No. 1 (2024): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v9i1.2271

Abstract

This study aims to analyze the factors influencing the profit-sharing level of mudharabah deposits in Islamic commercial banks both partially and simultaneously during the COVID-19 pandemic in Indonesia from 2019 to 2021. The dependent variable in this study is the profit-sharing rate of mudharabah deposits, while the independent variables include Financing to Deposits Ratio (FDR), Non-Performing Financing (NPF), and Inflation. The population comprises Islamic commercial banks operating in Indonesia that have published comprehensive financial reports during the vulnerable period from 2019 to 2021. Following the selection process, the target population consists of five banks, namely BCA Syariah Bank, Mega Syariah Bank, Panin Dubai Syariah Bank, Bukopin Syariah Bank, and Victoria Syariah Bank. The sampling method employed in this study is a nonprobability sampling technique using purposive sampling. The results indicate that both partially and simultaneously, the variables Financing to Deposits Ratio (FDR), Non-Performing Financing (NPF), and Inflation significantly affect the profit-sharing level of mudharabah deposits. The Coefficient of Determination (R2) reveals that in this study, all independent variables contribute to the dependent variable by 60.9%. The remaining 39.1% is influenced by other variables not included in this study, such as Capital Adequacy Ratio (CAR), interest rates, and other factors.
Analisis Efektifitas Penyaluran Dana Zakat Melalui Program Pemberdayaan Mustahik pada UPZ BAZNAS PT Petrokimia Gresik Dwi Nursafitri Muchlis, Devy; Dwi Setyaningsih, Nina
Indonesian Journal of Islamic Economics and Business Vol. 9 No. 1 (2024): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v9i1.2278

Abstract

The mustahik empowerment program is a form of effort made by the Indonesian government in maintaining the potential of zakat in order to improve economic conditions, and one's survival. However, in reality, the potential of zakat in Indonesia has not been maximized. In order for the potential of zakat to be utilized properly, effective management and distribution of zakat funds are needed. This research aims to find out, analyze, and explain how the effectiveness of the distribution of zakat funds carried out by UPZ BAZNAS PT Petrokimia Gresik through mustahik empowerment programs that are run. This research uses qualitative research with a descriptive approach. The data used are primary data, namely the results of direct interviews with related parties, as well as secondary data, namely reports on the distribution of zakat funds for each program run by UPZ BAZNAS PT Petrokimia Gresik, as well as books, journals, and articles related to the title of this research. The results showed that the main purpose of the distribution of zakat funds through mustahik empowerment programs run by UPZ BAZNAS PT Petrokimia Gresik has achieved its main objectives, namely to prosper the lives of mustahik, support the mustahik's economy to be better and minimize the poverty rate in Gresik Regency. The distribution of zakat funds through this mustahik empowerment program can also be said to be effective.

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