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Contact Name
Radimin
Contact Email
radimin19@gmail.com
Phone
+62562-6303087
Journal Mail Official
jurnal.sebi@iaisambas.ac.id
Editorial Address
http://journal.iaisambas.ac.id/index.php/Sebi/tim_editor
Location
Kab. sambas,
Kalimantan barat
INDONESIA
Jurnal Studi Ekonomi dan Bisnis Islam (SEBI)
ISSN : 2656811X     EISSN : 27760707     DOI : -
Core Subject : Economy,
Jurnal Sebi adalah sebuah jurnal ilmiah dengan fokus pada Studi Ekonomi dan Bisnis Islam telah diterbitkan sejak tahun 2019 oleh Fakultas Ekonomi dan Bisnis Islam Sultan Muhammad Syafiuddin Sambas. Jurnal Sebi menjadi artikel dalam publikasi ilmiah dan sangat mengapresiasi pemikiran kreatif. Jurnal Sebi Diterbitkan setiap semester pada bulan Januari-Juni, dan Juli - Desember. Jurnal Sebi ini dibuat untuk para peneliti dan akademisi, serta khalayak umum dan yang memiliki minat pada khasanah ilmiah Ekonomi Islam, Perbankan dan Keuangan Islam, Akuntansi Islam, Bisnis Islam
Articles 109 Documents
ANALISIS SWOT DALAM STRATEGI PEMASARAN PEMBIAYAAN SYARIAH PADA UNIT PENGELOLA KEGIATAN DI KECAMATAN SELAKAU KABUPATEN SAMBAS Eko Wira Yhuda
Sebi : Studi Ekonomi dan Bisnis Islam Vol. 5 No. 1 (2023): Jurnal Studi Ekonomi dan Bisnis Islam (SEBI)
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/sebi.v5i1.1717

Abstract

ABSTRACT: SWOT Analysis in the Marketing Strategy of Islamic Finance in the Activity Management Unit of Selakau District, Sambas Regency. Final project, 2022. This study aims to find out what strategies are used by the Selakau District Activity Management Unit in increasing marketing of sharia financing. While this research method uses qualitative methods, with a sample of 9 informants from Selakau District Activity Management Unit employees. By using a questionnaire the questions posed to UPK Selakau District employees. The analysis used is swot analysis to determine the strength of the strategy used. The results of this study indicate that, with a sample of 9 informants from UPK employees in Selakau District, data from the SWOT analysis shows that there are several strengths, weaknesses, opportunities and threats, including: strengths possessed, do not use conventional interest, using a profit-sharing system and the existence of buildings. Weaknesses, limited funding, many are still in arrears and limited funding. Opportunities, technological advances and women-only business groups. Threats, the impact of the covid-19 pandemic, limited capital and unhealthy economic conditions. The strategy used by the Selakau District activity management unit is to distribute loan information brochures to the community, offer products with a profit-sharing system, conduct outreach to villages in Selakau District, approach online and take a family approach. limited capital and unhealthy economic conditions. The strategies used by the Selakau District activity management unit are distributing loan information brochures to the community, offering products with a profit-sharing system, conducting socialization to villages in Selakau District, online approaches and taking a family approach. limited capital and unhealthy economic conditions. The strategies used by the Selakau District activity management unit are distributing loan information brochures to the community, offering products with a profit-sharing system, conducting socialization to villages in Selakau District, online approaches and taking a family approach.
IMPLEMENTASI FOUR EYES PRINCIPLE PADA BANK KALBAR SYARIAH CABANG SAMBAS Devi lestari
Sebi : Studi Ekonomi dan Bisnis Islam Vol. 5 No. 1 (2023): Jurnal Studi Ekonomi dan Bisnis Islam (SEBI)
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/sebi.v5i1.1734

Abstract

Bank is a business entity that collects funds from the public in the form of savings and distributes them to the public in the form of credit and/or other forms in order to improve the standard of living of the people at large.Islamic banks or commonly referred to as interest-free banks, are banking institutions whose operations and products are developed based on the Al-Qur'an and the Hadith of the Prophet SAW. In other words, Islamic banks are financial institutions whose main business is providing financing and other services in payment traffic and money circulation whose operations are in accordance with Islamic sharia principles.In developing countries like Indonesia, bank activities, especially in lending, are one of the most important and main bank activities so that income from credit is the largest income. Therefore the risk of loss from lending is also large, so to avoid large risks, banks must apply the Four Eyes Principle system. This research uses a type of descriptive qualitative research, which only describes situations and events that come from interviews and observations. The benefit of this research is to find out whether the four eyes principle has been properly implemented at the Sambas Branch of the Sharia Bank Kalbar. The results of this study indicate that so far the Sambas Branch Sharia Bank Kalbar has implemented the Four Eyes Principle in banking activities carried out by the Sambas Branch Sharia Bank, it has been proven that so far there have been no problems or obstacles faced by the Sambas Branch Sharia Bank in channeling financing / credit.
IDENTIFIKASI POTENSI WISATA DI DESA PIPIT TEJA DALAM MENDUKUNG TERWUJUDNYA DESA WISATA PIPIT TEJA DI KABUPATEN SAMBAS Nurchalis, Nurchalis
Sebi : Studi Ekonomi dan Bisnis Islam Vol. 5 No. 1 (2023): Jurnal Studi Ekonomi dan Bisnis Islam (SEBI)
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/sebi.v5i1.1772

Abstract

Pipit Teja is a village located in Teluk Keramat sub-district, Sambas Regency that ha s tourism potential from culture, nature and man-made that can be developed into a tourism destination. This village has human resources that have the potential to develop the area. This research is an action research conducted by mapping the tourism potential in Tebing Jaya Village through a study of the potential of natural, artificial, and cultural tourism attractions and measuring the level of readiness to become a tourist attraction. The potential of tourist attraction is an important capital to make Pipit Teja village towards a Tourism village in Sambas Regency in order to improve the economic level of the village community. Data collection methods by means of observation, interviews, and documentation with purposive sampling techniques on the Village Government, community leaders, and Traditional Leaders. The data analysis technique uses qualitative technique analysis. The results found that Pipit Teja village has natural, cultural and artificial tourism potential. Natural potential is rice fields, while cultural potential is Berattep, Beraddad, and Dhikr. Furthermore, artificial potential consists of cafes, children's playgrounds, bird song competitions, sports competitions such as playing dynasty and futsal competitions. These three potentials can be developed because they will be the reason for outsiders to visit Pipit Teja village. Pipit Teja village has tourism potential that is very potential to be developed towards Pipit Teja village as a Tourism Village.
IMPLEMENTASI AKAD PEMBIAYAAN MURABAHAH PADA BANK KALBAR SYARIAH CABANG KABUPATEN SAMBAS Sigit Chandra Muhardani; Maskupah
Sebi : Studi Ekonomi dan Bisnis Islam Vol. 5 No. 2 (2023): Jurnal Studi Ekonomi dan Bisnis Islam (SEBI)
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/sebi.v5i2.1741

Abstract

Bank is a business entity that collects funds from the public in the form of savings and distributes them to the public in the form of credit and/or other forms in order to improve the standard of living of the people at large.Islamic banks or commonly referred to as interest-free banks, are banking institutions whose operations and products are developed based on the Al-Qur'an and the Hadith of the Prophet SAW. In other words, Islamic banks are financial institutions whose main business is providing financing and other services in payment traffic and money circulation whose operations are in accordance with Islamic sharia principles.In developing countries like Indonesia, bank activities, especially in lending, are one of the most important and main bank activities so that income from credit is the largest income. Therefore the risk of loss from lending is also large, so to avoid large risks, banks must apply the Four Eyes Principle system. This research uses a type of descriptive qualitative research, which only describes situations and events that come from interviews and observations. The benefit of this research is to find out whether the four eyes principle has been properly implemented at the Sambas Branch of the Sharia Bank Kalbar. The results of this study indicate that so far the Sambas Branch Sharia Bank Kalbar has implemented the Four Eyes Principle in banking activities carried out by the Sambas Branch Sharia Bank, it has been proven that so far there have been no problems or obstacles faced by the Sambas Branch Sharia Bank in channeling financing / credit. Keywords: Implementation, Four Eyes Principle
ANALISIS PELAKSANAAN TABUNGAN HAJI DAN UMROH (TAHAROH) DENGAN AKAD MUDHARABAH PADA BANK KALBAR SYARIAH CABANG SAMBAS Melati
Sebi : Studi Ekonomi dan Bisnis Islam Vol. 5 No. 2 (2023): Jurnal Studi Ekonomi dan Bisnis Islam (SEBI)
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/sebi.v5i2.1764

Abstract

This research, including qualitative research with a descriptive character, namely where researchers get data from observations, interviews and documentation on the implementation of Hajj and Umrah savings products with a mudharabah agreement carried out by researchers who come directly to Bank Kalbar Syariah Sambas Branch. The results of this study show that the Taharoh Savings Product with the Mudharabah Agreement at Bank Kalbar Syariah Sambas Branch is a fund savings product using the Mudharabah contract (profit sharing) intended for individual customers to pay in installments for Hajj or Umrah fees. The implementation of Taharoh savings products at Bank Kalbar Syariah Sambas Branch using the Mudharabah contract is in accordance with DSN fatwa No. 02 / DSN-MUI / IV / 2000 dated May 12, 2000 that savings that are justified according to sharia principles, namely wadiah savings and mudharabah savings, where this Taharoh savings uses the mudharabah contract the customer acts as a shahibul maal or fund owner, and the bank acts as a mudharib or fund manager. Here the customer has acted as a shahibul maal because the customer has deposited his funds with the bank and the bank itself has also acted as a mudharib , namely as a fund manager and gets profit sharing in accordance with existing provisions.
Potensi Usaha Tanaman Sagu Dalam Mendorong Perekonomian Masyarakat Di Desa Sebagun Kecamatan Sebawi Ananda, Iva Ashari
Sebi : Studi Ekonomi dan Bisnis Islam Vol. 5 No. 2 (2023): Jurnal Studi Ekonomi dan Bisnis Islam (SEBI)
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/sebi.v5i2.1818

Abstract

Sago has enormous potential in meeting food needs. This plant only needs to be planted once, and after 12 years it can be continuously harvested, without the need to clear land for new plantings. Sago also does not need fertilizers, pesticides and other things. The potential of the sago plant business is one of the livelihoods of the people in Sebagun village, Sebawi sub-district, with an area of ​​​​about 200 hectares. It turns out that it can provide distinct benefits for economic independence for the people in the village. The proof is that many young sago stems are found in areas that have a high enough water content, this can be a source of increasing regular or side income for the community.
ANALISIS POTENSI PENGEMBANGAN OBJEK WISATA DI DESA PIANTUS PERSPEKTIF EKONOMI SYARIAH Sahrul
Sebi : Studi Ekonomi dan Bisnis Islam Vol. 5 No. 2 (2023): Jurnal Studi Ekonomi dan Bisnis Islam (SEBI)
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/sebi.v5i2.1867

Abstract

This research is motivated by the potential of tourist attractions in Piantus Hill, Piantus Village, Kecamatan Sejangkung, Sambas Regency, which has quite a lot of potential but has not been developed optimally. The theories used in this study are: 1) Tourism Theory, 2) Tourism Object Development Theory. Research uses a descriptive qualitative approach, and includes a type of field research. The data collection techniques used are observation, interview and documentation. The data source used is the primary is the management of tourism, be it the Head of Piantus Village, Pokdarwis and Karang Taruna and the local community. Analytical techniques for research data, data reduction, presentation of data, drawing conclusions. The date validity technique used is trangulation. Based on the results of research, it concluded that the potential development of tourist attractions in Piantus Village, Sharia Economic Perspective has the potential to be developed because it has a very abundant potential for tourist attractions, one of which is Piantus Hill tourism and rattan and bamboo handicraft tourism in its development, visitors are strictly prohibited from doing things that violate Islamic law. The development of the Piantus Hill tourist attraction has a positive impact on the economy of the local community, especially people who live not far from tourist attractions, there are event some people who have changed professions since the tourism activities in Piantus Hill.
STRATEGI BANK KALBAR SYARIAH CABANG SINGKAWANG DALAM MENARIK MINAT NASABAH MENGGUNAKAN LAYANAN MOBILE BANKING Sonia Sebty De Lang Lang Buana; maskupah; wahab
Sebi : Studi Ekonomi dan Bisnis Islam Vol. 5 No. 2 (2023): Jurnal Studi Ekonomi dan Bisnis Islam (SEBI)
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/sebi.v5i2.1854

Abstract

This study aims to determine the strategy of Bank Kalbar Syarih Singkawang Branch in attracting customers to use Mobile Banking services. This research, including descriptive qualitative research, with a total of 10 informants, describes situations or events that come from observations, interviews and documentation. The data sources used are primary data obtained directly in the field, secondary data obtained from books, the internet and previous research. The results of this study indicate that the strategy of Bank Kalbar Syariah Singkawang Branch in increasing Mobile Banking users is by means of a promotion strategy. This research shows that customers' interest in using Mobile Banking services at Bank Kalbar Syariah Singkawang Branch is influenced by internal factors and partly influenced by external factors.
PENGARUH PERTUMBUHAN EKONOMI, INFLASI, DAN CAR (CAPITAL ADEQUACY RATIO) TERHADAP KETAHANAN BNI SYARIAH MELALUI UJI NPF PERIODE 2010-2020 malfiandri
Sebi : Studi Ekonomi dan Bisnis Islam Vol. 5 No. 2 (2023): Jurnal Studi Ekonomi dan Bisnis Islam (SEBI)
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/sebi.v5i2.2199

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh tingkat pertumbuhan ekonomi, inflasi, CAR (Capital Adequacy Ratio) terhadap daya tahan BNI Syariah yang diukur dari NPF (Non Performing Financing). Penelitian ini menggunakan jenis penelitian kuantitatif. Variabel bebas dalam penelitian ini adalah Pertumbuhan Ekonomi, dan Tingkat Inflasi dan CAR (Capital Adequacy Ratio). Sedangkan variabel terikat adalah NPF (Non Performing Financing). Objek penelitian dalam penelitian ini adalah PT. BNI Syariah. Teknik pengumpulan data menggunakan studi dokumen. Teknik analisis data yang digunakan dalam penelitian ini adalah Regresi Linear Berganda. Berdasarkan hasil penelitian ini menunjukkan bahwa, (1) Secara parsial Tingkat Pertumbuhan Ekonomi memiliki berpengaruh terhadap daya tahan BNI Syariah yang diukur dari NPF (Non Performing Financing). Sementara Inflasi dan CAR (Capital Adequacy Ratio) tidak memiliki pengaruh secara parsial terhadap daya tahan BNI Syariah yang diukur dari NPF (Non Performing Financing). (2) Secara simultan Pertumbuhan Ekonomi, Inflasi dan CAR (Capital Adequacy Ratio) berpengaruh secara signifikan terhadap daya tahan BNI Syariah yang diukur dari NPF (Non Performing Financing).
ANALISIS KELAYAKAN USAHA ALUMINIUM DAN KACA DITINJAU DARI ASPEK PRODUKSI DAN PEMASARAN (STUDI KASUS TOKO M.A KACA DAN ALUMINIUM PADANG PANJANG) Lucky Mahesa Yahya; Maulidini Adha; Mutiara Novelly Asril; Dedi Firmansyah
Sebi : Studi Ekonomi dan Bisnis Islam Vol. 5 No. 2 (2023): Jurnal Studi Ekonomi dan Bisnis Islam (SEBI)
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/sebi.v5i2.2109

Abstract

Aluminum and glass are experiencing rapid development. The rapid development of the aluminum and glass industry is caused by several factors such as materials from wood which are limited and quite difficult to find, increasing residential and business development, and increasing public demand for goods made of aluminum. Currently, many Aluminum and Glass MSMEs have sprung up, so researchers are interested in conducting research entitled "Analysis of the Feasibility of Aluminum and Glass Businesses in Terms of Production and Marketing Aspects (Case Study of M.A Glass and Aluminum Shop in Padang Panjang). This study uses a qualitative method by conducting in-depth interviews with business owners in collecting research data. Aluminum and glass are experiencing rapid development. The rapid development of the aluminum and glass industry is caused by several factors such as materials fr Aluminum and glass are experiencing rapid development. The rapid development of the aluminum and glass industry is caused by several factors such as materials from wood which are limited and quite difficult to find, increasing residential and business development, and increasing public demand for goods made of aluminum. Currently, many Aluminum and Glass MSMEs have sprung up, so researchers are interested in conducting research entitled "Analysis of the Feasibility of Aluminum and Glass Businesses in Terms of Production and Marketing Aspects (Case Study of M.A Glass and Aluminum Shop in Padang Panjang). This study uses a qualitative method by conducting in-depth interviews with business owners in collecting research data. om wood which are limited and quite difficult to find, increasing residential and business development, and increasing public demand for goods made of aluminum. Currently, many Aluminum and Glass MSMEs have sprung up, so researchers are interested in conducting research entitled "Analysis of the Feasibility of Aluminum and Glass Businesses in Terms of Production and Marketing Aspects (Case Study of M.A Glass and Aluminum Shop in Padang Panjang). This study uses a qualitative method by conducting in-depth interviews with business owners in collecting research data.

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