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STRATEGI BANK KALBAR SYARIAH CABANG SINGKAWANG DALAM MENARIK MINAT NASABAH MENGGUNAKAN LAYANAN MOBILE BANKING Sonia Sebty De Lang Lang Buana; maskupah; wahab
Sebi : Studi Ekonomi dan Bisnis Islam Vol. 5 No. 2 (2023): Jurnal Studi Ekonomi dan Bisnis Islam (SEBI)
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/sebi.v5i2.1854

This study aims to determine the strategy of Bank Kalbar Syarih Singkawang Branch in attracting customers to use Mobile Banking services. This research, including descriptive qualitative research, with a total of 10 informants, describes situations or events that come from observations, interviews and documentation. The data sources used are primary data obtained directly in the field, secondary data obtained from books, the internet and previous research. The results of this study indicate that the strategy of Bank Kalbar Syariah Singkawang Branch in increasing Mobile Banking users is by means of a promotion strategy. This research shows that customers' interest in using Mobile Banking services at Bank Kalbar Syariah Singkawang Branch is influenced by internal factors and partly influenced by external factors.

THE IMPACT OF INFLATION ON ECONOMIC GROWTH: A COMPREHENSIVE LITERATURE STUDY Loso Judijanto; Iwan Kusnadi; Wahab
JOURNAL OF COMMUNITY DEDICATION Vol. 4 No. 4 (2024): NOVEMBER
Publisher : CV. ADIBA AISHA AMIRA

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The general rise in prices of goods and services that occurs in a country is called inflation, an economic phenomenon. Its impact on economic growth can vary depending on its level and stability. Controlled inflation is often considered a sign of economic health as increased demand for goods and services drives economic activity, investment and increased wealth. Conversely, runaway inflation or hyperinflation can undermine confidence in the domestic currency, reduce consumer purchasing power and weaken economic growth. In addition, inflation also has a major effect on investment and savings. High inflation lowers the real value of savings, makes saving less attractive, and encourages short-term consumption. This can reduce resources for long-term investment needed for sustainable growth. Uncertainty due to uncontrolled inflation can discourage companies from making new investments or expanding business, leading to economic stagnation. Therefore, maintaining a stable and predictable inflation rate is a key challenge for economic policies supporting long-term growth.

THE ROLE OF UMKM IN DRIVING THE LOCAL ECONOMY: A LITERATURE ANALYSIS Hety Devita; Muhamad Eko Wahyu Umaryadi; Wahab
JOURNAL OF COMMUNITY DEDICATION Vol. 4 No. 3 (2024): AGUSTUS
Publisher : CV. ADIBA AISHA AMIRA

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MSMEs (Micro, Small and Medium Enterprises) have an important position in running the wheels of regional economic growth by creating jobs, reducing unemployment, and strengthening economic inclusion in various regions. This research discusses the vital role of MSMEs in empowering the local economy through job creation, increasing competitiveness through product innovation, and contributing to local revenue. In addition, MSMEs also drive the growth of supporting industries such as logistics, marketing, and wholesale trade, ultimately creating a more open and sustainable business ecosystem. However, to make the most of the role of MSMEs, several strategic measures are needed, including strengthening access to capital and financing through the People's Business Credit (KUR) programme and financial technology, improving the quality of human resources through entrepreneurship and management training, and improving physical and digital infrastructure. In addition, the government needs to develop policies and regulations that support the growth of MSMEs by simplifying the licensing process, providing tax incentives, and ensuring strong legal protection for MSME players. This study concludes that with the right policy support and coordinated strategic measures, MSMEs have great potential to become a resilient and sustainable engine of the local economy, and contribute significantly to open national economic growth.

KEPEMIMPINAN DAN PERILAKU ORGANISASI Wahab
HUMANITIS: Jurnal Homaniora, Sosial dan Bisnis Vol. 2 No. 5 (2024): Mei
Publisher : ADISAM PUBLISHER

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Leadership is a process of influencing other people to achieve desired goals.Organizational behavior is the relationship between individuals and various things as a form of interaction between individuals and groups in achieving organizational goals and effectiveness. Organizational behavior is very influential progress of an organization. Without a leader, the organizational goals that have been set will not be achieved because each member will only move or try to achieve their personal goals. Organizational behavior (PO) is an applied science, so the science of organizational behavior cannot be separated from the influence of behavioral science so that it contributes to several other behavioral sciences. The goals of leadership are to help create a good social climate, help the group in establishing work procedures, help the group to organize itself, make decisions together with the group and give the group the opportunity to learn from experience.

MENINGKATKAN KINERJA UMKM MELALUI DIGITALISASI PRODUK USAHA PADA KELOMPOK USAHA MIKRO DI DESA MOTOBOI KECIL KOTA KOTAMOBAGU Soegoto, Agus Supandi; Wenas, Rudy Steven; Wahab; Soeikromo, Deasy; Soegoto, Andini Pratiwi; Satria, Andi Wiratama
JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi). Vol 11 No 3 (2024): JMBI UNSRAT Volume 11 Nomor 3
Publisher : FEB Universitas Sam Ratulangi Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35794/jmbi.v11i3.59622

MSMEs play an important role in national economic resilience because they can become independent businesses that can increase people's income and welfare. On the other hand, fierce competition in today's digital era has encouraged the community and MSME business actors to be able to compete and develop their businesses through product digitization and business promotion. Advances in internet technology and digitalization have become solutions for business development and efforts to expand the market. This community service aims to: 1) introduce good MSME business planning and management, and 2) improve MSME business management skills through digital technology. PKM activities were carried out in Motoboi Kecil village, Kotamobagu City. The service is carried out using education and training methods through 1) counseling and development of business management, 2) demonstration of the preparation of business financial statements, and 3) training on digital marketing strategies through social media. The results of the activity showed that the participants' ability to plan and implement the business increased, as well as participants were able to understand and use digital technology, as a means of promoting their products on social media, increasing sales and business profits of MSMEs. Keywords: Digitalization; Internet; Products; Micro-Businesses; Profits

From Students, For Students: Applying Constructivist Theory in Learning and Enhancing Religious Moderation Awareness Among Students Hidayat, Samsul; Wahab; Kurniawan, Syamsul; Sari, Nopita
Al-Tadzkiyyah: Jurnal Pendidikan Islam Vol 16 No 1 (2025): Al-Tadzkiyyah: Jurnal Pendidikan Islam
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/002025162621400

This paper aims to examine the application of constructivist theory in the learning process within the Islamic Religious Education Study Program at IAIN Pontianak and its impact on students' awareness of religious moderation. The research employs a library-based approach enriched by field investigations, including observation, interviews, and documentation. A descriptive method is used to analyze the implementation of constructivist theory in Islamic Religious education and its influence on students’ moderate attitudes. The findings indicate that constructivist-based learning not only enhances students’ theoretical understanding of religion but also fosters the development of moderate, inclusive, and tolerant attitudes toward diversity. By internalizing the values of moderate Islam, students are better equipped to resist extremist interpretations. The study concludes that the application of constructivist theory in the Islamic Religious Education Study Program at IAIN Pontianak plays a significant role in cultivating students’ awareness of religious moderation, thereby preparing them to become educators who promote peace, tolerance, and social harmony.

STUDI KENAKALAN REMAJA SMP DAN SMA DI KOTA PONTIANAK SERTA PERAN PAI DALAM MENGATASINYA: ANALISIS ISI Widya Sari; Sukino; Wahab
Tarbiya Islamica Vol. 13 No. 1 (2025): Januari - Juni
Publisher : Fakutas Tarbiyah Institut Agama Islam Sultan Muhammaad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/ti.v13i1.3727

Siswa SMP dan SMA dikategorikan sebagai remaja karena berusia 13-18 tahun. Remaja adalah fase transisi dari usia kanak-kanak menuju usia dewasa. Peristiwa ini menyebabkan perubahan fisiologi, kecerdasan emosi dan sosial. Akibat tidak stabilnya kondisi remaja yang dipengaruhi perubahan tersebut maka kenakalan remaja rentan terjadi karena pencarian jati diri. Kenakalan remaja adalah bentuk penyimpangan hukum, agama, dan norma sosial yang merugikan diri sendiri atau orang lain. Metode penelitian dalam artikel ini menggunakan analisis isi terhadap 5 artikel relevan yang berhubungan dengan kenakalan remaja di Kota Pontianak. Bentuk kenakalan remaja yang ditemukan diantaranya perundungan, pornografi, ketidakpatuhan terhadap aturan sekolah, perkelahian antar siswa dan ketidakpahaman akan heterogenitas siswa. Pendidikan agama Islam berperan untuk mengembangkan kepribadian siswa tentang cara bersikap yang sebaik-baiknya agar tidak merugikan diri sendiri dan orang lain. Sehingga siswa diharapkan dapat mendapatkan jati diri tanpa harus melakukan segala bentuk kenakalan remaja.

مشكلات تعليم المحادثة و علاجها لدى الطالبات بمعهد الهداية جامبي Enramika, Tomi; Salsabila Farhana; Wahab
Ta'bir Al-'Arabiyyah: Jurnal Pendidikan Bahasa Arab dan Ilmu Kebahasaaraban Vol 3 No 2 (2025): Jurnal Pendidikan Bahasa Arab dan Ilmu Kebahasaaraban (In Progrest)
Publisher : Program Studi Pendidikan Bahasa Arab

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تعليم مهارة الكلام او المحادثة هو تعلي م المهارة الثانية من تعليم المهار ة اللغوية الأجنبية ولها المشكلات في تعليم مهارالكلام منالناحية استخدام اللغة الأهداف والطريقة والوسائل التعليم. هذا البحث يبحث عن مشكلات في عملية تعليم المحادثة و علاجها في فصل الأول الثانوية. نوع البحث المستخدم هو البحث الكيفي بمدخل التصور. و جمع البيانات بطريقة الملاحظة و المقابلة و التوثيق. فاعل في هذا البحث هي مشرفة، قسم اللغة، مدبرة، و طالبات فصل الأول الثانوية. حصول من هذا البحث يدل على أن مشكلات في تعليم المحادثة هي لا تركزن بعض الطالبات عند تعليم المحادثة، لا تدبر المدبرة الطالبات بتدبير جيد و حسن، المنهج المستعمل غير متنوعة، قليل الوقت، و لا تستعملن المدبرة الوسائل و أما علاج لمواجهة مشكلات تعليم المحادثة هي إعطاء تشجيعا للطالبات و العقاب على من تلعب و لا تركز عند تعليم المحادثة، تعطي المشرفة التوجيهات على المدبرات لأجل استطاعتهن تدبير الطالبات عند تعليم المحادثة تدبيرا حسنا و دوام المراقبة من المشرفة و هؤلاء قسم اللغة، تأدية برنامج آخر لمساعدة تعليم برنامج المحادثة، تجديد المنهج المستعمل، تعقيد استعمال الوسائل لخير تعليم المحادثة.

Identification Clean Water Sources in Mining Areas at Amohola Village Moramo sub-district South Konawe Firdaus; Awaliah Nafiu, Wd Rizky; Anshari, Erwin; Wahab; Deniyatno; Mili, Marwan Zam
Majalah Pengabdian Indonesia Vol. 2 No. 1 (2025): April 2025
Publisher : Teras Kampus as a member of PT Palem Edukasi Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69616/maindo.v2i1.251

In order to meet the daily water needs of the Amohola Village community who currently rely on dug well water mixed with sediment and odor, community service has been carried out by the Mining Engineering Department of Halu Oleo University. The purpose of this service is to find clean water sources through groundwater exploration using the geoelectric method. Based on the results of groundwater measurements with the geoelectric method, it can be interpreted that the groundwater aquifer is located at a depth of 15-45 meters, with a low resistivity value of 371 ohm.m. This indicates that this groundwater layer can be considered a depressed aquifer, which is characterized by low resistivity. The low resistivity is likely caused by impermeable rock types such as clay around the aquifer. Based on these findings, it is recommended that the village government and community conduct groundwater drilling at a depth of 15 to 45 meters. By drilling at this depth, it is hoped that the Amohola Village community can gain access to a safer and higher quality clean water source for their daily needs. In the drilling process, it is also necessary to pay attention to technical and environmental factors to ensure the success of this project and preserve the local environment.

Improving MSMEs Performance Through Digitalization of Business Products in Micro Business Groups in Motoboi Kecil Village, Kotamobagu City, North Sulawesi Soegoto, Agus Supandi; Wenas, Rudy Steven; Wahab; Soeikromo, Deasy; Soegoto, Andini Pratiwi; Satria, Andi Wiratama
Dimas: Jurnal Pemikiran Agama untuk Pemberdayaan Vol. 24 No. 1 (2024)
Publisher : LP2M of Institute for Research and Community Services - UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/dms.v24i1.24034

MSMEs play an important role in national economic resilience because they can become independent businesses that can increase people's income and welfare. On the other hand, fierce competition in today's digital era has encouraged the community and MSMEs business actors. Advances in internet technology and digitalization have become solutions for business development and efforts to expand the market. This community service aims to: 1) introduce good MSME business planning and management, and 2) improve MSME business management skills through digital technology. PKM activities were carried out in Motoboi Kecil village, Kotamobagu City. The results of the activity showed that the participants' ability to plan and implement the business increased, as well as participants were able to understand and use digital technology, as a means of promoting their products on social media, increasing sales and business profits of MSMEs.

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